Gear up for a wild ride with your friendly Neighborhood Finance BROs, Anton Leftwich and Money Mike, as we close out the season with reflections that could redefine your financial playbook. Our season finale isn't just a victory lap—it's a treasure map to foundational wealth management, highlighting the rollercoaster of gambling, the gravity of addiction, and the importance of wagering within your means. Unwrap the secrets of creating a flourishing environment, as we hammer home why who you pursue purpose with matters and how to foster a setting that's a launchpad for success.
We're not shy about getting down to the nitty-gritty of saving—think of it as your daily financial workout that flexes your saving muscles and builds your wealth stamina. We'll leave you wide-eyed with tales of coupon conquests, share the underrated prowess of Index Universal Life Insurance, and celebrate the joy of watching your savings soar. It's about the micro-moves that lead to macro-impact, and we've got the lowdown on how to make every cent work in your favor.
As we bid you adieu for the summer, remember that your Finance BROs never truly clock out. Keep your eyes peeled and your notifications on for the launch of our HHN TV debut, where we'll take our finance flairs from your earbuds to your big screens. So, crack open the piggy bank and prepare to join us for a future filled with fiscal fireworks—we can't wait to “See You At The Bank“!
Learn more about the FBN initiative and get access to all social media platforms at https://linktr.ee/fbnlinks
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
First and foremost, we want to be clear that what we
are sharing with you arestrategies and concepts that can
be implemented by individualswho understand the logistics of
how to approach such platformsas far as the literal, the
(00:27):
mental and spiritual formatneeded to be successful with
your aspirations what's up world?
Speaker 3 (00:58):
you tuned in to fbn and, yes, this is another
episode of Finance Bros Networkand I am the one half of Finance
Bros, anton Lefwich and this isMichael DePoe.
Speaker 1 (01:10):
The other half.
Speaker 3 (01:11):
The other half Money Mike.
Speaker 1 (01:14):
Money, mike, yay, we are coming to you.
Live with Finance for theUnknown or everyday people or
everybody.
Yes sir, we are honored to behere and to be able to serve
diverse communities, as usual.
Yes sir, yes sir.
Speaker 3 (01:33):
And man Mike, we finally here at the season
finale.
Oh, the April wrap up, theApril wrap up.
You know what I'm saying.
Before we take a little summerbreak, yep.
And then we come back with the.
I don't know if it's's gonna bea back to school episode or
what we gonna do but we gonna,we gonna bring something fresh
and new for season three and andI'm just, I'm really excited,
(01:53):
mike, because there's so muchmike.
We've been doing so much, bro,to level up for our wealthians,
oh, man to to make sure that wecontinue to bring value, and
it's just been really exciting,man.
Speaker 1 (02:08):
Yeah, even in this last few episodes you even
mentioned it.
It's like I haven't laughedthis much in such a long time.
Bro for real man, I ain'tlaughed this much.
Speaker 3 (02:22):
It's definitely, it's obvious we having fun right,
right, right and that's andthat's.
Speaker 1 (02:27):
And that's why we do the monthly wrap up, because we
want to make sure that youremember, uh uh, what we spoke
about and maybe reiterate.
Maybe you missed something.
So we just want to make surewe're bringing you that
information absolutely so thatway you could, you could always
be on top of your game and goback to listen.
Maybe you want to go back tothe listen to the episode after.
(02:49):
It's like oh that dad said thatin the last Yep, yep, we did
say that.
So maybe so maybe it's, maybe itmay, advantageous to go back
All right To the last to listento the last, to listen to the
whole.
It's only 30 minutes, people.
Speaker 3 (03:08):
we're trying to keep it at 30 minutes we're getting
you to work, taking you home,and that's it, man, you know.
But hey, if you want to listento it while you're cooking
dinner or laying down at night,go ahead.
Speaker 1 (03:18):
Do that too.
Speaker 3 (03:19):
By all means, let's make it happen and just keep in
mind you guys, we are coming toHHN TV.
Speaker 2 (03:24):
Finance Bros Network is coming to hhn tv finance bros
network is coming to tv realsoon.
Speaker 3 (03:28):
Release date still to be announced.
So just keep an eye out forthat.
And you know, you can, ofcourse, kick back, throw your
feet up in your couch put it upon your tv and see finance bros
get to enjoy this on the tube.
Speaker 1 (03:39):
You know well it's not a tube anymore on the flat
screen damn I, I'm aging myself.
I said tube.
Can you believe?
Speaker 2 (03:47):
I just said tube.
Speaker 3 (03:48):
Did you say the bulky one?
Speaker 1 (03:50):
I don't know what you're talking about.
All I know is flat screen.
All I know is quantum dot LEDs.
Now, that's all.
Speaker 3 (03:58):
I know, Don't let us go back to where you got to hit
the top of the TV to make itstop scrolling.
Speaker 1 (04:02):
Antennas fixing antennas, where you got to hit
the top of the TV to make itstop scrolling Antennas, fixing
antennas oh my God.
But yeah, we definitely want todo a recap of this month and to
make sure you guys retain theinformation.
So we're going to go into our10th episode for Season 2.
It was about gambling, that'sright, yep, and that was a real
(04:24):
fun episode because, you know,we spoke about the good, the bad
and the ugly.
Yeah, we did, and you know wetouched base as the the good is
obviously winning, the bad islosing and unfortunately, the
ugly was being an addicted uhgambling which is real serious,
(04:44):
man.
Speaker 3 (04:44):
We gotta really reach out to our wealthy ends and
make sure that they understandyou know, you know if it is a
problem, definitely you know.
Let's make sure people that weknow, or whether it's ourselves
or somebody else get to get thehelp they need right right and
even with the, even with winning, there's consequences.
Right, all we spoke about, wegot taxes, right we spoke spoke
about consequences for all threescenarios good, bad and ugly.
Speaker 1 (05:08):
Taxes being for the good.
You win, you still got to paytaxes.
Uncle Sam going to want hischunk Listen.
You win big.
They automatically come andtake his 60% off of that or if
not more.
Speaker 3 (05:21):
Up two or more.
Speaker 1 (05:22):
Yeah, it could be more.
The bad obviously is losing.
Yeah, it could be more.
Um, the bad obviously is losing.
You losing the money, I mean,and we talked about not losing
money you can't lose, you knownot just losing money that you
can afford to lose, losing moneythat you can't afford to lose.
Exactly, exactly and obviously,the ugly being uh an addiction
to it losing your wealth andusing your financial stability
(05:47):
of life, so you don't want to bein that situation when it comes
to gambling.
Speaker 2 (05:50):
Not at all.
Speaker 1 (05:52):
So we wanted to make sure that we reiterate that
about the good and the bad andugly.
I think it's very important,especially for our wealthians
out there.
It's not like we're coming inwith a boat of money to to
gamble right so justunderstanding the fundamentals
of of what happens when yougamble hopefully makes you think
(06:13):
twice, not to say that youcan't gamble have fun yeah yeah,
we definitely spoke about, youknow, playing the lotto we just
want to do it responsibly rightright.
There's all different type ofgambling horse racing, sports
betting, there's all differenttype and it's it's a form of fun
.
You might want to gambleinstead of going to take a
cruise, you know, say, becausethis is what you like to do you
(06:36):
know it's like you don't likebeing on the cruise, but you got
a couple of thousand, you wantto gamble it and that's what you
like to do.
Yeah, and there's many ways todo that, but you have it to lose
it, because if you don't haveit to lose it, that's when it
becomes that's when it becomes aproblem.
Yeah, so so we definitely madesure we we spoke about all those
(07:00):
different things and howthere's gambling on apps.
There's, you know, there's allforms of gambling um stock going
into stocks is a form ofgambling, but it's a.
It's a very low risk right ingambling very low risk.
Speaker 3 (07:16):
So, especially when you're utilizing stocks in the
form of a financial instrumentlike iul's right Right, where we
obviously talk about that, sowealthians go back and listen
and how we can utilize thosetypes of financial instruments
to make sure that we benefitfrom the gain but that we
(07:37):
minimize our loss Absolutely.
Speaker 1 (07:39):
Okay, absolutely.
So what was the next thing wecame up with?
It was our next episode.
Speaker 3 (07:44):
I believe it was the environmental support we came up
with.
It was uh, our next episode wasthe environmental, uh,
environmental support to getpaid, right, hey, talk about it,
talk about it.
So that's gosh.
This is actually my favoriteelement of of finance when it
comes to establishing afoundation, mike, a foundation
(08:05):
of the support system that wechoose, we choose to be a part
of, to put in place, forourselves, to have the emotional
backing okay, I mean, financeis a thing in so many elements
(08:25):
of what we do and choosing oursupport system, the people we
allow to be in our circumference, the people we allow to be in
our proximity, the people wechoose to allow to feed things
into our mind and into ourhearts about what it is we want
to do in life it's the most.
For me, it's the most importantthing.
You know what I mean.
It's where we start life is is.
It's the.
It's the most.
For me, it's the most importantthing, Right, you know what I
(08:45):
mean.
It's where we start, it's the,and it's to have that
conversation.
Whether it's your spouse oryour brother or your dad or your
nephew auntie, don't reallymatter.
