Unlock the secrets to transforming your financial mindset as we challenge the traditional views of wealth and poverty, drawing inspiration from the influential sounds and lyrics of hip-hop. Ever wondered how the wealthy think differently about money? Learn to embrace the mindset of a "Wealthian"—someone who leverages strategic concepts in stocks, real estate, and businesses for lasting financial growth. We take a deep dive into the contrast between wealth building and immediate spending, exploring how the underprivileged often face the harsh reality of necessity over abundance.
Building self-confidence is crucial for financial success, and we’re here to show you how self-accountability plays a pivotal role. From sticking to a financial plan to surrounding yourself with peers who challenge your spending habits, we emphasize the impact of keeping promises to yourself. Delve into the emotional ties that bind families with money and learn to view it as a form of energy that can be harnessed for positive transformation. Transitioning from a state of need to one of wealth begins with adjusting your mindset and realizing that money should work for you as much as you work for it.
In our exploration of growth over security, we unravel the tempting world of short sided strategies and the mindset shifts necessary for true wealth. Inspired by innovators like Bill Gates and Steve Jobs, discover the importance of taking calculated risks and aiming high. We discuss the double effort required for those striving to achieve privilege and the responsibilities it brings, even using Elon Musk in one example. By shifting perspectives, financial stress can become an opportunity, and with the right mindset, you can learn to thrive through such stress, rather than merely survive. Join us on this enlightening journey to harness the power of perspective in wealth-building. See You At The Bank!!! (SYATB)
Learn more about the FBN initiative and get access to all social media platforms at https://linktr.ee/fbnlinks
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
First and foremost, we want to be clear that what we
are sharing with you arestrategies and concepts that can
be implemented by individualswho understand the logistics of
how to approach such platformsas far as the literal, the
(00:27):
mental and spiritual formatneeded to be successful with
your aspirations what's up world?
Speaker 2 (00:58):
you tuned into fbn and this is another episode of
finance Bros Network and I amthe one half of finance, Anton
Lefwich, and this is Michael.
Speaker 1 (01:07):
DePoe, your other half, and we are coming to you
live with finance for everydaypeople.
We are honored to be here andto be able to serve diverse
communities as usual, as usualable to serve diverse
communities.
As usual, as usual, I know yougot my back to always add that
(01:30):
in brother.
Speaker 2 (01:30):
That's my favorite part, brother hey man, hey,
welcome, welcome everybody.
Hey look today.
Hey look, we've been bringingy'all some heat lately.
Hope y'all been checking allthe episodes.
You know we've been puttingsome stuff out there.
You know we want to take y'allon this journey with us and you
know, of course, every week webrings something new and live
and keeping it with the spiritof hip-hop.
So I want to welcome everybody.
Today we are focusing ongetting rich or staying poor,
(01:54):
hence the title of the show, andI know y'all remember this from
back in the day.
Some of y'all maybe not ally'all, but some of y'all gotta
remember this from back in theday.
You can get with this or you canget with that you can get with
this or you can get with thatthat's that song.
Speaker 1 (02:09):
Yeah, we're making it happen, brother?
Speaker 2 (02:11):
we basically switch it up a little bit, we saying
you can get with this, which isgetting rich, or you can stay
with that which is.
You know, of course, we don'twant to be in the same place
we're at.
If we're not in the place wewant to be, which is right, as
poor or under privileged orwhatever.
You want to be in the sameplace we're at.
If we're not in the place, wewant to be, which is right, as
poor or underprivileged orwhatever you want to call it.
We want to get to a privilegedstatus, so we want to move
forward, all right.
So we saying, basically, youcan get with this, which is
(02:33):
getting rich, or you can staywith that, all right, which is
that way?
We'd be poor, whatever.
Speaker 1 (02:38):
That is really like, and it comes like this, it
starts off Go ahead, play, herewe go.
Yeah, there you go, new YorkTransit Line.
Speaker 2 (02:55):
Yeah, that's what I did Pick it up, Pick it up, hey,
that's what that's hey that'swhat that's.
Speaker 1 (03:05):
Hey, remember being in the club doing that.
You know we.
That's.
That's what we do.
That's what's up.
Speaker 2 (03:09):
That's how we?
We embrace hip-hop at fbn.
Yeah, even if you ain't fromthat era, you gotta embrace that
era.
Speaker 1 (03:12):
You've got to, brother, and you know, and you
know we wanted to go in and talkabout this.
We were having a little bit fun, but you know, we gonna, we
gonna get into it.
You know we're going to getinto it.
You know, it's like I wanted toamp it up and even talk about
being a wealthian or beingwealthy or staying as a
necessitous.
Now somebody is like anecessitous.
Speaker 2 (03:35):
What is that?
What is?
Speaker 1 (03:36):
a necessitous FBN is pulling out the Webster
Dictionary.
Speaker 2 (03:41):
What is a necessitous ?
Speaker 1 (03:43):
Well, guess what?
The word necessities comes froma french word with it, which is
necessity, all right, and andeven in the spanish language,
which is him necesitos, ornecesitas yeah, we're the only
one that uses needy, so prettymuch that's what the word needs
(04:08):
is always in need.
So are we going to be a wealthyend, or are we going to be
always in need and just forcontent?
You know, this is like goingback to church.
We got to keep reminding ourpeople what is a wealthy?
And I'll just say thedefinition again a person
(04:29):
capable of obtaining anabundance of value, possessions
or money.
Speaker 2 (04:37):
That's right, mike.
We cannot forget the definitionof who we are and why we do
this.
You know what I mean.
Let us get into the nuts andbolts about this topic, of
course.
Now you know, rich people tendto view money as a tool for
building and expanding.
All right, it's a differentmindset.
All right, it's about findingways to grow it, invest it and
(05:00):
make it work for them.
Alright, like planting seeds,for you know, planting seeds for
more seeds to grow, right,often looking to put their money
in places where it grows overtime, like stocks, real estate
or even, you know, otherbusinesses all right.
So this is.
It's this long game.
It's never the short game.
It's never about the oh, Igotta go get the, the new
(05:20):
jordans that came out right now,because that's what's hot,
that's what's hot right now, youknow.
So you got a lot of wealthy.
They all you know.
You always say, like it's aknown thing you see, wealthy
people might be on a transit innew york, right, they on the
subway jeans t-shirt.
You don't even know this dudeworth 30 million dollars you
(05:41):
know what I'm saying, so hey,look, go ahead.
I told you we averaging threet-shirts, episode right, all
right.
Those who got it ain't gottatalk about it.
That ain't that the truth.
And when you're great, whenyou're really great man,
somebody else will let you know.
Speaker 1 (05:56):
You don't have to be the one shouting it out, that's
true and keeping it real, whileour upi are underprivileged
income, because you know wedon't say that word no more.
It's a bad word so thatunderprivileged income families
often view money in terms ofimmediate needs, what you were
just talking about.
(06:17):
You know, this is what I needright now.
Money is there to pay the bills.
Put food on the table and coveressential to pay the bills.
Put food on the table and coveressential.
But the wealthy people?
They focus on putting moneywhere it's going to grow, while
our UPI income often needs tofocus on getting the most
(06:38):
immediate value out of eachdollar.
Yeah, yeah.
So, they're just looking to seeokay, where can I put this money
?
Like the money comes in andthey're rushing to put it in and
that's the mindset right, andthat's the mindset that we could
probably have.
Speaker 2 (06:54):
You know, we're trying to help our upis break
out of yeah, and I mean, mike,it's about that sacrifice for
right now, it's temporarysacrifice for permanent gain.
All right, just going withoutthese little things that really
are not gonna mean anything infive, ten years.
Speaker 1 (07:11):
Anyway them pair nike shoes that weren't gonna mean
nothing in really like sixmonths.
Speaker 2 (07:17):
You know what I mean.
Pay three hundred dollars forit too.
Yeah, for real.
Two hundred dollar pair ofshoes.
Why don't you go buy you 10shares of nike how about that?
And see what those?
See what those are worth in 10years.
Speaker 1 (07:28):
Speak of it, you know what I'm saying, so it's that
temporary second.
Speaker 2 (07:31):
Again, this, we're talking about this this season
of fbn.
