Coffee With E

There's a budget running your life right now that you never agreed to.

It's not on a spreadsheet. It's not in your banking app. It's hiding somewhere you'd never think to look, and it's been making decisions for you longer than you realize.

In this episode of Own Your Luxe, Erica Rawls names the most expensive habit ambitious women have. The kind of spending that has nothing to do with the thing you boug...

A lot of women feel unsure, overwhelmed, or even left out when it comes to money conversations… but that has to change.

In this episode, we’re having a real, honest conversation about why women NEED to take an active role in their finances whether you're starting from scratch, relying on a partner, or suddenly responsible for managing money on your own.

We talk about what happens when you inherit money but don’t know what to do,...

You’ve built your emergency fund… now what? 

If you’re ready to start investing but feel overwhelmed by choices like index funds, Roth IRAs, 401(k)s, and taxes, this episode breaks it all down in a simple, practical way.

In this conversation, we go beyond basic budgeting and dive into how to actually grow your money, build long-term wealth, and make smarter financial decisions based on your goals, values, and life...

Confused about where to start with your money? You’re not alone. Whether you’re just starting your career or trying to get your finances back on track, budgeting doesn't have to be overwhelming, it just needs structure.

In this episode, we break down exactly how to set up a budget that works for YOUR reality, not a textbook. We’re deep-diving into the 50/30/20 rule, why an emergency fund is your greatest financial safety net, a...

Still paying minimums and wondering if you'll ever actually get out? You're not alone and you're not stuck. You just need a plan that actually fits how YOU are wired.

In this clip from our full episode, Dr. Constance Craig-Mason, MRFC®, NSSA® and Laura Pesek, CFP®, CLU, ChFC break down exactly how to start getting out of debt, without the shame, without the overwhelm, and without giving up the things that ma...

You ever look at your deposits, your commissions, or your “good on paper” numbers and still feel like you cannot breathe? That tension is the heart of this conversation with Dr. Constance Craig-Mason, MRFC®, NSSA®, CEO of Concierge Financial Advisory and founder of Money Talks Movement, and Laura Pesek, CFP®, CLU, ChFC, a certified financial planner and fiduciary who has guided families for decades. We get honest about why success ...

Your friends may not control your money but they absolutely influence it.

In this episode, we break down how social pressure, group chats, and unspoken expectations can quietly drain your finances. Learn how to set boundaries, say no without guilt, and build a lifestyle that aligns with your financial goals.

If you’ve ever felt pressure to spend just to belong, this is for you. It’s time to stop performing and start protect...

In this episode of Coffee with E, Erika Rawls breaks down why waiting isn’t losing, it’s the key to building real wealth and financial peace. Learn how delayed gratification, financial discipline, and self-trust can help you stop overspending, avoid debt, and create the lifestyle you actually want. 

This episode introduces the “Luxe Pause” method to help you rethink purchases, build patience, and make smarter money decisio...

Debt is not a personality trait, it’s a season.

In this video, Erica shares the real reason many people stay stuck in debt: avoidance. She explains how she nearly filed bankruptcy before realizing that debt is simply math, and the real solution is structure, awareness, and consistent financial habits.

You’ll learn practical strategies to take control of your finances including the 48-hour rule for impulse spending...

In this episode, we talk about how something as simple as press‑on nails can reveal a powerful financial lesson. Candice breaks down how she gets salon‑quality nails that would normally cost $200+ for only about $7 and shows exactly how to apply them so they actually last.

But this conversation goes deeper than beauty. We talk about impulsive spending, learning to pause before buying, and how small decisions can help you s...

The real reason you’re financially stuck isn’t lack of income, it’s instant gratification.

In this video, we talk about delayed gratification, self-discipline, and why budgeting is the key to unlocking the life you actually want. I share my personal story of buying luxury items in college to “look the part” and how that mindset was keeping me broke.

You’ll learn:
- What delayed gratification really means
-...

If you're making money but still feel financially stuck, this is for you.

In this video, I break down the 4 biggest mindset mistakes keeping women from building real wealth: believing “it’s working,” living on credit cards, saying “I deserve this” to justify purchases, and confusing self-care with self-sabotage.

I share my personal story of going from a six-figure corporate job to commission-based real estate...

Is it really self-care… or is it sabotage dressed up as luxury?

In this video, we break down the difference between responsible self-care and emotional spending that leaves you anxious and financially unstable. Getting your hair, nails, clothes, and cars won’t feel good when you can’t cover an emergency.

True self-care means peace of mind. It means being able to pay for a broken water heater, car repairs, or unexp...

Have you ever stopped to ask why you spend the way you do?

In this episode of Coffee with E, we’re unpacking something most people never slow down long enough to face, your money story. The beliefs, habits, silence, and experiences around money that quietly shape your financial decisions today.

I share my own story, growing up in a home where money wasn’t talked about, going to college on a scholarship, being hand...

This episode of Coffee with E is raw, powerful, and unforgettable.
Recorded live in front of an audience at the Central PA Women’s Mastermind, this conversation dives deep into what it really means to become whole, emotionally, financially, and mentally, when life doesn’t go according to plan.

In this episode, I sit down with Brittany Giles, who courageously shares her story of navigating marriage, addiction, unexpecte...

You know you’re capable but something keeps holding you back.
That quiet voice saying you’re “not ready,” “not qualified,” or “not worthy yet.”
In this powerful episode of Coffee with E., I sit down with Mary Oliveira, CEO of the Whitaker Center, and Amy Rote, CEO of Big Brothers Big Sisters of South Central PA, for a real, unfiltered conversation about stepping into leadership before you feel ready and why that’s often exa...

This episode of Coffee with E is one for every ambitious woman who feels the pressure to overperform, prove herself, and never slow down.

I sit down with Madam Speaker Joanna McClinton, a true history-maker, the first woman and first Black woman to serve as Speaker of the Pennsylvania House of Representatives, for a powerful, grounded conversation about leadership, faith, peace, and knowing when to pause.

We talk about:

• Why women ...

What if the most important part of your creative journey is not your talent. It is your people.

In this episode of Coffee with E, Erica sits down with three powerhouse creatives, Julia Mallory, Robert Green and Aubrea Thompson, for a raw conversation about creativity, collaboration, leadership and finding your tribe.

They talk about growing up creative, being misunderstood, balancing jobs and art, trying to make money without losing ...

What if the reason you “don’t feel like yourself” anymore isn’t in your head?

In this empowering episode, Dr. Caissa Troutman, a quadruple board-certified hormone specialist and founder of Midlife Remedy (https://midliferemedy.com), joins Erica Rawls for a real conversation about hormones, menopause, and why so many women over 35 feel anxious, fatigued, or disconnected from themselves.

She breaks down what’s happening inside your bod...