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July 16, 2025 10 mins
Are you just starting out in the insurance industry and aren’t sure what path is right for you? In this episode we break down the pros and cons of becoming a captive or independent agent.

 

Work with Ritter Insurance Marketing

 

Resources:

3 Advantages of Being an Independent Insurance Agent

10 Essential Tools for Beginner Insurance Agents

AHIP Test Tips and Tricks for Medicare Certification

FAQs About AHIP

FAQs About NABIP Medicare Certification

FREE eBook Download - The Guide to Earning a Living Selling Health Insurance

FREE eBook Download – How Insurance FMOs Work

LeadCENTER

Learn More About PlanEnroll

Licensing Requirements for Becoming a Health Insurance Agent

MedicareCENTER

 

References:

Kagan, Julia. “Captive Agent: What It Is, How It Works, Pros and Cons.” Investopedia, Investopedia, https://www.investopedia.com/terms/c/captive-agent.asp. Accessed 19 June 2025.

Rosanes, Mark. “How Do Insurance Agents Make Money?” Insurance Business America, Insurance Business, 13 July 2023, https://www.insurancebusinessmag.com/us/guides/how-do-insurance-agents-make-money-452548.aspx

Tuovila, Alicia. “Independent Agent: What It Is and What They Do.” Investopedia, Investopedia, https://www.investopedia.com/terms/i/independent-agent.asp. Accessed 19 June 2025.

 

Follow Us on Social! 

Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance    

Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel 

Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

 

Not affiliated with or endorsed by Medicare or any government agency.

 

Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

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