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April 27, 2025 54 mins

My guest today is Minoti Rajput. Minoti Rajput began her career in personal wealth planning soon after arriving from India in 1980. She is a Certified Financial Planner (CFP), a Chartered Special Needs Consultant (ChSNC) with an MBA in finance. Minoti Rajput is an entrepreneur and is the founder of Secure Planning Strategies, a company she started more than three decades ago. As a pioneering woman in the Financial Planning industry, she is most passionate about empowering women in financial matters. She is also a nationally recognized special needs planner. Minoti is an educator, author, counselor, and sought-after speaker on various financial planning topics. She is a firm believer in giving back to the community through volunteering. She continues to serve on the advisory board of several organizations dedicated to helping the special needs population. In this episode we discuss financial planning, special needs, financial empowerment and financial literacy.



Website -  https://www.spsfinancial.com/team/minoti-h-rajput-cfp-chsnc

IG - https://www.instagram.com/minotirajput

LinkedIn - https://www.linkedin.com/in/minotirajput/

FB - https://www.facebook.com/minoti.rajput



In this episode you will learn:


1. The importance of financial planning for both parents and the children.

2. Advice for preparing financially for the unexpected.

3. Why it's so important to have emergency funds and legal documents in order and prepared.


 

“I came to the United States in 1980 with an education. I had MBA in finance and banking experience where I did financial planning for business owners while I was employed at the bank in India. But when I arrived in the United States, the banks were not offering financial planning to their clientele.” - 00:02:06


“My education for women is how do you feel empowered at any given day? I want whether you are a homemaker and don't work outside your home or you're a financial contributor." 00:30:56


“Live the life to the fullest. Every single day counts. Do not dwell constantly as much as you plan for the future. Live for the moment also.” 00:52:21



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