Michelle Niemeyer - Your Schedule Is merely a Quantum Physics Experiment - Afternoon Pint

Episode Transcript
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Speaker 1 (00:00):
Cheers, cheers.

Speaker 2 (00:02):
Cheers and welcome to the Afternoon Pike.
I'm Mike Tolbin, I am MattConrad, and who do we have here?
Charlene Meyer, charlene Meyer,nice to meet you, michelle.

Speaker 3 (00:09):
Nice to meet you guys .

Speaker 2 (00:11):
Yeah, so what are you guys drinking?
I got this Coldstream Lemon Gin, which is going down pretty
smooth.

Speaker 1 (00:19):
There you go.
I got the Deception Bay IPA.
That's a household favoriteright there.
Good brand.

Speaker 3 (00:31):
You can't see it in my blue travel wine mug, but
it's a Spanish Albariño from acompany called Rios Baixas.

Speaker 1 (00:35):
Oh nice, oh cool.
Now you're in Florida.
Are they local in Florida orwhere are they from?

Speaker 3 (00:40):
No, no, they're from Spain.

Speaker 1 (00:42):
Oh Spain.

Speaker 3 (00:44):
But we have a lot of spanish wines in spain and I
lived there in college and I'm abig fan cool yeah, I do like a
good rioja, that's for sure yeah, and and so the the albarino is
like a it's a crispy, fruity,but not sweet white okay so it's
kind of like between achardonnay and a pinot grigio

(01:12):
okay.

Speaker 2 (01:13):
So yeah, kind of that medium.
It's like a pinot grigio withflavor okay, yeah, that's that's
fair.
If you know, grigio is prettyeasy drinking that kind of thing
.
Yeah, it's more of a it's.

Speaker 3 (01:24):
It's almost like a bitey.

Speaker 2 (01:26):
It's not nasty, but kind of a bitey flavor to it,
not like uh, it's not as sweet,it's not like a german riesling
or something but it doesn't havethat oakiness that a chardonnay
would have yeah, probably kindof like an unoak chardonnay kind
of type of flavor I'm not notsure, but it's definitely my
favorite by far.
I don't drink a lot of Spanishwhites.

(01:48):
It's generally like reds, likethe Rioja or the Tempranillo or
the Rapaso kind of thing.
Those types of.

Speaker 3 (01:56):
Try it sometime.

Speaker 2 (01:58):
They're from.

Speaker 3 (01:59):
Galicia, I think up in the north.

Speaker 2 (02:02):
Awesome, you don't have to, michelle.
We have you on here because youbend time.

Speaker 3 (02:09):
I do, and I think the name kind of came from.
I have this subconsciousmagician thing going on.
My dad's father was actually anamateur magician who was really
, really into it, to the pointthat at his funeral there was a
wand breaking ceremony and heknew David Copperfield when he
was a kid.

(02:30):
Oh, wow, oh cool.
And so, you know, I kind of lookat these things and I'm like,
oh, that's kind of like magic.
So I have a time managementprogram that I teach and it
essentially teaches you how toconnect the dots between
different things in your life,and I have a, I have a visual

(02:52):
for you, since we're here.
So, like if you imagine this dogtoy is time or the universe or
space, whatever, right, let'ssay.
This spot represents yourdesire to learn to be a private
pilot and this spot representspeople you know in your office

(03:13):
that you never knew what theirfamilies did or anything like
that.
And this spot represents yourdesire to get to know people
better at work and you have aconversation with your people at
work about.
You know, hey, I have thisoutside of work goal I want to
become a private pilot.
And it's one of those thingsyou don't talk to people about,

(03:36):
you know, because you're like Idon't want to talk to them at
work about my home life,whatever.
All of a sudden you find out theperson down the hall, their
spouse, is already a privatepilot.
They belong to a club.
It's way less expensive thanyou thought it was and all of a
sudden, the time that youthought it was going to take,
which would be like here right,becomes this Because you've

(03:59):
pulled together all thesesynergies.
They come together and theyhelp move you forward.
Or you meet somebody who hasyou know, you might have spent a
bunch of time doing a bunch ofresearch or learning something
by failing and you failed overand over and it took you five
years to get there or you couldhave had the conversation with
somebody who's outside yournormal box and you could have

(04:23):
gotten the information youneeded to take to take three
years off that five-year journeyokay.

Speaker 1 (04:27):
So now I'm saying dog toy, a bunch of different sides
of you and dimensions of aperson.
How in the heck does thatrelate to time management?

Speaker 3 (04:35):
um.
So how it relates to timemanagement is that a lot of
times we in our current worldfirst all a lot of us get stuck
in whatever box or boxes we'vebeen taught are what we should
do with that big capital, shouldthe societal expectations?
You were good at school.

(04:55):
I became a lawyer because I wasan A student and then for years
I was like law isn't really me.
I was great at it, by the way,but it's not me.
I'm not.
You know, I was in litigationand there's so many other things
I could do that I'd be happierand that will fulfill me more
than being a lawyer.
And you know lots of people dothose things.

(05:15):
They go in, they get in a track, they stay in the track, they
follow it.
They have goals that were puton them by other people or by
what they believe based on whatthey've picked up Right.
And so one of the things I dowith people is get really deep
into clarity on who they are andwhat makes them light up,

(05:35):
because a lot of times there maybe parts of what you do for
your job that you really loveand you might be able to get
more of that and like your jobbetter Right, or you might like
allow yourself to be able to getmore of that and like your job
better, right, or you might likeallow yourself to be shoehorned
out of that and into stuff thatyou really you're going to like
five years down that path, hateyour job and want out, and so

(05:56):
knowing what you love is reallyit's really important, knowing
what makes you tick and makingsure you have that in your life,
and so I start people with that, and then we go into things
that make you just more likelyto be able to be focused, to get
in flow state.
So I do, I do a thing aboutcreating energy yeah, which is

(06:20):
really about passions, huh likeright your passion, your purpose
, what makes you light up?
so passion, I mean I, I passionthe word doesn't really do a lot
for me because I think it's weput too much on that.
You know, some of it's reallylittle stuff it's like for me.
I love to research and pullthings together and, like I said

(06:41):
, the connecting the dots.
That's my superpower, okay, soso I am like when I, when I
write something and this is whatI loved about being a lawyer
when I can pull stuff together,that's outside what everybody's
looking at and bring a newargument together and have and
like, bring it all together,like stuff from all over Right,
and I make this thing and it'sreally great.

(07:03):
I love that part.
And then there's other parts.
I couldn't stand like billingin 10 second, 10 minute
increments or six minuteincrements.
I freaking hated billing.
I was like if I could have justcharged my what I was gonna say
.

Speaker 2 (07:16):
Are you talking about toby or are you talking about
you, like right?
So?

Speaker 3 (07:21):
we're doing the accounting or doing the.
You know like there was a lotof stuff that I had to do as a
lawyer that I was just like Godkill me now, you know.
And then there was the, theintellectual part.
I liked, you know, the meanpeople, cause I was in
litigation and truly there aresome really mean people.
You deal with the mean peoplepart.

(07:43):
I didn't like, you know, yeah,and I can, I can hold my ground
with mean people, but I don'twant to have to deal with them
by choice, you know.

Speaker 1 (07:54):
Sure.

Speaker 3 (07:55):
So but anyway, I I help people with that, like
figuring out what it is thatthey really want, and then I
help them with it's not like ahardcore like health change
thing, but I I got an autoimmunedisease because I got burned
out, I'm going to say, or atleast it was related I got so

(08:15):
much stress for so long in mylife that I ended up with this
autoimmune thing and I went to ahealth coaching school to learn
how to deal with it withouttaking steroids and stuff, and
so I know a lot about that stuffand I do teach people about you
know things like okay.
So where are you on yournutrition?
Where are you on your exercise?
Are you sleeping?

(08:37):
Are you getting blue light outof your life for a little while
before you go to bed soon?
You're not awake.

Speaker 1 (08:43):
You know, the step one, that passion.
This is how I feel that a lotof people I feel that are might
be listening to this genuinelyand they say, well, you know,
you know, yeah, I want to followmy passion and be a pilot, but
that's school, that's, that's alot of money to go be a, get
your pilot's license notguaranteed, my eyesight's kind
of shitty, um.
But you know, you got to getlike kind of all of these steps

(09:06):
now to go try that next or newthing and you might not
financially be there.
Like you know your job thatpays that mortgage and those
bills.
You can't afford to leave itand invest in that passion.
So how do people get there?
So how do people get there?

Speaker 3 (09:22):
Well, and that's.
You know, that's part of.
In fact, this was something Idiscovered that I use being a
pilot as an example.
Because of that, Because we allhave this perception that
that's crazy expensive.
However, I a while back dated aguy who had a pilot's license
and had done it through a cluband the flying club he belonged

(09:44):
to was really inexpensive.
I mean, I was shocked at howinexpensive it was.
It really wasn't that expensiveat all.
So no, you had a membership feeof some amount of money and you
had to pay to rent the planewhile you used it.
Like they each chipped in.
But they had inexpensiveCessnas.
They had people who were partof the club, who were volunteers
, who did things to maintain theCessnas.

(10:04):
They had volunteers who werepart of the club who were
volunteers who did things tomaintain the Cessnas.
They had volunteers who wereteaching and so really, when it
came down to it, it wasn'tnearly as expensive as going to
one of these flight schoolswhere it was tens of thousands
of dollars and it put them in aclub full of.
It was like a social scene aswell.
You know it was really cool andyou know my dad really cool and

(10:24):
you know my dad actually fly.
For years he flew gliders andhe they never had the money to
do the whole, like you know,owning a jet thing, but being a
glider pilot again, he was partof a club and at first he he
used club planes until he gothis license and then he bought a

(10:45):
plane with like two other guysand it really, when you do that,
it wasn't that expensive andthey had again like they had
volunteers doing some of theground duty and that kind of
thing at the club.
And you know, and it was asocial scene as well, it was
more of a hobby.
Obviously that wasn't going tobecome a pilot for his career,
it was more of a.
You know that wasn't going tobecome a pilot for his career,
it was more of a.

