Money Matters

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A wise man once said, "You only really need what you need - all the other stuff is stuff you want." This deceptively simple wisdom sets the stage for our most candid conversation yet about money, marriage, and the uncomfortable truths we rarely discuss.

Episode Transcript

DeLaw (00:00):
I like I tell everybody else, a wise man once told me.

Wes (00:04):
Them kids.
Bernie Mac.
That too.

DeLaw (00:08):
RIP.
But it told me when it boilsdown to it.
You only really need what youneed.
All the other stuff is stuffyou want.
So if you can pay your bills,exactly.
And if every all your bills aretaken up, or all your bills are
paid, whatever you do with yourmoney, that's that's on you.

(00:29):
But you're still wealthy inyour own right because once
again, even though you mighthave that hundred.

Wes (00:36):
You're not in poverty.

DeLaw (00:38):
Right.

Wes (00:41):
Hey everybody, welcome back to uh another episode of the
According to West Podcast.
Uh you have me, uh Wes on theuh the path to 99 overall on 2K.
I am at uh 91 overall, butdidn't pay for 91 overall
because shit is expensive.

(01:02):
And you have as always D Lawhere.

DeLaw (01:06):
You got D Law that can't even get the damn ball.
I'm a good shooter, son-in-lawout here.
You know what I mean?
Look, I've never seen and I itand this is what I was worried
about with this whole crewthing.
Did you join the crew?

(01:27):
Yeah, I joined the crew.
Who'd you join?

Wes (01:30):
I joined I'm gonna join the one that you joined because uh
only be so we can if we do playtogether and we happen to have
somebody, you know what I mean?
Send me just send me who youwho you join because I've been
I've been trying to get my uh myquest stuff, you know what I
mean?

DeLaw (01:43):
Yeah, I joined green effing something.
Green fucking green effing.
I think it's really like Finstead of saying fucking, just
Fm like F and N.
And I'm green F and something,and I just joined them because I
was like, I'm wondering whatthis whole crew thing is.

Wes (02:05):
They say the best the best thing to do is to join one with
a bunch of people in it alreadybecause they're gonna be
playing, and you whateverthey're gaining, you're gonna
gain too.
Whatever you put in, you know.

DeLaw (02:16):
I ended up joining one that it wasn't as high.
Like when I originally wasgoing to join, I saw one, but
they were it was like therequirements was like you gotta
be active, you gotta play everyday, blah blah blah.
No, no, no, we work over it,and so I found one, I just put
some criteria in there only atlike level 10.
Okay.
Uh, my boy, he's on one uhsomething, something tough,

(02:40):
whatever they were.
They were level 20, but heplays all the time, yeah.
And I was like, I just put mycriteria that most time I play
weekend and relaxed.
Yep, yep.
They popped up as a team, and Ilooked and I was like, oh, they
got 50 people, or they got 49people, people have been

(03:02):
leaving.
So I might I might leave andjoin another one.
I might leave and join anotherone.
Like I'm gonna just kind oflook around, see, see what there
is, you know.
But I feel like they suited mebetter than the other ones.
Because they they it really wasjust they just play on the
weekends, so they sound likeworking people.

Wes (03:24):
I'm good, I'm joining them now.
Yeah, don't leave, don't leaveyet.
Wait till I get there, see whathappens.

DeLaw (03:29):
I'll look to see if they're like if if I get on a
day, which I'm probably will, Iprobably should just turn it on
and see if someone left alreadyand be like, turn your shit on
and just join it.
Yeah, join it right quick.
Yeah, yeah, yeah, yeah.

Wes (03:42):
You're right, you're right, you're right.
Yeah, man.
I've been trying to uh grindout as much as I can because I
know uh granted I have a setschedule uh for work and stuff
like that, but sometimes it getsso busy or I just get so uh
fucking the motherfuckers that Idon't even want to play 2K so
the or anything.

(04:02):
So the fact that I have theability, I'm like, look, grind
is I'm I'm grinding as much as Ican.
Like I said, without spendingthe money because I ain't ready
to spend another what 50 for uh200 uh VC and shit.
I'm like, yo, I gotta beresponsible with with this money
and holidays and shit iscoming.

DeLaw (04:21):
Like everybody was like, oh, it's gonna be cheaper to
make new bills.

Wes (04:24):
I'm like, it's just kinda, kinda, it's the same.
Kinda, kinda.
I said kinda, I ain't sayinglike it was dramatic.

DeLaw (04:32):
Well, we when they did 2K18, the very first 2K that I
purchased on my own.
That one was the only one thatyou could get the pre-order, and
your pre-order VC covered yourfirst build up to 85.
That was the only one.

Wes (04:52):
What did this cover?

DeLaw (04:54):
Barely that, maybe eight to 80, 82.
I don't remember.

Wes (05:00):
I flew through that shit so fast.
But the 2K18, literally, if youoh, yeah, you're right, because
I'm at uh I'm at an 80 rightnow, and you're right.
Uh, and I used all my shit.
You're absolutely right.
I bought some clothes, but youget what I mean.

DeLaw (05:17):
Like, yeah, yeah, but it was it was one of the things
like I was like, Oh, yeah,because that's the only reason
I'm gonna get the pre-orderbecause oh yeah, it'll cover at
least to 85.
And I think if it if it coveredto an 85 every year
religiously, nobody'll be toomad about they might pick their
bills a little different, butthey know they're gonna have to
drop another 50 just to it.

Wes (05:38):
Ain't even another 50.
The way my shit and how Ileveled up, I'm looking at at
least another 100 just to get touh 90.

DeLaw (05:46):
Really?

Wes (05:47):
91.
Yeah, yeah, yeah.
And I'm at a 100 VC, yeah, 100USD.
Yeah.
What speaking of money in uh inVC, what do you think?
Um do you think you should as ahusband and uh person in your

(06:08):
marriage, you should be uhchasing your partner about
financial issues, or should theyjust be uh do you just let them
uh do what they do and whenproblems come about, they come
about like regular check-ins andshit like that.

DeLaw (06:24):
I told my wife, as long as I get your half of the bill
money that I need, I don't givea shit what you do with your
money.

Wes (06:31):
Bail money or bill money?
Bill.
Well, bills, bill money, yeah.

DeLaw (06:37):
As long as I get as long as I get what I need from you so
I can pay these bills.
You wanna go broke, go broke,but I better still have that
money going.

Wes (06:47):
Yo, so okay.
So hypothetically, I should sayshe go broke and she say, Hey,
babe, can I get some money?
What's your answer?

DeLaw (06:58):
Uh make sure you can we'll have to figure out how
we're gonna split this late feeon the mortgage.
Nah, nope, no, because I I if Iwas to tell you I'm be late, or
that's like I don't have nomoney.

Wes (07:16):
Can I get some money to do something?
No, I'm just saying, like, if Iif you paid the bill, she paid
the bill, the bills are paid.

DeLaw (07:21):
I'm just saying, if if the bill, if the bills already
paid, all right, whatever.
But don't turn around and belike, I want to go get some
food.

Wes (07:30):
Yeah, I got you.

DeLaw (07:31):
What you what you mean?
I didn't ask you what you'redoing with your money.
Don't judge me on what I like.
I think I got that bottle ofblending.
Oh, I can't believe it.
Like, I don't, you know what?
I don't even feel bad if youdon't have no money.
Oh the bills are paid.

Wes (07:48):
I brought this one bottle.
Did you not have money?
I don't never have no money.

DeLaw (07:54):
By the time I'm done, by the time I'm done paying
everything, yeah.
I got maybe $18 in my bankaccount.
Oh shit.
18.
Like, not even like a good 18.
Yeah, that's that's a that's ait's a weak 18.
It's a weak 18.
It's like if you're playingspade, you'd be like, man, I got

(08:16):
two in the possible, the strongpossible.
It's like it's a it's a weakpossible depending on how the
day looks.
Yeah, don't let me run out ofgas on that motherfucker.

Wes (08:26):
Okay, geez Louise.
I was um, yeah, sometimes I Ifall in between uh feeling like
I need to be monitoring hershit, but not necessarily on our
back and shit.
Cause I'm like, yo, because Iuh me personally, I'm like, yo,

(08:48):
she only pays like our utilitiesand stuff, and I kind of pay
everything else.
So it's like I already pay morethan you.
So if you ain't keeping upwith, and I'm paying more, I'm
like, yo, we we we got aproblem, we got a problem.
So sometimes I just be checkingin, like micro checking in,
like, hey, how's everything?
This, this, and that, blah,blah, blah because I don't want
to be surprised because uh Ithink I said this already, it's

(09:09):
like every time I want to dosomething for me, it's just
like, oh, I'm gonna go get thisgraphics card for the computer.
Um, do you think you can uh I'mlike, yo, what happened?
And then it's just like youknow, shit gone.
I'm just like, come on, man.

