New Zealand's Financial Market's Authority Podcasts

Market volatility is about how much and how quickly prices in the market change. When prices move a lot, there's a chance to make money, but there's also more risk. Remember, market volatility is normal. In this episode, you'll learn what market volatility is, how it can affect your investments, and what it means for your KiwiSaver.

This episode features Brad Olsen, the Chief Executive and Principal Economist at Infom...

In this edition of 5 mins with the FMA Head of Financial Advice Romil Ghelani speaks to Heidi Norman about the Financial Advice Review. Regulatory Returns data signals a healthy financial sector. This is the first time the FMA has collected a comprehensive snapshot of the financial advice sector since the new Financial Advice regime came into effect in March 2023.
  
This data is derived from the 2024 Financial Advice Provi...

A managed fund is a type of investment where your money is pooled together into a larger investment fund with other investors. A fund manager with expertise in investing then manages that money and decides what assets to buy and sell on your behalf. Learn this and more as Jess learns how to get started in a managed fund. 

This episode features Sorted.org.nz’s Personal Finance Lead, Tom Hartmann.

Join Jess, a 27-year-old new...

In this special episode of our 5 mins with the FMA podcast, we take a look at outcomes- focused regulation with Liam Mason, FMA Executive Director of Evaluation and Oversight and General Counsel. 

Today we’re releasing a document that provides you with an update on our approach to Outcomes-Focused Regulation. An outcomes-focused approach means we focus on the end results that regulation is aiming to achieve for New Zealand businesse...

As we approach International Women’s Day, we’re thrilled to bring you the second episode of our Jess Learns to Invest podcast series.

In this episode, Jess sits down with financial Journalist and educator Frances Cook to discuss how women often approach investing differently. They chat about the opportunities women can embrace, and how women are increasingly shaping the future of investing. “Women may be less likely to in...

Are you ready to kickstart your investing journey in 2025? Dive into our new podcast series.  Join Jess, a 27-year-old newbie in the world of investing, as she navigates the ups and downs of becoming an investor. Just like you, she's learning the ropes. Each month, Jess will team up with a different expert who will share invaluable insights and tips about investing. 

At the FMA, we believe in empowering New Zealanders...

Jess and Stuart are back for episode 4 of our Navigating KiwiSaver series. Last week they discussed contributions, this week Stuart explains KiwiSaver fees, he also touches on active and passive investments.

The fee is calculated as a percentage of the net asset value of each fund, and is already deducted from your investment, so returns will be reduced.

Actively managed funds are where investment managers make a...

Did you know there are five contribution rates when it comes to your KiwiSaver — 3%, 4%, 6%, 8% or 10?  

Along with your personal contributions, your employer contributes to your KiwiSaver as well as the Government.

Episode 3 of our Navigating KiwiSaver series is out now! This week Stuart explains to Jess the importance of contribution rates and why a yearly review could be beneficial.

This podcast has been prepared by the FMA. The ad...

In this episode, Jess asks Stuart to break down the different types of KiwiSaver funds.

Funds are grouped by how much of the riskier investments they hold, like shares and property (also known as "growth assets"). Whether you're looking to dial your risk up or down, it's important to pick the right fund that aligns with your savings goals. 

Stuart also shares where to find out exactly which KiwiSaver fund you’re i...

Want to learn more about KiwiSaver? This is episode 1 of our new navigating KiwiSaver series.

This first episode is a KiwiSaver 101, you will learn what KiwiSaver is and how it works. 

Jess asks Chief Economist Stuart Johnson how much she should be contributing and when to review her contributions.

This podcast has been prepared by the FMA. The advice is of a general nature, and is not intended to be financial advice and FMA...

KiwiSaver has just reached a huge milestone! According to our latest KiwiSaver Annual Report, the KiwiSaver funds under management have soared to $111.8 billion as of March 31, 2024, marking a 19.3% jump from last year’s $93.6 billion. This is a big win for New Zealanders who rely on KiwiSaver for their retirement savings. 

The growth this year came from a mix of $13.1 billion in investment returns and $11.2 billion in con...

In this special episode of our 5 mins with the FMA podcast, we take a look at outcomes- focused regulation with Liam Mason, FMA Executive Director of Evaluation and Oversight and General Counsel. 

The FMA is moving towards an outcomes-focused approach to regulation and part of this change is setting out ideas around fair outcomes for consumers and markets. 

Our new guide: "Fair outcomes for consumers and markets" introduces...

In this episode, to mark World Investor Week, we take a look at ethical investing, with Paul Gregory, Executive Director, Response & Enforcement at the FMA. 

We talk with Paul about the challenges facing investors looking for ethical investments and the role of a regulator in making sure fund managers really are doing what they promise. We also explore the main things that investors should think about when looking at ethical inv...

In this episode, we look at the latest KiwiSaver Annual Report, with John Horner, Director of Markets, Investors and Reporting at the FMA.

The FMA’s latest KiwiSaver Annual Report shows that KiwiSaver has held firm through a continuing period of market volatility. Total funds in KiwiSaver have grown again this year, by $4 billion, due to contributions of $10.5bn from members, employers, and government.

This growth in total KiwiSaver ...

Today we’re looking at scams – particularly those investment scams that have led to Kiwis losing a lot of money – we’re talking retirement savings, house deposits and hard-earned savings being stolen by overseas criminals.  

We’re speaking to Sam McGuire, the FMA’s Regulatory Services manager. She sees a lot of the scam complaints that come in and she’s got some good advice for keeping safe.   

• Check out the FMA’s Warning and Ale...