(11:05):
You know, he just wanted to getout there and fly something.

Speaker 1 (11:08):
Sure, but still cool, like, and I mean I've done that
myself, matt, you've done that,yeah, just kind of.
I mean, the show was based onpassion.
We both wanted to do radio andthankfully we're in the future

(11:31):
where podcasts can exist and weget a chance to have a voice out
there and as everyone else does, which is super cool, right.
So I like it.
I do follow you following yourpassion, right, and, uh, I've
directed community theater whereI've seen, uh, people who just
love acting and wanting to do itso bad.
Well, it gets them a chance outon the stage in front of an
audience yeah, they're nevergoing to be on broadway.

Speaker 3 (11:40):
They can't afford to leave their families and move to
new york and work as a waitress, but they're gonna.
You know, they can be theperson who's on a show in your
local theater okay, so passionsare realized.
We'll just say here, for thesake of this step and my point
is it's not just even like thepassion, isn't necessarily like
a big end goal thing.
Sometimes the passion, like theknowing what lights you up,

(12:04):
could be as little as enjoyinggetting the coffee at the corner
cafe.
Sure and having that connectionwith people or being in nature
or enjoying a beautiful sunriseor a beautiful sunset or some
aspect of what your work is.
But when you notice thosethings, your life in, whatever

(12:29):
that is like if you make like Isaid, I mean you get things that
you like to do and work, andeverybody went into what they do
.
For the most part, there wassomething about what they do
that they probably thoughtthey'd like right or they
wouldn't have taken the job.
Sure, do that they probablythought they'd like right or
they wouldn't have taken the job.
Sure, and then you know,sometimes that goes away and

(12:55):
sadly, because you get promotedout of the fun part.
I had a friend in law schoolwhose dad worked for the US
Census as he was involved withlike making sure all the maps
were up to date and stuff and hewas really into that.
That was his thing.
He was a total nerd and heloved that and they kept trying
to get him to be a managerbecause he was so good at what

(13:15):
he did and they thought heshould be the manager and
refused.
He stayed in that job and youknow there were people he worked
with who were like I don'tunderstand why you saying that
dead-end job he's like because II I'd quit in a year if I was
the manager.
I wouldn't want to do that andhe just kept doing what he did
yeah, something said about that.

Speaker 2 (13:35):
Sometimes you're just really good at your job and
oftentimes companies try to putthe really good person at their
job as the manager and thatdoesn't always work out.

Speaker 3 (13:44):
It's not always and they don't always have skills in
management and they don't havethe personality for it or they
don't really want to do thatpart right and yet they're a
great salesperson or they're agreat engineer or whatever.

Speaker 2 (13:58):
That isn't the management part and I will say
like kind of going back a littlebit too, like about when you
were talking about finding apassion.
I'm a firm believer thatfinding and doing a passion can
also be a stress reliever on it.

(14:19):
I mean, obviously, if you havethe time and the ability to do
it, but, like, sometimes takingthings on that you just love,
that bring you joy, is anotherway of preventing burnout
because you're just so chargedup, right, you're charged up
like wanting to do whatever thatis once a week, right and you
know, flow state activities arereally really good at helping

(14:41):
with burnout and that could be,you know, it could be running an
ultra marathon, it could be, itcould be walking in the park,
it could be.

Speaker 3 (14:51):
You know, I used to race sailboats and you know,
depending on the circumstances,that can be flows, hater, it can
be craziness, but it's, youknow, like it's definitely
something where you're focusedon that the whole time, like
it's definitely something whereyou're focused on that the whole
time and if you're, you know,if you're not, bad things happen
frankly.
So, you know, and it's havingthings like that is really good.

(15:15):
And the thing that I encouragepeople to do with the art of
bending time is finding thingsthat are complementary in ways
that help in multiple aspects oftheir goals.
So, for instance, I'm not doinglaw anymore, but if I was, and
I was racing sailboats and Ijoined a sailing club where

(15:38):
people who race sailboats ownbusinesses and hire lawyers like
if I was in the kind of lawthat that would have helped, it
would have been very beneficial.
You used to see that with thesmall town doctor, the small
town lawyer, the small townaccountant at the golf club.
Yeah, you know, and I think tosome degree we've lost a lot in

(15:59):
getting so boxed in andcorporate that we've stopped
having those connections that gobeyond just the thing that we
do or the office we go to.

Speaker 1 (16:08):
I agree with you, so much on that.
Yes.

Speaker 3 (16:13):
And it's not just about your you know being able
to get your next job at maybeanother company.
It's also about you know havingpeople who give you like a
three-dimensional life.

Speaker 1 (16:25):
Right, it's about putting identity behind brand
too, because if you know someoneand they work somewhere and you
trust them, it changes thewhole relationship you might
have with that entire vertical.

Speaker 3 (16:37):
Sure, yeah, I had a client who worked with me and I
can give you a great example ofthe thing with the entire
vertical.
He owned an SEO optimizationcompany in Australia and he came
to me saying I'm really worried, I need to make more money.
His wife was about to leavebecause she was pregnant and

(17:01):
having their second child andshe was a personal trainer, so
he was going to be thebreadwinner for a while.
His hope was not justtemporarily and they had a goal
of like sometime down the road alittle while later, they wanted
to take their two kids and getas is very popular in Australia

(17:24):
get a camper van and travelaround the country in a camper
van and homeschool their kidsfor a while, while they saw the
world, you know.

Speaker 2 (17:32):
Cool.

Speaker 3 (17:33):
And, and when I first met him he was like you know,
I'm having, I'm just, I feellike I'm kind of stuck and I
don't feel like I have themotivation I used to like.
I still kind of like, I likewhat I do, but I just don't love
it anymore and I'm not surewhat to do.
And when we started discovering, like, what is it that lights

(17:54):
you up, what we realized wasthat he was a guy who had been
really athletic in school, biginto surfing, and they lived two
blocks from the beach becausehe wanted surfing in his daily
life, but he wasn't surfing atall.
They had a three-year-old, theyhad a family value of

(18:16):
exercising with thethree-year-old in the mornings
and that meant he was giving uphis own workout to do working
out with a three-year-old and hewas like sluggish, Like he was
just.
You know, if you're reallyphysical and you stop, even if
you're not really physical, ifyou're not exercising at all,
your body just starts to die youknow so he's basically like

(18:39):
he's, he's suffering from this.
And so I said to him we, wefinally realized that, and I was
like well, you need to getsurfing back into your life
Somehow.
You need to get your bodymoving and get a real workout.
And since you love surfing somuch, why don't you, you know,
could you talk to your wife, seeif your wife would be willing
to do the workout with the kidwhile you go surfing?

(19:00):
And so they started doing afamily trip to the beach in the
morning and she'd work out withthe kid on the beach and he'd go
surfing.
Oh, that's cool.
And he doubled his sales callvolume just by having the more
energy and being more like, injust having more behind it, you

(19:21):
know he was happier and yeah,and he started doing like way
better on his sales.
That was in like the firstcouple of weeks I was working
with him, because we do thatclarity exercise right away.
And then, as we got into thispart about goals, which is after
about six weeks, we get intodoing a really hardcore goal
setting session where I havepeople choose two or three what

(19:44):
I call big hairy goals.

Speaker 1 (19:47):
So I just want to pump the brakes for one second
because I love what you justsaid there, the clarity thing,
like I mean that's what thatvalue was.
I didn't understand it at firsttime management.
I'm like what do you want me tofind my passions for?
I'm supposed to get theseemails, get these tasks done or
improve on the things that aresucking all of my day away, and

(20:07):
I have two lessons on that.

Speaker 3 (20:08):
I call them time suck , ninja, but that's really not
the main bit.
The important part is clarity.

Speaker 1 (20:13):
Cool Time.
Suck, ninja, I like it, butlike, yeah, but like you know,
clarity.
So once you get clarity in whatyou do, what you love, it gives
you more energy, which is goingto enable us to get to part two
, right.

Speaker 3 (20:26):
Exactly, and it gives you more focus.
And then we go into the biggoal setting section.
Have you guys ever worked with?
There's a business schoolconcept called a SWOT analysis?

Speaker 2 (20:39):
Oh, yeah, yeah, yeah, okay, so I get my employees to
do that.

Speaker 3 (20:44):
I call it a SWORD because I actually learned it.
I reverse engineered it fromSpanish, so I learned it from a
business coach who called itFLOOR, so I learned the words in
Spanish and then I translatedit to English, which turned into
strengths, weaknesses,opportunities and risks.
And then I added a D for desire, and the reason I did that was

(21:05):
going back to that.
You know, talking about beingput in boxes and following what
you were taught to do.
A lot of people go through thatanalysis for three goals and
they get to the part aboutdesire and they realize they
don't even want to do it.
Really, it's just somethingthey've carried around with them
like baggage for their entirelives.

(21:27):
It's like expected of them.
Like you know, maybe theythey're a lawyer who had grown
up in a family of lawyers and solike being a partner is not a
question for them.
They're just they expect theyhave to be a partner, right.

Speaker 1 (21:41):
When you said sword, I was.
I had to check my phone.
I'm like well, how do you spellsword then?

Speaker 3 (21:47):
It goes with time, suck ninja.

