What banks aren’t telling you about DSCR loans... but I will.
Everyone says DSCR loans are the key to scaling your rental portfolio without wrecking your credit. But if you follow the wrong lender’s rules, you’ll end up overleveraged, stuck in a deal, and locked in just like a traditional loan.
In this episode, Ryan breaks down the DSCR loan pitfalls no one else is talking about:
W‑2 and DTI myths: it’s not just about income documentation
Cash-flow traps with Airbnb & short-term rentals
Appraisal bias and underwriting changes mid-deal
Cross-default risks with portfolio loans
Hidden prepayment penalties, fees, and liquidity issues
Shifting document requirements and lender frustration
Plus, he shares spiritual clarity on scaling with integrity, not ego.
🔥 If you're tired of being chained by “freedom loans,” this episode is for you.
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