We're talking about the mindset, all right.
So just keep in mind that thattemporary sacrifice can always
equal that permanent gain.
And you know, mike, mike, likewe were saying, you know
mentality what rich individualsoften have is that mindset of
abundance.
All right, they see money assomething that can always be
(07:55):
generated with the rightstrategy, skill or connection.
All right, being an opportunistrich people are often
comfortable with taking risks.
Come on now, mike.
Taking risks All day.
All right, being an opportunistrich people are often
comfortable with taking risks.
Come on now.
Yeah, mike, taking risks allday, all right.
Speaker 1 (08:09):
All day.
Speaker 2 (08:09):
Calculated risks on top of that.
All right, because they'rethinking long term Right, just
saying Right, while those withyou know, those of us with
limited resources, may not havethe room to gamble or maybe, you
know, don't even have the, havenot exercised that mental
concept of abundance.
Speaker 1 (08:26):
Yes, I mean that's huge.
Speaker 2 (08:27):
You know, we, we it's , it's, it's a muscle, it's
building the muscle right.
That first time, taking thatcalculated risk, maybe it felt
uncomfortable, but after acouple of times and you have
this system which we alreadytalked about.
Go check out other episodes.
System stands for save yourselftime, energy and money.
There you go and you got thatconfidence that when you make
(08:48):
this move, two plus two equalsfour.
I mean it just becomes likeclockwork man.
Speaker 1 (08:53):
That's it.
That's it, that's it, and.
And the other thing is for somewealthier people, for some
wealthy people I'm sayingwealthy, but for some wealthy
people, rich people.
Money is energy it's somethingyo money is energy.
It's something to share, investin, in, you know, in case uh,
(09:15):
of something happening, or orput back it.
It's something that they'reputting back into the world yeah
, you understand what I'm sayingso, uh, you know, when they get
this money or when they makethis money, you know they they
go out and see what, how theycould make the world grow.
You know that's why you havewealthy people who become
(09:36):
philanthropists, giving tocharity, funding scholarship,
building hospitals.
Yeah, when do you hear ourcommunity doing that?
Right, right, and buildinghospitals.
When do you hear our communitydoing that, bro, right, right.
You know, we got to figure thatout, we got to grow into that,
you know, and it's a legacyversus a necessity.
Remember Necessitous, yeah.
(09:59):
And I'll say it again, it's alegacy versus a necessity.
The wealthy people use money toleave a legacy, contributing to
their community, while othersmay view money as a survival
tool or providing a strong senseof family duty.
(10:19):
You know how it is Go work andlet's make this family strong,
and and all that, and, and noteven believing there's more than
that to be a wealthy endabsolutely because you it again,
with the wealthy people, therich people, they're putting it
back into the community, they'reputting it out into the world,
(10:40):
right, right, and then it'scoming back ten times fold.
Speaker 2 (10:43):
Oh, absolutely, and that's energy you putting out
there into the world, right,it's not just the.
It's coming back ten times fold.
Oh, absolutely, and that'senergy you putting out there
into the world, right, it's notjust the, it's not just a
tangible aspect, it's the, thefeeling which goes into the
spiritual of going out there andputting whether it's your time,
your energy or your money outinto the community, out into
ideas and the connections andthe relationships you're
(11:04):
building out there.
And just know that thisconstant flow of this thing
that's being invested, whetherit's any one of the three time
energy or money not only does itbuild the people around us,
does it build the communitiesaround us, it builds up our own
self-esteem too.
You know, what I'm saying.
They say confidence.
The best way to to buildself-confidence is to keep a
(11:26):
promise that we make to ourself.
There you go.
I mean.
That's why, a lot of times,maybe, maybe we have like when
we want to, uh, maybe if we wantto go on a diet or something we
don't tell nobody you know Imean then it's like then you're
not looking at me crazy likeanton bro, what you, what you
doing with the snicker bar, bro?
Speaker 1 (11:40):
I thought right, right, right, right you're
trying to go on a little dietman.
Speaker 2 (11:44):
Well, you know, just so.
So a lot of times we'll justkeep it to ourself, right,
because then we're not letting,we're not, we're not having,
we're not having accountabilityattached to anything, right,
right, and accountability can bea huge part of this too, mike,
because as we, as we developthese peer circles that we, that
we have in the things thatwe're doing, decisions we're
making, that we have in thethings that we're doing,
(12:04):
decisions we're making Again,making investments, investing
our time, investing money andthings like that, you start
tapping into these other circles, right, who are also doing the
same thing.
Right, because, guess what, ifyou're eating cheese pizza every
night and going to the sameplace Eating cheese pizza or
whatever, it is Right, you'regoing to probably meet a whole
lot of people who, well, what ifwe put ourselves in
(12:31):
environments where now we'rebeing challenged to save money,
not buy the Nikes that just cameout, just because this the hot
thing right now?
Right, and all of a sudden, atfirst it seems uncomfortable but
then it's just normal.
This is just what we do, right?
All right, you know, I'm sayingwe get a little bit of change,
we don't just go out, rush outand buy a bunch of things that
(12:52):
aren't going to mean anything acouple of years from now.
Speaker 1 (12:54):
Right, right.
And you know something, anton?
I was just thinking about this.
You know, we started the firstepisode on a planner.
Speaker 2 (13:03):
That's right.
We started it on a planner,plan or die.
Speaker 1 (13:06):
Right Plan or die.
That was the title of theepisode.
Straight up Right, yeah, andI'm not sure, but I think
insurance, and if it's not there, you can add insurance, or you
can add savings Well, the savingis there, or something.
It's there.
You got it that could put youon.
Do you get with this rich or doyou stay with that poor?
(13:28):
Yeah, for real man.
That's true.
I mean, the formulas are dead.
You just have to take thatownership to do it, because stop
complaining about oh look, Iwish I was there or I wish I
could do that.
You have to be applicable towhat you're talking about.
Speaker 2 (13:45):
That's so real.
Man Say that bro.
Speaker 1 (13:47):
It's like we're here, we're coming on here and we're
trying to help you guys out.
We're trying to help you guysout, we're trying to help our
upis out right, and we're tryingto give you this season, we're
trying to give you an emotionalor spiritual, mental way of
looking at stuff.
Obviously the literal is themoney, right, yeah, yeah, but
but we're trying to show you, orwe're trying to help you
(14:11):
understand the mindset, what wejust said in abundance yes, an
emotional wake-up call, right todo it.
So I don't know if you'rehearing this from us or you know
, sometime the universe has away.
Maybe you're gonna hear it fromanother podcast, or maybe
you'll hear it from somebodywho's talking to you like, take
(14:31):
heed of that.
It it's the universe tellingyou you have to change your
mindset in order not to stay anecessitous.
I love it, man.
Because, at the end, of the day,that's what it is.
If you're not getting orbuilding to become a wealthian,
you are point blank anecessitous.
(14:54):
So the opposite of a wealthianis a necessitous.
I'm claiming that right now,right, because we're gonna try
to break that right, right,right, if you're if not, if
you're not working, and rememberwhat the definition uh uh of of
of a wealthian was right aperson capable.
(15:14):
The key word here is capable.
We never said you were rich.
That's not the definition of awealthian.
It's capable.
It's capable of obtaining anabundance of valuable possession
or money.
Speaker 2 (15:35):
Yeah, that's real talk, man, that's real talk.
And look, I understand, upis,that you know money can feel
almost sacred, all right, likeit's part of the family strength
.
Yeah, all right, and part ofour mission.
We do want to strengthenfamilies you know, I've been
saying that, for we've beensaying that for a long time yeah
, yeah all right because youknow, at the heart of it all you
know, family is uh.
(15:56):
Family is so close to us and alot of times our big.
Why is our family?
you know, and many families do,view money as a symbol of their
hard work, their resilience andthe sacrifices they've made.
So it can be a struggle, right,all right, but you have to
start believing, we all have tostart believing that money, like
mike's, like mike, like yousaid, money is energy and that
(16:17):
it can work for you instead,just like you work so hard for
it, right, all right.