Speaker 1 (21:49):
Yeah.
I was like oh my gosh, I forgotto spell sword and I've been
like oh my God, Okay, Right, soso some people, like some people
, scrap one of their big goals.

Speaker 3 (22:02):
They've been walking around.
It's been like this weightaround their neck because they
felt like they had to do it andthey've been putting time into
it.
They've been putting mentalenergy into feeling like they're
failures because they hadn'tdone this thing that they feel
like they should do, when theydon't really even want it.
So, of course, if you don'treally want it, you're not going
to put the energy you need toget it right and you're wasting

(22:24):
time putting any energy on it atall, right, so so we go through
that and then we do two otherthings, which is we plan for?
we plan for building a team, andso that's.
I have people proactively talkto people in parts of their life
they wouldn't normally talkabout these things with and say,

(22:45):
hey, I'm interested in becominga pilot or hey, I'm interested
in whatever, and you know, doyou know anything about that?
Or do you know anybody who doesit, or whatever?
And just try to, like, broadenyour network of people who might
be able to help, and thenactually make calls and meet
some people and learn about somethings that you wouldn't have
learned otherwise.
And then I have them plangrowth for like things you need

(23:08):
to learn, because those peopleare going to be able to tell you
, hey, you have to take thatcourse or you have to, whatever
the things are.
So when he did his team buildingthing and we talked about the
getting a camper van dream, hesaid you know, I've got a client
who does that.
And I said have you talked tohim about it?

(23:29):
He said no, I never wanted himto feel like I was asking for
something for free, said okay,it was like don't ask him for
anything for free.
You can even open theconversation by saying you know,
I would never ask you foranything free.
I just was curious, becauseyou're in this industry and my

(23:50):
wife and I have this goal right.
And, talking about the vertical,he got six new clients in that
industry.
Because that guy, when herealized, hey, this is not only
a guy who's doing a good job forme and I really like him, but
all of a sudden he's like he'sone of us because he's got this
goal and he's really interestedin what I do, he's like hey, you

(24:10):
know, I've got this supplierand I've got this vendor, and
like there were people that hewas able to introduce him to
that ultimately also became hisclients and I'm sure down the
road will help him with thecamper van thing, you know so
anyway.
That's the connecting the dots,that's the art of ending time

(24:33):
that's.

Speaker 2 (24:34):
It's interesting because, like, when people think
of time management, they kindof like this is kind of a
quantum physics of time.
Exactly when you were talkingabout like squishing it and
going through, I was thinking ofwormholes, right, exactly, yeah
.

Speaker 3 (24:52):
And that's exactly what it is, and it's taking
advantage of those overlaps.
Advantage of those overlaps.
And one of the things I havethem do is when we do this word
analysis on three very differentgoals, usually like one big
personal goal, maybe two, maybetwo work goals, whatever like,
but three goals typically is westart looking for overlaps and

(25:15):
there are times where theyoverlap.
And when they overlap you canactually, you know, expedite
because you've got, all of asudden, you may have one person
you need to meet who connects intwo different ways, and all of
a sudden, that work friendshipthat happened because you talk
to somebody's spouse about hispilot's license, right, and now

(25:36):
you've got like a workfriendship could turn into an
alliance that helps move youforward in your career.

Speaker 2 (25:42):
It's kind of I mean a little bit of networking and
kind of working smarter and notharder, kind of thing.

Speaker 3 (25:49):
Exactly, exactly.

Speaker 2 (25:52):
And then the other thing is that I mean.

Speaker 3 (25:54):
I'm all about working smarter, not harder.

Speaker 2 (25:57):
Yeah, and it's definitely introduces like mean
it's I, I would, I would sayit's this this concept is not
foreign to me, but hearing youtalk about it kind of makes me
like more aware, because I thinkI do a lot of the things that
you're like that you're talkingabout, because I I'm I like to
network and I like to kind ofconnect people and things like

(26:17):
that.
But it's something I neverreally like consciously think
about and I think that'simportant to kind of consciously
think about it, cause when Ithink of time management like
Tobin's heard me talk about thisprobably more times than he'd
like, but the I always talkabout I talk about color coding
your week and that's kind of myand you may have even have heard

(26:37):
this concept before, but when Iand I'll do it quickly, but
color coding your week isessentially uh, for me it's
green, is green symbolizes money.
That's time that you schedulein your week to make money.
Whatever you're going to do inthat time, whatever makes you
money, when that hour blockcomes up in your calendar that
says green time, you gotta dosomething that makes you money.
Uh, the next time is blue time.

(26:59):
Blue symbolizes sadness andthat is paperwork, because that
makes everybody sad, so that youactually calendar being sad, no
, no, no.
Well, this is this is the time.
So blue time comes up and thatmeans, hey, you know what?
I got to put my head down.
I got to do that stuff thatI've been procrastinating to do.
This is my time to do it.

(27:20):
And then red time is meetings.
So it's like everyone hasmeetings and things like that
that you got to go through with,you know, throughout your day.
And then I have yellow time.
You're going to love yellowtime.
I know who you like.
Now, knowing who you are,you're going to love yellow time
.
Yellow time is a blend betweenred and green.
It's not quite green, not quitered.
It can be a meeting and it canpotentially make you money.
That's networking.

Speaker 3 (27:40):
I was just going to say it sounds like beer.

Speaker 2 (27:44):
It's this, honestly we're sitting here, we're having
a conversation, we're having adrink, but we're learning, right
, right, I try to keep myFridays very yellow.
If someone in my network or agood referral source calls me up
and says, matt, what are youdoing today?
I, someone in my network or agood referral source calls me up
and says, matt, what are youdoing today?
I thought of you.
And why don't we grab a drink?
Or why don't we grab lunch?
That's yellow time, right, I'mgoing to go out, I have a chat

(28:06):
with him.
He might say hey, you know whatI was thinking about you.
I got a weird thing.
Maybe you can help this personand that leads into a lead or
something like that.
So, so that for me, that'scolor coding your weekend.
I still like it, but it's morekind of two dimensional, where
you're looking into like more ofa three dimensional way of
looking at time.

Speaker 3 (28:26):
Now, matt, do you have?
I'm assuming I don't reallyknow what you do in insurance.
You're an agent, right, or abroker?

Speaker 2 (28:33):
I manage a team of brokers.

Speaker 3 (28:34):
OK, and so Are you self-employed or employed by
somebody?

Speaker 2 (28:41):
I'm employed by someone.

Speaker 3 (28:44):
Okay, cause I was going to say one of the things
that we have somebody who's in amastermind with me, who's
written a book, and it's a greatbook called buy back your time,
and he talks a lot about howthings like your sad time, your
blue, shouldn't even be on yourcalendar, because there are
things that if it's not makingyou money and it's not making

(29:10):
you happy and it's not doinganything to move you forward at
all, but it's something youcould pay somebody else to do
for you.

Speaker 2 (29:16):
Right.

Speaker 3 (29:16):
Like your paperwork.
Yes to do for you.
Like your paperwork, yes, andyou know, maybe do it with like
invest in some differentcomputer system or some AI or
some or another staff member.
It actually may be much morehighly profitable and make you
happier to not do that.

Speaker 2 (29:31):
I totally agree with that.

Speaker 3 (29:33):
I agree, but I know when you work for somebody, you
don't always control it and youknow it's funny, we control it
with this show, which is kind ofa business in itself.

Speaker 1 (29:42):
It, yeah, it's in revenue.
It does different things.
Uh, we're organizing thenetworking events this year.
So with this show, that'sexactly what we do.
Matt and I kind of almoststrategically focus on the parts
where we have the most funindividually together right, and
it really yeah, mike, and itreally works.

Speaker 2 (30:01):
Mike's really good at certain things and I'm really
good at certain things, andthose things are not necessarily
the same thing.

Speaker 1 (30:06):
Right, yeah, and it's back and forth and Matt like,
yeah, I actually enjoy theproduction elements of a show or
whatever and Matt likes this.
You know, matt likes the saleselement of bringing sponsors in
and and stuff like that, so it'sfantastic, right and I like
social media and mike sweatswhen he tries to upload things.

(30:28):
So last night we had a terrible.
We had a.
We were out with a foodinfluencer, so this guy's from
from nova scotia, canada, wherewe are, uh but he has 500 000
tiktok, uh tiktok followers.
His name's early pete and he's afoodie, like a food, a food guy
.
He goes around to restaurantsand has, just has fun.

(30:51):
He's a very sweet guy and wespent the day with him on sunday
or saturday saturday sorry, sosaturday and then we had some
footage to upload last night andI said Matt was like I'll
upload it and I said no worries,do it, I'll take care of it,
don't worry.
I was there sweating becausethese were big files and trying
to get them to work right withInstagram and all the hoops you

(31:14):
got to go through to upload alarge or longer video file.

Speaker 3 (31:18):
Yeah, it can be a hassle.
Yeah, through to upload a largeor longer video file?
Yeah, it can be a hassle.
Yeah, especially, I actuallyhad to get it.
I finally bought a mac when Istarted doing online courses
because I had the computer I wasusing for my law practice,
which was an hp.
You know, it's not a badcomputer, it's fine right but
uploading like a 40 minutecourse module would take all

(31:41):
night yeah, yeah, that'sridiculous.
And it was like you know Ibought the mac and the same
course module would upload in 10minutes yeah, yeah, I did too.

Speaker 1 (31:52):
I found the max like the fun computer and the pc's,
the the work computer uh, justdifferent work.

Speaker 3 (31:59):
I mean, I treat it like different creative fun work
.