It's making sure for me.
For me, the most importantelement of this whole thing is
the communication aspect.
There you go, that you talkedabout.
There you go.
That you talked about.
Speaker 2 (09:02):
There you go.
Speaker 3 (09:02):
All right, it's making sure that people
understand what it is you are apart of.
You know what I mean.
If you tell your girls, mike, Iknow you got twin girls.
Yes, I do.
If you go tell your girls,sweetie, daddy's not going to be
around much in the next twomonths, right, they're not going
(09:24):
to understand that.
No, but if you say, if you gotell your girls, communicate to
them, listen, daddy's going towork some extra hours over the
next two months.
Speaker 1 (09:32):
Right.
Speaker 3 (09:32):
And he's doing it because he wants to take you to
Disneyland so we can go have fun, right, and go have a great
time, because you've never been,maybe the kids never been to
Disneyland, right, right, I knowyour kids, they've been to.
Speaker 1 (09:44):
Disneyland.
Oh yeah, they've been toDisneyland, Trust me.
Speaker 2 (09:47):
Yeah, they're nine, they're grown, they're about to
be 10, so they've been there.
Speaker 3 (09:53):
But this is not everybody's situation.
Everybody has not been able totake their kids to SeaWorld and
Disneyland and all over thecountry.
Speaker 1 (10:00):
Yeah, all that stuff.
Speaker 3 (10:02):
So I mean telling Ben .
I had a conversation with them.
You know Daddy's going to worksome extra hours, but it's
because we want to make surethat you can go get to see
Mickey at Disneyland or whatever.
And they've already been seeingit on TV, they're already
watching Disney movies.
They're already seeing the stargo across the castle before the
movie starts.
At that point now it's likeDaddy, why are you home early?
Speaker 1 (10:26):
Daddy, I thought you was working late.
Are you working enough hoursfor us to buy this or buy that
Are?
Speaker 3 (10:31):
you sure we're going to hit our goal.
Speaker 1 (10:32):
Daddy, and trust me, they're almost 10.
They would definitely ask methat.
Speaker 3 (10:39):
So what's that communication aspect and I love
that about the environmentalsupport to get paid, because, at
the end of the day, these,these are the people in our,
these are the people in in ourcircle that we count on to not
only hold, not only benefit fromour hard work, but hold us
(11:01):
accountable and that's what wewere trying.
Speaker 1 (11:04):
We were pouncing on is the environment, making sure
the environment is conducive toall these things that you need
to do in order to get paidbecause, that's what it is at
the end of the day, you know,whether we spoke about a partner
, a family member, even friends,friends having friends that
have those same rights.
Speaker 2 (11:25):
That's true.
Speaker 1 (11:25):
Hey, I like the.
You had mentioned somethingabout a lion and a sheep.
Speaker 3 (11:30):
Yeah, lions don't hunt with eagles.
Speaker 1 (11:35):
Lions definitely don't hunt with sheep, right
right, yeah, that doesn't makesense.
Speaker 3 (11:40):
We are not looking for the same type of food
Exactly.
And I say that.
I even said that I use theanalogy to not even say that.
It doesn't mean that anyone'sabove anybody, it doesn't mean
that we're superior to anyone.
It just means that we're notdoing the same thing right,
right.
Speaker 1 (12:04):
So it wouldn't be a good environment.
It wouldn't be for you to getpaid because you're not doing
the same thing it wouldn't makesense, bro.
Speaker 3 (12:08):
We're just not doing the same thing, man, and we got
to respect that, understand thatand go in with the perspective
of how is this gonna get done.
Yeah, you know what I mean,right you know and by all means,
if someone's not doing the samething as us, encourage them to
do what they are doing.
Absolutely always put positive,always make positive deposits
(12:30):
into the world or into people,because that's energy that's
going to come back around, youknow.
But then when, when you seesomeone who is in alignment with
the things that we are doingand where we're trying to go,
let's understand how torecognize that and then have the
conversation that's going to beable to.
If you wish, if you choosebecause we choose our
(12:51):
environment let's understand howto have that conversation to
make sure that you're able toconnect with these people,
communicate with these peopleand then go, you know, go
forward, move forward, moveforward.
Connect, communicate and moveforward.
There you go.
Speaker 1 (13:06):
I like it CCM.
Speaker 2 (13:08):
Here we go with the acronym.
Hang the acronyms again.
Speaker 1 (13:13):
And we definitely want to touch base about
business partners having acontract.
You know it's an environmentthat if you're doing business to
have a contract, so you bothare tied to this contract you
both have an obligation to thecontract.
So if that's the environment youneed to be in to grow and also,
(13:34):
we spoke about a mentor amentor is just going to support
and they've been there, beenthere, done that, yeah, a mentor
is somebody who is alreadywhere you are going and knows
the path, and they have the forwith all and the decency to help
you understand and communicatethat it's okay.
Speaker 3 (13:54):
It is okay to follow them for a period of time.
Speaker 1 (14:01):
Exactly.
Speaker 3 (14:02):
Okay, fpt there's another acronym.
Speaker 2 (14:04):
It's for a period of time.
Exactly, okay, fpt.
There's another acronym.
Speaker 3 (14:05):
It's for a period of time.
All right, I had that friendthat I was talking to, you know,
when I was a long episodes back, you know I talk about I was
going through something and thenI asked him I was like man, how
do you deal like?
Like how do, you do how do, youdo this and he's's easy.
I just tell myself this is liferight now.
Speaker 2 (14:24):
Right.
Speaker 3 (14:24):
And I didn't even catch it when he first told me.
But he was saying this is liferight now.
Right, it's not permanent, it'snot forever.
It's for a period of time and Iknow that by doing this right
now, I'm going to get to thenext level and get to live my
best life.
In the next segment of what itis I'm doing, it's levels.
(14:47):
It's levels to the game.
Speaker 1 (14:48):
It's levels to this Right.
You know what I mean and that'sa good segue into the other
things we spoke about in theepisode about speaking and
showing your strategy.
Speaker 3 (14:59):
Right right.
Speaker 1 (14:59):
You know to your point.
You know making sure the planis there, giving the game plan,
forecasting your future,especially financially, how
things are going to look.
They need to know.
They need to know the people inyour life need to know man
Exactly.
Speaker 3 (15:14):
They need to know Whether it's your mom or your
spouse, especially, EspeciallyBecause we talked about one of
the most important decisions youcould ever going to make in
your life is who you marry.
Right Like they need to.
This needs to be communicated,and not once bro.
Speaker 1 (15:31):
All the time.
Speaker 3 (15:32):
Constantly, constantly Be okay with that,
like this is the goal, right?
No, it has not changed, it isthe same.
And if we need to, if we needto understand.
The experiences that we wentthrough in the last month are
going to have us doing thingsdifferently.
That's fine, but the goal isstill what it is and and, and we
(15:53):
also uh spoke about.
Speaker 1 (15:55):
If you don't have all of those resources.
Yes, that's really really havinga self-motivating concept or
schedule charts, organization,calendaring, yeah, your health,
oh gosh, your health, yourhealth, making sure.
So you're creating, you don'thave all these other.
You may not have family, youmay not have a business partner,
(16:17):
you may not have mentors,whatever, but maybe you're in a
constant search of that, but youstill want to make sure that
environment that you created isgoing to help you get paid.
So, exercising, you know, um,doing yoga we even said that
eating, well, you know all thosethings.
(16:39):
You, you're pretty much managingyourself, things, you, you're
pretty much managing yourself.
So you know, we got to makesure that we have to.
Our environment that we putourself in is going to help us
grow and help us maintain acertain type of mindset to
(16:59):
continue to do what we have todo, especially if we don't have
anybody working with us oranybody helping us.
So, you know, that's one of thethings we spoke about and I
wanted to make sure that Icontinue touching on that point,
because there are a lot ofpeople out there who are trying
(17:19):
their best to make things happenon their own, and sometimes
it's really hard, anton, to toyou know, to do it on your own.
Speaker 3 (17:29):
It is, it is man and you know, like having that
support system internally causeit all starts with you, right,
it starts with you.
So first and there's a there'sa saying out there, and I
learned this through a lot ofleadership development in life
Okay, first learn to leadourselves, then we can learn to
(17:51):
lead others and then eventually,maybe one day, if we want to,
if we choose to, we can leadleaders.
There, you go Okay, and that'sjust, that's.
It's a, it's a, it's a process.
Man, we gotta be okay with theprocess.
Always All right, and I talkabout this.
There's awkward mechanical, andthen the natural Okay.
(18:14):
The awkward is when you firstmaybe maybe it's your first day
on that sales job and you yougot this script and you're
trying to learn it and you'retalking on the phone and you're
literally reading over it andyou can hardly get through it.
And it's your goal.
You're like I just want to getthrough the script for a change.
I just want to get through thewhole thing.
You know you're going throughit.
It sounds awkward, right.
Speaker 2 (18:34):
You know what I mean, right.
Speaker 3 (18:35):
But then eventually you kind of know the words but
but it still sounds like youdon't trust yourself, Right?
You don't, you haven't you havenot got to the point where you
trust yourself yet.
Speaker 2 (18:46):
Exactly so it sounds mechanical.