So I mean, and, mike, I want tosay this you know, we were
talking the other night on thephone and we were talking about
emotions, not being emotionaland, like with the stock market,
how it goes up and down if youwere day trading and stuff like
(16:38):
that because you know, yeah, ifyou, if you got a hundred
dollars and you doubled that to200 and then doubled that to 400
, and then it doubled anddoubled, and doubled, at what
point do you start thinking, youstart getting emotional?
Speaker 1 (16:54):
Yep, because you weren't emotional over that $100
.
No, no, because you know whatyou could get that tomorrow,
yeah exactly, but when that hits$100,000.
Oh then you're like, should Ihit that button In order for me
to get compounded interest?
I need to a hundred dollarsexactly for it to make two
(17:17):
hundred thousand can you do it?
Speaker 2 (17:19):
I'm telling you, mike , this is real man.
I hope our wealthiest catchthis man because, just like wolf
of wall street was saying, you,don't let them remember how
he's telling you, don't let themsell a stock, right, that would
make it real, right, right,right.
It's not real as long as it'sin that system, but once you
cash out, then it's real right.
So these emotions and I and wewere, we were saying I was like
(17:40):
you know what it hit me at thattime that that emotion starts
when it's more than you've everseen before.
Speaker 1 (17:49):
Exactly, you've seen a hundred dollars of course
we've all we've mostly seen held$100.
Yeah.
Speaker 2 (17:54):
But when you start, for some people, when they start
seeing $50,000, $75,000,$100,000, it's like man, this is
more money than I've ever seenin my life.
And then we start gettingemotional over it because we
have this fear of losing it.
All of a sudden, there's thisfear of loss, but that's why
(18:14):
we've talked about calculatedrisks, thank you.
Thank you Complete my sentence,brother.
Speaker 1 (18:21):
We got the Bluetooth connection Sidebar.
That Bluetooth got me introuble, but all right, let's
get back to this.
Speaker 2 (18:33):
You got Bluetooth connection.
Speaker 1 (18:35):
Now you're going gonna be in trouble.
Oh so you got another bluetoothconnector, don't you?
Oh boy, oh man, oh my, it's allgood, it's all good we gonna
keep moving those who know know,those who knows know.
But you know, but I hear you,you know it's just you know,
(18:58):
calculated.
So why are there day traders whoare making millions?
Why is and I'm pretty sure arewe all if, if we are
entrepreneurs, we're wealthy andwe're looking for side hustles?
We see the tiktok, the.
We see the instagram, we seethe short reels.
Come on, I'll show you how today trade and make $10,000 a
(19:19):
month, $15,000 a week.
Hold on, you gotta buy my book,you gotta buy my course, you
gotta buy my course, click here.
And then, when you click here,it says go there, go there, go
there, go there.
Speaker 2 (19:32):
By the time you get there, you're like all right,
and then it says well for$59.95,.
Speaker 1 (19:41):
I'll get you in.
Speaker 2 (19:42):
You pay the $59.95 for an additional $300.
What but, mike, it's worth$50,000.
What?
It's a $50,000 value, yeah.
Speaker 1 (19:48):
But at the end of the day, though, real talk if you
don't have that mindset day,though, real talk.
Speaker 2 (19:58):
If you don't have that mindset right, it don't
mean nothing.
Thank you, if you're not gonnaapply.
Speaker 1 (20:01):
It don't mean nothing , man.
So that's why you know you canget with rich or you could stay
poor yeah, you can get with this, or you can stay with that yeah
, I love it, man.
Speaker 2 (20:11):
I love it because, hey, man, applicable up to be
applicable at the end of the day, to be accountable and actually
apply.
It was just saying um, back inthe day I used to hear a lot of
say if it don't apply, let itfly, right, you know what I'm
saying and I I mean I could saynow, if you're not gonna apply,
just let it fly.
Real talk.
If you're not gonna apply theknowledge, if if we're gonna sit
(20:32):
here and listen to to this orthat, or even us, and we're not
going to apply the knowledge, ifwe're going to sit here and
listen to this or that, or evenus, and we're not going to apply
the things, I mean might aswell just let it go out the door
, let it pass us right by,because it ain't going to do
nothing anyway.
That's true.
You know what I mean.
It's just going to be temporary.
We're going to walk out of thatseminar or finish reading that
book and we're going to be allexcited that book, and we're
(20:54):
gonna be all excited.
Oh, man, I'm fit to go.
Man, I'm fit to go take overthe world.
I'm fit to go do this and thenwake up the next day, adversity
hits and bam, uh, man, I don't,I think, I'm, I don't think,
yeah, yeah, that's that, that'sthat yo-yo, yep, right, so so we
definitely got it.
We definitely got to understandapplying the things that we
come across, having a passionfor it, being energetic about it
, being excited about somethingand then making a decision,
(21:17):
making a decision, decide, and,and that we're gonna do this and
be consistent with it, right,all right, and then, and then
take it on and to make ourfuture right.
So, mike, with that man, Ithink we can go to the breakdown
.
Speaker 1 (21:31):
Let's do the breakdown.
So the literal about thisbecause, remember, we're looking
at two scales here.
We're looking at at staying atgetting rich or staying poor.
So the literal here is it'sabout security versus growth.
Okay, are you going to make themoney just to create stability
(21:53):
or, when you get the money, doyou create opportunities and
considered multiple multiplyingyour resources and being a
wealthy?
Speaker 2 (22:04):
I love that, bro.
I really love that.
You know why?
Because you know security.
That's one of the six humanneeds.
You know.
Security, right, we just wantto feel safe, right, want to
play it safe right all day.
I mean all and uh, back in theday again, I was told by someone
who I had a lot of respect fordo you want to arrive safely at
(22:24):
death?
It's like you, just you, justyou just skate by your whole
life skate by.
Speaker 1 (22:29):
Just enough, just enough, just enough.
Speaker 2 (22:31):
And it's like you get to the end, it's like, oh well,
great, I've arrived safely atdeath.
There you go.
You know I mean you only, youonly live one time, man.
So I mean you can take, likeyou say, calculated risks.
You know, I mean because,because getting by just being
secure and playing it safe mightbe, and not not that there's
anything wrong with that,because sometimes there are
situations and there are thatthere, there are things in our
(22:53):
life where we have to be sure ofwhat's coming next.
Not saying, be stupid, right,but if you have a dream, those
of us who are the crazies andthose who are thinking about
changing the world and believewe could change the world, right
, these, this is not the waythat we're, that we're thinking
right.
We're not thinking play it safe, that's right.
The bill gates is in the, inthe, in the, in the, you know,
(23:15):
and the steve jobs is deep.
They were.
These guys were not thinkingabout playing it safe,
absolutely not.
They were thinking about whatdoes it take, what is it going
to take to get to where I wantto go?
That's true.
And then you know they have.
You know, of course, you haveyour counsels, people you trust
advisors, whatever you want tocall them, and then you take
those steps calculatedly andmake those risks exactly, you
know, with things in mind.
Speaker 1 (23:35):
And that brings us right into the mental.
Yeah, it's opportunity againwith the verse scarcity.
Rich people see money assomething to attract and create
more of yep, while the upiindividual often focus on
holding on to what they have asopposed to taking some
(23:57):
calculated risks on anopportunity.
There you go, man.
You know, when we was writingthis and putting this together,
I thought about that.
You know we're always going totry to show glass half full,
keep the podcast as positive.
We want everybody to feelreally good about what we're
(24:17):
saying and then as much of itbeing applicable to you.
But you know what I want to sayin in our upi situation,
because we're we're all tryingto get to a privileged status is
that correct yes, so that meanswe have to work double.
We were not born with silverspoons in our mouths.
Speaker 2 (24:37):
Right right.
Speaker 1 (24:38):
Most of us.
If you're in a situation whereyou have a UPI, you're an
underprivileged status person,you have underprivileged income,
you have to work double.
It's not your fault, rightright.
It's not your fault, rightright, it's just your reality.
So stop looking and say, orblaming, and say, oh, look at
(25:02):
him, he got all this money hegets to do.
They got their own problems,believe it or not?
Oh yeah, people may think theylook at people who have money,
rich, or they ain't got nothingto worry about.
They got plenty to worry about.
Some of their problems are moredetrimental than yours, believe
it or not.
You still could grow and workout of your problems because,
(25:23):
yeah, they're minimal, but theirproblems they could.