Speaker 2 (32:02):
It seems to go on the mat for whatever reason, so
yeah, yeah so, michelle, Iactually I really think, um,
what could be really interestingis, uh, I, I'm, I'm in, I'm in
a networking group that meetsonce a month.
I almost feel like you shouldjoin it because one of them, the
guy who leads it's actually oneof our sponsors named mark
zirka.
He he just straddled me up andhe talks about kind of

(32:24):
efficiencies within a businessand he helps them.
But I think it could beinteresting.
You should join maybe sometime,and I think you and Mark
actually might have some, maybesome synergies there.
He's international, I mean heis.
Some of his clients are prettyinteresting, like he works in
different countries, so I gottaknow he was doing some work in

(32:44):
saudi arabia yeah, so yeah, yeah, really, really cool stuff.
I mean he's, he's, he's been onthe show and he talked about
some stuff that he did in inafrica and things like that as
well, and so, but I think thereshould be.
There could be some synergiesthere for sure.
So I'll have to introduce thetwo of you and you should come
on to one of them, I'd love that?
Yeah, that would be.
Yeah, I think it'd beinteresting hearing you chat as

(33:08):
well, like maybe on one of themeetings we meet every third
Thursday, the third Thursday ofevery month.
So that would be something thatcould be interesting too.
Okay, but yeah, so, going backa little bit to the beginning
and everything I mean so youwere in, you were in law and you
said you didn't necessarilywant to get into law, you just
did it because you had to go, soI didn't understand what the

(33:31):
job would be.
Yeah.

Speaker 3 (33:33):
Realistically, I didn't understand what the job
would be.
I got into law as a kid whodidn't have any lawyers in my
family.

Speaker 2 (33:41):
Right.

Speaker 3 (33:42):
And I had a teacher in high school who said,
Michelle, you're a really greatwriter.
And and I was that kid who waslike, I'd look at my test and
she'd give me an A minus and I'dbe like, but that answer was
right.
And then I'd go talk to herabout it and she changed my
grade because I convinced herthat the answer was right and a

(34:05):
lot right.
So she called me aside one daythis was like my sophomore year
in high school and said listen,you know you have this skill and
this is what lawyers do.
And have you ever consideredbeing a lawyer?
And I said you know I hadn't.
And life moved on.
My family moved away from there.
I went to college.
I went to college fullyexpecting that I would probably

(34:28):
go into business or sales ofsome sort.
I was really done withacademics.
At the end of college I had nodesire to get a graduate degree
and I moved to Boston and I wasa headhunter in the tech
industry for like two years andduring that time there were

(34:49):
things I loved about that.
Now that I understand more aboutthe world, I probably should
have stayed in that world, butat the time there were times it
was frustrating.
There were times it was boring.
It's really I call it thehardest sales job in the world,
because you're selling a productthat has to be convinced to be
sold.

(35:09):
So you're soliciting companiesto get the job assignments and
then you're recruiting peopleand sending them for interviews
and then they get to decide ifthey want to work there or not.
It's not like you're justselling them to the company and
that's the end of the story.
So I had some really crazythings happen, like women

(35:31):
telling me that they had to asktheir husband after they'd had a
great interview and they'dgotten an offer and you know,
and then they don't take the jobbecause they have to drive on
the highway and their husbanddoesn't like it.
That really happened once.

Speaker 1 (35:44):
No way.

Speaker 3 (35:44):
Seriously, this woman was going to have to drive on
128 around Boston and herhusband didn't want her to take
the job because she'd have to goon the highway and it was a
shorter commute than where shewas working at the time.
It was just one, literally onehighway exit from where she
lived, but it wasn't easy to gofrom point A to point B without

(36:05):
getting on the highway.

Speaker 1 (36:06):
Okay.

Speaker 3 (36:07):
And crazy things like that, right.
So I I was like, oh, I'm goingto consider, maybe I'll go to
grad school, maybe I'll I'll goto law school, cause I had that
teacher's grad school.
Maybe I'll I'll go to lawschool Cause I had that
teacher's I'd you know her plant.
She planted a seed.
So I was literally interviewingwith tech companies in Boston

(36:27):
in 1987.
I'm like what the hell was Ithinking?
Right, I could have been likeone of those people like early,
early in the computer world,right.
And I took the LSat and Idecided that if I got a high
score on the lsat I would go tolaw school.
And I got a 95th percentilescore oh, wow so I was like you

(36:49):
know, and then I applied to lawschools.
I went to bu and um finished,loved my job.
Like said, there's times yougrow out of the good part, right
.
So when I started out I workedfor this big national firm.
It was out of DC and we workedon these huge environmental

(37:09):
cases and huge product liabilitycoverage cases.
And this was back beforeeverything was on computers.
So document reviews meant flyingsomeplace, sitting around in a
room with a bunch of otherpeople filling out forms about
what we were seeing on thedocuments, like pulling out the
key stuff.
So basically it was like greattravel, staying in really nice

(37:35):
hotels, eating great meals andhanging out with a really nice
bunch of people and working nineto five, because they'd kick us
out of the documentdepositories at five.
Oh, you know.
I mean their travel was longhours because we'd leave
someplace, we'd fly in the night, we'd fly in the.
You know like I'd fly onSaturday sometimes to be there
Sunday or Sunday to be thereMonday, all that kind of thing.

(37:57):
But the job itself was like itwas kind of interesting going
through the stuff we were doing.
And then I started attendingdepositions the same way I was
running around the country,living in really nice hotels,
eating great meals, hanging outwith cool people and taking
depositions.
And then I moved down toFlorida where I started actually

(38:17):
doing like regular lawyer work,where I was sitting in an
office most of the time I washaving getting yelled at by mean
people.
I was, you know, like a lot ofthe work I was doing was no
longer fun, and the more seniorI got, the less fun it got to be
.

Speaker 2 (38:33):
So I saw on your LinkedIn that you were a
resident and civic activist.

Speaker 3 (38:37):
Yes, I was.

Speaker 2 (38:38):
Yeah, what like was it?
Was it dealing with a lot ofmean people?
Then, like, tell us a littlebit about that.

Speaker 3 (38:44):
It was dealing with corrupt and greedy people.
Although you didn't hear me saythat, okay, so.

Speaker 1 (38:55):
You got to move to Canada.
I hate to tell you.

Speaker 3 (39:00):
I know, you know I lived in minnesota for a while
and everybody was honest thereyeah, really okay it's kind of
like canada there.
I think cool, they say a boatyeah I used to say a boat
don't you know, yeah so I livedin a part of Miami called

(39:23):
Coconut Grove and my ex and Ihad a boat in a public marina
there and I had just started mylaw practice and I'd moved my
office to a little officebuilding that I could walk to
from where I lived, lived and Iwas trying to, you know, getting
involved in the local chamberof commerce, all that stuff,

(39:44):
trying to get some business,cause it was the first, you know
, I was starting my own thingand I get an email from somebody
and it says the city of Miamiis hiring an architect to design
the coconut Grove waterfront.
And in Miami speak, anybodywho's lived here long enough
would just have the alarm bellsgo off.
What are they planning to buildin our parks on the waterfront?

(40:07):
Because we had lots of parks,coconut Grove has more park
space on the water than anywhereelse in the city and these
marinas, including the one thatmy boat was in, and it was
reasonably priced and I didn'twant to lose that Right.
So I responded to this bysaying to some it was like a

(40:27):
reply to all, to this group ofpeople who had concluded to me
what we want it's like hiringFrank Lloyd Wright to design a
colonial house, right.
Well, it turns out they werelooking for landscape architects

(40:50):
and they were.
This is typical.
A lot of times they'll hire anarchitecture firm, they'll have
a public planning process, right, but really what they're trying
to do is steer that process tothe end goal they already know
they want and then they havejustification through this
process.
So I get contacted and asked tobe on a committee of a few

(41:10):
people I mean, it was like sixpeople total to deal with this
planning process, becausewaterfront condos, the sailing
club on the water, like peoplelike that, were really
uncomfortable with this andthey'd seen what I wrote.
And I get to the meeting ofthese people and they and the
sailing club.
Commodore was supposed tobecome the chair of this group

(41:34):
and before our meeting theirboard had told him not to be
doing anything visible becausethey were afraid the city kicked
them off the property.
They were on a lease with thecity that was ending and they
were trying to renew it and theywere like if you know you can't
cause problems for us, you needto keep your name in the
background.
So I arrive at this meeting andthey're like you're a lawyer,

(41:56):
why don't you be the chair?
So I ended up chairing thisgroup and the group literally
watchdogged every step of theprocess, got involved to the
level that we worked with thepeople who were writing the
contract, with the architects,and so we created the scenario

(42:17):
of the public input that wouldbe done and we built a
relationship with the architects.
We ended up with a great planand we created a committee that
was going to oversee like along-term implementation
committee that would outlivepolitical change, so that
there'd be somebody who would bewatching, you know, as the

(42:37):
thing moved forward, somebodywho would be watching, you know,
as the thing moved forward.
And that went well for a whileuntil the city didn't like that
we were holding them to the planand ultimately they disbanded
our implementation committee andthen they disbanded their
overall waterfront advisoryboard.
And now there's all kinds ofstuff going on in Miami that

(42:57):
there's no like there's no inputat all because they don't want
the input and they've donethings with our plan that are
like I mean I don't even want togo.
Now, you know there's somethings they did that were so
completely some are justcompletely incompetent and some
are absolutely against whatpeople had said they wanted

(43:21):
incompetent and some areabsolutely against what people
had said they wanted.
Yeah, they wanted aninexpensive waterfront like
burgers and fries and bring yourkids and dogs place on the
water, which was replaced and itwas supposed to be replaced
with a similar concept plus acouple of other restaurants, and
they ended up bringing insomebody who basically does a
nightclub with food trucks.