Speaker 3 (18:48):
So you're you're still looking at that script and
it sounds like robotic.
It's, it's, it's mechanical,right?
Yes, this?
Speaker 2 (18:55):
this is Anton with you know what I'm saying, but
you, but you.
You know what I'm sayingBecause you haven't learned to
trust yourself yet, right.
Speaker 3 (19:01):
But then then the switch happens Mm-hmm, and all
of a sudden, you trust yourselfwith what you're going through.
You trust yourself with thisprocess.
And you're confident and youput the script away.
Right, you cancel the script,you click the X and it goes away
.
And now, now you're operatingin who you are, you're operating
(19:27):
in your gift right.
You have no script in front ofyou, you know the words, you're
confident in the words and youbelieve in who you are within
that system or within that thingthat you're doing, and all of a
sudden, that's when it gets fun, that's right.
Speaker 1 (19:41):
That's why that environment that you created,
you have to maintain.
Speaker 3 (19:45):
Yes, yes, absolutely, absolutely, Absolutely, so you
can actually get to that processto where now you're in the
natural, it's become part of youand now you get to have fun and
play with it and just let it be, and people feel that, by the
way.
It don't matter if you're onthe phone or you're, you're in,
you're in front of a camera.
(20:05):
People know when you're justlike man, that guy's flowing
right now and you're genuine,and you're genuine.
Yeah, he mean, he means it.
Uh, yeah, yeah, what you saidmight sound a little cheesy, but
you mean it right.
Speaker 1 (20:15):
So so we're cool all right, that's cool, and then so
moving on.
Moving on to the uh, let's seewhat episode.
This was episode number 12, andwe spoke about coupons, rewards
to personal profit man.
Speaker 3 (20:32):
Why was this like the funnest episode?
Speaker 1 (20:34):
I think we've ever done the funnest and I'm like
you know it's.
Speaker 3 (20:38):
But mike, I'm serious , bro, because we were in the
store man right and you can.
You, literally before I couldeven type my number in.
You're like Anton, I got thecard.
Speaker 1 (20:46):
Yes, yes, I remember you giving that example where we
went to the store and at thesupermarket and I had my rewards
card out ready to rock and roll.
Like you know, are we gettingthis savings?
Speaker 3 (21:00):
And it was about a 30 savings it was bro, and it was
so real man, and the story youtold was so real because it it's
what happened.
Right, right, I was so happy Iwas skipping.
Speaker 1 (21:13):
Remember I was skipping.
I was skipping to the car youknow that sports star.
You know that girl.
I offered her to get her lunchand everything.
I was just so happy he wasreally really joyful.
That I put money back in mypocket.
And that was the beauty of thatepisode there was a lot of
(21:35):
things that we're doing daily,you know.
Just remember, you work daily,you spend money daily.
Why not save daily?
Because if you're saving dailyor you're getting those benefits
daily, you're putting moneyback into your pocket, you're
(21:55):
inflating your personal profit.
Yeah, absolutely, and that'swhat you, you need to do.
And I remember going over allthese different uh um entities
that we, that that you can getuh coupons or rewards for.
We talked about supermarket,fast food places, drugstore.
Speaker 3 (22:16):
You know we spoke, remember the movie we went in on
the movie movie was like ahundred dollars make sure you
buy the large popcorn right.
It's like you're not getting arefill.
No, refill you know.
Speaker 1 (22:28):
So all those same thing with the sodas by the way,
yeah same thing with the sodasand that's not all movie
theaters, by the way really it'snot not all movie theaters
offer that.
Oh, like I said, they'regangsta brother.
The IMAX stands for I want tomax out.
I'm going to max out yourpocket.
Speaker 2 (22:47):
That's what it stands for.
Max out that credit card.
Speaker 1 (22:52):
And you know we spoke about the online shopping.
I definitely want to reiteratethat.
If you're shopping online havingextensions to find coupons when
you're shopping with somewebsites where they have to
actually store, the companieswho have the actual website May
(23:15):
not offer it on their website,but another company may offer a
coupon with it.
We spoke about um Amazon.
Whenever you look at theproduct you're looking at,
there's there's always a couponor a discount that you,
depending on the item you'regetting, that you might be able
to just check a box and thenyou'll get the savings.
(23:37):
So you know those things yougot to be mindful of as simple
as checking a box, that's all.
Speaker 3 (23:44):
That's all you have to do, man.
That could have been a t-shirt,bro, another t-shirt.
Don't forget to check the box.
Speaker 1 (23:51):
Don't forget to check the box.
Speaker 3 (23:53):
With a t-shirt and it just got the square right there
with the green check Forsavings.
Speaker 1 (23:57):
For savings, for savings, for savings, for
savings.
Don't forget to check the boxfor savings.
Speaker 3 (24:01):
That's what's up, Bro ?
I don't know about you, butI'll wear it.
I'll rock that right now.
Speaker 1 (24:04):
Actually, that's a pretty cool t-shirt, I'll rock
that right now you have the boxand the checkmark.
Don't forget to check the boxfor savings.
Speaker 2 (24:10):
Wow, I love it, man.
Speaker 1 (24:14):
Well it's definitely a conversational piece, isn't it
?
Speaker 3 (24:17):
and look, man, if, even if they want to just say,
don't forget to check the box itapplies to all aspects of life.
Speaker 1 (24:24):
That's true, you know .
I mean, did you work?
Out today right, don't forgetto check the box I love it, man.
You know I and I want to touchthe base again.
You, you definitely spoke aboutthe.
Uh, we went a little bitunconventional with the savings
with the IUL.
Speaker 3 (24:41):
Yeah, yeah, it was an event.
Let's call it extra credit.
Right, right, right right, rightyou know being able to, you
know, do things like, have anIUL, and this is assuming you've
used some of the tactics andstrategies that Finance Bros,
our wealthians, have, we'vetaught, we've spoken about in
the past, and they have thingslike an IUL that they can now
(25:03):
leverage.
It was properly structured,properly funded and given time
to mature, and now it's the partwhere they're able to leverage
that type of vehicle and,instead of going to get a 15%
loan from the bank, they borrowit from themselves because they
are their own bank at this pointGet it for 3% instead of 15%.
They go and get that same carand then, while they got that
(25:27):
car, the principal in theiraccount is still earning
interest at 8, 10, 12, 15%, asif the money has never been
removed from that account.
Speaker 1 (25:37):
Now, wealthians, what I want for you guys to
understand with this concept andI'm going to try even simpler,
you know me.
Speaker 3 (25:44):
Yeah, I know, mike, you're the master of
simplification.
Speaker 1 (25:48):
I want you to understand about this scenario.
We're talking about gettingindex universal life insurance.
It is an insurance policy, butbut think of it you go into the
bank.
I want to open up a savingsaccount.
Now there, I'm not sayingthere's all of them, but there's
some insurance policies.
(26:10):
All you have to do is call aperson like mr anton left, which
here, and he could set you up,find a company that works with
you, and let me tell you, we'realways very transparent.
I'm not going to say it's theeasiest thing in the world to do
.
Sometimes you might have to goto the doctor, depending on your
medical condition and so on.
Speaker 3 (26:31):
Might be some health qualifications.
Speaker 1 (26:32):
Might be some qualification, might not.
But imagine this You're settingup a bank account, you're
setting up an IUL.
There's still a process to each.
Exactly, there's still aprocess.
But look at the difference inthe benefits.
You set up the savings account.
You're saving.
You're saving, you're saving.
Remember we're saying interestrate on a bank account.
(26:56):
It's hardly anything these days, right?
Speaker 3 (26:59):
It's hardly.
I mean right, right now,because interest rates are high,
right?
Yeah, you are getting asubstantial savings, oh sorry, a
benefit of interest, right?
But that's not typical, right?
It's not typical.
Speaker 1 (27:11):
But let's go over to the iul, say, remember, again,
set up a bank.
You walk to the bank.
You get up you say I'm gonna goopen a savings account to save
my money right now.
You get up you say, well, I'mgonna call an insurance um agent
, mr anton lefwich, to to do aniul.
(27:31):
Let's see.
Okay.
Now anton says, well, okay,maybe you're.
You're one of the lucky ones,you don't need a health, you
just need to sign this paper.
Sign same thing.
You're one of the lucky ones,you don't need a health, you
just need to sign this paper.
Same thing you're doing for asaving.
But now, maybe two years, threeyears later, when it matures,
you're ready to buy a brand newcar.
You have cash you can borrowagainst this insurance policy.
(27:56):
Exactly, they allow you toborrow it at three percent,
where you can pay it backanytime, but the principal is
still growing ten percent.
You can't do that with thesavings account.
Speaker 3 (28:09):
You just paid yourself to go exactly yeah, and
, by the way, the insurancecompany some insurance companies
at least, if you're, if youragent don't know, I know right,
they'll just they'll credit youback the interest that you
borrowed the year the year after.
Speaker 1 (28:22):
So you just paid yourself twice so it's really
something to think about.
When you know you, we're, we'relooking at ways to credit, you
know this is what coupons andreward reward ourselves.
Speaker 3 (28:35):
We want to make money with the money that we've
already made.
Speaker 1 (28:38):
Let's not give it all away.