They could be doing something,trading something and, as you
can see, a lot of millionaires,billionaires, are going to jail
aka pdd who said that.
So just think about that.
Yeah, you want to get your,your status, up, you want to get
(25:46):
to that privileged income, butwe have to work double.
Yeah, we have to consider thefamily oriented life, but we
also have to look atopportunities.
Speaker 2 (25:56):
So it's a balance.
That's a good point too, my man.
I, I gotta, I gotta bring thisup, man, because you were saying
something the other day.
Like some of these people gottaworry about the things that
they even say like didn't youtell me about elon musk getting.
Uh, didn't he get.
He get kicked off some plow orget fired or something like oh,
oh, yeah, he got okay.
Speaker 1 (26:16):
So he's Elon Musk, owns Tesla, right, right, right.
And he said you know what?
I don't think I'm going toproduce any more cars.
Maybe next month, maybe I'll do10%.
What happens to the stockmarket?
And now hold on.
(26:36):
Fcc said what you just say.
Well, I was just joking.
I said what?
Do you know how many peoplelost money and they made him get
out of his presidentialposition?
He was fined, wow, millions ofdollars Just for saying that.
(26:57):
So you can you imagine now if Isaid it?
I said finance bros, you knowwe ain't gonna do nothing.
No, so what?
Who cares?
But if guaranteed, if anta andI were worth, you know, a
hundred billion, a trilliondollars I said that I'm going to
jail.
(27:17):
They leaning on every singleword, because our stock depends
on it and what we say.
So just think about that.
That's true, man, that thatprivilege comes with
responsibility, exactly.
So you may be upset like, oh,I'm not there, I don't have my
privilege, status, and.
But you know, there's certainfreedoms that you have or things
that you're able to do or howyou're able to move when you get
(27:41):
to that status.
You got to recondition.
Speaker 2 (27:44):
Man, that's a good thing, man, that's deep brother.
Speaker 1 (27:48):
Let's remember that.
Yes.
Speaker 2 (27:49):
All right.
Yes, some of that comes withresponsibility, all right.
That's right, that's right, allright.
Privilege comes withresponsibility.
I like that, that's right.
That's right, all rightPrivilege comes with
responsibility.
Speaker 1 (27:57):
I like this and T-shirt number two the number
two.
You haven't got to the realT-shirt yet All right.
Speaker 2 (28:00):
So here you go to spiritually All right, whether
you're someone who's looking tohold on to what you have or
you're trying to plant the seedsfor a financial future,
remember that it's all aboutperspective.
Remember that it's all aboutperspective.
Money is a tool that works bestwhen you understand what it
means to you and how it fitsinto your goals.
(28:25):
Money can be a source of stressor a source of opportunity.
Sometimes both See All right,but changing your perspective
and belief can be the first steptoward making it work better
for you.
Speaker 1 (28:41):
That is, you got to believe that.
I love that, bro, and what Ilike about the spiritual is your
perspective.
Speaker 2 (28:47):
It's not a literal thing.
Speaker 1 (28:49):
Perspective is not and it's actually not a mental
thing.
It's something that you'reforeseeing or something that you
believe.
It's like okay, I'm gonna takethis money and I'm gonna put
some energy, the right energy,into it and boom, it grows right
, right, right.
Or I'm gonna take this moneyand I need to buy a pair of
(29:10):
shoes.
I need to buy this.
I need to get my new tv.
I needed it.
I need to buy this and I needto buy that.
It's your Perspective andthat's what.
And that's what's so good aboutthe spiritual Concept here
because.
It's what you're believing thatit Can do for you.
If you believe it can makemoney for you Guess what it's
(29:32):
gonna make money, but if youbelieve that it's gonna Help you
spend the money, it's gonnaspend hey, either way, you're
right you know I'm sayingwhether you believe you can or
believe you can't.
Speaker 2 (29:45):
Either way, you're right.
Speaker 1 (29:46):
Yep, that's real man so so it's and again, that's why
I love the title of the show.
Man, you can get with this,stay rich or you can.
You can stay with that, staypoor, a necessitous, yeah or oh,
go ahead, or or a wealthy.
Speaker 2 (30:04):
And there you go, brother.
They say if we keep doing, ifwe keep doing what we've been
doing, gonna keep getting whatwe've been getting.
You know I mean that could besomething if it's, and that
works for good and bad.
You know, I mean if we developgood habits that are creating
results for us, we can keepdoing that and keep getting it.
Or if we know we got habits andbelief systems that are not
(30:25):
working for us, right, you knowwhat I mean.
We can keep doing it, going inthat direction, and keep getting
the same thing that we don'twant, right, either way it works
, it works.
You know what I mean.
Right?
Either way it works, it works.
You know, I mean I love the.
You know you got artists right.
They got them splatterpaintings.
Everybody who walks up to thepainting see something else,
right.
See something different, right.
Are they holding pictures upwith?
I mean, what do you see?
Speaker 1 (30:44):
I see a butterfly right everybody see something
different, right?
Speaker 2 (30:48):
so this is about what the how, the perception of life
and opportunity, and how youmake it, how we make it work for
us and real talk.
Speaker 1 (30:55):
You know, I want to be real realistic with it
because I know a lot of andhopefully some wealthians are
listening to us too, right?
Or some some wealthy people arelistening to you but what I?
Want I want to do, I want totake a realistic look.
Say, go look at your bankaccount now did you plan out for
whatever's in that left in yourbank account today?
(31:15):
You might have gotten paid onFriday.
Maybe you didn't spend it all.
Speaker 2 (31:18):
Yeah, it was the beginning of the month you might
have had to pay rent.
Speaker 1 (31:21):
How about that?
So go, look at what's thatperspective right now, because
that's something you can't touch, that's something you can't
really focus on right now.
Tell me what you believe.
Look at that bank account, pullout your phone, log in.
Believe.
Look at that bank account.
Pull out your phone, log in,look at your balance.
What's your perspective rightnow?
What energy are you going toput in this perspective of what
(31:43):
you're looking at right now?
That's real deep man.
Are you going to make it?
Make money?
That's for real.
Are you going to go spend it?
What did you have?
What did you have planned forwhat you're looking at now?
I hope everybody's looking attheir phone and looking at their
balance, or on their desktop,looking at their balance.
Yeah, I know some of us are inthe train or some of us are
(32:04):
driving.
Maybe you can't look at it now,please, if you're driving,
please, please but when you,when you stop, go, go to your
bank account right now, go toyour bank account right now,
what's that perspective looklike?
Did I plan this?
What am I planning for what Ihave left?
And you know what's sad some ofthem you may not have much left
(32:27):
.
That plan is very easy I'mgonna eat and I'm gonna try to
hold on to the next check.
Hopefully nothing comes up.
But then you got some peoplewith hundreds of thousands of
dollars.
They're looking at it.
I'm going to try to hold on tothe next check.
Hopefully nothing comes up.
But then you got some peoplewith hundreds of thousands of
dollars.
They're looking at it, do you?
Speaker 2 (32:43):
know what you're going to do with it, man.
Moment of silence, bro.
Speaker 1 (32:48):
Straight up.
That's the difference.
Speaker 2 (32:49):
That's real man.
I like that, mike, I like that,hey wealthies man, we hope
you're all listening out there.
Speaker 1 (32:57):
Hey, wealthies man, we hope y'all listening out
there and we want y'all to win.
Man, that's right, that's right, and you know, and that's
perfect for the T-shirt.
Speaker 2 (33:02):
Perfect segue to the T-shirt which?
Speaker 1 (33:05):
the T-shirt says money talks.
But it's what, it's what?
Sorry, sorry, I'm going torewind.
Speaker 2 (33:13):
Select the come again .
Speaker 1 (33:14):
Rewind Money, rewind, select the come again.
Rewind Money talks, but it's upto you to decide what it's
saying.
Man, that's good Money talk,but it's up to you to decide
what it's saying I love it.
Bro, You're looking at it rightnow, what is it saying to you?
Speaker 2 (33:34):
For real.
Hey, that one's got to be on.
We got to put that one up onthe website.
Speaker 1 (33:38):
For real man, for sure, for sure yeah.