Speaker 2 (43:40):
Oh, okay, like it's really loud.

Speaker 3 (43:42):
The people who live in the Marine are going crazy.
The you know it's, it's not.
It's cool if you don't knowwhat people wanted, but you know
, um, and then the other thing,the other thing they did.
That was really funny, was it?
Do either of you guys sail?
I know you have water lots ofit.

Speaker 2 (44:01):
I've been sailing, but I'm not.

Speaker 1 (44:03):
I've done it too, I did a race once yeah.
Okay.

Speaker 3 (44:06):
Did either of you go sailing in a place where they
use hoists to take the boat offa trailer and put it in the
water?

Speaker 1 (44:11):
Oh, yeah, yeah, Okay.

Speaker 3 (44:13):
Okay, so part of what we did was we created a launch
area, for they actually renamedthe park Regatta Park.
We have a lot of regattas likebig Olympic qualifications,
stuff, like that happens inCoconut Grove, and so we created
this park that honored theregattas and created a launch

(44:36):
site.
And the launch site wasdesigned to have a place to put
in, like you know, coach boatsand all that kind of stuff on
like a ramp.
That was like a floating.
It was like a floating rampthat went into the water and
then it also had a lit, like twolifts with arms that you could

(44:57):
pick up sailboats off offtrailers and put them in the
water.
And this was after theyeliminated our committee.
They had a ribbon cutting forthis.
They didn't invite any of us.
Somebody I knew who was part ofit with me said, hey, I heard
about this, let's go.
And we went and I'm looking atthis thing and I'm like

(45:19):
something doesn't look rightabout this, right.
And the guy who was going tohost the first regatta was there
.
I used to race J24s and he washosting a big J24 regatta there.
And I look at this guy, mark,and I said, is that going to be
able to lift a boat into thewater.
He's like Nope, he's like I hadto get cranes.

(45:40):
They, they put in a hoist thatdidn't have an arm long enough
to put a boat into the water.
If you put the boat down, itwould hit the seawall.

Speaker 2 (45:50):
Oh, wow, okay.

Speaker 3 (45:52):
It costs $600,000 or something like it was, and I
don't think they've ever fixedit.
They just they had funding andthey had to spend it, and it was
like this match grant thingthat that was after they
eliminated.
The committee that I was partof had brought in like experts
from Newport and they had allthese plans and then they just

(46:14):
like squash the committee andthen they hadn't gotten any of
the work done and last minutethey would have lost their grant
money if they didn't stick thethings in the ground.

Speaker 2 (46:23):
Yeah.

Speaker 3 (46:24):
So they just rushed the job, and the people doing it
had no idea what they weredoing.

Speaker 2 (46:30):
So doing this for 12 years?
Is that what made you decide torun politically?

Speaker 3 (46:36):
When I ran for office .

Speaker 2 (46:37):
Yeah.

Speaker 3 (46:39):
Well, seeing some of that kind of ineptitude and
seeing some of the things.
Yeah, I mean, and there was aguy, there was a particular
person who was running, who wasincumbent and who, let me just
say, was somebody who I didn'twant representing me and I was
encouraged by a lot of people torun.

(47:01):
Unfortunately, he was very,very vindictive toward
businesses that supportedanybody but him and, you know, I
got my ass handed to me.
I did not do well in this race.
I didn't know anything aboutpolitics.
I had, you know, a campaignmanager who spent most of my

(47:21):
money I had.
I fired her finally, and when Ifired her, somebody came in and
was feeding information aboutmy fundraising to somebody.

Speaker 2 (47:29):
Oh, no way Wow.

Speaker 3 (47:31):
I had people canceling meetings with me and I
couldn't figure out why, untilI realized this volunteer was
giving away information thisvolunteer was giving away
information to the other sideTerrible.
Yeah, I learned the hard way.
Miami politics is a contactsport and it's really crazy.

Speaker 2 (47:49):
Have you ever thought about going at it again?

Speaker 3 (47:52):
Mm-mm.

Speaker 2 (47:52):
No.

Speaker 3 (47:53):
No way, no how.

Speaker 2 (47:55):
One and done eh.

Speaker 3 (47:56):
It costs too much.
You know what I imagine it does.
I mean, it's the part that Ithe part that was the hard part
for me really was that I was aself-employed solo lawyer and
when I went to do the campaign,the people who are working on
convincing me to do it weretelling me it would take no more

(48:17):
than three or four hours a day.

Speaker 1 (48:19):
Right.

Speaker 3 (48:21):
But I had to fundraise and I spent hours
every day fundraising that werenot part of that three or four
hours a day.
And then on top of that, Istill had my law practice going
and I wasn't putting my time inand I billed by the hour.
So it was like I had aparalegal, I was paying, I had
office rent, I was paying, andit got to the point that I was

(48:45):
paying bills by writing creditcard checks into my business
operating account and paying myparalegal with it.

Speaker 2 (48:51):
Like.

Speaker 3 (48:52):
I ended up in such big debt it wasn't even funny.
And most of the people who runare people who they work for a
business that benefits from thefact that they're in office.
Or maybe they're a lawyer in alaw firm where they're like, hey
, you know what, if this persongets an office, then we're going
to get business from it orwe're going to do lobbying,

(49:13):
whatever it is.

Speaker 1 (49:14):
Yeah, yeah.

Speaker 3 (49:15):
And they pay their salaries while they're running.
But I wasn't getting paid.

Speaker 2 (49:19):
This is the thing, this is.
I think one of the biggestthings is, like, oftentimes
Canadians kind of mix up howAmerican politics and Canadian
politics work and I don't thinkpeople realize I'm not saying
Canadian politics are perfect,you know, it's certainly not.
But politics in America is bigmoney in america is big money

(49:42):
and it doesn't matter if you're,uh, you know, a counselor or
whatever in in miami or a statesenator or a federal senator.
It's all big money and they,they can.
They can survive off ofdonations because you know they
can pay their rent through itthrough sneaky ways of kind of.

Speaker 3 (49:56):
But you can't I mean you can't if you're going to do
it legally and I wasn't going tonot do it- that's right, no
exactly.
And so a lot of times, you know, like I said, a lot of them
have employers who continue topay their bills, even you know
they're getting paid a salary,even though they're still
they're working all the time ontheir campaign.

Speaker 2 (50:14):
Right.

Speaker 3 (50:15):
Or they're fundraising no-transcript.

(50:41):
I had one other person had, Ithink, more in her campaign
account, but it was because sheput $60,000 of her own money in.

Speaker 2 (50:50):
Oh, wow.

Speaker 3 (50:51):
And then the guy who was in office to give you an
idea of how much like thecorporate influence is.

Speaker 2 (50:58):
He had $2 million dollars, I had 120 000 so just
to give you an example, I ranfor office, uh, four years ago
for municipal politics here inhalifax.

Speaker 3 (51:10):
You know my total campaign cost me six grand yeah,
yeah and, and it's you know, itknow it was crazy.
It was crazy and part of theproblem I had was I hired a
consultant who I had a campaignmanager, who had worked on
congressional races, local ones.

(51:35):
She hired a consultant for$10,000 to write speeches for me
.
I'm like I don't need that.
Oh yes you know, and I'm likeokay, and you know, that guy was
really cool, I loved him, hewas wonderful, but I didn't need
that and I didn't know enoughto say no to it at the time.

Speaker 2 (51:57):
Yeah.

Speaker 3 (51:58):
Because I also didn't have other people that were,
you know, knowledgeable that way.

Speaker 2 (52:02):
Yeah.

Speaker 3 (52:03):
But I would have been better off candidly holding to
my guns and just say, sayingokay, I've got friends who are
smart people who can help me,and just letting them help me.

Speaker 2 (52:12):
Right.

Speaker 3 (52:12):
That would have been better.

Speaker 2 (52:14):
Yeah.
But you know sounds like it I'mnot going to risk bankruptcy
again.

Speaker 3 (52:19):
I didn't go bankrupt but I, you know I probably
should have like smart peoplewould have gone bankrupt.
I just didn't want to be thatperson.

Speaker 2 (52:26):
Right.

Speaker 3 (52:27):
You know there's certain impact to lawyers If you
go bankrupt.
It's not a good idea and I've Iknow it's just not something I
want to do no, that's fair.

Speaker 2 (52:47):
That's fair, I mean.
And I mean it seems like youfound your, your joy anyway,
right, like it seems like you've, you know what you talk about
and everything.
It seems like you found reallywhat grew I, I, I I can relate
to you.
Honestly.
I thought politics was what Iwanted for a long time, since I
was 14 years old and, uh, Ithink I did this podcast and a

(53:07):
lot of the things that have comealong with it had made me
realize, like I think I'm reallycomfortable giving that up and
moving on from that and justexploring different avenues and
things like that.
So I think politics is dead forme too.
So I can totally relate.

Speaker 3 (53:23):
I wouldn't have said like politics was never a goal
for me.
When I was in college, I hadfriends who went and moved to dc
and worked on the hill and Iwas like, ew, I, I wouldn't have
wanted to do that, you know.
Um, I really got into itbecause of an aspect of my life
that I care a lot about, whichwas the waterfront and oh, that

(53:43):
makes sense, yeah and you know.
And then I got to know moreabout what was going on in my
community and I was trying to dothings.
I hit a point and this was apiece of an aspect of my burnout
, frankly where I realized likeI, if I wasn't working for my
law clients and and part of itwas law was so isolating and I

(54:05):
and I really didn't like it.
So working for free in thisvolunteer realm was where I was
getting the satisfaction part ofwhat I like doing something for
other people and being ininvolved in things.
But what I realized was therewas a whole lot of work I was

(54:26):
putting in where I wasbenefiting everybody but me and
putting a whole lot of time intoit, and it was kind of there
was sort of a nail in the coffinfor me, which was about two
weeks after I lost the race thatI ran.
I got a letter from thesepeople in a part of the area
that I was running in.
They hadn't been nice.
I'll just say that the peoplewho lived in that part of

(54:47):
Coconut Grove were truly notnice to me or my volunteers when
we walked and knocked on doorsand all that.