DeLaw (09:22):
But see, I know for us, depending on how you really,
really slice the pie, as far asmonthly bills, she pays more on
the monthly bills than I do.
Because the BGE is is itfluctuates, and I think she

(09:48):
fronts the American home showevery month, but I don't know
how much that is either.
But if we're talking abouttotal bills as far as things
that she doesn't contribute to,because BGE is the only bill,
BGE and American Home Share arethe only bills that she has that

(10:10):
I don't contribute to.
But she doesn't kind of shedoesn't kind of she doesn't put
no money towards the regularmaintenance of the house.
So as far as like changing thereturn of filters or buying new
things to place onto the wall tolike do stuff, she doesn't put
towards um, she doesn't puttowards the cloud stores for the

(10:36):
ring camera, she doesn't puttowards the filter for the
refrigerator or anything else,all those things are confronted
by me.
So as far as those bills, if wewere to really total it up, she
would still pay more than me ona monthly basis, but not by as

(11:00):
much as what she thinks.
Yeah, and that's if she told meeverything that she's paying
that I don't pay for becauseshe's like well, why didn't you
tell me that that the ringcamera stuff is $200 a year?
What do I need to tell you thatfor?
You ain't gotta pay for it.
Why didn't you tell me that thethe get your refrigerator

(11:21):
filters and stuff, it costs likesixty dollars every six months?
Why do I need to tell you allthis?

Wes (11:28):
Like maybe she was maybe she was like, I was secretly
resenting you, and maybe Ishouldn't resent you.

DeLaw (11:33):
Hey, look, I said those are I and I like I told her, I
said those are two purchasesthat I made that I wanted, so I
fronted the maintenance for it.

Wes (11:43):
Yo, speaking of the ring camera, Drain, um, why don't you
get the version that you couldput an SD card in and you ain't
gotta worry about the cloudstorage?

DeLaw (11:51):
Uh, because then that means I had to call some eye out
to get it.

Wes (11:54):
That's not hard.
That's cool, man.
That's not hard.
I changed mine.
That's not hard.
Right.

DeLaw (11:59):
I ain't playing with these.
All right.
The doorbell one was badenough.
They was like, did you turn thepower off to the house?

Wes (12:06):
I said, uh you didn't turn the power off when you did it.
I didn't know.
How do you not know?
Well, the guy circuitelectricity, I might die.

DeLaw (12:17):
It wasn't me, it was the guy.
The guy was about to put he'she was about to take the old
doorbell off.
I was like, and I saw the wire.
I said, Did you need the powerto be off?
He said, It's not already on.

Wes (12:27):
I said, No, no, that's his dumb ass fault then.
Because if he's coming overthere to do that, I'm not going
behind the customer to I mean,I'm going behind the customer to
make sure it's off.
I ain't trusting a word.

DeLaw (12:37):
Hey, look, and the funny killed that man.
Look, and the funny part is isthat even if he touched the open
circuit, I know not to touchhim.
He'd have been dead that day.
I'd have had to go there.
Look, I'd have ran up sinceturned the power off and prove
and and and hope that he that hedidn't die.
Oh my god, because once theelectrical current is done in
you know from the initialsource, you're now being a you

(12:59):
you can now touch the person.
So I've called 91 and I'll trysome chest compressions and
shit.

Wes (13:05):
Nope.
Oh, because you ain't chased,all because you didn't turn the
power off, now you kissing someman on the floor.
You wonder how I got here.

(13:30):
Yeah, let me tell you thestory.
Let me tell you this story,yeah.
Oh man.
But nah, man.
I was uh what was I saying?
Yeah, the finances and shit.
I was reading his article, andthis guy's like um pretty much
he pissed off.
He was like, um he uh he neededsome advice in this uh the

(13:55):
situation.
His uh he says uh his wife anduh his wife recently received a
letter from the governmentstating that she needs to
provide details about her taxissue, and that it was a
three-month deadline from thedate the letter was sent, which
was earlier this year.
The task of gathering the infowas straightforward, but my

(14:16):
partner kept putting it off justa few weeks before the
deadline.
Throughout those months, Iwould occasionally ask when
she'd take care of it, each timeshe said she'll handle it and
told me not to worry.
But it was clear the situationwas stressing her out, and it
felt like she was avoiding it.
I offered to help.

(14:36):
And since I've done similartasks before, in the final
weeks, I offered to help onweekends, but not weekdays after
long work days.
A few weeks before thedeadline, she finally sat down,
did the task, and realized sheowed a significant amount.
This triggered a strongemotional response, and um and

(14:57):
she broke down.
She has a difficult historywith money and had what she
said, she what she has adifficult history with money and
had worked hard to get into astable place, so the tax bill
was a shock.
I tried to talk to her and calmher down and figure it out and
figure out a way forward.
And during the conversation,she said something I found

(15:18):
genuinely funny, and I laughed.
That was clearly the wrongmoment.
She thought I was laughing atthe situation, not the comments.
The next day she contacted anaccountant to file, to file the
return properly and verifyeverything.
At that point, there were stilla few weeks left.
As the deadline neared, shestill hadn't heard from the

(15:41):
accountant.
I asked if she'd follow up witheverything.
I asked if she would follow upand uh whether everything was
okay.
She said she had and told menot to worry.
I was stressed.
Missing the deadline could meanfines or worse.

DeLaw (15:56):
More money.
Yeah.

Wes (15:57):
Yeah.
Shit.
While it didn't affect medirectly, we're married and
financially tied.
So it felt serious.
The deadline passed without anyword from the accountant.
She asked me not to bring it upagain and assured me it was
under control.
But I remained anxious.
One night I had a dream whereshe was distraught over the
cost.

(16:17):
It struck with it stuck withme.
And I mentioned it the nextmorning.
And I mentioned it the nextmorning.
We usually talk about ourdreams.
Later that day, I was stillvisibly stressed.
She asked what was wrong, and Imentioned the issue again.
A few hours later, she calledfor she called, she called from
a friend's place and told me.

(16:37):
She called from a friend'splace and told me off for adding
more stress to an alreadystressful situation.
I'm not sure if I did the rightthing.
She delayed, avoided follow-up.
She delayed and avoidedfollow-ups and left things last
minute.
We're very different in how wehandle responsibilities.
I would have done it rightaway.
I know it's not my problem butdirectly, but we're married and

(17:01):
financially concerned.
I mean, I'm sorry.
We're married and financiallyconnected.
It was stressful for me too.

DeLaw (17:08):
Is his name on this shit?

Wes (17:09):
No, they never put the names.
For context, we have separatebank accounts, separate
salaries, but we share a houseand bills.
At no point did I think mypartner would not be able to pay
any bills.

DeLaw (17:23):
You know what I mean?
We're gonna tell Brother Financeif your name ain't on that
bill, don't worry about it.
Nah, yeah, all right.
Yeah, if you look at it thisway, look at it this way, with a
lot of those bills, if yourname ain't on it, and they say,

(17:47):
Oh, well, you gotta pay.
No, I don't.
You had an agreement with thatperson.
They got nothing to do with me.
My credits, your credit scoredon't get messed with, no
nothing.
Now, if his name's on it,that's a different story.
So just like the uh Verizonbill we got that I paid, um her

(18:11):
name is on it, my name is on it.
So if it don't get paid, itaffects both of us.
D, that's just her.
But all the stuff that we gottogether, yeah, we out.
Hey, um, I'm gonna need I'mgonna need that $300 that you
that you owe me.
I got you, I got you.
I said, all right, I'm gonna Ican't cover it.

(18:34):
So I'm gonna need that moneyHSAP.
Right.
And when I can cover it, a lotof times, and like when I do the
bills, um, she only she onlybudget is for two times a month,
even on her three paycheckmonths.
Me on the other hand,regardless of what it is, I just
pay every time I get paid, Ipay to leave us with that

(18:57):
cushion.
Yeah, yeah, yeah.
In case something happens, yeah.
Like if it's like, hey big, Igotta keep this third check, but
you can figure it out.
I've already I've already putthat money aside.
So, oh well, if you want tokeep that check, that's fine.
What do you mean?
I'm not going to I'll pay this,this, this, and this.

(19:17):
Right.
Right.

Wes (19:20):
Yeah, uh, it's one of those things where it's like, yeah,
you you say the the my name, youknow, if you're name it in the
bill, you ain't gotta worryabout it, but um obviously money
not money, not the more moneyin the house is the best thing
ever, you know what I mean?
So it's kind of like if it'sonly my money and I'm I'm
working to support everybody,I'm just looking at all the the

(19:42):
things, quote unquote, or thesituations we could be doing and
or having, and it's just like,well, you're not handling your
responsibilities or your yourfinances the right way, and I
gotta save you.
No, no, I mean, of course, aman would love to save his
woman, but not when you arecausing the dangerous shit.
Like, I'm not who the fuckwants to keep doing shit.