Speaker 2 (33:40):
We got that y'all and we got that website coming soon
.
So best believe we got someheat that's going to be up there
for you guys.
We got a lot of other things weworking on.
We know we kind of keeping itunder wraps.
We ain to Raps, we ain'ttelling you guys about it right
now but we want you to besurprised.
We want to come out blasting andjust with everything you guys
can just be excited about, forus to be excited about, all of
(34:01):
us to connect together.
So y'all obviously make sureyou come check us out on our
social media podcast platformsiHeartRadio, Apple Podcasts,
Spotify and don't forget to gocheck us out at our home on hhn
tv and, of course, as usual,mike, I appreciate you and you
(34:23):
already know we'll see you atthe bank.
Speaker 1 (34:25):
Peace y'all, Thank you, thank you, thank you for
(36:18):
watching.
First and foremost, we want to be clear that what we
are sharing with you arestrategies and concepts that can
be implemented by individualswho understand the logistics of
how to approach such platformsas far as the literal, the
(00:27):
mental and spiritual formatneeded to be successful with
your aspirations what's up world?
Speaker 2 (00:58):
you tuned into fbn and this is another episode of
finance Bros Network and I amthe one half of finance, Anton
Lefwich, and this is Michael.
Speaker 1 (01:07):
DePoe, your other half, and we are coming to you
live with finance for everydaypeople.
We are honored to be here andto be able to serve diverse
communities as usual, as usualable to serve diverse
communities.
As usual, as usual, I know yougot my back to always add that
(01:30):
in brother.
Speaker 2 (01:30):
That's my favorite part, brother hey man, hey,
welcome, welcome everybody.
Hey look today.
Hey look, we've been bringingy'all some heat lately.
Hope y'all been checking allthe episodes.
You know we've been puttingsome stuff out there.
You know we want to take y'allon this journey with us and you
know, of course, every week webrings something new and live
and keeping it with the spiritof hip-hop.
So I want to welcome everybody.
Today we are focusing ongetting rich or staying poor,
(01:54):
hence the title of the show, andI know y'all remember this from
back in the day.
Some of y'all maybe not ally'all, but some of y'all gotta
remember this from back in theday.
You can get with this or you canget with that you can get with
this or you can get with thatthat's that song.
Speaker 1 (02:09):
Yeah, we're making it happen, brother?
Speaker 2 (02:11):
we basically switch it up a little bit, we saying
you can get with this, which isgetting rich, or you can stay
with that which is.
You know, of course, we don'twant to be in the same place
we're at.
If we're not in the place wewant to be, which is right, as
poor or under privileged orwhatever.
You want to be in the sameplace we're at.
If we're not in the place, wewant to be, which is right, as
poor or underprivileged orwhatever you want to call it.
We want to get to a privilegedstatus, so we want to move
forward, all right.
So we saying, basically, youcan get with this, which is
(02:33):
getting rich, or you can staywith that, all right, which is
that way?
We'd be poor, whatever.
Speaker 1 (02:38):
That is really like, and it comes like this, it
starts off Go ahead, play, herewe go.
Yeah, there you go, new YorkTransit Line.
Speaker 2 (02:55):
Yeah, that's what I did Pick it up, Pick it up, hey,
that's what that's hey that'swhat that's.
Speaker 1 (03:05):
Hey, remember being in the club doing that.
You know we.
That's.
That's what we do.
That's what's up.
Speaker 2 (03:09):
That's how we?
We embrace hip-hop at fbn.
Yeah, even if you ain't fromthat era, you gotta embrace that
era.
Speaker 1 (03:12):
You've got to, brother, and you know, and you
know we wanted to go in and talkabout this.
We were having a little bit fun, but you know, we gonna, we
gonna get into it.
You know we're going to getinto it.
You know, it's like I wanted toamp it up and even talk about
being a wealthian or beingwealthy or staying as a
necessitous.
Now somebody is like anecessitous.
Speaker 2 (03:35):
What is that?
What is?
Speaker 1 (03:36):
a necessitous FBN is pulling out the Webster
Dictionary.
Speaker 2 (03:41):
What is a necessitous ?
Speaker 1 (03:43):
Well, guess what?
The word necessities comes froma french word with it, which is
necessity, all right, and andeven in the spanish language,
which is him necesitos, ornecesitas yeah, we're the only
one that uses needy, so prettymuch that's what the word needs
(04:08):
is always in need.
So are we going to be a wealthyend, or are we going to be
always in need and just forcontent?
You know, this is like goingback to church.
We got to keep reminding ourpeople what is a wealthy?
And I'll just say thedefinition again a person
(04:29):
capable of obtaining anabundance of value, possessions
or money.
Speaker 2 (04:37):
That's right, mike.
We cannot forget the definitionof who we are and why we do
this.
You know what I mean.
Let us get into the nuts andbolts about this topic, of
course.
Now you know, rich people tendto view money as a tool for
building and expanding.
All right, it's a differentmindset.
All right, it's about findingways to grow it, invest it and
(05:00):
make it work for them.
Alright, like planting seeds,for you know, planting seeds for
more seeds to grow, right,often looking to put their money
in places where it grows overtime, like stocks, real estate
or even, you know, otherbusinesses all right.
So this is.
It's this long game.
It's never the short game.
It's never about the oh, Igotta go get the, the new
(05:20):
jordans that came out right now,because that's what's hot,
that's what's hot right now, youknow.
So you got a lot of wealthy.
They all you know.
You always say, like it's aknown thing you see, wealthy
people might be on a transit innew york, right, they on the
subway jeans t-shirt.
You don't even know this dudeworth 30 million dollars you
(05:41):
know what I'm saying, so hey,look, go ahead.
I told you we averaging threet-shirts, episode right, all
right.
Those who got it ain't gottatalk about it.
That ain't that the truth.
And when you're great, whenyou're really great man,
somebody else will let you know.
Speaker 1 (05:56):
You don't have to be the one shouting it out, that's
true and keeping it real, whileour upi are underprivileged
income, because you know wedon't say that word no more.
It's a bad word so thatunderprivileged income families
often view money in terms ofimmediate needs, what you were
just talking about.
(06:17):
You know, this is what I needright now.
Money is there to pay the bills.
Put food on the table and coveressential to pay the bills.
Put food on the table and coveressential.
But the wealthy people?
They focus on putting moneywhere it's going to grow, while
our UPI income often needs tofocus on getting the most
(06:38):
immediate value out of eachdollar.
Yeah, yeah.
So, they're just looking to seeokay, where can I put this money
?
Like the money comes in andthey're rushing to put it in and
that's the mindset right, andthat's the mindset that we could
probably have.
Speaker 2 (06:54):
You know, we're trying to help our upis break
out of yeah, and I mean, mike,it's about that sacrifice for
right now, it's temporarysacrifice for permanent gain.
All right, just going withoutthese little things that really
are not gonna mean anything infive, ten years.
Speaker 1 (07:11):
Anyway them pair nike shoes that weren't gonna mean
nothing in really like sixmonths.
Speaker 2 (07:17):
You know what I mean.
Pay three hundred dollars forit too.
Yeah, for real.
Two hundred dollar pair ofshoes.
Why don't you go buy you 10shares of nike how about that?
And see what those?
See what those are worth in 10years.
Speaker 1 (07:28):
Speak of it, you know what I'm saying, so it's that
temporary second.
Speaker 2 (07:31):
Again, this, we're talking about this this season
of fbn.
We're talking about the mindset, all right.
So just keep in mind that thattemporary sacrifice can always
equal that permanent gain.
And you know, mike, mike, likewe were saying, you know
mentality what rich individualsoften have is that mindset of
abundance.
All right, they see money assomething that can always be
(07:55):
generated with the rightstrategy, skill or connection.
All right, being an opportunistrich people are often
comfortable with taking risks.
Come on now, mike.
Taking risks All day.
All right, being an opportunistrich people are often
comfortable with taking risks.
Come on now.
Yeah, mike, taking risks allday, all right.
Speaker 1 (08:09):
All day.
Speaker 2 (08:09):
Calculated risks on top of that.
All right, because they'rethinking long term Right, just
saying Right, while those withyou know, those of us with
limited resources, may not havethe room to gamble or maybe, you
know, don't even have the, havenot exercised that mental
concept of abundance.
