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August 12, 2024 39 mins

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What if you could pay off your mortgage faster and save thousands in the process? In this episode of the "Lagos Financial Freedom Podcast," Victor Lagos sits down with Shelley Medina, Growth Manager at Lagos Financial, to reveal how offset accounts can transform your financial journey.


Learn the basics of offset accounts, their types, and how they work. Shelley shares her journey in financial services and practical tips for teaching financial discipline, including how her son bought his first home at 24 with a 20% deposit.


Discover how to maximise offset accounts, manage multiple accounts, and navigate banking fees. Investors will learn the benefits of offset accounts, tax implications, and strategies for commercial loans and self-managed super funds (SMSFs).


Shelley also reveals a clever hack for self-employed individuals to save interest and shorten mortgage terms. This episode is packed with actionable insights to help you make smarter financial decisions.


About Shelley Medina:


Shelley Medina, Growth Manager at Lagos Financial, brings over 20 years of experience in retail banking. Her passion for customer service and financial education shines through as she shares practical advice on managing money, teaching financial discipline, and leveraging offset accounts for significant savings.


Key Takeaways


  • Reduce your home loan interest and pay off your mortgage faster.
  • Learn the benefits and intricacies of offset accounts from industry experts.
  • Discover practical strategies to make the most of your financial resources.


Subscribe to our podcast and hit the notification bell to never miss an episode! Follow Lagos Financial on social media for more expert tips and insights on managing your finances and achieving financial freedom.

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Victor Lagos - Lagos Financial

Ph: 0450 313 606

Email: victor@lagosfinancial.com.au

Website: www.lagosfinancial.com.au

LinkedIn:https://lnkd.in/g2dMiCdr


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#OffsetAccounts #MortgageTips #FinancialFreedom #HomeLoanSavings #LagosFinancial



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