DeLaw (20:04):
Look, I I like I tell everybody else, a wise man once
told me kids, Bernie Mac.
That too.

Wes (20:14):
RIP.

DeLaw (20:15):
But he told me when it boils down to it, you only
really need what you need.
All the other stuff is stuffyou want.
So if you can pay your bills,exactly, and if every all your
bills are taken up, or all yourbills are paid, whatever you do
with your money, that's that'son you, but you're still wealthy

(20:37):
in your own right because onceagain, even though you might
have that honey.

Wes (20:41):
You're not in poverty, you're not in poverty, right?

DeLaw (20:44):
All your bills.
So at the end of the day, youknow, for him, he's fine.
It's it's her that's having anissue with it.
And he and him micromanaging,and I'm not for micromanaging
someone else's finance, but I amfor micromanaging when you
about to have a late fee, youabout to ask me for some extra
money that I ain't got.

Wes (21:03):
Yeah, exactly.
So that's that's my wholething.
What it is, is like sh he'strying to, he was, I feel like
he was communicating to hereffectively, like, yo, and he
was doing it way before it wasuh supposed to be done.

DeLaw (21:17):
Like it's like yours became a problem a problem.

Wes (21:21):
What's going on?
You you know, youprocrastinating a little bit.
I don't want you toprocrastinate and something
happened.
Was was this, this, and that.
She, you know, I ain't gonnasay she wasn't communicating
properly, it's just like she wasbent, she was dismissing her
own problem, but it wasn't shedidn't under the communication.
How could I put it?
You probably could havecommunicated a little better,

(21:42):
like, yo, in the beginning,like, yo, this affects me too
because uh I want to make sureyou're good and we are together.
Uh the we share the house andand bills and stuff like that.
So anything you can'tcontribute, I gotta take on.
So I would like for you to youknow treat this with some
urgency to put me at uh peace ofmind.

DeLaw (22:03):
Yeah.

Wes (22:04):
So it's one of those things where it's like, I don't think
that's a tough axe.
You know what I mean?
Like, yo, and you know how manytimes I've I've our wives tell
us, like, yo, could you just dothis for me?
Or could you just do this?
I know you don't want to, this,this, and that.
And that's just something forher.
He was asking her to dosomething for her, which was

(22:26):
fucking start this fuckingpaperwork.

DeLaw (22:28):
But women don't understand that.

Wes (22:30):
No, she don't understand.
I ain't gonna say woman.

DeLaw (22:33):
She women don't understand that.
You get some.
I'm not gonna say all of them.
The majority of them don'tunderstand that.
They'll, I got it, I got it, Igot it.
And when it gets down to whenit gets to the crush time,
they're like, Oh, I don't knowwhere I'm gonna find this money
at, but I'm gonna figure it out.
And as long as they figure itout, they don't give a shit.
And I like I told my wife, Isaid, me and you, we we use our

(22:57):
money differently.
You'll see your paycheck aboutto come in and you done spent
your paycheck.
I see my paycheck coming inuntil that motherfucker click, I
don't spend shit.
Like, oh, I'll get paid by thisso I can go ahead and buy this,
and then be and then be brokewhen the paycheck comes.

Wes (23:19):
Which is weird.

DeLaw (23:20):
How y'all I'm how y'all live like that?
But they they want to learn iton their own.
And that's why it always tricksme out when they be like, oh,
well, I pay my own bills, I dothis.
I'm like, yeah, okay, yeah,great job to be an adult.
I get it.
But how is that the lead off toyou talking to me about how
you're independent that you'retelling me that you're an adult?
Bitch, I'm here too at the bar.

(23:42):
I paid my own drink.
Don't that don't that meansomething too?

Wes (23:45):
Nah, because you're supposed to.
That's how they that's how theywith that logic is like, no,
men are supposed to be able topay their own stuff, women not
supposed to be paying their ownstuff.
Look, that's listen, listen,listen, listen.
That's why a lot of guys be uhwhen they be dating and shit,
they they the the process, youknow, the one uh the person

(24:06):
they're dating be coming to themwith a lot of debt, or they be
behind on bills.
It's always like I gotta pay myphone bill, I'm behind on my
phone bill, this, this, andthat, because they wanted to
spend the fifty dollars or ahundred dollars on the lashes or
something like that.

DeLaw (24:23):
So I mean, I'm glad I brought my wife over to Top
That's why I'm glad is now it'sonly you know, like I said, if
you want to pay your phone bill,by all means, I'm not gonna
keep you from paying your phonebill.

(24:45):
Just know the kids that I tutorpays my phone bill.
Therefore, you really don'thave to pay for anything.
Oh well, you know, well, youknow, you know, the Netflix
comes out of it too.
I said, that's fine.
I said the bill is 163, andthat's what the Netflix

(25:06):
included.
So I literally, I thought Isaid my phone bill was like 105.
I added you on, it turned intoanother $30 that I had to pay in
the Netflix, whatever.
I'm like, you're you werepaying like $65.

Wes (25:24):
Y'all ever downgrade the Netflix and not pay for the 4K?

DeLaw (25:27):
Nah, she won't like the commercials.

Wes (25:29):
No, okay.
Yeah, the funny part was itcould have been free, it was
just a commercial, but we we getNetflix, so all this happened
to reduce her bill, likeeverything we've done, if we're
being honest, everything is thatyou sacrificing to use you
sacrificing stuff to lower herbill, but it ain't nothing that

(25:51):
you can sacrifice for to loweryours.

DeLaw (25:54):
My bills don't change, even with the most recent thing
we did to consolidate my debt,so everything didn't work out
like we wanted to.
So when I put on that I wantedmoney to you know, do the little
loan thing, I was like, Yeah, Iwant to do this and this.
They said, Well, you put debtconsolidation, so what debt are
you trying to consolidate?
So I was like, Well, let meconsolidate these two credit
cards.
But really, I was hoping theywere just gonna give us the

(26:16):
money.
I paid off one, paid off thetown.

Wes (26:18):
Oh, they they pay they pay off the uh you could have asked
some some banks, some financialinstitutions, like, all right,
we can give you the money.
But if they say if you say debtconsolidation, yeah, they're
gonna uh they're gonna they'regonna pay it them, they're gonna
pay it themselves.
Yeah.

DeLaw (26:35):
So they they did that.
So the the the the if thetimeshare had if we had enough
money to get the timeshare puton there, we'd have been all
right.
We both would have came backwith money.
Yeah, yeah, yeah.
But and I when I say money, Iwant to say maybe like $170 a

(26:55):
paycheck.
Or maybe like a hundred dollarsa paycheck, yeah.
But that's a hundred dollars wedidn't already have.
Yeah.
But when they say, Oh, we'regonna pay or get that, I said,
all right, well, she's like,well, does that help you?
I said no.
I said the only thing it doesis allows the business to grow.
Because before I left to cometo the state, the business
didn't take hits.
The business, the only hit thebusiness took was to pay the

(27:18):
phone.
That was it.
Other than that, I worked atremember I worked at Magnesium.
I worked at Magnesium, soMagnesium paid my other part of
my mortgage and everything else.
So the business took a hit of ahundred dollars a month, and
that's why it was growing soquickly.
But then when I got to thestate, I lost that and I had to

(27:40):
use the business.
So I said, I said, in anutshell, okay, it's a good
thing, because now the businesscan start bringing money back
in, and now since we no longerhave a HELOC, we got like a loan
loan.
The business is gonna be what weuse to do shit.
Yeah, so it it is what it is atthis point.

(28:00):
So it's like I don't know whatelse, unless we hit the lottery.
Yeah, I've been drawn.
I've been drawn.
Somebody was like, So what ifyou hit the lottery, would you
tell your life?
I said, Hell no.

Wes (28:12):
You say, Would you tell your wife?

DeLaw (28:13):
Yeah, would you tell her?
I said, Hell no, I wouldn'ttell my wife.

Wes (28:16):
Yeah, listen, you're not alone.
I've said I've listened I'vequietly said that to myself so
many times because it's kind oflike yo, just let me take care
of what I need to take care of.
Like, I ain't going nowhere.
You know what I mean?
Like the only thing I'm taking,I'm taking you with me, so it
don't really matter.
Like, I'll once everything isthe responsible stuff is done,
then yeah, because I don't wantto, I don't want, I don't want

(28:37):
nothing to cloud my judgment.
You know what I mean?
Look, the only thing that Iwould the only way I'm gonna
tell you like this, it don'teven have to be millions, and
I'm not doing it.
Let's just say it's like a uh10 bands or something like that.
Hell nah.

