Most investors turn to their local bank or credit union for a DSCR loan, only to get blindsided. Suddenly, they’re asked for tax returns, W2s, pay stubs, and bank statements — and worse, that “DSCR loan” ends up on their personal credit report.
In this episode, I break down the truth about DSCR loans:
✅ Why banks and credit unions don’t actually offer true DSCR loans
✅ How these “fake DSCRs” can wreck your debt-to-income ratio
✅ The right way to qualify without sinking your personal credit
✅ What to ask your lender before you sign a single document
If you’re serious about scaling your rental portfolio, you need to know this before your next deal.
💬 Drop a comment: Have you ever been asked for W-2s or tax returns on a DSCR loan?
👉 Subscribe for more real estate strategies that help you build freedom without wrecking your peace.
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