Speaker 1 (08:26):
Yes, I mean that's huge.
Speaker 2 (08:27):
You know, we, we it's , it's, it's a muscle, it's
building the muscle right.
That first time, taking thatcalculated risk, maybe it felt
uncomfortable, but after acouple of times and you have
this system which we alreadytalked about.
Go check out other episodes.
System stands for save yourselftime, energy and money.
There you go and you got thatconfidence that when you make
(08:48):
this move, two plus two equalsfour.
I mean it just becomes likeclockwork man.
Speaker 1 (08:53):
That's it.
That's it, that's it, and.
And the other thing is for somewealthier people, for some
wealthy people I'm sayingwealthy, but for some wealthy
people, rich people.
Money is energy it's somethingyo money is energy.
It's something to share, investin, in, you know, in case uh,
(09:15):
of something happening, or orput back it.
It's something that they'reputting back into the world yeah
, you understand what I'm sayingso, uh, you know, when they get
this money or when they makethis money, you know they they
go out and see what, how theycould make the world grow.
You know that's why you havewealthy people who become
(09:36):
philanthropists, giving tocharity, funding scholarship,
building hospitals.
Yeah, when do you hear ourcommunity doing that?
Right, right, and buildinghospitals.
When do you hear our communitydoing that, bro, right, right.
You know, we got to figure thatout, we got to grow into that,
you know, and it's a legacyversus a necessity.
Remember Necessitous, yeah.
(09:59):
And I'll say it again, it's alegacy versus a necessity.
The wealthy people use money toleave a legacy, contributing to
their community, while othersmay view money as a survival
tool or providing a strong senseof family duty.
(10:19):
You know how it is Go work andlet's make this family strong,
and and all that, and, and noteven believing there's more than
that to be a wealthy endabsolutely because you it again,
with the wealthy people, therich people, they're putting it
back into the community, they'reputting it out into the world,
(10:40):
right, right, and then it'scoming back ten times fold.
Speaker 2 (10:43):
Oh, absolutely, and that's energy you putting out
there into the world, right,it's not just the.
It's coming back ten times fold.
Oh, absolutely, and that'senergy you putting out there
into the world, right, it's notjust the, it's not just a
tangible aspect, it's the, thefeeling which goes into the
spiritual of going out there andputting whether it's your time,
your energy or your money outinto the community, out into
ideas and the connections andthe relationships you're
(11:04):
building out there.
And just know that thisconstant flow of this thing
that's being invested, whetherit's any one of the three time
energy or money not only does itbuild the people around us,
does it build the communitiesaround us, it builds up our own
self-esteem too.
You know, what I'm saying.
They say confidence.
The best way to to buildself-confidence is to keep a
(11:26):
promise that we make to ourself.
There you go.
I mean.
That's why, a lot of times,maybe, maybe we have like when
we want to, uh, maybe if we wantto go on a diet or something we
don't tell nobody you know Imean then it's like then you're
not looking at me crazy likeanton bro, what you, what you
doing with the snicker bar, bro?
Speaker 1 (11:40):
I thought right, right, right, right you're
trying to go on a little dietman.
Speaker 2 (11:44):
Well, you know, just so.
So a lot of times we'll justkeep it to ourself, right,
because then we're not letting,we're not, we're not having,
we're not having accountabilityattached to anything, right,
right, and accountability can bea huge part of this too, mike,
because as we, as we developthese peer circles that we, that
we have in the things thatwe're doing, decisions we're
making, that we have in thethings that we're doing,
(12:04):
decisions we're making Again,making investments, investing
our time, investing money andthings like that, you start
tapping into these other circles, right, who are also doing the
same thing.
Right, because, guess what, ifyou're eating cheese pizza every
night and going to the sameplace Eating cheese pizza or
whatever, it is Right, you'regoing to probably meet a whole
lot of people who, well, what ifwe put ourselves in
(12:31):
environments where now we'rebeing challenged to save money,
not buy the Nikes that just cameout, just because this the hot
thing right now?
Right, and all of a sudden, atfirst it seems uncomfortable but
then it's just normal.
This is just what we do, right?
All right, you know, I'm sayingwe get a little bit of change,
we don't just go out, rush outand buy a bunch of things that
(12:52):
aren't going to mean anything acouple of years from now.
Speaker 1 (12:54):
Right, right.
And you know something, anton?
I was just thinking about this.
You know, we started the firstepisode on a planner.
Speaker 2 (13:03):
That's right.
We started it on a planner,plan or die.
Speaker 1 (13:06):
Right Plan or die.
That was the title of theepisode.
Straight up Right, yeah, andI'm not sure, but I think
insurance, and if it's not there, you can add insurance, or you
can add savings Well, the savingis there, or something.
It's there.
You got it that could put youon.
Do you get with this rich or doyou stay with that poor?
(13:28):
Yeah, for real man.
That's true.
I mean, the formulas are dead.
You just have to take thatownership to do it, because stop
complaining about oh look, Iwish I was there or I wish I
could do that.
You have to be applicable towhat you're talking about.
Speaker 2 (13:45):
That's so real.
Man Say that bro.
Speaker 1 (13:47):
It's like we're here, we're coming on here and we're
trying to help you guys out.
We're trying to help you guysout, we're trying to help our
upis out right, and we're tryingto give you this season, we're
trying to give you an emotionalor spiritual, mental way of
looking at stuff.
Obviously the literal is themoney, right, yeah, yeah, but
but we're trying to show you, orwe're trying to help you
(14:11):
understand the mindset, what wejust said in abundance yes, an
emotional wake-up call, right todo it.
So I don't know if you'rehearing this from us or you know
, sometime the universe has away.
Maybe you're gonna hear it fromanother podcast, or maybe
you'll hear it from somebodywho's talking to you like, take
(14:31):
heed of that.
It it's the universe tellingyou you have to change your
mindset in order not to stay anecessitous.
I love it, man.
Because, at the end, of the day,that's what it is.
If you're not getting orbuilding to become a wealthian,
you are point blank anecessitous.
(14:54):
So the opposite of a wealthianis a necessitous.
I'm claiming that right now,right, because we're gonna try
to break that right, right,right, if you're if not, if
you're not working, and rememberwhat the definition uh uh of of
of a wealthian was right aperson capable.
(15:14):
The key word here is capable.
We never said you were rich.
That's not the definition of awealthian.
It's capable.
It's capable of obtaining anabundance of valuable possession
or money.
Speaker 2 (15:35):
Yeah, that's real talk, man, that's real talk.
And look, I understand, upis,that you know money can feel
almost sacred, all right, likeit's part of the family strength
.
Yeah, all right, and part ofour mission.
We do want to strengthenfamilies you know, I've been
saying that, for we've beensaying that for a long time yeah
, yeah all right because youknow, at the heart of it all you
know, family is uh.
(15:56):
Family is so close to us and alot of times our big.
Why is our family?
you know, and many families do,view money as a symbol of their
hard work, their resilience andthe sacrifices they've made.
So it can be a struggle, right,all right, but you have to
start believing, we all have tostart believing that money, like
mike's, like mike, like yousaid, money is energy and that
(16:17):
it can work for you instead,just like you work so hard for
it, right, all right.
So I mean, and, mike, I want tosay this you know, we were
talking the other night on thephone and we were talking about
emotions, not being emotionaland, like with the stock market,
how it goes up and down if youwere day trading and stuff like
(16:38):
that because you know, yeah, ifyou, if you got a hundred
dollars and you doubled that to200 and then doubled that to 400
, and then it doubled anddoubled, and doubled, at what
point do you start thinking, youstart getting emotional?
Speaker 1 (16:54):
Yep, because you weren't emotional over that $100
.
No, no, because you know whatyou could get that tomorrow,
yeah exactly, but when that hits$100,000.
Oh then you're like, should Ihit that button In order for me
to get compounded interest?
I need to a hundred dollarsexactly for it to make two
(17:17):
hundred thousand can you do it?
Speaker 2 (17:19):
I'm telling you, mike , this is real man.
I hope our wealthiest catchthis man because, just like wolf
of wall street was saying, you,don't let them remember how
he's telling you, don't let themsell a stock, right, that would
make it real, right, right,right.