DeLaw (28:53):
Ten bands, hell no.

Wes (28:55):
Just like this just say you want 10 bands.
If I found it, I ain't sayingit.

DeLaw (28:59):
I'll just pay shit off, yeah, and not say nothing.
I wouldn't I wouldn't saynothing.
I would just say, oh, I paidthis because I wanted a sports
bag.
I would say it in ways of likeI'm not saying nothing.
Because certain certain thingsand be like, oh yeah, baby, I
want uh I want 10 grand sportsbag.
Like let's not let's say I wonthat billy, right?

(29:21):
I wouldn't pay everything offtoo quickly because then it
looked weird.
Like, did you win the lottery?

Wes (29:26):
So it'd be like But y'all got y'all got separate accounts
though, right?

DeLaw (29:29):
Right.

Wes (29:30):
Just lay it in your account and pay it monthly and not say
shit.
Put it on auto pay.
That is the easiest way to getaround that shit.
Auto pay it.
You know the shit is there.
You ain't gotta worry aboutnothing.

DeLaw (29:43):
I can I can do that, but it becomes why do you have any
payment if you if you have it?

Wes (29:51):
Or let's say she's oh I ain't know that part.
I ain't know that part.

DeLaw (29:57):
So I have to tell her some things.
Because then her payment for itstops.

Wes (30:04):
Yeah, because at that point you she she won't see that as a
financial uh mistrust and shitand feel like you're taking
money from her.
Because I'll be I'll be bad,I'll be mad about that shit too.
Like you giving you uh youshortly nail money and shit like
that, or whatever have you,your girl uh nail money, and she
got money, she just notspending your money that you
give her on nails.

(30:24):
She's saving your money.

DeLaw (30:26):
Right.

Wes (30:26):
Some distrustful ass shit.

DeLaw (30:28):
But if I won that billion, if I win that billion,
I would have to pretty much, Iwould have to pretty much space
out what I pay off.
So I'll be like, so let's sayit'd just be like that one time.
Oh, I put this bet togethertogether, babe.
If I hit this, it's gonna be30,000.
I can pay off the house.
And I just wake up like, ohshit, I hit it.

(30:50):
I'm about to cut this shit out.
Like it'll be it'd have to belike a whole place.

Wes (30:55):
I I'll be I'll be uh still catch on to me so fast because I
can't show no enthusiasm likethat because I done already sat
on the money.
So the enthusiasm is gone.
I can't wake up and do that.

DeLaw (31:07):
It'll be something like it'll be something like 300,000,
knowing that we only got like200,000 left of us.
Yeah, yeah.
So it'll it it'll always looklike well, he split it with me,
it ain't enough enough for me toleave his ass, but you know
what I'm saying, I can get someshit done, you know.
And we're like, you know, it'sa couple months later, you know,

(31:30):
like hey, hey, I just put thisback together.
I might get our cars paid off,you know what I'm saying?
Hey, look, pray to God thatthis shit gets paid off, you
know what I'm saying?
Hey, hey, yo, I get for 40.
Yo, all right, so I'm gonna payyour car, my car.
We're just gonna split therest.
You know what I'm saying?
Like, it would have to be likethat.

(31:51):
Now, the issue becomes theother hundred million I got
sitting in my cow.

Wes (31:57):
Yeah.

DeLaw (31:58):
Like, how do I explain that?

Wes (32:00):
You don't like listen, I'm gonna tell you like this.
There are there are men outhere who are uh experts at that,
and they have done it for awhole fucking 50-year marriage.
I'm sure.
I'm sure you can figure thatout.
Not that I'm not that I'mwishing it and shit, but it's

(32:23):
just one of those things whereit's just like, yo, she ain't
got nothing.
Never here's the thing.
I ain't gonna say we're gonnabe living in squalor or anything
like that.
It's just like she ain't gotworried about nothing.
So what does it matter?

DeLaw (32:33):
Well, see, I'm on the assumption, and this is just my
personal opinion.

Wes (32:39):
When what it'll be crazy is when you stop working.
That's the thing.
I don't know how you explainthat.
Oh, I wouldn't stop workingwith with a couple million
dollars in the bank.

DeLaw (32:49):
With if I won a lottery or won another and I didn't have
to work, I would still go towork.
You crazy.
If somebody asked me, they waslike, Why would you still go to
work?
I said, because it's just adifferent feeling to know that
you go to work and you can leaveat any given point.

Wes (33:04):
Oh, I'd be too tempted to cuss people out because I know I
can.

DeLaw (33:08):
Right.

Wes (33:09):
Like I don't have to hold my tongue when I feel like you
disrespecting me.
And I'm not even that one ofthose types of uh employees
slash uh adults that that's feelyou know that's quote unquote
easily uh disrespected, likeeverything is disrespect.
But you know, at times whereyou at the at the at the office,
there are people that that tryyou because of their role or

(33:30):
their uh they quote unquote feellike they're smarter than you
and stuff.
That's the stuff I ain't gottime for.
I you know, I'll sit there andprofessionally handle that
because that's the way I gottado it.
But if I ain't if I don't haveto professionally handle
anything, I can handle this likeI'll however I want to handle
it.

DeLaw (33:47):
But see, I would look at it this way, like I like I and I
was talking to my wife aboutthis about one of money, one won
the lottery.
I was like, I would go to work.
I said, what would change issince all the bills will be
paid, except for taxes and allthe other stuff, my 401k, I
could put more money into it sothat when it gets to my 10 years
being there and I get vested,that if I decide to leave and

(34:13):
just wait to be cashed out onthat at like 62, I'm good.
Yeah, you know what I mean?
I still get my I'm vested, Iget that's my retirement,
whatever.
You go to you go to workalmost, you go to work almost
carefree.
Like you really, you really goto work like oh, you told me to
do what?
Oh, all right.
I mean, I just gotta do enoughto keep my job.

(34:34):
Like, I don't give a shit.

Wes (34:35):
Oh, you know what, you know what you you I mean, I can see
it that way because you knowwhat that's the equivalent to
being a trust for uh being atrust fund, baby.
Like, yo, I I do this for thelove of the I'm bored, so I come
to work for the love of thegame.
That's right.
You don't have the real sameproblem, so you can actually
just kind of just actually doyou can do how could I put it?

(34:58):
You know how like we talkedabout giving a uh 10 100 at your
job or whatever, you can give50%, and as long as you stay
above them not firing you,you're good.
I'm not looking to move up.
I'm fine, yeah.

DeLaw (35:11):
But look, because it'll be like stuff like, excuse me,
you know, you didn't have thisin by the due date, like
something that you're like, whythe hell are we doing it?
Well, I didn't feel it wasreally that necessary because
this, this, this, and this goingon.
I feel like this wasn't reallya priority.

Wes (35:26):
I'm not saying that.

DeLaw (35:28):
But what I'm saying is that now you because as long as
you reach your, you know, youget your minimum to keep your
job, you really can kind of.
I mean, you don't work for thestate.

Wes (35:40):
Listen, you could be running all the sports pools
throughout the office, like, allright, we're doing tennis.
You're not even interested intennis, but you're just trying
to make it popping in theoffice.

DeLaw (35:51):
Like, it's it's just a it's a different feeling to know
that you can go in there and nomatter what they say, they
can't.
They can't affect your money,yeah.
Right, they can't affect well.
What if you get fired?
I'll be fine.
So you're saying you'd be fineif we fired you, yeah.
I'll be fine.
I wouldn't tell them, oh, I'mI'm worth 900 million dollars.

Wes (36:13):
Yeah, the moment you say that type of thing, that's when
they'll you know the hate andthe jealousy, and they don't
want they don't want to beworking next to a motherfucker
that they know they can't reallybe.
They can't control you becauseyou just going to work.

DeLaw (36:27):
I said, but I said, I said, look at it this way.
If I was vested already, then Iwould leave work.
Yeah, but because I'm notvested, there's no need for me
to leave.
Like even if I won, even if Iwon the lottery at 62 when I'm
retiring, yeah, I would leavework because I can retire.
I'll get my food, I'll take mysocial security, early social

(36:49):
security, all the other stuff,and I'll be Gucci.
But with me still being soyoung, you know, you gotta treat
it like an older personretiring.
You once you retire, you youyou die slowly.
You gotta get up with a purposeto do something.
You know, I can still run mybusiness, I can still do all

(37:10):
these things, but like even ifeven if I was gonna try to
recoup money or start bringingin residual income, I would hire
somebody to run my business forme.
I'll be like, all right, I'mhire for a director, someone to
do all this stuff to come overstuff.
You won't hear too much from meunless you need something,
yeah, or unless you start losingbusiness and you know what have

(37:30):
you know, all these otherthings.
You ain't gonna hear too muchfrom me.
Yeah, it's pretty much yourthis is your thing.
So this business lives or dieson your shoulder.
And then, you know, when Ibring in your assistant, you're
gonna train them because at somepoint you're gonna move on, and
someone else has to step intothat role.