Thank you, and this particularprocess you know.
Can you imagine paying 3% on acar purchase?
That's phenomenal, man, bro.
Because you can't get thatanywhere else, and all they did
is again simplifying it.
Instead of going to the savingsand opening a bank account, you
call an insurance person andsay hey, um, how does this iul
(29:03):
thing work?
And if they say all right, juststart putting money in that,
there you go, that's it and atthe end of the day, it's just.
Speaker 3 (29:10):
It's a simple matter of making your money work harder
for you.
That's it, that's it, that's itbecause that's that's all it is
, because you work hard for itright, you know and we know, we
know our people do we?
Do all day everybody does right.
Speaker 1 (29:26):
I mean so so work hard for you too all right, so
now we're gonna break down.
Speaker 3 (29:31):
Those were the three episodes we have to break down
already, yeah yeah, we have tobreak down already.
Speaker 1 (29:35):
Hey, time flies.
So we what?
We pick the literal of themonth, because what we do is we
look at the three episodes andthen we'll pick the best
affirmation or between theliteral, mental.
Speaker 3 (29:51):
Yeah, yeah, yeah, the best three of the month.
Yeah, yeah, the best three ofthe month.
Speaker 1 (29:55):
So for the literal of the month of April, we are
looking at episode 11, which wasthe environmental support to
get paid, and the literal istake a good look at your
environment and make a decision.
Are you going to work with itor are you going to change it?
Speaker 3 (30:20):
Man Mike, that hit my spirit right there that that
hit my spirit so it ain't eventhe spirit.
Speaker 1 (30:28):
So listen, if your environment is not conducive for
you to work with it make adecision make a decision and
change it, because theenvironment is what's going to
help you grow, get paid and bebetter at.
Whatever you're doing, whateverentrepreneurial thing you're
starting or whatever work jobyou're at, you know simple
(30:51):
things by, let's say, yourpartner having dinner ready or
picking up dinner and stuff likethat to allow you to work so
the family could get a benefitat the end.
You know it, it it speaksmounds so make sure your
environment is good for you towork with.
(31:11):
If not, change it.
Speaker 3 (31:13):
Yeah, change it, and by all means, if you can live
with it, live with it I wouldn'tsuggest living with it because
we're trying to make our wealth.
Speaker 1 (31:23):
So start thinking about changing it, and sometimes
it might be drastic.
I'm not going to tell you whatit is, but you might.
If you choose not to change it,then you're not going to grow.
Your environment's going toalways keep you down.
If, if our wealth things arelistening to this, they're
probably looking to level up soyeah, so there you go, change
right, change it for the betterof course, and the mental of the
month comes from, uh, episode10, gambling is making a
(31:49):
cautious decision to only gamblewhat you could afford to lose,
man, man.
And so you gotta be, you gottahave that mindset.
Yeah, brother, you don't gamblewhat you can't lose man, I like
that.
Speaker 3 (32:07):
Believe it or not, that's another t-shirt there you
go, gamble what you can't lose,it's true that's short as sweet
, I told you we averaging threeshirts an episode I told you
this I'm gonna keep saying ittoo, it too, all right, all
right.
You know you go out to hear mekeep saying that.
Because we averaging three Okay.
Speaker 2 (32:25):
I got you, I got you.
Speaker 3 (32:26):
And the spiritual, of course, it comes from episode
12, coupons and rewards aspersonal profit.
The spiritual yeah, this makessense, all right.
The joy of saving money orrewards.
This is a beer, right?
Yeah, yeah, that's right, yeahyeah, the joy of saving money or
rewards is a benefit to yourbank account and is the best
(32:47):
feeling in the world.
Speaker 1 (32:48):
Ain't that the?
Speaker 3 (32:49):
truth.
If you tripped over $100, wouldyou pick it up?
Oh, absolutely, I feel prettygood about that and I would feel
pretty good about that.
That is so true.
Oh, man, don't get me excited,brother.
Right right, saving money islike tripping over a hump, right
.
Speaker 1 (33:08):
And sometimes I remember saying in the last, god
did that.
Yeah, god did.
Yeah, god did that becausefirst, on the literal, spot, I
wasn't planning on trying tosave this money, had no idea,
didn't bring no extra card withme, nothing.
Mentally I was like, all right,I'm ready to pay this money and
(33:28):
get the heck out of this store.
But you tripped over 30%, right.
And then you hit me with thelady saying oh, I got you with
this coupon.
Boom who did that.
Speaker 3 (33:39):
By the way.
Are you sure you didn't donothing special?
Speaker 1 (33:42):
I promise you.
Speaker 3 (33:43):
You didn't clean up the aisles.
Speaker 1 (33:44):
I didn't do nothing.
You didn't straighten thet-shirts on the rack.
All I did was ask Asked.
Speaker 3 (33:51):
That's all I did was ask I love it, man, I love it.
Speaker 1 (33:55):
Sometimes all you got to do is ask Yep, yep, All
right, yeah, and we wanted totalk about the bonus episode we
had to give it.
Yeah.
Speaker 3 (34:04):
Yeah, the bonus episode was oh, so the bonus
episode, which we just reallylove because it was the road to
FBN and we talked about ourpersonal stories.
Speaker 2 (34:14):
Yeah.
Speaker 3 (34:15):
And it really resonated.
It was just, it was a fun kindof deep dive.
Speaker 1 (34:18):
Right, right.
Speaker 3 (34:19):
You know the personal heart and ambition of Mike
DePoe, right.
Buford, Anton left with thethird.
So so the road to FBN.
You know this T-shirt righthere.
I just loved it so much, youknow, are we giving him this
T-shirt?
Speaker 1 (34:37):
Oh yeah, Give him another T-shirt.
Speaker 3 (34:41):
So this T-shirt is really, just really resonated
with me, especially personally,because you know, mike knows me
and the champ legacy heart thatI have, yeah, yeah All right.
So this T-shirt right here forthe road to FBN was you can't
grow and be comfortable at thesame time.
Speaker 1 (34:58):
Yep, and we definitely wanted to make sure
we're wealthy and understandthat.
You know we're ending seasontwo.
Yeah, we're ending season two,and it's still a hard road.
I'm not going to lie to you.
Speaker 3 (35:14):
For sure, it's still a tough and hard road.
We're challenged every day.
Speaker 1 (35:16):
We are challenged and we're filming our vodcast,
which will be airing soon on HHNTV and we'll definitely check
our DMs check all our socialmedia for time today, because
once the network is ready topublish it.
You know, hey, this is we'regetting into an area where we're
(35:40):
not in control.
There's a lot of moving partsto it, so we don't have exact
dates, but we're going to havethem soon, though.
Yeah, we're going to have this,we're hoping real soon that we
might come on and give a specialannouncement during our break.
Speaker 3 (35:56):
We got to give them a public service.
Speaker 1 (35:58):
We might do that especially if we got that date,
we might say hey, oh yeah, theinspector, Come on that thing
dinged on.
If you have us on all yourpodcast platforms and the alert
comes on when these guys, maybeyou should do that now.
Put the alert on Then say oh,make sure that, because I want
(36:19):
to go see them on TV.
Speaker 2 (36:21):
When it tells you a new episode comes out.
When it tells you a new episode, I get it on my phone, so make
sure you check that little box,alert me when these guys come
out with a podcast.
Speaker 3 (36:29):
Did you just tell them?
Speaker 1 (36:29):
to check the box, mike.
Oh, there you go, that t-shirt.
Speaker 3 (36:35):
Hey you guys.
Hey, our is.
No, we are putting pressure onthe system at all times to make
sure that even the decisions wemake to even get into this chair
every week and make sure we candeliver a message we're doing
it to the best of our ability,Right.
Speaker 1 (36:49):
So you know, like I said, we're not comfortable, but
we're growing.
Speaker 3 (36:53):
By no means are we comfortable, and we're growing.
I'm not feeling when we're inthe chair.
I feel comfortable right now.
There you go.
I feel in our element right now.
Right, we're in the chair.
It's like we do so much to getto this chair though it's crazy,
it's not comfortable getting tothis chair.
It's great.
Speaker 1 (37:12):
But when we get here, man does it feel good.
It's the greatest feeling inthe world, isn't it?
And that sentiment right there,that's the greatest right there
.
Yeah, it really is.
So you know nobody else, man.
So thank you for uh listeningto us on our second season.
Uh, we'll be out for a coupleof months.
Speaker 3 (37:30):
Absolutely, we don't we don't come back right around
the time the kids come back toschool, right, right?
You know we're gonna dosomething special for you guys,
right?
And you know we're gonna comeback with season three, right?
Oh wow, do we have somesurprises for the jump off for
season three?
It's going to be good.
We told you guys we've beendoing everything we can to make
sure we're always leveling up.
Speaker 2 (37:50):
Yep.
Speaker 3 (37:50):
And we're going to make sure when we come back with
season three.
You're going, and of course youknow what we say.
Mike, don't forget to check usout at our new home HHN TV
release dates are coming soon,so just please be on the lookout
for those public serviceannouncements and those special
you know, surprise episode wemight be, coming out with in the
(38:11):
next couple of months.