It's not real as long as it'sin that system, but once you
cash out, then it's real right.
So these emotions and I and wewere, we were saying I was like
(17:40):
you know what it hit me at thattime that that emotion starts
when it's more than you've everseen before.
Speaker 1 (17:49):
Exactly, you've seen a hundred dollars of course
we've all we've mostly seen held$100.
Yeah.
Speaker 2 (17:54):
But when you start, for some people, when they start
seeing $50,000, $75,000,$100,000, it's like man, this is
more money than I've ever seenin my life.
And then we start gettingemotional over it because we
have this fear of losing it.
All of a sudden, there's thisfear of loss, but that's why
(18:14):
we've talked about calculatedrisks, thank you.
Thank you Complete my sentence,brother.
Speaker 1 (18:21):
We got the Bluetooth connection Sidebar.
That Bluetooth got me introuble, but all right, let's
get back to this.
Speaker 2 (18:33):
You got Bluetooth connection.
Speaker 1 (18:35):
Now you're going gonna be in trouble.
Oh so you got another bluetoothconnector, don't you?
Oh boy, oh man, oh my, it's allgood, it's all good we gonna
keep moving those who know know,those who knows know.
But you know, but I hear you,you know it's just you know,
(18:58):
calculated.
So why are there day traders whoare making millions?
Why is and I'm pretty sure arewe all if, if we are
entrepreneurs, we're wealthy andwe're looking for side hustles?
We see the tiktok, the.
We see the instagram, we seethe short reels.
Come on, I'll show you how today trade and make $10,000 a
(19:19):
month, $15,000 a week.
Hold on, you gotta buy my book,you gotta buy my course, you
gotta buy my course, click here.
And then, when you click here,it says go there, go there, go
there, go there.
Speaker 2 (19:32):
By the time you get there, you're like all right,
and then it says well for$59.95,.
Speaker 1 (19:41):
I'll get you in.
Speaker 2 (19:42):
You pay the $59.95 for an additional $300.
What but, mike, it's worth$50,000.
What?
It's a $50,000 value, yeah.
Speaker 1 (19:48):
But at the end of the day, though, real talk if you
don't have that mindset day,though, real talk.
Speaker 2 (19:58):
If you don't have that mindset right, it don't
mean nothing.
Thank you, if you're not gonnaapply.
Speaker 1 (20:01):
It don't mean nothing , man.
So that's why you know you canget with rich or you could stay
poor yeah, you can get with this, or you can stay with that yeah
, I love it, man.
Speaker 2 (20:11):
I love it because, hey, man, applicable up to be
applicable at the end of the day, to be accountable and actually
apply.
It was just saying um, back inthe day I used to hear a lot of
say if it don't apply, let itfly, right, you know what I'm
saying and I I mean I could saynow, if you're not gonna apply,
just let it fly.
Real talk.
If you're not gonna apply theknowledge, if if we're gonna sit
(20:32):
here and listen to to this orthat, or even us, and we're not
going to apply the knowledge, ifwe're going to sit here and
listen to this or that, or evenus, and we're not going to apply
the things, I mean might aswell just let it go out the door
, let it pass us right by,because it ain't going to do
nothing anyway.
That's true.
You know what I mean.
It's just going to be temporary.
We're going to walk out of thatseminar or finish reading that
book and we're going to be allexcited that book, and we're
(20:54):
gonna be all excited.
Oh, man, I'm fit to go.
Man, I'm fit to go take overthe world.
I'm fit to go do this and thenwake up the next day, adversity
hits and bam, uh, man, I don't,I think, I'm, I don't think,
yeah, yeah, that's that, that'sthat yo-yo, yep, right, so so we
definitely got it.
We definitely got to understandapplying the things that we
come across, having a passionfor it, being energetic about it
, being excited about somethingand then making a decision,
(21:17):
making a decision, decide, and,and that we're gonna do this and
be consistent with it, right,all right, and then, and then
take it on and to make ourfuture right.
So, mike, with that man, Ithink we can go to the breakdown
.
Speaker 1 (21:31):
Let's do the breakdown.
So the literal about thisbecause, remember, we're looking
at two scales here.
We're looking at at staying atgetting rich or staying poor.
So the literal here is it'sabout security versus growth.
Okay, are you going to make themoney just to create stability
(21:53):
or, when you get the money, doyou create opportunities and
considered multiple multiplyingyour resources and being a
wealthy?
Speaker 2 (22:04):
I love that, bro.
I really love that.
You know why?
Because you know security.
That's one of the six humanneeds.
You know.
Security, right, we just wantto feel safe, right, want to
play it safe right all day.
I mean all and uh, back in theday again, I was told by someone
who I had a lot of respect fordo you want to arrive safely at
(22:24):
death?
It's like you, just you, justyou just skate by your whole
life skate by.
Speaker 1 (22:29):
Just enough, just enough, just enough.
Speaker 2 (22:31):
And it's like you get to the end, it's like, oh well,
great, I've arrived safely atdeath.
There you go.
You know I mean you only, youonly live one time, man.
So I mean you can take, likeyou say, calculated risks.
You know, I mean because,because getting by just being
secure and playing it safe mightbe, and not not that there's
anything wrong with that,because sometimes there are
situations and there are thatthere, there are things in our
(22:53):
life where we have to be sure ofwhat's coming next.
Not saying, be stupid, right,but if you have a dream, those
of us who are the crazies andthose who are thinking about
changing the world and believewe could change the world, right
, these, this is not the waythat we're, that we're thinking
right.
We're not thinking play it safe, that's right.
The bill gates is in the, inthe, in the, in the, you know,
(23:15):
and the steve jobs is deep.
They were.
These guys were not thinkingabout playing it safe,
absolutely not.
They were thinking about whatdoes it take, what is it going
to take to get to where I wantto go?
That's true.
And then you know they have.
You know, of course, you haveyour counsels, people you trust
advisors, whatever you want tocall them, and then you take
those steps calculatedly andmake those risks exactly, you
know, with things in mind.
Speaker 1 (23:35):
And that brings us right into the mental.
Yeah, it's opportunity againwith the verse scarcity.
Rich people see money assomething to attract and create
more of yep, while the upiindividual often focus on
holding on to what they have asopposed to taking some
(23:57):
calculated risks on anopportunity.
There you go, man.
You know, when we was writingthis and putting this together,
I thought about that.
You know we're always going totry to show glass half full,
keep the podcast as positive.
We want everybody to feelreally good about what we're
(24:17):
saying and then as much of itbeing applicable to you.
But you know what I want to sayin in our upi situation,
because we're we're all tryingto get to a privileged status is
that correct yes, so that meanswe have to work double.
We were not born with silverspoons in our mouths.
Speaker 2 (24:37):
Right right.
Speaker 1 (24:38):
Most of us.
If you're in a situation whereyou have a UPI, you're an
underprivileged status person,you have underprivileged income,
you have to work double.
It's not your fault, rightright.
It's not your fault, rightright, it's just your reality.
So stop looking and say, orblaming, and say, oh, look at
(25:02):
him, he got all this money hegets to do.
They got their own problems,believe it or not?
Oh yeah, people may think theylook at people who have money,
rich, or they ain't got nothingto worry about.
They got plenty to worry about.
Some of their problems are moredetrimental than yours, believe
it or not.
You still could grow and workout of your problems because,
(25:23):
yeah, they're minimal, but theirproblems they could.
They could be doing something,trading something and, as you
can see, a lot of millionaires,billionaires, are going to jail
aka pdd who said that.
So just think about that.
Yeah, you want to get your,your status, up, you want to get
(25:46):
to that privileged income, butwe have to work double.
Yeah, we have to consider thefamily oriented life, but we
also have to look atopportunities.
Speaker 2 (25:56):
So it's a balance.
That's a good point too, my man.
I, I gotta, I gotta bring thisup, man, because you were saying
something the other day.
Like some of these people gottaworry about the things that
they even say like didn't youtell me about elon musk getting.
Uh, didn't he get.
He get kicked off some plow orget fired or something like oh,
oh, yeah, he got okay.
Speaker 1 (26:16):
So he's Elon Musk, owns Tesla, right, right, right.