(37:50):
Like, I don't expect you towant to be here for the rest of
your career.
Oh, it's amazing.
No, I want you to get up, Iwant you to come here, why don't
you learn, become good at whatyou do, and move on.
Move on to something that'sgonna get you a whole lot more
money than what I can pay you.
So, but that not every personthinks of it that way.

Wes (38:08):
No, I think of it that way too.
And but like I think we talkedabout it before, like um some of
our best examples are uh themillionaire CEOs and founders
and stuff like that.
Like they had they they got themillions and they still running
or on the board of a companywhile running another company,
yeah, or while still running oryou know, doing other things and

(38:28):
and then doing you know uhinvestment funding and stuff
like that.
So I told my I told my wife,like a push company's like even
if we did like if we got likefive mil or ten mil, I said,
I'll set up a way where we canlive off of three hundred
thousand dollars uh a year.
I said I'll I'll um oh yeah,you know, some high interest
yield accounts or uh put it inthe Fidelity, uh, you know, the

(38:52):
stock market uh the brokeragecompany uh handle that type of
stuff.
And if I can pull in 300,000, Ican work and still make a
hundred thousand.
We may gain damn near a half amil.
Wife don't work, and then I'mstill keeping the money in the
bank.
The money's making the moneywhen I pass.
I should have done, I shouldhave done something with that
three, four hundred thou a yearthat I made.

(39:14):
Yeah.
To the point where I'm now I'mmaking a million a year, that
money's still sitting, and thatmoney uh going to a trust, and
then the kids can, you know, thefamily can live off of $300,000
a year.

DeLaw (39:25):
But I mean, even for even for me, and like when I told
the the chick that I wouldn'ttell my wife, I said the only
reason I really wouldn't tell mywife is based on the talk that
me and her have had.
Every other month or years, Iwant a divorce or this and
everything.
Like when all that money comesto the picture, it turns into,
oh, well, I can leave himbecause he'll be all right.

(39:48):
I ain't gotta feel bad if Ileave him and he broke.
You know what I'm saying?
It's one of those things whereit's like so.

Wes (39:55):
If I tell you, and then all of a sudden now listen, this is
this is also what you can do.
This is also what you can do.
Do what all the uh the thefootball players do.
When I say football, I meanglobal football, soccer.
Oh uh put everything in theirmom's name.
So when it comes time for allthat shit, you can't get the

(40:16):
money anyway.
Because oh, this is this is uhthis is uh senior Mrs.
Smith's uh money.
This isn't uh this isn't juniorMrs.
Smith's money.
Uh it's not even my money.
My mom puts me on an allowance.
So hey, right.
But there's no way to there'sno way to get there's no way to
get that.

DeLaw (40:35):
But that's the biggest reason why if I did win a large
sum of money, unless it wassomewhere it was like, all
right, well, I gave her 10,000because of whatever, that's
different because she ain'tgonna just come and say, All
right, I'm gonna divorce off10,000.
10,000 don't really solvenothing.

Wes (40:53):
You'd be surprised.
So that come up off of theyou'd be so you'd be you'd be
surprised.
She'd be like, I can start overwith this.
You'd be surprised what peoplewould think.

DeLaw (41:01):
But it's one of the things like once you know that
I'm worth a whole lot more, it'slike, oh, well, you know, well,
after you pay everything, breakme off half.
All right, cool.
I break you off half.
Then that means you get mad oneday.
Well, I'm out.
I'm gonna tell you like this.
I mean, that's half the money.

Wes (41:18):
I ain't even had I haven't even had that talk, but if I win
it, I'm not breaking you offhalf.
I won it.
That's just like me going towork and then she's saying,
break me off half.
That don't that don't that'snever gonna fly with me.
Now we and the I'm justhypothetically speaking, we
traveling or we in the woods ora Brinks truck fly the fuck
open, I run and go get the bagand she speeds off and shit, and

(41:41):
we try and get back to thehouse and she's like, We gonna
split this 50-50.
Yeah, yeah, that is the onlysituation.
But if I take the money that Iearn, five dollar ticket, boom,
boom, boom, boom, boom, boom.
No, you won't be taken, youwon't be taken care of, but it's
just like nah, I'm not gonnagive you fucking half.
I love I love her dearly.

(42:03):
It's just it's just uh the theoptics and the semantics of
that.
I'm like, hell no, I will makesure your dream, your wildest
dreams come true, but it's stillmy job to protect and provide
and bring in money.
I brought in some money, so I'mstill gonna manage right this
money.

DeLaw (42:18):
For sure.

Wes (42:18):
Like, let's let's figure out let's figure all that out.
But I'm not gonna just say,here you go, right?
Hell no, even when we give himthe money as we we like, so
what's what you doing?
Like, what is what is why don'tyou have you said you had it
last week and you don't have itnow?
Like, what happens?
This it's the same thing withthis uh the story.

(42:39):
It's like yo, like he's stillasking, like, yo, like I'm
protecting provide is too is itmeans it can mean so much in
different uh scenarios, and he'strying to protect their family
from financial mishap by stayingon your ass.
He's trying to provide insightinto the switch about how you

(43:01):
should handle this, because hesaid he went through something
like this before.
She just kind of just like, yo,I don't need that shit right
now from you.
Like he was nagging orsomething, and I'm like, come on
now.

DeLaw (43:11):
I've been late on the mortgage once, and that's
because I you know it was new tome paying it every call.
Because when we paid the rentat the place we used to live at,
um it went into a into asoftware.
So we would go into thesoftware, hit pay, it'll run
whatever, and we were good.

(43:33):
It was when we moved and gotthe mortgage, I think it was
like I want to say, I'm notgonna say a couple months down
the line, I want to say likemaybe a year down the line.
And I was no, it probably waswithin the first 10 months, just
I was just like, I got time, Igot time, I got time.
I looked up, this shit was a17.

Wes (43:59):
I've only, I mean, I've I've been I've been pretty
consistent because I know likeuh like the check, whatever
check is close to the um thefirst, that's the shit that it
comes out of.
The only time I've been late isby by like a day or two, and
that's because I chose to belate by a day or two.
But my whole thing is I'm like,nah, the way I think about it,

(44:20):
since I'm paying all of it, islike I don't never want
something to happen to mebecause I procrastinated and
then like I'm goodness forbid,uh, can't pay it right now
because I'm oh broken arm or I'min a hospital doing that time,
something crazy, or evenvisiting or handling something,
and I couldn't readily get toit.
I don't want to worry aboutthat.
I wouldn't want to have my wifeworry about it.

(44:42):
So as soon as I get thatmotherfucker, the shit gets
paid.
Every everything that I likekind of got my hands on with
that, as soon as I get it, itneeds to get paid.
Like it has to get paid anyway.
I'm not um you know, I'm not ina situation where I'm robbing
Peter to PayPal, so the shitgets paid, and I don't have to
worry about them just like uh.
So when it comes time, I thinkwe talked about it before, like,

(45:02):
oh, I want to go out to this,this, and this.
Like, uh, well, um, I just paidthe mortgage today.
Uh we ain't doing that.
Uh, how about we go to uh uhwhatever, whatever, whatever.
Let's go to Longhorn orsomething.
We not doing, you know what Imean?
We not doing that and spendinglike $120.
We not doing that.

(45:22):
I just paid them, you know, andyou know, so you know how that
shit goes.

DeLaw (45:26):
But yeah, now I missed it once and I didn't even I didn't
tell her.
I just paid that $41 changelately.
Didn't say nothing.
She was like, You good?
I said, Yeah, no, everythinggood.
Gucci.
But I I take care of it.
Like all the bills besides BGE,I take care of.

Wes (45:48):
So it's safe to say that you uh you believe in uh
financial independence in themarriage.

DeLaw (45:56):
I believe in independently making sure the
bills are paid for your havebefore you do anything else.

Wes (46:05):
I'm gonna take that as a yes.

DeLaw (46:07):
Um it's a very long drawn out yes, but yes.

Wes (46:10):
Yeah, yeah, yeah.
So my second question is if itever got to a point where like,
yo, you could take on uh 70 or80 percent of everything, would
you do it?
And like the as far as likehousehold stuff?

DeLaw (46:27):
If I had to take over 70?

Wes (46:28):
No, if you were able to, like you're able to, you could
take on 70, 80 percent, wouldyou do it?

DeLaw (46:33):
I could, I would.