And, you know, don't forget tocome check us out and, obviously
, on all your social mediapodcast platforms Apple Podcasts
, spotify, google podcast.
It might be up down left rightdepending on what social media
podcast oh, social mediaplatform you might be on but
yeah, don't forget to come checkus out, you guys and mike, as
(38:34):
usual I appreciate.
You guys enjoy your summer havehave a good summer y'all, and
of course you already know we'llsee you at the bank.
Peace y'all, take care worldall right, thank you.
Speaker 2 (38:45):
I'm going to stay for a while.
I'm going to stay for a while.
(39:15):
I'm going to stay for a while.
(39:36):
I'm going to stay for a while,thank you.
(40:32):
Thanks for watching.
First and foremost, we want to be clear that what we
are sharing with you arestrategies and concepts that can
be implemented by individualswho understand the logistics of
how to approach such platformsas far as the literal, the
(00:27):
mental and spiritual formatneeded to be successful with
your aspirations what's up world?
Speaker 3 (00:58):
you tuned in to fbn and, yes, this is another
episode of Finance Bros Networkand I am the one half of Finance
Bros, anton Lefwich and this isMichael DePoe.
Speaker 1 (01:10):
The other half.
Speaker 3 (01:11):
The other half Money Mike.
Speaker 1 (01:14):
Money, mike, yay, we are coming to you.
Live with Finance for theUnknown or everyday people or
everybody.
Yes sir, we are honored to behere and to be able to serve
diverse communities, as usual.
Yes sir, yes sir.
Speaker 3 (01:33):
And man Mike, we finally here at the season
finale.
Oh, the April wrap up, theApril wrap up.
You know what I'm saying.
Before we take a little summerbreak, yep.
And then we come back with the.
I don't know if it's's gonna bea back to school episode or
what we gonna do but we gonna,we gonna bring something fresh
and new for season three and andI'm just, I'm really excited,
(01:53):
mike, because there's so muchmike.
We've been doing so much, bro,to level up for our wealthians,
oh, man to to make sure that wecontinue to bring value, and
it's just been really exciting,man.
Speaker 1 (02:08):
Yeah, even in this last few episodes you even
mentioned it.
It's like I haven't laughedthis much in such a long time.
Bro for real man, I ain'tlaughed this much.
Speaker 3 (02:22):
It's definitely, it's obvious we having fun right,
right, right and that's andthat's.
Speaker 1 (02:27):
And that's why we do the monthly wrap up, because we
want to make sure that youremember, uh uh, what we spoke
about and maybe reiterate.
Maybe you missed something.
So we just want to make surewe're bringing you that
information absolutely so thatway you could, you could always
be on top of your game and goback to listen.
Maybe you want to go back tothe listen to the episode after.
(02:49):
It's like oh that dad said thatin the last Yep, yep, we did
say that.
So maybe so maybe it's, maybe itmay, advantageous to go back
All right To the last to listento the last, to listen to the
whole.
It's only 30 minutes, people.
Speaker 3 (03:08):
we're trying to keep it at 30 minutes we're getting
you to work, taking you home,and that's it, man, you know.
But hey, if you want to listento it while you're cooking
dinner or laying down at night,go ahead.
Speaker 1 (03:18):
Do that too.
Speaker 3 (03:19):
By all means, let's make it happen and just keep in
mind you guys, we are coming toHHN TV.
Speaker 2 (03:24):
Finance Bros Network is coming to hhn tv finance bros
network is coming to tv realsoon.
Speaker 3 (03:28):
Release date still to be announced.
So just keep an eye out forthat.
And you know, you can, ofcourse, kick back, throw your
feet up in your couch put it upon your tv and see finance bros
get to enjoy this on the tube.
Speaker 1 (03:39):
You know well it's not a tube anymore on the flat
screen damn I, I'm aging myself.
I said tube.
Can you believe?
Speaker 2 (03:47):
I just said tube.
Speaker 3 (03:48):
Did you say the bulky one?
Speaker 1 (03:50):
I don't know what you're talking about.
All I know is flat screen.
All I know is quantum dot LEDs.
Now, that's all.
Speaker 3 (03:58):
I know, Don't let us go back to where you got to hit
the top of the TV to make itstop scrolling.
Speaker 1 (04:02):
Antennas fixing antennas, where you got to hit
the top of the TV to make itstop scrolling Antennas, fixing
antennas oh my God.
But yeah, we definitely want todo a recap of this month and to
make sure you guys retain theinformation.
So we're going to go into our10th episode for Season 2.
It was about gambling, that'sright, yep, and that was a real
(04:24):
fun episode because, you know,we spoke about the good, the bad
and the ugly.
Yeah, we did, and you know wetouched base as the the good is
obviously winning, the bad islosing and unfortunately, the
ugly was being an addicted uhgambling which is real serious,
(04:44):
man.
Speaker 3 (04:44):
We gotta really reach out to our wealthy ends and
make sure that they understandyou know, you know if it is a
problem, definitely you know.
Let's make sure people that weknow, or whether it's ourselves
or somebody else get to get thehelp they need right right and
even with the, even with winning, there's consequences.
Right, all we spoke about, wegot taxes, right we spoke spoke
about consequences for all threescenarios good, bad and ugly.
Speaker 1 (05:08):
Taxes being for the good.
You win, you still got to paytaxes.
Uncle Sam going to want hischunk Listen.
You win big.
They automatically come andtake his 60% off of that or if
not more.
Speaker 3 (05:21):
Up two or more.
Speaker 1 (05:22):
Yeah, it could be more.
The bad obviously is losing.
Yeah, it could be more.
Um, the bad obviously is losing.
You losing the money, I mean,and we talked about not losing
money you can't lose, you knownot just losing money that you
can afford to lose, losing moneythat you can't afford to lose.
Exactly, exactly and obviously,the ugly being uh an addiction
to it losing your wealth andusing your financial stability
(05:47):
of life, so you don't want to bein that situation when it comes
to gambling.
Speaker 2 (05:50):
Not at all.
Speaker 1 (05:52):
So we wanted to make sure that we reiterate that
about the good and the bad andugly.
I think it's very important,especially for our wealthians
out there.
It's not like we're coming inwith a boat of money to to
gamble right so justunderstanding the fundamentals
of of what happens when yougamble hopefully makes you think
(06:13):
twice, not to say that youcan't gamble have fun yeah yeah,
we definitely spoke about, youknow, playing the lotto we just
want to do it responsibly rightright.
There's all different type ofgambling horse racing, sports
betting, there's all differenttype and it's it's a form of fun
.
You might want to gambleinstead of going to take a
cruise, you know, say, becausethis is what you like to do you
(06:36):
know it's like you don't likebeing on the cruise, but you got
a couple of thousand, you wantto gamble it and that's what you
like to do.
Yeah, and there's many ways todo that, but you have it to lose
it, because if you don't haveit to lose it, that's when it
becomes that's when it becomes aproblem.
Yeah, so so we definitely madesure we we spoke about all those
(07:00):
different things and howthere's gambling on apps.
There's, you know, there's allforms of gambling um stock going
into stocks is a form ofgambling, but it's a.
It's a very low risk right ingambling very low risk.
Speaker 3 (07:16):
So, especially when you're utilizing stocks in the
form of a financial instrumentlike iul's right Right, where we
obviously talk about that, sowealthians go back and listen
and how we can utilize thosetypes of financial instruments
to make sure that we benefitfrom the gain but that we
(07:37):
minimize our loss Absolutely.
Speaker 1 (07:39):
Okay, absolutely.
So what was the next thing wecame up with?
It was our next episode.
Speaker 3 (07:44):
I believe it was the environmental support we came up
with.
It was uh, our next episode wasthe environmental, uh,
environmental support to getpaid, right, hey, talk about it,
talk about it.
So that's gosh.
This is actually my favoriteelement of of finance when it
comes to establishing afoundation, mike, a foundation
(08:05):
of the support system that wechoose, we choose to be a part
of, to put in place, forourselves, to have the emotional
backing okay, I mean, financeis a thing in so many elements
(08:25):
of what we do and choosing oursupport system, the people we
allow to be in our circumference, the people we allow to be in
our proximity, the people wechoose to allow to feed things
into our mind and into ourhearts about what it is we want
to do in life it's the most.
For me, it's the most importantthing.
You know what I mean.
It's where we start life is is.
It's the.
It's the most.
For me, it's the most importantthing, Right, you know what I
(08:45):
mean.
It's where we start, it's the,and it's to have that
conversation.
Whether it's your spouse oryour brother or your dad or your
nephew auntie, don't reallymatter.
It's making sure for me.
For me, the most importantelement of this whole thing is
the communication aspect.
There you go, that you talkedabout.
There you go.
That you talked about.
Speaker 2 (09:02):
There you go.
Speaker 3 (09:02):
All right, it's making sure that people
understand what it is you are apart of.
You know what I mean.
If you tell your girls, mike, Iknow you got twin girls.
Yes, I do.
If you go tell your girls,sweetie, daddy's not going to be
around much in the next twomonths, right, they're not going
(09:24):
to understand that.
No, but if you say, if you gotell your girls, communicate to
them, listen, daddy's going towork some extra hours over the
next two months.
Speaker 1 (09:32):
Right.