And he said you know what?
I don't think I'm going toproduce any more cars.
Maybe next month, maybe I'll do10%.
What happens to the stockmarket?
And now hold on.
(26:36):
Fcc said what you just say.
Well, I was just joking.
I said what?
Do you know how many peoplelost money and they made him get
out of his presidentialposition?
He was fined, wow, millions ofdollars Just for saying that.
(26:57):
So you can you imagine now if Isaid it?
I said finance bros, you knowwe ain't gonna do nothing.
No, so what?
Who cares?
But if guaranteed, if anta andI were worth, you know, a
hundred billion, a trilliondollars I said that I'm going to
jail.
(27:17):
They leaning on every singleword, because our stock depends
on it and what we say.
So just think about that.
That's true, man, that thatprivilege comes with
responsibility, exactly.
So you may be upset like, oh,I'm not there, I don't have my
privilege, status, and.
But you know, there's certainfreedoms that you have or things
that you're able to do or howyou're able to move when you get
(27:41):
to that status.
You got to recondition.
Speaker 2 (27:44):
Man, that's a good thing, man, that's deep brother.
Speaker 1 (27:48):
Let's remember that.
Yes.
Speaker 2 (27:49):
All right.
Yes, some of that comes withresponsibility, all right.
That's right, that's right, allright.
Privilege comes withresponsibility.
I like that, that's right.
That's right, all rightPrivilege comes with
responsibility.
Speaker 1 (27:57):
I like this and T-shirt number two the number
two.
You haven't got to the realT-shirt yet All right.
Speaker 2 (28:00):
So here you go to spiritually All right, whether
you're someone who's looking tohold on to what you have or
you're trying to plant the seedsfor a financial future,
remember that it's all aboutperspective.
Remember that it's all aboutperspective.
Money is a tool that works bestwhen you understand what it
means to you and how it fitsinto your goals.
(28:25):
Money can be a source of stressor a source of opportunity.
Sometimes both See All right,but changing your perspective
and belief can be the first steptoward making it work better
for you.
Speaker 1 (28:41):
That is, you got to believe that.
I love that, bro, and what Ilike about the spiritual is your
perspective.
Speaker 2 (28:47):
It's not a literal thing.
Speaker 1 (28:49):
Perspective is not and it's actually not a mental
thing.
It's something that you'reforeseeing or something that you
believe.
It's like okay, I'm gonna takethis money and I'm gonna put
some energy, the right energy,into it and boom, it grows right
, right, right.
Or I'm gonna take this moneyand I need to buy a pair of
(29:10):
shoes.
I need to buy this.
I need to get my new tv.
I needed it.
I need to buy this and I needto buy that.
It's your Perspective andthat's what.
And that's what's so good aboutthe spiritual Concept here
because.
It's what you're believing thatit Can do for you.
If you believe it can makemoney for you Guess what it's
(29:32):
gonna make money, but if youbelieve that it's gonna Help you
spend the money, it's gonnaspend hey, either way, you're
right you know I'm sayingwhether you believe you can or
believe you can't.
Speaker 2 (29:45):
Either way, you're right.
Speaker 1 (29:46):
Yep, that's real man so so it's and again, that's why
I love the title of the show.
Man, you can get with this,stay rich or you can.
You can stay with that, staypoor, a necessitous, yeah or oh,
go ahead, or or a wealthy.
Speaker 2 (30:04):
And there you go, brother.
They say if we keep doing, ifwe keep doing what we've been
doing, gonna keep getting whatwe've been getting.
You know I mean that could besomething if it's, and that
works for good and bad.
You know, I mean if we developgood habits that are creating
results for us, we can keepdoing that and keep getting it.
Or if we know we got habits andbelief systems that are not
(30:25):
working for us, right, you knowwhat I mean.
We can keep doing it, going inthat direction, and keep getting
the same thing that we don'twant, right, either way it works
, it works.
You know what I mean.
Right?
Either way it works, it works.
You know, I mean I love the.
You know you got artists right.
They got them splatterpaintings.
Everybody who walks up to thepainting see something else,
right.
See something different, right.
Are they holding pictures upwith?
I mean, what do you see?
Speaker 1 (30:44):
I see a butterfly right everybody see something
different, right?
Speaker 2 (30:48):
so this is about what the how, the perception of life
and opportunity, and how youmake it, how we make it work for
us and real talk.
Speaker 1 (30:55):
You know, I want to be real realistic with it
because I know a lot of andhopefully some wealthians are
listening to us too, right?
Or some some wealthy people arelistening to you but what I?
Want I want to do, I want totake a realistic look.
Say, go look at your bankaccount now did you plan out for
whatever's in that left in yourbank account today?
(31:15):
You might have gotten paid onFriday.
Maybe you didn't spend it all.
Speaker 2 (31:18):
Yeah, it was the beginning of the month you might
have had to pay rent.
Speaker 1 (31:21):
How about that?
So go, look at what's thatperspective right now, because
that's something you can't touch, that's something you can't
really focus on right now.
Tell me what you believe.
Look at that bank account, pullout your phone, log in.
Believe.
Look at that bank account.
Pull out your phone, log in,look at your balance.
What's your perspective rightnow?
What energy are you going toput in this perspective of what
(31:43):
you're looking at right now?
That's real deep man.
Are you going to make it?
Make money?
That's for real.
Are you going to go spend it?
What did you have?
What did you have planned forwhat you're looking at now?
I hope everybody's looking attheir phone and looking at their
balance, or on their desktop,looking at their balance.
Yeah, I know some of us are inthe train or some of us are
(32:04):
driving.
Maybe you can't look at it now,please, if you're driving,
please, please but when you,when you stop, go, go to your
bank account right now, go toyour bank account right now,
what's that perspective looklike?
Did I plan this?
What am I planning for what Ihave left?
And you know what's sad some ofthem you may not have much left
(32:27):
.
That plan is very easy I'mgonna eat and I'm gonna try to
hold on to the next check.
Hopefully nothing comes up.
But then you got some peoplewith hundreds of thousands of
dollars.
They're looking at it.
I'm going to try to hold on tothe next check.
Hopefully nothing comes up.
But then you got some peoplewith hundreds of thousands of
dollars.
They're looking at it, do you?
Speaker 2 (32:43):
know what you're going to do with it, man.
Moment of silence, bro.
Speaker 1 (32:48):
Straight up.
That's the difference.
Speaker 2 (32:49):
That's real man.
I like that, mike, I like that,hey wealthies man, we hope
you're all listening out there.
Speaker 1 (32:57):
Hey, wealthies man, we hope y'all listening out
there and we want y'all to win.
Man, that's right, that's right, and you know, and that's
perfect for the T-shirt.
Speaker 2 (33:02):
Perfect segue to the T-shirt which?
Speaker 1 (33:05):
the T-shirt says money talks.
But it's what, it's what?
Sorry, sorry, I'm going torewind.
Speaker 2 (33:13):
Select the come again .
Speaker 1 (33:14):
Rewind Money, rewind, select the come again.
Rewind Money talks, but it's upto you to decide what it's
saying.
Man, that's good Money talk,but it's up to you to decide
what it's saying I love it.
Bro, You're looking at it rightnow, what is it saying to you?
Speaker 2 (33:34):
For real.
Hey, that one's got to be on.
We got to put that one up onthe website.
Speaker 1 (33:38):
For real man, for sure, for sure yeah.
Speaker 2 (33:40):
We got that y'all and we got that website coming soon
.
So best believe we got someheat that's going to be up there
for you guys.
We got a lot of other things weworking on.
We know we kind of keeping itunder wraps.
We ain to Raps, we ain'ttelling you guys about it right
now but we want you to besurprised.
We want to come out blasting andjust with everything you guys
can just be excited about, forus to be excited about, all of
(34:01):
us to connect together.
So y'all obviously make sureyou come check us out on our
social media podcast platformsiHeartRadio, Apple Podcasts,
Spotify and don't forget to gocheck us out at our home on hhn
tv and, of course, as usual,mike, I appreciate you and you
(34:23):
already know we'll see you atthe bank.
Speaker 1 (34:25):
Peace y'all, Thank you, thank you, thank you for
(36:18):
watching.
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