Wes (46:34):
Okay, I would.
I mean would you do you thinkyour wife is the type of woman
that'll let you do that?
The only reason why I ask thatbecause for uh for some reason,
I know the reason, but the uh uhI didn't know it was still a
thing that women think, like,yo, if he pays, the reason why
you gotta have a job is becauseif he pays, he's gonna expect
you to do whatever he wants youto.

(46:56):
He's gonna expect you to dowhatever he wants you to do.
And I'm like, even if it was50-50, I kind of expect that.
Even if you was paying all thebills, I kind of expect that.
Just because of the stuff thatI'm doing.
So, you know, the theconversations or the prior
conversations we had about, youknow, certain things and you

(47:17):
know, your your wife'stemperament and shit.
You think she'll you thinkshe'll allow that?
You think she'll easily sitback and let you do it, or
she'll be like, I don't like youpaying everything.

DeLaw (47:25):
Yep, without hesitation.
What do you mean withouthesitation?
That doesn't even make anysense then with what you were
telling me.
Because I look, because if Itold her, I said, I'm I'm I'm
I'm booming right now.
Yeah, and I'm gonna just sayI'm gonna pay this.
And if it put money back in herpocket, she'll like, well, I
mean, how don't I look, look,look, this allows you to start

(47:45):
saving some money to do otherstuff.
Yeah, are you sure?
I got it.
Don't worry, I got it.
She's like, okay.

Wes (47:55):
So do you think do you think you could be like, hey,
uh, when that's going on?
You think you'd be like, hey,babe, can you make me a
sandwich?

DeLaw (48:01):
Nope.

Wes (48:02):
Come on, man.

DeLaw (48:04):
Put it this way.
The only way I get that, 100housewife.

Wes (48:11):
But you paying 80, so it's just 20%.
How far are you off from asandwich?

DeLaw (48:15):
You gotta, you gotta use you gotta get this.
If she gotta sandwich if shegotta walk out that front door
to go somewhere to go makemoney, but that's her that's her
walking around, uh the uh girlygirl money.

Wes (48:29):
Don't matter, don't matter, don't matter.

DeLaw (48:32):
Put it this way like all the women who got who are taking
care of why I work just to havemy own money.
If I paid 100% of everythingand you chose, not that she in
this case, my wife still has tobecause she still has to pay 20%
of whatever is still left.
But if you chose to go to work,that is not my problem.

Wes (48:54):
See, okay, so I I'm I'm I might be uh getting older in my
uh I'm definitely getting olderin my age, but uh my different
mindset.
I think I feel a certain sortof way if she was if I was
paying 100% of everything andshe chose to go to work because
at that point I'm like, I'mgonna be honest, maybe some
insecurities start kicking in.
Like, what the fuck are youworking for?
No, they need no no, I mean themoney.

(49:16):
No, no, no, no, no, no, no.
Because it kind of sounds likethey're setting themselves up,
like yo, I'm in taking care of,but if I need to make a grand
escape, I make a grand escape.

DeLaw (49:26):
Look, what woman doesn't get married trying to get trying
to escape?

Wes (49:30):
A lot.
The lies they just don't knowit's not a lie.

DeLaw (49:34):
No, no, no, it's not a lie.

Wes (49:35):
I ain't gonna believe it.

DeLaw (49:37):
You know why I believe it?

Wes (49:39):
Why?

DeLaw (49:39):
Because I see a celebrity, all these
celebrities.

Wes (49:41):
You're talking about no, you can't talk about them 1%.

DeLaw (49:43):
No, no, no, no, not just them.
I see all the dreams aroundhere.
Oh, he got this, he got this.
I've even heard women like, youknow, I wouldn't mind.
I mean, if I'm gonna getmarried, I'm gonna get married
rich just in case I gotta leave.
He gotta give me half his shit,and I'm gonna pop out a baby.
Like it's it is it is almostbased on what based on who
you're dealing with, and we'llsay that.
I'm not gonna say majority,I'll say the small minority that

(50:07):
are hoodinks, or they justdidn't grow up with money.
When they get married, they gotinto the marriage thing, and it
was supposed to be this grandthing and everything else, not
realizing this work.
So when they get into it aboutday two, realizing this this
shit ain't no cake.
Well, they planning theirescape.
They're planning their escapeoff the back.
You got some women, they wantto get married for the pantry,

(50:31):
but not for the work that'sinvolved.
That's why that's why mostmarriages are most divorces are
initiated by a woman, which isabout what, 80-90 percent.
Yeah, and you know, the thebulk of that of the women that
do do it, the bulk of them areeducated women that feel like

(50:53):
they can do it all becausethey've been doing it all,
feeling like I do the same thinga man do, but really you're
doing the same thing that adultsdo.
So, like, even like even that,and that and that's the biggest
reason why I won't ever tell mywife.
If I won big, I wouldn't tellmy wife because I already know
she's done trying to plan hergrand escape before.

Wes (51:15):
Like look, you gotta call like it is, and as soon as the
money rolls in, and it's like,oh well, he got this, and yo,
I'm gonna say she might surpriseyou because maybe, maybe that's
enough for her to be that'senough for her to be calm, and
maybe her true thing is likemaybe the fine, I'm not saying
y'all having financial issues,but maybe that's something

(51:38):
that's in the back of her head,and she's like, Well, I love
this man, and it looks likethings are gonna be okay.
I I want to believe that itcould be that, it could be that
I want to believe that, but Iknow if you're farting in the
bed and sticking her head underthe covers and keeping her
trapped, if you're doing shitlike that, then yeah, I can see
why she probably like, you knowwhat?

(51:58):
I don't want to be with thismotherfucker, he played too
much.

DeLaw (52:02):
Like I always say, a lot of our disagreements has it's
been petty stuff, what you'vebeen telling me.
That's what I'm like, I don'tunderstand.
Like, even like this morning,she was mad.
She was like, Oh, you pinchedmy leg and you didn't apologize.
I said, I did apologize.
As soon as you said, Ow, thathurt, I said, Oh, my bad.
That was the first thing Isaid.
Now, whether you heard it ornot, that's something totally
different.
I said, Because if I didn't sayanything about it or didn't

(52:25):
apologize when it happened, Iwouldn't have asked you, Are you
okay?
Is it bruising?
Do you need some ice?
Because those are things yousay to someone, oh shit, my bad.
I didn't mean to do that.
Yeah, I knew that.
Yeah, well, you didn'tapologize.
And I'm like, so she's like,Well, you know what?
I'm not even mad about it.
I just know how to moveaccordingly and I and I try.

Wes (52:45):
Yeah, but no, that was not the discussion, but what?

DeLaw (52:48):
Like, what are we what are we talking about?
Like, you you you're mad atwhat because you every time we
play around, you always tryingto hurt me.
How am I trying to hurt you?
Literally, I've done asked you,don't hit me in the head when
I'm trying to sleep, or poke atme, or try to pinch my nipple.
Then you want to wrestle withme.

(53:08):
Why you want to wrestle?
You know I'm strong.

Wes (53:11):
Yeah, you know strong.
Yeah, yeah, yeah.
That's some petty stupid shit.
There's no way, there's no way.

DeLaw (53:17):
In my head, I'm like this.
Nigga, we got we got three daysbefore my birthday.
I'm about to be 40.
And you talking about thisbullshit?
Get the fuck out of here.

Wes (53:25):
I ain't say it like that, but it's one of the things I
said that was the that was thethat was the spirit that you had
at the moment.

DeLaw (53:31):
Yeah, if if we I can see if we're bad and finances are
bad, like every step I've takenhas been to put money back in
the pot.
From the time that we leftSevern to the time we moved over
here, so yeah, I'm getting somemoney back.
She's like, Well, did you getmoney back?
I said, No, I'm putting in moremoney.
We got here.
Everything I've done, I'veincreased my what I'm putting

(53:54):
out to decrease what she putsout so she can start trying to
save money.

Wes (54:01):
And she's has that been the she knows that that's what
you're doing.
She knows that that's theoverall.

DeLaw (54:06):
That's what I do.
Yeah, like even like with thisloan that we just took out, or
that does this equity loanversus line of credit.
I was like, look, I reallythink we should take the the
line of credit.
I know it's only gonna be75,000, but we can make it work.
Oh no, I think we should do thethe the loan because it's gonna
be 105,000 and we can do it for20 years.

(54:29):
I was like, 20 years is a longtime.
Okay, I'm just letting you know20 years is a long time.
And if we ain't even if theyhaven't even like let the funds
go yet, and you talking aboutsome, you know, I'm gonna move
accordingly and I try, we got 20years on this loan.

(54:52):
That means if we sell thishouse, we get nothing.
Nothing.
Which means that not only do wesell the house and got nothing
to pay back the loan that wasthere and all the other stuff,
we still gotta pay the realtor.
We still got this a we're gonnabe coming out of pocket just to

(55:14):
be broke when we could do thisbroke shit together.