Speaker 2 (54:53):
Right.

Speaker 3 (54:54):
And they were very, very aligned with the guy who
was the incumbent, because he'dmade all kinds of promises and
you know, they thought that hewas their guy, but he's, he was
not honest in how he talked topeople.
I'll just put it that way.

Speaker 1 (55:09):
Yeah.

Speaker 3 (55:10):
So they came away from those conversations
believing that he was going totake care of them and he was
going to help them with somethings that mattered to them in
their neighborhood.
Two weeks after the electionsover, after they some of them
had literally shut their doorsin my face.
When I was knocking on doors, Igot a letter, and it was an
anonymous letter saying itstarted with the phrase you need

(55:33):
to help us, and then it, andthen it explained to me about
how there was this, this therewas a builder who had who was
building in like teardowns intheir neighborhood and he had a
couple of empty lots he wasusing as like a like staging
area and he was runningforklifts around on their street

(55:54):
and it was really a hassle forthem and apparently promises has
been made that the day afterthe election they were basically
told yeah, blow off, Like wedon't, I'm not going to help you
, and you know they wanted me tointervene and help them with
this because I I should want to.
And then the letter wasn't evensigned by anybody.

(56:18):
It was your friends on thisstreet, huh, and I'm like, hmm,
really that doesn't really helpeither though right and I mean
so, I mean like even now.

Speaker 2 (56:33):
So like I mean being being in, you know, such
involved in a lot of things, andI mean we talked a little bit
bit this before we startedrecording everything but like
being in florida, it uh, florida, I mean this is what we get the
perception of, so you can shedsome clarity on us canadians up
here in nova scotia.
We here for the most partoutside of when you're down
there having fun at, like,disney world and things like

(56:56):
that.
Like florida, we understand, isa bit of a mess in a lot of
ways.
I mean we talked a little bitabout insurance.
You were in insurancelitigation and how all the
hurricanes oh, they completely.

Speaker 3 (57:08):
I mean, not only is insurance litigation like it's,
you know, it's a mess, thatthey're not paying people and
that kind of thing.
Um, and we talked about thefact that they're all these
affiliate companies that getpaid money, all get siphoned off
and then they go bankrupt andyeah.
But the other thing is thatthere used to be fee shifting

(57:30):
for coverage lawyers whorepresented policyholders, and
there was a pretty strong badfaith law so that when the
insurance companies did thingswrong, you could represent
somebody and you could hopefullyget them paid.

Speaker 1 (57:47):
Right.

Speaker 3 (58:03):
If they didn't go bankrupt two different years
where they they addedlegislation which were like they
basically were kneecappingpolicyholder lawyers like they.
They've made it virtuallyimpossible to get attorney's
fees right, which means, ofcourse, if, if, if you can't get
attorney's fees for your claim,a lot of lawyers aren't going
to take these claims becauseeither they're not enough money
to make, enough money to make itworth taking the case.

Speaker 2 (58:23):
Right.

Speaker 3 (58:24):
Or, if it's a bigger case, the people can't afford
the fees.

Speaker 2 (58:30):
Right, right.

Speaker 3 (58:31):
You know, and so there's a lot of cases where
there's literally a built inincentive now, for an insurance
company can get away withlegally underpaying you by just
under 25 percent and then losein court and they still won't
have to pay fees huh, I, youknow it's.

Speaker 2 (58:54):
It's funny.
I mean, I don't know anythingabout law, but um, I'm watching
Suits for the second time.
I'm almost done.
I love Suits.
I know it's a great show andyou know what?
It's funny because my favoritecharacter I actually kind of had
a little bit of a debate withsomeone not that long ago.
Everyone loves Spectre,Everyone likes Mike.

(59:14):
My favorite character is LouisLit.

Speaker 3 (59:17):
Oh, he's awesome.

Speaker 2 (59:18):
Greatest character, best character development, most
complex, depth character likethe best, right.
So I love that show, but I'malmost I'm actually almost all
the way through the second timeand, um, but it's, it is
interesting because I mean, youwatch some of the stuff I don't
know you can, you can judgewhether or not, uh, the show is
accurate and all that, and youknow how like it works.

(59:39):
But I did kind of like realizethat, uh, if, if a, if a company
is going to go bankrupt by,like basically the lawsuit like
they, that's a, that's a defense, essentially no that's true, no
, no, and I mean it's only adefense in the fact that it's
not practical or responsible fora lawyer to continue in a

(01:00:04):
lawsuit where there's no money.
But that's kind of like.
They were basically saying like, hey, we'll, and like I said,
this is just a TV show, but Ihope they base it on somewhat
reality.
But basically they were sayinglike we'll go bankrupt and then
you won't get any money becausewe'll just declare bankruptcy.

Speaker 3 (01:00:20):
I mean it is a defense that way it's, it's a
you know they can say, listenlike, but that doesn't happen in
the insurance cases.
What happens?
They will never tell you thatthey'll just go bankrupt.

Speaker 2 (01:00:31):
Right.

Speaker 3 (01:00:31):
They'll have thousands and thousands of
people they've screwed andthere's going to be a bunch of
lawsuits filed against them andthen they'll go bankrupt.
And then, once they go bankrupt, there's no bad faith against.
There's Florida insuranceguarantee association, which is
this association that has totake on the bankrupt company's
claims, and they can be reallyevil and they don't have to get.

(01:00:54):
There's no, there's no recourseagainst them.
Huh, wow, there's no recourseagainst them.
Huh, wow.
So you know, generally they'llpay Like if it's owed, you
should get paid.
But if they're like kind ofunderhanded in how they deal
with things, there's no badfaith against them.
So they have no incentive to belike fast or treat you well.

(01:01:20):
Um, you know, and and it's, Ithink the business with the, the
affiliate companies, is a hugeproblem and it needs to be taken
care of, and a lot of the bignational carriers have pulled
out yes, that's right, they pullout and then they come back for
a while and then they pull outagain.
so I think they're kind ofplaying the same game, like they

(01:01:41):
stick their toe in for a while,they bring in some premiums and
then they go.
Yeah, you know, maybe we'rejust not going to do Florida
anymore.

Speaker 2 (01:01:49):
Well, that was, I guess, a little bit kind of like
how, I think it was the statefarm got into a little bit of
heat with all the fires inCalifornia.
Right, they were non-renewing abunch of places they had
already non-renewed.
They pulled out of the state.

Speaker 3 (01:02:03):
So yeah, so, like all these properties, apparently
there were a lot of people whowere uninsured because they'd
non-renewed them and they hadn'treplaced it, or they just I
don't know for whatever reasonthey hadn't replaced their
insurance.
My guess is it costs more oncestate firm pulled out.

Speaker 2 (01:02:26):
Yeah, yeah.
So it's, yeah, it's, it'sinteresting.
I mean, probably to some notquite as much, but I, I mean I,
I, you know a bit of aninsurance guy.
I find that pretty interesting.

Speaker 3 (01:02:31):
But Florida's Florida's got a lot of really
difficult things happening.
Right now.
The condo situation is reallycrazy because we had I'm sure
you saw in the news we had thatcondo that fell down on all of
its people about three years agojust fell down yeah, it
collapsed oh geez, I didn't evensee this.
The building was calledchamplain towers.

(01:02:52):
Look it up it.
It literally collapsed in themiddle of the night.
It collapsed at like two in themorning.
98 people were killed no way itjust like and when they look up
, go to the miami herald websiteyeah, I will look up champlain
towers and they have like a it's, it's like a timeline tied with

(01:03:13):
graphics, tied with theirinvestigative reporting.
It's fascinating becausebasically what they found was
that they were like from day onethere were problems, like this
building had construction defectproblems, it had problems with
the inspections, where theydidn't do the things they should
have and they got passed anywayand then they had problems.
The building was built in like1980 something, so it wasn't

(01:03:36):
even that old.
Yeah, um, it had a place in thepool deck where water pooled
and it was leaking down into apump room and there were all
these rust stains and all this.
And and their board had beenfighting over what to do to fix
things for like a 10 years andthey hadn't done an assessment

(01:03:58):
to pay to fix this stuff andthey had just reached a point.
We have these inspections thatare mandatory for 40 year old
buildings here and they have tohave an engineering inspection
and they have to get everythingdone that the engineer says
before the 40 year mark.
And they had just done anassessment, they had the money

(01:04:29):
in the bank and they hadn'tstarted the work and the
building fell down likestructural engineering
inspections and if anything'swrong, they have to fix it and
they have to have reserves forall this.
You know, type maintenance,type stuff where you used to be
able to waive reserves.
So a lot of these olderbuildings, they waived reserves

(01:04:55):
and now you've got old buildingsthat are, like you know, I, my
friend who moved from thisbuilding that has the place in
Halifax- Right yeah.
Move to a building that is anolder building and she had an
assessment that was like$130,000.
And it was to pay for work thatthey, now that these rules

(01:05:15):
happen, they have to do it andthey don't have any choice.
But there was all kinds of Imean, it was like you know, the
board members were accused offraud and all kinds of stuff,
and it really wasn't fraud.
It was just that the people inthe building had voted for years
and years and years not to havereserves, so they didn't save
anything, and all of a suddenthey've got to come up with

(01:05:36):
millions and millions of dollars.
Wow so that's a whole otherthing.
Like condos in Miami are.
I'm scared.
I own a condo.
It's like I'm not.
I'm going to hold onto thiscondo for many, many years
before it's going to be worthwhat it was two weeks ago.

