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November 11, 2025 30 mins

The Silent Crisis Changing Everything: US Fertility Rate {1.6} vs. Replacement Rate {2.1)!

Do you ever wonder what happens when the world quietly slips below the point of population replacement? 

It’s not a dystopian fantasy—it's the reality unfolding right now across the developed world.

In this episode of Do You Ever Wonder, we tackle The Birthrate Bomb, an unprecedented demographic crisis with profound consequences for every facet of life. 

Our guest is Elliot Daigneault, an entrepreneur who has closely studied the growing crisis.

The numbers are stark: the required replacement rate is {2.1} children per woman, yet the United States fertility rate has plummeted to {1.6}

This gap is creating aging societies, shrinking consumer bases, and an economic system built on perpetual growth facing an existential reckoning.

Inside the Episode: Economic Collapse, Real Estate Chaos, & the Workforce Crisis

We dive deep into the real-world consequences of this fertility rate collapse:

  • Real Estate Market Disaster? What happens to housing demand and property values when there are fewer young people to buy homes? We explore how a declining workforce and aging demographics could permanently alter the real estate market.
  • The Future of Business: How can businesses survive and thrive amidst crippling labor shortages? We analyze the impact on wages, automation, and the long-term viability of industries that rely on a growing talent pool.
  • Economic Reckoning: Can our pension systems, Social Security, and national debt withstand a rapidly shrinking base of workers? We break down the threat to the overall economy and the end of predictable GDP growth.

The Million-Dollar Question: Is Immigration the Solution?

Can sustained immigration solve the demographic deficit and save our economy? Or does the answer require a completely new approach to family, work, and community life?

Is the future one of innovation and adaptation… or quiet decline?

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🗣️ SHARE YOUR THOUGHTS: What do you think happens when humanity stops replacing itself? 

Let us know in the comments below!

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Do you have a great story to tell?

Are you interested in appearing as a guest on the Do You Ever Wonder podcast? Let Mike Haltman know at mhaltman@hallmarkabstractllc.com.

The Do You Ever Wonder podcast is brought to you by New York title insurance provider Hallmark Abstract Service and hosted by its CEO, Mike Haltman.

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