Speaker 3 (09:32):
And he's doing it because he wants to take you to
Disneyland so we can go have fun, right, and go have a great
time, because you've never been,maybe the kids never been to
Disneyland, right, right, I knowyour kids, they've been to.
Speaker 1 (09:44):
Disneyland.
Oh yeah, they've been toDisneyland, Trust me.
Speaker 2 (09:47):
Yeah, they're nine, they're grown, they're about to
be 10, so they've been there.
Speaker 3 (09:53):
But this is not everybody's situation.
Everybody has not been able totake their kids to SeaWorld and
Disneyland and all over thecountry.
Speaker 1 (10:00):
Yeah, all that stuff.
Speaker 3 (10:02):
So I mean telling Ben .
I had a conversation with them.
You know Daddy's going to worksome extra hours, but it's
because we want to make surethat you can go get to see
Mickey at Disneyland or whatever.
And they've already been seeingit on TV, they're already
watching Disney movies.
They're already seeing the stargo across the castle before the
movie starts.
At that point now it's likeDaddy, why are you home early?
Speaker 1 (10:26):
Daddy, I thought you was working late.
Are you working enough hoursfor us to buy this or buy that
Are?
Speaker 3 (10:31):
you sure we're going to hit our goal.
Speaker 1 (10:32):
Daddy, and trust me, they're almost 10.
They would definitely ask methat.
Speaker 3 (10:39):
So what's that communication aspect and I love
that about the environmentalsupport to get paid, because, at
the end of the day, these,these are the people in our,
these are the people in in ourcircle that we count on to not
only hold, not only benefit fromour hard work, but hold us
(11:01):
accountable and that's what wewere trying.
Speaker 1 (11:04):
We were pouncing on is the environment, making sure
the environment is conducive toall these things that you need
to do in order to get paidbecause, that's what it is at
the end of the day, you know,whether we spoke about a partner
, a family member, even friends,friends having friends that
have those same rights.
Speaker 2 (11:25):
That's true.
Speaker 1 (11:25):
Hey, I like the.
You had mentioned somethingabout a lion and a sheep.
Speaker 3 (11:30):
Yeah, lions don't hunt with eagles.
Speaker 1 (11:35):
Lions definitely don't hunt with sheep, right
right, yeah, that doesn't makesense.
Speaker 3 (11:40):
We are not looking for the same type of food
Exactly.
And I say that.
I even said that I use theanalogy to not even say that.
It doesn't mean that anyone'sabove anybody, it doesn't mean
that we're superior to anyone.
It just means that we're notdoing the same thing right,
right.
Speaker 1 (12:04):
So it wouldn't be a good environment.
It wouldn't be for you to getpaid because you're not doing
the same thing it wouldn't makesense, bro.
Speaker 3 (12:08):
We're just not doing the same thing, man, and we got
to respect that, understand thatand go in with the perspective
of how is this gonna get done.
Yeah, you know what I mean,right you know and by all means,
if someone's not doing the samething as us, encourage them to
do what they are doing.
Absolutely always put positive,always make positive deposits
(12:30):
into the world or into people,because that's energy that's
going to come back around, youknow.
But then when, when you seesomeone who is in alignment with
the things that we are doingand where we're trying to go,
let's understand how torecognize that and then have the
conversation that's going to beable to.
If you wish, if you choosebecause we choose our
(12:51):
environment let's understand howto have that conversation to
make sure that you're able toconnect with these people,
communicate with these peopleand then go, you know, go
forward, move forward, moveforward.
Connect, communicate and moveforward.
There you go.
Speaker 1 (13:06):
I like it CCM.
Speaker 2 (13:08):
Here we go with the acronym.
Hang the acronyms again.
Speaker 1 (13:13):
And we definitely want to touch base about
business partners having acontract.
You know it's an environmentthat if you're doing business to
have a contract, so you bothare tied to this contract you
both have an obligation to thecontract.
So if that's the environment youneed to be in to grow and also,
(13:34):
we spoke about a mentor amentor is just going to support
and they've been there, beenthere, done that, yeah, a mentor
is somebody who is alreadywhere you are going and knows
the path, and they have the forwith all and the decency to help
you understand and communicatethat it's okay.
Speaker 3 (13:54):
It is okay to follow them for a period of time.
Speaker 1 (14:01):
Exactly.
Speaker 3 (14:02):
Okay, fpt there's another acronym.
Speaker 2 (14:04):
It's for a period of time.
Exactly, okay, fpt.
There's another acronym.
Speaker 3 (14:05):
It's for a period of time.
All right, I had that friendthat I was talking to, you know,
when I was a long episodes back, you know I talk about I was
going through something and thenI asked him I was like man, how
do you deal like?
Like how do, you do how do, youdo this and he's's easy.
I just tell myself this is liferight now.
Speaker 2 (14:24):
Right.
Speaker 3 (14:24):
And I didn't even catch it when he first told me.
But he was saying this is liferight now.
Right, it's not permanent, it'snot forever.
It's for a period of time and Iknow that by doing this right
now, I'm going to get to thenext level and get to live my
best life.
In the next segment of what itis I'm doing, it's levels.
(14:47):
It's levels to the game.
Speaker 1 (14:48):
It's levels to this Right.
You know what I mean and that'sa good segue into the other
things we spoke about in theepisode about speaking and
showing your strategy.
Speaker 3 (14:59):
Right right.
Speaker 1 (14:59):
You know to your point.
You know making sure the planis there, giving the game plan,
forecasting your future,especially financially, how
things are going to look.
They need to know.
They need to know the people inyour life need to know man
Exactly.
Speaker 3 (15:14):
They need to know Whether it's your mom or your
spouse, especially, EspeciallyBecause we talked about one of
the most important decisions youcould ever going to make in
your life is who you marry.
Right Like they need to.
This needs to be communicated,and not once bro.
Speaker 1 (15:31):
All the time.
Speaker 3 (15:32):
Constantly, constantly Be okay with that,
like this is the goal, right?
No, it has not changed, it isthe same.
And if we need to, if we needto understand.
The experiences that we wentthrough in the last month are
going to have us doing thingsdifferently.
That's fine, but the goal isstill what it is and and, and we
(15:53):
also uh spoke about.
Speaker 1 (15:55):
If you don't have all of those resources.
Yes, that's really really havinga self-motivating concept or
schedule charts, organization,calendaring, yeah, your health,
oh gosh, your health, yourhealth, making sure.
So you're creating, you don'thave all these other.
You may not have family, youmay not have a business partner,
(16:17):
you may not have mentors,whatever, but maybe you're in a
constant search of that, but youstill want to make sure that
environment that you created isgoing to help you get paid.
So, exercising, you know, um,doing yoga we even said that
eating, well, you know all thosethings.
(16:39):
You, you're pretty much managingyourself, things, you, you're
pretty much managing yourself.
So you know, we got to makesure that we have to.
Our environment that we putourself in is going to help us
grow and help us maintain acertain type of mindset to
(16:59):
continue to do what we have todo, especially if we don't have
anybody working with us oranybody helping us.
So, you know, that's one of thethings we spoke about and I
wanted to make sure that Icontinue touching on that point,
because there are a lot ofpeople out there who are trying
(17:19):
their best to make things happenon their own, and sometimes
it's really hard, anton, to toyou know, to do it on your own.
Speaker 3 (17:29):
It is, it is man and you know, like having that
support system internally causeit all starts with you, right,
it starts with you.
So first and there's a there'sa saying out there, and I
learned this through a lot ofleadership development in life
Okay, first learn to leadourselves, then we can learn to
(17:51):
lead others and then eventually,maybe one day, if we want to,
if we choose to, we can leadleaders.
There, you go Okay, and that'sjust, that's.
It's a, it's a, it's a process.
Man, we gotta be okay with theprocess.
Always All right, and I talkabout this.
There's awkward mechanical, andthen the natural Okay.
(18:14):
The awkward is when you firstmaybe maybe it's your first day
on that sales job and you yougot this script and you're
trying to learn it and you'retalking on the phone and you're
literally reading over it andyou can hardly get through it.
And it's your goal.
You're like I just want to getthrough the script for a change.
I just want to get through thewhole thing.
You know you're going throughit.
It sounds awkward, right.
Speaker 2 (18:34):
You know what I mean, right.
Speaker 3 (18:35):
But then eventually you kind of know the words but
but it still sounds like youdon't trust yourself, Right?
You don't, you haven't you havenot got to the point where you
trust yourself yet.
Speaker 2 (18:46):
Exactly so it sounds mechanical.
Speaker 3 (18:48):
So you're you're still looking at that script and
it sounds like robotic.
It's, it's, it's mechanical,right?
Yes, this?
Speaker 2 (18:55):
this is Anton with you know what I'm saying, but
you, but you.
You know what I'm sayingBecause you haven't learned to
trust yourself yet, right.
Speaker 3 (19:01):
But then then the switch happens Mm-hmm, and all
of a sudden, you trust yourselfwith what you're going through.
You trust yourself with thisprocess.
And you're confident and youput the script away.
Right, you cancel the script,you click the X and it goes away
.
And now, now you're operatingin who you are, you're operating
(19:27):
in your gift right.