Speaker 2 (01:05:52):
But yeah, condos are complicated anyway.
I think people don't realizehow complicated they can
actually be.
But yeah, changing gears alittle bit, going back, still
going back to the mess, a littlebit of Florida.
The big looming question thatall Canadians want to know is
what's Florida like now thatwe've had you know, we now, you

(01:06:13):
have now have a new president, anew ish, I guess, repeat
president, and everything Like.
What is it?
Or, you know, newish, I guessrepeat president, and everything
.
What is it?
Is it just a big divide?
Or friends and family justhating each other, and what's it
?

Speaker 3 (01:06:25):
like I think a lot of people here are in denial.
Okay, I mean, miami-dade wentred for the first time in a long
, long time on the presidentialelection yeah.
And I think now some people aregetting buyer's remorse.
I think you know we have a veryheavily immigrant population.

Speaker 2 (01:06:48):
Yeah.

Speaker 3 (01:06:50):
And in some ways it's a weird immigrant population in
that, like a lot of the peoplewho came from Cuba, at least the
early ones, they were educated.
They might not have come withworldly goods, they didn't have
money, they didn't have, youknow, they came with the clothes
on their backs, but they hadcollege educations, they were,
you know.
So a lot of them came here andthey built businesses and they

(01:07:13):
became the power structure ofMiami.
And we've had the same thinghappen with Venezuelans.
We've had the same thing happenwith people from all over.
I mean, it's like people thinkof it as a lot of Cubans, but
there's people from all over,latin America primarily, who
come to Miami, and that's beenfor generations, you know.
So, like the last 40, 50 years,we have this very, very heavy

(01:07:37):
immigrant population and I thinkall of them thought, because
they were part of the powerelite, so to speak, I think
there were a lot of people whothought, oh well, they'll never
really do those things orthey'll never really, you know,
like Right.
I don't know.
I see Marco Rubio sitting therelooking miserable and it kind

(01:07:58):
of makes me laugh because hesold his soul to be where he is.
But you know, like I've met him, he's not the guy who wants
what's happening right now to behappening, I'm sure of it.
Okay, but he's in a positionwhere he can't say no or he's
going to lose his job, like he'sjust going along, which I think

(01:08:18):
is despicable.
But you know, we have a lot ofpeople, a lot of our businesses
are dependent on, you know, theTPS workers, the temporary
protective status theNicaraguans and the Venezuelans
and I just lost my hairdresser.
Now I have this short hair.
I didn't want this short hair.
My hairdresser was awesome.
He was from Nicaragua and whenI went to show up to get my

(01:08:42):
haircut, I was told he has movedfar, far away because he knows
his status isn't safe and sohe's left the country.
Wow, he's probably in Spain.
He told me he lived in Spainbefore.
But, um, businesses aredependent on that here oh,
heavily, heavily.
I heard all about restaurants,all the servers, all the busboys

(01:09:03):
, all the.
You know like it's going to beamazing if if I mean if they
just took everybody out, likewho depends on protected status
or who's illegal, we go to adead stop in this city.

Speaker 2 (01:09:18):
That's.
That's one of the things it's.
It's a really kind of like acatch 22, I guess, maybe, I
don't know it's.
It's a system that worksbecause there are undocumented
people there.
However, it's a system thatseems to like hate that they're
there, but it just it's gonnacrumble if they're not right.

Speaker 3 (01:09:35):
We don't hate that they're there, like in miami.

Speaker 2 (01:09:37):
We don't hate that they're there I think no, no, no
, but I like there's thisrhetoric that's been created in
other parts of the country where.
That's what I mean, yeah.

Speaker 3 (01:09:45):
You don't know people who came from those places,
right?
They see this stuff on the news, but it's not their friend,
it's not the waitress at therestaurant they go to Um.
But at the same time, thosepeople also don't understand
that you know their house, thatthey paid $300,000 for, would

(01:10:06):
have cost $600,000 if it wasn'trelying on immigrant labor.
They don't understand that thatthing they buy at Walmart for
$5 would cost them $20 if it wasmanufactured in this country.

Speaker 2 (01:10:20):
And we haven't had like the back, we haven't been
able to manufacture those thingshere for 25 years right, yes,
we were talking a little bitabout that actually today and
just how like yeah and that andthat's mostly what I mean is not
like the people surroundingthem.
Obviously, the people you know,living with them every day,
it's a different thing, butpeople like politics run on

(01:10:40):
platforms of you know.
Let's get rid of these people.
I mean we.
We heard people like I thinkpart of the reason they did it
is those people can't vote right, yeah, they can, they're an
integral part of our economicsystem, but they can't vote
against you right and you know Idon't buy that they're taking
jobs away from people, becauseif they were the other people

(01:11:06):
working in those jobs, it's,it's, it's and it's even worse,
like it seems like it got evenworse this election season
because they were accusing themof, uh, eating ducks and stuff
like that and eating pets orsomething.

Speaker 3 (01:11:18):
Oh, killing the dogs and the cats.

Speaker 2 (01:11:20):
Yeah, exactly, so there was all of that too.
So they went even a little stepfurther.

Speaker 3 (01:11:26):
And they were accusing Haitians of that in
Ohio.

Speaker 2 (01:11:30):
Yes, exactly yes.

Speaker 3 (01:11:32):
Which, ironically, those of us in Miami were all
laughing about that, because weknow they don't kill the dogs
and the cats.
It's not what they do and it'snot the Haitians, it's.
It's typically, it's it's otherislands.
Haitians do voodoo too, but the, the Cubans, are into Santeria
and they kill chickens and goatsand they leave the chickens and
goats in places like publicparks, like we have like, or you

(01:11:54):
find them floating in the water, or you know there are certain
like religious ceremonies thatinvolve chickens and goats,
purification ceremonies, and youknow, but they voted for the
orange man, so well, I can tellyou right now, as, as Canadians,

(01:12:18):
for the most part we, we, we,we, we.

Speaker 2 (01:12:24):
The most part, we want you guys to do well and we
don't wish any ill will on youguys.
But it was certainly anentertaining run.
We kind of chuckle along withit, but then, when reality set
in, we were kind of like whoaright.

Speaker 3 (01:12:46):
Yeah, well, I think there's a lot of us feeling that
way and, like I said in thebeginning, it's a lot lower
percentage of Americans votedfor this than it's being applied
by things you see on TV forthis than it's being supplied by
things you see on tv.

Speaker 2 (01:13:03):
Well it's.
I I wonder a little bit aboutlike the canoes coverage and
stuff like that, because I mean,you know we just had the.
Uh, I mean, when this airs?
It'll be later, but literallyjust when we're talking right
now, uh, the four seasons andthe nhl, like four nations
tournament, ended and uh, whenwe were when the, when the
americans played the canadiansin montreal, the, the Canadians
there booed the anthem andthere's lots of mixed emotions
about that.
But this is the first time inlike a long great history of our

(01:13:31):
two nations being friends, thebest of friends where there's
animosity, it's ugly.

Speaker 3 (01:13:36):
It's ugly and you know it's hard.
It's frustrating for those ofus who are rational, frankly,
here to see that.
And I don't think a lot ofpeople who voted for Trump
thought that he was going to goafter Canada.

Speaker 2 (01:13:53):
Well, it's the thing like the 51st state.
What is he?

Speaker 3 (01:13:55):
thinking it's crazy.
It's crazy and it went afterMexico the same way way.
And, by the way, I have to tellyou, the mexican president
right now is like my heroine.
I think she's awesome.
Her way, the way she's handledsome of this has been fantastic
and it's like it's justunreasonable and it doesn't make
sense.
But you know, it's embarrassing, frankly, for a lot of us.

Speaker 2 (01:14:20):
Well, you know, on that note I'd say, let's, it's
been really I could, I would.
You know, we could probablyspend a whole hour just talking
about you know the perceptionsand stuff like that.
But let's move into our 10questions here.

Speaker 1 (01:14:34):
Yeah, 10 questions.
Let's move into that and havesome fun.
Yeah, okay, 10 questions.
There we go, okay.

Speaker 2 (01:14:39):
Matt, you lead them all.
This is the thing Michelle wasmost afraid of.

Speaker 3 (01:14:42):
I'm terrified of your ten questions.

Speaker 1 (01:14:49):
Okay, so let's just, we might do this as a short too.
Michelle, just this bit, sowe'll just reintroduce you.

Speaker 3 (01:14:52):
So who do we have with us today?
I'm Michelle Niemeyer, and I ama time bending expert who
teaches people how to do timemanagement through essentially
integrating their lives.

Speaker 1 (01:15:04):
Awesome.
Welcome to 10 Questions, matt.
You lead with the first fiveand then I'll follow with five
more.

Speaker 2 (01:15:11):
Okay, so the first one I'm going to pick, just
because I know we spoke a littlebit about politics.
So the first question I'm goingto give you is would win in a
fight donald trump or elon musk?

Speaker 3 (01:15:26):
I think elon musk's kid he's, he's been, he's been
pretty entertaining uh, I thinkfor sure musk would win in a
fight against trump.

Speaker 2 (01:15:37):
For sure, I think, think so too actually.

Speaker 3 (01:15:43):
Mike gets to defend himself a lot when he was a kid.

Speaker 2 (01:15:46):
That's fair Over to Mike for question number two.