Wes (55:17):
Not but y'all not broke though.
So it's just I'm just saying,yeah.

DeLaw (55:22):
She's like, well, I want to man, do you not know that if
we sell this house, $110,000 ofthe closing is going to the
bank?
What money?
What money are we talkingabout?
What are we talking about?
In 10 years you wanna pull thatand it's 50,000 left?
Okay.
20 years you were like, look, II stay here 20 years till this

(55:46):
was done, I'm I'm ready to roll.
Okay.
But at that point, that meanswe got five years left on this
damn mortgage.
Like it's like what so youknow, when she left it, I said,
you know what?
I'm gonna let her do her thingwith her sisters.
She's gonna stroll, she's gonnacome back, and it is what it

(56:07):
is, and we'll see how it goes.
You know, like I'm not, youknow.
I can't press the envelope.
Eventually, she's gonnahopefully she'll get over it.
About pinching.
Yeah, I feel like it's on themotion.
I think what it no, well, shewas like, Well, you pinched me,
you didn't apologize.

(56:27):
Besides, like you startedsnoring because you went to
sleep.

Wes (56:32):
Okay, but you was already asleep.

DeLaw (56:36):
I was I was tired.
I haven't got a lot of sleep.
I've been on the I've beentaking meds and stuff trying to
get all this Fleming shit outfor my birthday, so I could
party.
And I'm getting like three,four hours of sleep a night.
And I'm just like, you knowwhat?
And like I just kind of lookedat it, I was like, you know
what?
I ain't got the energy to arguewith you.

(56:58):
Because at the end of the day,if this is what if this is what
you're gonna tell people, oh Iknow, I know you're already
gonna you're gonna stack it.
Like, well, he he was this way,he was sloppy, he didn't take
care of this, he didn't do that,he didn't take care of himself,
he blah blah blah.
You're gonna say all thesethings, they're gonna look at
you like so did he hit you?
Did he like beat on you?

(57:19):
Did he they're gonna ask allthe things you would really get
a divorce for?
And they're gonna be like, soyou divorced a good man because
of things that you just didn'tlike that because you you do
these things, like that.
That's not how they're gonnalook.
It's like me saying I'm gonnadivorce my wife because she
doesn't play sports.

Wes (57:38):
Yeah, that's who, and if that's the case, I'm pretty sure
you have not changed that muchsince y'all have been married.
So I don't uh I don'tunderstand.

DeLaw (57:47):
Every every every damn thing of how can I say not even
how I can save me money, how canI get money back in your pocket
because you talk about youbroken, you talk about she's
like, well, I whatever, but hey,it is what it is, but that's
why I wouldn't tell my wife nowbecause it oh hm well now I

(58:10):
don't feel bad leaving himbecause now he can buy his own
house, but then again, it mightturn around and be like shit, he
made all this.

Wes (58:16):
I could quit my job and do this and do this, and it could
turn into a it could turn into alot of things, but at the end
of at the end of the day, andthis is I'm not putting this out
here.
If she feels like she shouldleave because you got the money,
is it if you think that no, I'mnot gonna say that.
God damn it.

(58:38):
It sounds like I'm meddling.
I wouldn't want to be withanyone if I thought if they if I
got the money, they'll be out.
I might as well just take themoney so they can be out because
I'm gonna have more fun withoutthem.
Because that's just a personthat don't really you know what
I mean.
You ain't gonna be you're notgonna be your best, you're not
gonna be your best self with meanyway, because you wanted to

(59:00):
leave and you found a reason toleave.
You're never gonna be you'renot gonna be your best self with
the money.
So if I got it and you feellike you need to leave, then I
feel like you need to leave.
Why am I keeping you in thisand hiding the money when you
ain't gonna be your best selfanyway?

DeLaw (59:14):
Right.
Because look, you know, itprice.

Wes (59:17):
I'm not a marriage counselor, and then I'm just I'm
just I'm just saying stuff offthe top of my head.
I don't know.

DeLaw (59:23):
I mean, because look look, let's say I don't tell
her, and she's like, you knowwhat, I'm done.
And I just say, Okay, you knowwhat?
If you want to leave, that'sfine.
You know, it's no if you'rereally that unhappy here, then
leave.
And I and she's like, Well, Iwant to sell the house.
Well, I'm not selling thehouse.
I said, I'll buy you out yourpart.

Wes (59:38):
Why not sell the house?

DeLaw (59:40):
Well, no, because then it'll be because if I got the
money, then I didn't tell her Ihad the money, I'll just buy you
out your part.
Well, how are you gonna do that?
You're gonna lose it out of theway, and then once I buy you out
your part, well, how can youpay for the house?
Because I've won the lottery.

Wes (59:55):
No, what you do is no, what you do is you sell.
The house.
I wouldn't sell the house.
Why not?
There'd be no reason to.
You will still live there?

DeLaw (01:00:06):
Yeah, I'm still live here.

Wes (01:00:07):
And she knows where you live at?

DeLaw (01:00:09):
Yeah.

Wes (01:00:10):
And you got the money now.

DeLaw (01:00:11):
Well, that's if I tell her that I got the money.

Wes (01:00:14):
Yeah, yo.
There will be signs.

DeLaw (01:00:15):
It'll be it'll be one of the things.

Wes (01:00:16):
There will be signs that she go like, yo, how the fuck?
Like she might be coming overone day and she's like, How the
fuck you get this new car?

DeLaw (01:00:23):
If I buy her out her, if I buy her out her half, you
think she ain't gonna looktowards you?
Then I could take her off thelease.
And then all I gotta do is paythe house off.
I ain't got a house, no, I justgotta pay the taxes along with
paying off my other stuff andall, you know, all the other
stuff.

Wes (01:00:38):
And then at that, let's say, and let's say things it
sounds like when if you were todo that, there needs to be a
verbal agreement that you do notneed anything else from me.
This counts as uh a partyinggift, blah blah blah blah blah.
There will be no uh whatever,whatever, whatever, because we
both have actually you made moremoney than me.
No, don't even put that inthere, but just you get what I

(01:00:59):
mean.

DeLaw (01:00:59):
Like uh I'm just I'm looking at it from the
standpoint of if you want outthat bad and I know I have the
money to take care of myself andwhatever, whatever, and you
want out that bad, okay.
Who am I to keep you here?

Wes (01:01:12):
I mean, and I mean like talking about want out bad, bad,
not like her just saying thatshit earlier every time she gets
mad and then be happy with youthree hours later.

DeLaw (01:01:22):
Right.
But it's like it's one of themthings like if you really were
like, I want to be out, I wannabe okay.
But I still wouldn't say that.
I mean, I don't know if theymake you release your finances
or anything.

Wes (01:01:34):
Yeah, that's what I'm saying.
Like, you have to play that uhpartly so that so the courts
ain't involved.

DeLaw (01:01:40):
The only thing is like, and I think y'all gotta be
separated because at that pointit would just be a complete
separate, it would just be acomplete or whatever divorce
since we only own propertytogether.
I would have to buy her out ofthe stuff, if you can.
Or or have an agreement thatsays that we're still paying
half on the time share together,and you know, like an

(01:02:03):
agreement, however it it goes orwhatever.
But nonetheless, if if it if ifno finance has to be shown,
okay.
Well, I will buy her out herportion.
And if the money gotta gothrough the courts to a check,
here's the check court, there itis.
Pay off the house probably thevery next week.

(01:02:24):
And if we start talking orstart thinking like we want to
get back together, she said,Well, I want to move back and
whatever, we'll deal with thatas it goes.
But what?
No, no, hear me out, hear meout.
If it if it gets to that pointwhere it's like, I think I made
a mistake, like it's hard outhere, and I'm I don't know how
good I am, yeah.
It's still my wife, I mean Istill love her, but I'm just oh

(01:02:47):
that's not what you said.
I see what you're saying.
Yeah, I mean, it's just one ofthose things where it's like,
all right, you know, whatever.
And if they saw him comingback, then it's like, all right,
well, you want to getremarried?
All right, cool, whatever.
And then why get remarried?
Why I don't know.
Why no?
At that point I wouldn't.
Yeah, why at that point Iwouldn't because then oh, you
have all this money, you wouldjust work on a tell me.

(01:03:10):
You'd also make her sign aprenup, too.
Oh yeah.
But nonetheless, you know,people have given me different
scenarios uh if I do tell mywife.
I ain't saying shit.
It's like they're like, Do youtell your wife?

Wes (01:03:28):
I said yo, then we just have then we just talk about
like if it was even if it wasparlay money, like that's my
money.
I'm not like fuck I'm tellingher I won two thousand dollars
for no parlay, you see parlay,I'm still gonna do what the fuck
I need to do.