You have no script in front ofyou, you know the words, you're
confident in the words and youbelieve in who you are within
that system or within that thingthat you're doing, and all of a
sudden, that's when it gets fun, that's right.
Speaker 1 (19:41):
That's why that environment that you created,
you have to maintain.
Speaker 3 (19:45):
Yes, yes, absolutely, absolutely, Absolutely, so you
can actually get to that processto where now you're in the
natural, it's become part of youand now you get to have fun and
play with it and just let it be, and people feel that, by the
way.
It don't matter if you're onthe phone or you're, you're in,
you're in front of a camera.
(20:05):
People know when you're justlike man, that guy's flowing
right now and you're genuine,and you're genuine.
Yeah, he mean, he means it.
Uh, yeah, yeah, what you saidmight sound a little cheesy, but
you mean it right.
Speaker 1 (20:15):
So so we're cool all right, that's cool, and then so
moving on.
Moving on to the uh, let's seewhat episode.
This was episode number 12, andwe spoke about coupons, rewards
to personal profit man.
Speaker 3 (20:32):
Why was this like the funnest episode?
Speaker 1 (20:34):
I think we've ever done the funnest and I'm like
you know it's.
Speaker 3 (20:38):
But mike, I'm serious , bro, because we were in the
store man right and you can.
You, literally before I couldeven type my number in.
You're like Anton, I got thecard.
Speaker 1 (20:46):
Yes, yes, I remember you giving that example where we
went to the store and at thesupermarket and I had my rewards
card out ready to rock and roll.
Like you know, are we gettingthis savings?
Speaker 3 (21:00):
And it was about a 30 savings it was bro, and it was
so real man, and the story youtold was so real because it it's
what happened.
Right, right, I was so happy Iwas skipping.
Speaker 1 (21:13):
Remember I was skipping.
I was skipping to the car youknow that sports star.
You know that girl.
I offered her to get her lunchand everything.
I was just so happy he wasreally really joyful.
That I put money back in mypocket.
And that was the beauty of thatepisode there was a lot of
(21:35):
things that we're doing daily,you know.
Just remember, you work daily,you spend money daily.
Why not save daily?
Because if you're saving dailyor you're getting those benefits
daily, you're putting moneyback into your pocket, you're
(21:55):
inflating your personal profit.
Yeah, absolutely, and that'swhat you, you need to do.
And I remember going over allthese different uh um entities
that we, that that you can getuh coupons or rewards for.
We talked about supermarket,fast food places, drugstore.
Speaker 3 (22:16):
You know we spoke, remember the movie we went in on
the movie movie was like ahundred dollars make sure you
buy the large popcorn right.
It's like you're not getting arefill.
No, refill you know.
Speaker 1 (22:28):
So all those same thing with the sodas by the way,
yeah same thing with the sodasand that's not all movie
theaters, by the way really it'snot not all movie theaters
offer that.
Oh, like I said, they'regangsta brother.
The IMAX stands for I want tomax out.
I'm going to max out yourpocket.
Speaker 2 (22:47):
That's what it stands for.
Max out that credit card.
Speaker 1 (22:52):
And you know we spoke about the online shopping.
I definitely want to reiteratethat.
If you're shopping online havingextensions to find coupons when
you're shopping with somewebsites where they have to
actually store, the companieswho have the actual website May
(23:15):
not offer it on their website,but another company may offer a
coupon with it.
We spoke about um Amazon.
Whenever you look at theproduct you're looking at,
there's there's always a couponor a discount that you,
depending on the item you'regetting, that you might be able
to just check a box and thenyou'll get the savings.
(23:37):
So you know those things yougot to be mindful of as simple
as checking a box, that's all.
Speaker 3 (23:44):
That's all you have to do, man.
That could have been a t-shirt,bro, another t-shirt.
Don't forget to check the box.
Speaker 1 (23:51):
Don't forget to check the box.
Speaker 3 (23:53):
With a t-shirt and it just got the square right there
with the green check Forsavings.
Speaker 1 (23:57):
For savings, for savings, for savings, for
savings.
Don't forget to check the boxfor savings.
Speaker 3 (24:01):
That's what's up, Bro ?
I don't know about you, butI'll wear it.
I'll rock that right now.
Speaker 1 (24:04):
Actually, that's a pretty cool t-shirt, I'll rock
that right now you have the boxand the checkmark.
Don't forget to check the boxfor savings.
Speaker 2 (24:10):
Wow, I love it, man.
Speaker 1 (24:14):
Well it's definitely a conversational piece, isn't it
?
Speaker 3 (24:17):
and look, man, if, even if they want to just say,
don't forget to check the box itapplies to all aspects of life.
Speaker 1 (24:24):
That's true, you know .
I mean, did you work?
Out today right, don't forgetto check the box I love it, man.
You know I and I want to touchthe base again.
You, you definitely spoke aboutthe.
Uh, we went a little bitunconventional with the savings
with the IUL.
Speaker 3 (24:41):
Yeah, yeah, it was an event.
Let's call it extra credit.
Right, right, right right, rightyou know being able to, you
know, do things like, have anIUL, and this is assuming you've
used some of the tactics andstrategies that Finance Bros,
our wealthians, have, we'vetaught, we've spoken about in
the past, and they have thingslike an IUL that they can now
(25:03):
leverage.
It was properly structured,properly funded and given time
to mature, and now it's the partwhere they're able to leverage
that type of vehicle and,instead of going to get a 15%
loan from the bank, they borrowit from themselves because they
are their own bank at this pointGet it for 3% instead of 15%.
They go and get that same carand then, while they got that
(25:27):
car, the principal in theiraccount is still earning
interest at 8, 10, 12, 15%, asif the money has never been
removed from that account.
Speaker 1 (25:37):
Now, wealthians, what I want for you guys to
understand with this concept andI'm going to try even simpler,
you know me.
Speaker 3 (25:44):
Yeah, I know, mike, you're the master of
simplification.
Speaker 1 (25:48):
I want you to understand about this scenario.
We're talking about gettingindex universal life insurance.
It is an insurance policy, butbut think of it you go into the
bank.
I want to open up a savingsaccount.
Now there, I'm not sayingthere's all of them, but there's
some insurance policies.
(26:10):
All you have to do is call aperson like mr anton left, which
here, and he could set you up,find a company that works with
you, and let me tell you, we'realways very transparent.
I'm not going to say it's theeasiest thing in the world to do
.
Sometimes you might have to goto the doctor, depending on your
medical condition and so on.
Speaker 3 (26:31):
Might be some health qualifications.
Speaker 1 (26:32):
Might be some qualification, might not.
But imagine this You're settingup a bank account, you're
setting up an IUL.
There's still a process to each.
Exactly, there's still aprocess.
But look at the difference inthe benefits.
You set up the savings account.
You're saving.
You're saving, you're saving.
Remember we're saying interestrate on a bank account.
(26:56):
It's hardly anything these days, right?
Speaker 3 (26:59):
It's hardly.
I mean right, right now,because interest rates are high,
right?
Yeah, you are getting asubstantial savings, oh sorry, a
benefit of interest, right?
But that's not typical, right?
It's not typical.
Speaker 1 (27:11):
But let's go over to the iul, say, remember, again,
set up a bank.
You walk to the bank.
You get up you say I'm gonna goopen a savings account to save
my money right now.
You get up you say, well, I'mgonna call an insurance um agent
, mr anton lefwich, to to do aniul.
(27:31):
Let's see.
Okay.
Now anton says, well, okay,maybe you're.
You're one of the lucky ones,you don't need a health, you
just need to sign this paper.
Sign same thing.
You're one of the lucky ones,you don't need a health, you
just need to sign this paper.
Same thing you're doing for asaving.
But now, maybe two years, threeyears later, when it matures,
you're ready to buy a brand newcar.
You have cash you can borrowagainst this insurance policy.
(27:56):
Exactly, they allow you toborrow it at three percent,
where you can pay it backanytime, but the principal is
still growing ten percent.
You can't do that with thesavings account.
Speaker 3 (28:09):
You just paid yourself to go exactly yeah, and
, by the way, the insurancecompany some insurance companies
at least, if you're, if youragent don't know, I know right,
they'll just they'll credit youback the interest that you
borrowed the year the year after.
Speaker 1 (28:22):
So you just paid yourself twice so it's really
something to think about.
When you know you, we're, we'relooking at ways to credit, you
know this is what coupons andreward reward ourselves.
Speaker 3 (28:35):
We want to make money with the money that we've
already made.
Speaker 1 (28:38):
Let's not give it all away.
Thank you, and this particularprocess you know.
Can you imagine paying 3% on acar purchase?
That's phenomenal, man, bro.
Because you can't get thatanywhere else, and all they did
is again simplifying it.
Instead of going to the savingsand opening a bank account, you
call an insurance person andsay hey, um, how does this iul
(29:03):
thing work?
And if they say all right, juststart putting money in that,
there you go, that's it and atthe end of the day, it's just.
Speaker 3 (29:10):
It's a simple matter of making your money work harder
for you.
That's it, that's it, that's itbecause that's that's all it is
, because you work hard for itright, you know and we know, we
know our people do we?
Do all day everybody does right.
