In this eye-opening episode, Travis is joined once again by consumer advocate and CEO of WealthRamp, Pam Krueger, for a raw, unfiltered conversation about the alarming realities behind 401(k) “advice,” what fiduciary really means, and how investors are often unknowingly being nudged into products that serve companies—not them.
Pam calls out the dirty little secret no one wants to talk about: the misleading guidance that masquerades as financial planning inside workplace retirement plans. If you've ever been invited to “sit down and chat about your retirement options,” you’ll want to hear why that meeting may come with hidden strings—and commissions.
💡 This episode is packed with insights on:
- Why “free” advice from your 401(k) provider might not be advice at all
- The danger of moving your money without understanding the bigger picture
- How to actually find a real, fee-only fiduciary financial advisor
- What holistic planning really means (hint: it’s not just about your investments)
- Why WealthRamp’s process puts power back in your hands—and keeps your info private
And don’t miss Pam’s straight-shooting commentary on industry malpractice, the truth behind “Mad Money,” and what smart investors really need to know before rolling over a dime.
This isn’t about scare tactics—it’s about empowering you to make decisions that serve you, not the machine.
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About Pam Krueger
Pam is an investor advocate, personal finance journalist, and author with over 25 years of industry experience. She’s the founder and CEO of Wealthramp, a fee-only financial advisor referral service built on a foundation of trust, transparency, and consumer protection. Since 2019, Wealthramp has connected nearly 30,000 people to right-fit advisors and coaches.
Pam is also the creator and co-host of the award-winning MoneyTrack series on PBS and the Friends Talk Money podcast. She’s a two-time Gracie Award winner and earned the 2021 NAPFA Special Achievement Award for championing fiduciary financial advice. Her work is widely respected for its transparency and focus on helping people achieve financial confidence.
Social channels
Pam Linkedin: https://www.linkedin.com/in/pamkrueger/
Pam Facebook: https://www.facebook.com/pamktv/
Pam Instagram: @pamkruegertv
Wealthramp LinkedIn: https://www.linkedin.com/company/wealthramp/
Wealthramp Facebook: https://www.facebook.com/wealthramp/
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🅿️ For more DTS content check out our Patreon
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com
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