Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn’t doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.
So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher's salary? And how you can also plan for an early work optional retirement? Tune in and find out!
KEY POINTS:
- Why Melissa began her money journey
- How to pay off debt with other financial goals in mind
- Pivoting your budget throughout your journey
- Melissa’s ultimate money hack
- Is a side hustle always a good idea?
QUOTABLES:
“Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort.” - Melissa Jean-Baptiste
“You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth.” - Melissa Jean-Baptiste
GUEST RESOURCES:
Melissa Jean-Baptiste
IG | instagram.com/millennialindebt
Get Your Copy of So...This Is Why I'm Broke - https://amzn.to/3OYCnIc
Have career and leadership development questions? Email Kimberly at podcast@manifestyourself.com
Learn more about Kimberly Brown and download a free career strategy template at kimberlybonline.com
Read the book “Next Move, Best Move: Transitioning Into a Career You’ll Love” at nextmovebestmovebook.com
Follow Kimberly on social media:
IG | @kimberlybonline - instagram.com/kimberlybonline
FB | facebook.com/kimberlybonline
Twitter | twitter.com/kimberlybonline
LinkedIn | linkedin.com/in/kimberlybonline
Your Next Move is edited by Instapodcasts (visit at instapodcasts.com)
Popular Podcasts
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Intentionally Disturbing
Join me on this podcast as I navigate the murky waters of human behavior, current events, and personal anecdotes through in-depth interviews with incredible people—all served with a generous helping of sarcasm and satire. After years as a forensic and clinical psychologist, I offer a unique interview style and a low tolerance for bullshit, quickly steering conversations toward depth and darkness. I honor the seriousness while also appreciating wit. I’m your guide through the twisted labyrinth of the human psyche, armed with dark humor and biting wit.