Speaker 1 (29:26):
I mean so so work hard for you too all right, so
now we're gonna break down.
Speaker 3 (29:31):
Those were the three episodes we have to break down
already, yeah yeah, we have tobreak down already.
Speaker 1 (29:35):
Hey, time flies.
So we what?
We pick the literal of themonth, because what we do is we
look at the three episodes andthen we'll pick the best
affirmation or between theliteral, mental.
Speaker 3 (29:51):
Yeah, yeah, yeah, the best three of the month.
Yeah, yeah, the best three ofthe month.
Speaker 1 (29:55):
So for the literal of the month of April, we are
looking at episode 11, which wasthe environmental support to
get paid, and the literal istake a good look at your
environment and make a decision.
Are you going to work with itor are you going to change it?
Speaker 3 (30:20):
Man Mike, that hit my spirit right there that that
hit my spirit so it ain't eventhe spirit.
Speaker 1 (30:28):
So listen, if your environment is not conducive for
you to work with it make adecision make a decision and
change it, because theenvironment is what's going to
help you grow, get paid and bebetter at.
Whatever you're doing, whateverentrepreneurial thing you're
starting or whatever work jobyou're at, you know simple
(30:51):
things by, let's say, yourpartner having dinner ready or
picking up dinner and stuff likethat to allow you to work so
the family could get a benefitat the end.
You know it, it it speaksmounds so make sure your
environment is good for you towork with.
(31:11):
If not, change it.
Speaker 3 (31:13):
Yeah, change it, and by all means, if you can live
with it, live with it I wouldn'tsuggest living with it because
we're trying to make our wealth.
Speaker 1 (31:23):
So start thinking about changing it, and sometimes
it might be drastic.
I'm not going to tell you whatit is, but you might.
If you choose not to change it,then you're not going to grow.
Your environment's going toalways keep you down.
If, if our wealth things arelistening to this, they're
probably looking to level up soyeah, so there you go, change
right, change it for the betterof course, and the mental of the
month comes from, uh, episode10, gambling is making a
(31:49):
cautious decision to only gamblewhat you could afford to lose,
man, man.
And so you gotta be, you gottahave that mindset.
Yeah, brother, you don't gamblewhat you can't lose man, I like
that.
Speaker 3 (32:07):
Believe it or not, that's another t-shirt there you
go, gamble what you can't lose,it's true that's short as sweet
, I told you we averaging threeshirts an episode I told you
this I'm gonna keep saying ittoo, it too, all right, all
right.
You know you go out to hear mekeep saying that.
Because we averaging three Okay.
Speaker 2 (32:25):
I got you, I got you.
Speaker 3 (32:26):
And the spiritual, of course, it comes from episode
12, coupons and rewards aspersonal profit.
The spiritual yeah, this makessense, all right.
The joy of saving money orrewards.
This is a beer, right?
Yeah, yeah, that's right, yeahyeah, the joy of saving money or
rewards is a benefit to yourbank account and is the best
(32:47):
feeling in the world.
Speaker 1 (32:48):
Ain't that the?
Speaker 3 (32:49):
truth.
If you tripped over $100, wouldyou pick it up?
Oh, absolutely, I feel prettygood about that and I would feel
pretty good about that.
That is so true.
Oh, man, don't get me excited,brother.
Right right, saving money islike tripping over a hump, right
.
Speaker 1 (33:08):
And sometimes I remember saying in the last, god
did that.
Yeah, god did.
Yeah, god did that becausefirst, on the literal, spot, I
wasn't planning on trying tosave this money, had no idea,
didn't bring no extra card withme, nothing.
Mentally I was like, all right,I'm ready to pay this money and
(33:28):
get the heck out of this store.
But you tripped over 30%, right.
And then you hit me with thelady saying oh, I got you with
this coupon.
Boom who did that.
Speaker 3 (33:39):
By the way.
Are you sure you didn't donothing special?
Speaker 1 (33:42):
I promise you.
Speaker 3 (33:43):
You didn't clean up the aisles.
Speaker 1 (33:44):
I didn't do nothing.
You didn't straighten thet-shirts on the rack.
All I did was ask Asked.
Speaker 3 (33:51):
That's all I did was ask I love it, man, I love it.
Speaker 1 (33:55):
Sometimes all you got to do is ask Yep, yep, All
right, yeah, and we wanted totalk about the bonus episode we
had to give it.
Yeah.
Speaker 3 (34:04):
Yeah, the bonus episode was oh, so the bonus
episode, which we just reallylove because it was the road to
FBN and we talked about ourpersonal stories.
Speaker 2 (34:14):
Yeah.
Speaker 3 (34:15):
And it really resonated.
It was just, it was a fun kindof deep dive.
Speaker 1 (34:18):
Right, right.
Speaker 3 (34:19):
You know the personal heart and ambition of Mike
DePoe, right.
Buford, Anton left with thethird.
So so the road to FBN.
You know this T-shirt righthere.
I just loved it so much, youknow, are we giving him this
T-shirt?
Speaker 1 (34:37):
Oh yeah, Give him another T-shirt.
Speaker 3 (34:41):
So this T-shirt is really, just really resonated
with me, especially personally,because you know, mike knows me
and the champ legacy heart thatI have, yeah, yeah All right.
So this T-shirt right here forthe road to FBN was you can't
grow and be comfortable at thesame time.
Speaker 1 (34:58):
Yep, and we definitely wanted to make sure
we're wealthy and understandthat.
You know we're ending seasontwo.
Yeah, we're ending season two,and it's still a hard road.
I'm not going to lie to you.
Speaker 3 (35:14):
For sure, it's still a tough and hard road.
We're challenged every day.
Speaker 1 (35:16):
We are challenged and we're filming our vodcast,
which will be airing soon on HHNTV and we'll definitely check
our DMs check all our socialmedia for time today, because
once the network is ready topublish it.
You know, hey, this is we'regetting into an area where we're
(35:40):
not in control.
There's a lot of moving partsto it, so we don't have exact
dates, but we're going to havethem soon, though.
Yeah, we're going to have this,we're hoping real soon that we
might come on and give a specialannouncement during our break.
Speaker 3 (35:56):
We got to give them a public service.
Speaker 1 (35:58):
We might do that especially if we got that date,
we might say hey, oh yeah, theinspector, Come on that thing
dinged on.
If you have us on all yourpodcast platforms and the alert
comes on when these guys, maybeyou should do that now.
Put the alert on Then say oh,make sure that, because I want
(36:19):
to go see them on TV.
Speaker 2 (36:21):
When it tells you a new episode comes out.
When it tells you a new episode, I get it on my phone, so make
sure you check that little box,alert me when these guys come
out with a podcast.
Speaker 3 (36:29):
Did you just tell them?
Speaker 1 (36:29):
to check the box, mike.
Oh, there you go, that t-shirt.
Speaker 3 (36:35):
Hey you guys.
Hey, our is.
No, we are putting pressure onthe system at all times to make
sure that even the decisions wemake to even get into this chair
every week and make sure we candeliver a message we're doing
it to the best of our ability,Right.
Speaker 1 (36:49):
So you know, like I said, we're not comfortable, but
we're growing.
Speaker 3 (36:53):
By no means are we comfortable, and we're growing.
I'm not feeling when we're inthe chair.
I feel comfortable right now.
There you go.
I feel in our element right now.
Right, we're in the chair.
It's like we do so much to getto this chair though it's crazy,
it's not comfortable getting tothis chair.
It's great.
Speaker 1 (37:12):
But when we get here, man does it feel good.
It's the greatest feeling inthe world, isn't it?
And that sentiment right there,that's the greatest right there
.
Yeah, it really is.
So you know nobody else, man.
So thank you for uh listeningto us on our second season.
Uh, we'll be out for a coupleof months.
Speaker 3 (37:30):
Absolutely, we don't we don't come back right around
the time the kids come back toschool, right, right?
You know we're gonna dosomething special for you guys,
right?
And you know we're gonna comeback with season three, right?
Oh wow, do we have somesurprises for the jump off for
season three?
It's going to be good.
We told you guys we've beendoing everything we can to make
sure we're always leveling up.
Speaker 2 (37:50):
Yep.
Speaker 3 (37:50):
And we're going to make sure when we come back with
season three.
You're going, and of course youknow what we say.
Mike, don't forget to check usout at our new home HHN TV
release dates are coming soon,so just please be on the lookout
for those public serviceannouncements and those special
you know, surprise episode wemight be, coming out with in the
(38:11):
next couple of months.
And, you know, don't forget tocome check us out and, obviously
, on all your social mediapodcast platforms Apple Podcasts
, spotify, google podcast.
It might be up down left rightdepending on what social media
podcast oh, social mediaplatform you might be on but
yeah, don't forget to come checkus out, you guys and mike, as
(38:34):
usual I appreciate.
You guys enjoy your summer havehave a good summer y'all, and
of course you already know we'llsee you at the bank.
Peace y'all, take care worldall right, thank you.
Speaker 2 (38:45):
I'm going to stay for a while.
I'm going to stay for a while.
(39:15):
I'm going to stay for a while.
(39:36):
I'm going to stay for a while,thank you.
(40:32):
Thanks for watching.
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