Speaker 1 (01:15:50):
Who did six-year-old Michelle want to be?

Speaker 3 (01:15:54):
Oh God, Six-year-old.

Speaker 1 (01:15:59):
Or seven, I wanted to be a swimmer.
When I was six years old, Iwhen you're a kid, what did you
want?
To be a swimmer?

Speaker 3 (01:16:02):
when I was six years old, I joined the swim team.
That was like my obsession.

Speaker 1 (01:16:06):
It was all I did now, if you go back earlier to our
episode, if you check out ourepisode, you talk a little about
bending time.
So was that on your like?
Focus?

Speaker 3 (01:16:13):
um magic was magic, okay, cool um, because when I
was five, my birthday party wasa magician party.
My grandfather did I was doingtricks at six and like tricks
with like I had this thing withscarves that came out, like you
kept pulling and differentcolors would come out.
And yeah, I was into magic atsix for sure awesome, all right.

Speaker 2 (01:16:36):
So next question is if you ran out of time and today
was your last day, what wouldyou do?

Speaker 3 (01:16:46):
I would go to the water.

Speaker 2 (01:16:49):
Okay.

Speaker 3 (01:16:50):
If I had a boat, I'd be on the water.
If I didn't have a boat, I'd beby the water.

Speaker 2 (01:16:55):
But I love the water.
I relate to that.
I relate to that heavily yeah.

Speaker 1 (01:17:01):
Okay, I'll part two matt's question, because I wrote
one pretty similar that Ididn't realize.
Okay, so at the end of theworld, what would be the best
album, song or book for you toenjoy if you're just gonna sit
with a piece of whatever fromwhomever?

Speaker 3 (01:17:14):
at the end of the world say god, I've got book,
one album.

Speaker 1 (01:17:20):
You don't have to pick all of them, but if you
just say gee, I'd like to hearthat song again, or an album
again, or a book again.
What's something you'd like tohave with you?

Speaker 3 (01:17:28):
Pink Floyd the Wall oh yeah, no choice.
All right, yeah, I love that.

Speaker 2 (01:17:35):
All right.
So next question If you couldbe any age forever, what age
would you be?

Speaker 3 (01:17:45):
Any age, forever, I'd say like 35.

Speaker 2 (01:17:53):
Okay, I don't hate that answer, actually Probably
your game game 35, what age?

Speaker 3 (01:17:58):
I'd say like 35, because when I was younger than
that I wasn't really fullyconfident, didn't know what I
was up to, whatever, and youknow like none of the stuff
where you've like hurt yourselfand you have repeat repetitive
injuries and stuff, that stuffisn't happening yet.

(01:18:19):
So you're like totally like youcould do anything you want at
35.

Speaker 2 (01:18:23):
You're also like kind of more mature still too, like
35 is a great age.
I love that answer.

Speaker 3 (01:18:28):
Like there's still a lot of room to do a lot of stuff
.
But you know things and you'rephysically in great shape and
you know like you could do a lot.
Like today I'm 60, I would notbe like doing some things
physically that I would havedone at 35.
I I do a lot, a lot of thingsprobably most people my age

(01:18:52):
wouldn't do.
But you know, there's certainthings that I'd be like I'm not
so sure that maybe I would dothat.
You know, like at 35, I'd climbElmer Everest.
I wouldn't do it now.

Speaker 1 (01:19:02):
Fair enough.
Okay, describe your ownpersonal perfect sandwich.
You're making a sandwich foryourself.
How would you make it?
What would you do?
Everybody likes a perfectsandwich.

Speaker 3 (01:19:13):
I'm allergic to gluten, so there is no perfect
sandwich for me.
I'll tell you what I would dothough I sandwich for me.
I'll tell you what I would dothough I would make my perfect
sandwich with a Venezuelan arepa.
I would hollow it out because Idon't like too much stuff on the
inside and arepa is about thatthick.
But when you cook it in a panfirst and you make the skin of

(01:19:38):
it, like it's kind of got a skinon the outside, and then you
bake it and you can like takesome of that stuff out and it
ends up being a little lighterand kind of like a shell, and
then I would probably put reallyreally rare roast beef, some
like field greens, some goodlettuce.

Speaker 1 (01:20:05):
Brie Sounds good.
Yeah, yeah, you meant canadianroast beef.

Speaker 3 (01:20:07):
Right, that must have been perfect if it's like
really great rare roast beeflike super rare roast beef I I
want it moving oh yeah, and thenbrie, and then like maybe some
horseradish with it oh all right, brilliant, I've got some great
answers all right, all right.

Speaker 2 (01:20:29):
Next question so you live in florida, uh, which is
the land of disney.
So what is your favorite disneycharacter?

Speaker 3 (01:20:38):
What is your favorite Disney character Tigger, tigger
, okay, tigger, I love Tigger.
And you know what They've likebacked off on Tigger and it's
really, really hard to getTigger merch.
I had a friend go to Disney andhe had to look around to get me
something that was Tigger.

Speaker 1 (01:20:58):
Took a lot of work to get.

Speaker 3 (01:20:59):
Tigger.
For some reason, Tigger is notcool now and I don't know why.

Speaker 2 (01:21:04):
So I gotta, I gotta, I gotta tell you this joke
quickly.
I just heard this joke on theweekend and it was a little kid
that said, mom, where does poocome from?
And the person was like like,uh, well, you know, like someone
eats something and like youdigested, and then you know it
comes out of you and everything.
And then the kid stops and goesokay, where does Tigger come

(01:21:28):
from?
Love it, yeah.
So yeah, that's my littleDisney joke.
I guess Pooh bear joke.
Tobin over to you.

Speaker 1 (01:21:40):
Okay, Okay, Okay.
So by the time this episodeairs, we will probably have
tariffs in place.
My question to you is will youhelp me smuggle oranges?

Speaker 3 (01:21:51):
I will absolutely help you smuggle oranges.
You didn't hear this from me.

Speaker 2 (01:21:57):
Okay, cool, okay.
So second last question.
Um so, since you're the timebender, I want to know what is
for the time bender?
What is the best way to wastetime?

Speaker 3 (01:22:14):
the best way to waste time binge watching Netflix.

Speaker 2 (01:22:22):
Okay, all right, I feel it.
Yeah, I'm down with that.

Speaker 3 (01:22:30):
I'm watching Scandal right now for the second time
around.

Speaker 2 (01:22:34):
Okay, cool Never seen it.
I know it, but I haven'twatched it.

Speaker 3 (01:22:39):
It's actually worthy.
It really is.
If you like suits, you wouldlike Scandal.
Okay, for sure, yeah.

Speaker 1 (01:22:49):
Awesome.
Okay, so the very last question.

Speaker 2 (01:22:51):
Last question over to Tobin.

Speaker 1 (01:22:53):
All right.
What's a piece of advice thatyou were given in your life, at
any point in life, from anyonethat you kind of hold on to,
that you'd like to pass on toothers?

Speaker 3 (01:23:05):
oh boy, piece of advice.

Speaker 1 (01:23:07):
I was given a piece of advice that sticks with you,
that you use a lot in your, inyour day-to-day or life, or
whatever don't know what youdon't know don't know what you
don't know.
Don't know what you don't knowI can put that in a rap song.
I like that.
There you go.
Don't know what you don't know.

Speaker 3 (01:23:26):
Yeah, and I actually learned that at a sales pitch
for a personal developmentprogram called Landmark in
Boston, that one of my neighbors, like a girl I worked with,
dragged me to this thing and itwas like a full day and that was
like this core message of theirprogram and it was like, wow,
that's fricking brilliant.
Because it's so true, you onlyknow what you're exposed to, and

(01:23:50):
there's so much you're notexposed to and we often don't
make the effort to look to thenext level or to try to find out
more, or to you know, know, andthere's just always stuff we
don't know, we don't know we'renot in somebody else's shoes
unless we truly talk to themright.

Speaker 1 (01:24:06):
It's a real good boundary to find respect for
others with that kind of uhlittle thought.
Right, because sometimes youcan't understand where
somebody's coming from, buteverybody's coming from
something different.

Speaker 3 (01:24:16):
And they all come from different experiences and
that colors everything they do.
So you have, you know that waspart of what this program talked
about was like just because,like somebody treats you a
certain way, it doesn't meanthey feel a certain way about
you.
It might have nothing to dowith you, it might be because
they have this real difficultthing going on in their life, or

(01:24:37):
you know, know, like they'reinsecure and they are frustrated
.
Who knows, right, you don'tknow what you don't know, love
it.

Speaker 1 (01:24:47):
That's awesome, Well, Michelle it was awesome talking
with you.
Yes, it was really greattalking, and I know it was quiet
, but I was listeningattentively to the second half
of our podcast, just enjoyingthe combo.
So cheers to you, cheers to you.

Speaker 3 (01:25:00):
Well cheers to both of you and to a happy and
healthy American-Canadianrelationship.

Speaker 1 (01:25:08):
Let's hope.

Speaker 3 (01:25:08):
And you know I might need a passport, that's right.

Speaker 1 (01:25:13):
Yeah, well, you know, you find a way to get up some
oranges, we can arrange a coupleof humans.

Speaker 3 (01:25:18):
I don't know if there's any special passport
program from people who haveancestors who were like French
Canadians from way back.

Speaker 1 (01:25:25):
Probably Maybe.
Cheers to you.
Talk again soon.

Speaker 2 (01:25:31):
Thank you, thank you.

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Michelle Niemeyer - Your Schedule Is merely a Quantum Physics Experiment

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.css-14f5ked{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:2;overflow:hidden;}Michelle Niemeyer - Your Schedule Is merely a Quantum Physics Experiment