DeLaw (01:03:42):
Like that doesn't mean parlay money's different.
I'm talking about like a largesum of money.
Uh listen, like if I just if Ijust won 30 grand and all I did
was pay off my car, oh, how'dyou pay your car off?
Oh, I won this parlay.
She'd be like, Oh, okay, cool.
But if I brought, I'm talkingabout I I had to bring in a
substantial amount, likesomething that's like, huh.

Wes (01:04:04):
See, the thing is you can't really get a you can get away
with it to a degree, but onceyou start talking about we need
to move, how do you even, youknow what I mean?

DeLaw (01:04:14):
Now at that point because I'm moving.
Because at that point, what Iwould at that point, at some
point I would have to tell her.
I would break it to you.
I would do all the responsiblestuff, and then just say, okay,
I came into a large sum ofmoney, you know, I probably
wouldn't say the lottery, but Iwon this really good bet for a

(01:04:37):
couple million, and I'm ready tomove.
You know, and if she's like,okay, cool, and we move, and we
can find whatever house youwant.
Nah, we can even build a house.
I don't give a shit.
There's what do you want to do?

Wes (01:04:56):
My wife has the uh uncanny ability to choose the most
expensive stuff, even when shedon't know it's expensive.
So I don't, I'm I've beenfucked so many times when it
comes to like you pick, and I'mlike, I'm not doing that no
more.

DeLaw (01:05:08):
Look, I even told her you could you could uh I told her
you can even we can even get ahouse built out in Frederick.
You know what I'm saying?
And then we you know, once weget vested, we just quit our
jobs, yeah.
We quit our jobs because we'revested and we can move to
Frederick and live off the moneyand do whatever we want to do.
Yeah, you know, for the nextseven years, yeah, we're gonna

(01:05:31):
have to work, you know, becauseyou never if you got the money,
why you waiting to get vested?
Oh why you stop for thatmentality?
Oh, why?
Why not?
Why not as I get older?

Wes (01:05:47):
Seven years working when you ain't really got work.
Okay, well, you can do a lotwithin seven years.
Think about not having your daycleared out to do whatever you
want, and that's just the firstday.
You won't give that up, youwon't give that up to like what
what is vested for like I don'tknow how much, but you know what
I mean?
And you could have easily putsome money in a bank and made

(01:06:10):
that.

DeLaw (01:06:10):
Yeah, I could have, but you work smarter, not harder.

Wes (01:06:15):
Why not get a free paycheck?
You will be getting a freepaycheck when your money makes
your money once it's not onceit's time to retire.

DeLaw (01:06:23):
That money comes.
I look once that once the sevenyears is over, and mind you, I
might still have all that money.
It's like, all right, you know,oh wait, I'm vested.
Oh wait, it's 62.
Oh, can I get this?
Can I get my social security?
Can I get this?
Boom, all right, cool.
We I'm Gucci.
That's just another checkrolling then on top of whatever
I plan, whatever I started doinganyway.
Like it's just I just look atit from why not bring in more

(01:06:47):
money?
Why why not just have apaycheck coming in that covers
you know your play money?
Like, hey Ben, don't you wantto go?
Remember that restaurant we sawin Virginia?
Yeah, let's go there.
Yeah, let's just get a hotelroom for a couple days.

Wes (01:07:02):
I know what you mean.
I and I I I feel you on thatbecause I'm thinking back to
like at one at one point in timeI was dating this girl, she was
living with her aunt and uncle,and um, and I went out with
them a couple times, a handfulof times, and every time that
they would go out, their MO wasto order something now and order
something to go.
Now, during this time, I'mlike, that's some rich people

(01:07:22):
shit.
That's a rich people becausewho the fuck orders what you
about to eat now, and then likeI'm probably gonna eat this
tomorrow, yeah, or I'm probablygonna eat this tomorrow.
I'm like, what the fuck?
So I would like to be I wouldlike to be on that status where
it's just like yo, I'm gonnafuck with the the the jambalaya
here, but uh I'm taking home thethe the parmesan crushed it

(01:07:43):
chicken, you know what I mean?
Like some shit like that andand keep it moving.
So off the rip, every time Iwent, the bill was at least like
500.

DeLaw (01:07:51):
Jesus.

Wes (01:07:52):
Yeah.
Yeah, yeah, yeah, yeah, yeah.
So it's like, I'm like, okay, Ilike that type of living.
Take something, you know,whatever, whatever, whatever.
Why not?
You know what I mean?
So it's kind of like, yeah, Iget what you're saying.
Uh that could be your playmoney every uh month.
And then it's just kind of likeyou, you know, you can also

(01:08:12):
just like you're gonna do thehard work, so future your future
generations ain't really gotto.
Like great-great uncle orgreat-great-grandpa D Law did
this, and this is how he wasliving, but you ain't even gotta
do the stuff that he was doing.
You just have to make sure themoney keeps making money.
Right now, if you want to dosomething outside of the money
making money, have at it.
But you know, you ain't gottado what he did.

(01:08:35):
You starting off at youstarting off good at eight
surplus.
I had to get to 40 to get tothis point, you know what I
mean?
So just imagine what you startoff in a surplus already.
Hell yeah.
So I get it, I respect it.
I just it's just uh it's justuh I don't know.
I I go back and forth inbetween, like, do I, you know,

(01:08:55):
continue.

DeLaw (01:08:56):
Oh no, everybody, everybody thinks I'm weird for
it.

Wes (01:08:58):
They're like, no, no, no, I think you're weird because I
just I was just saying, like,yo, I would probably still go to
work too, but it's just likeevery time I think about
different scenarios, it's like,well, damn, do I it's not that I
don't want to work, it's like,do I want that job?
Does that make sense?
Do you want that job while youhave that money?
And my where I'm at now, theanswer is yes.
But I think about other jobsthat I had, the answer is no.

(01:09:20):
Because that I can work thisand not be too, you know,
stressed.
I ain't really thinking aboutnothing.
I go there, I come home.
It shouldn't be too much ofanything.
So, yeah, and no.
And then sometimes I think,well, you know, just make your
money make, have your money makemoney.
You don't have to worry aboutthe check that you're getting

(01:09:42):
from there.
And I'm like, Yeah, true.
And that's kind of like an easypeasy, you know what I mean?
So it's like, so what am Ireally doing?
So that means I need to prettymuch try to go into business
with myself, still work, but dosomething.
Like maybe I got maybe I boughta cleaners and you know, I'm
George Jefferson out thismotherfucker, and I got two
employees that's working theworking that motherfucker, and

(01:10:04):
that's my play money, you knowwhat I mean?
Like stuff like that.
I don't know.
How do I segment that away fromthe the the family's money, you
know, shit like that.
Sounds like I'm gonna need uhsome accountants and some uh
financial planners and shit, butyeah, but I say all that to
say.
I believe in financialindependence and your marriage

(01:10:26):
as well.

DeLaw (01:10:27):
Oh yeah, no, you need it, definitely.
I'll tell you that.

Wes (01:10:31):
I feel like um I feel like both should have that.
Um it's just that it's just theway this world is set up uh
nowadays.
Like back in the day, societywas different, and we can't keep
going based off of uh howsociety was and trying to go by
those rules when the the rulesof today uh do not allow that to
be 100%.
Right now, you can have so muchfucking money that you make

(01:10:53):
your own rules, but a lot of uswill never get to that.
So we gotta play by the rulesthat's in front of us.
You gotta play, we gotta playthe game that's in front of us,
and yeah, and those are therules.
So it's kind of like I wouldprefer my uh my wife to have her
own money.
Um, I got my own money and weput the shit together.
Now, if I had enough where itwas just like, yo, um uh you

(01:11:16):
don't have to work, then yeah,she'll have her own money, but
her own money's coming from me.
Right.
So it's one of those thingswhere like whatever she decides
to do with it, like if she'slike, this costs this, this
costs this, this costs this, Igive you that money.
You decide not to get nailsthat day, you decide not to get
nails that day.
That's that's that's kind of onyou.
But I'm always a I would haveto be in a surefire way where

(01:11:37):
it's like if I lost my job orwhatever, have you was we'll
still be good with you notworking.
So until that happens, youknow, the how we slice the pie
and finances is how we slice it.
It's a it's like a 75-80 on myend and like a 30-25 or just
that's just the way it is.

DeLaw (01:11:56):
So I get it.
Yeah, just the way it is.
It's just how it is.
I mean, can't be mad at it.
Yeah, on that note, I wish Icould, but you know, my finances
ain't good like that.

Wes (01:12:10):
Yeah, um on that note, um everybody keep nagging your
significant of them on uhfinances.
Don't let them uh put you inthe fucking hole because they
fucking up the money.
Yeah, and uh we thank everybodyfor uh tuning in and uh catch
us next time.