Episode Transcript
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Mike (07:17):
Welcome to How to Retire
On Time, a show that answers
your retirement questions. Saygoodbye to the oversimplified
advice you've heard hundreds oftimes. That said, we've got a
special show lined up for today.This is not necessarily about
retirement planning. This isabout charitable gifting.
It's the end of the season, andwe are excited to really
highlight that for the next houror so. Joining me, I'm Mike
(07:38):
Decker with Kedrick Wealth.David Franson here, and we've
got a special guest to kick offthe show. The one, the only, the
head coach of the head coach ofthe Kansas City Chiefs, Tammy
Reed. Tammy, thanks for joiningus today.
Tammy (07:49):
You're welcome. It's good
to be on.
Mike (07:52):
It's good to have you here
calling in. I know you're very
busy, so thanks for doing theshow and really highlighting the
importance of charity. Butbefore we dive into that, I'm
just kinda curious. You've gotso much going on. You've got so
many fun stories.
Does your family have, like, afun holiday tradition,
Thanksgiving, Christmas, kind ofthis time of year?
Tammy (08:10):
Well, yes, we have all
the traditional things. If and
when we get to do them on theholidays, we still do them
because we're playing onThanksgiving this year in
Dallas, so we won't get to haveThanksgiving till the day after.
And we're playing here onChristmas, so we won't get to
have Christmas till the dayafter, but we still do the
(08:30):
traditional things at Christmasand Thanksgiving. But we also
have some charitable things wedo. Since our kids were little,
we've always adopted a familyfrom whatever organization that
we're working with at the time.
I was on the board of LaurelHouse, a shelter for domestic
violence back in thePhiladelphia area. So we adopted
a family or two every year forthat and would the kids loved
(08:53):
going to the store, picking outthe gifts for the age of the
child or whatever. It was it wasa blast. We would have carts
filled because a lot of timesthey're like, one to five gifts?
And we're like, oh, we'regetting five.
You know, we're so blessed thatwe like to give back. And then
now that we're in Kansas City,we also do the our Chiefs
Women's Organization doesOperation Breakthrough and we
(09:17):
also adopt a family for that andit could have anywhere from two
to seven kids. And now my kidsaren't involved with it, just me
and
Mike (09:24):
Can anyone do this kind of
a thing? I mean, is it easy just
to get connected with thefamily? Or
Tammy (09:29):
You know what? The Chiefs
Women's Organization does it
just through operationbreakthrough, but I bet if you
called operation breakthrough, Ibet there's a lot of places,
homeless shelters. I bet thereare domestic violence shelters
that if you just call one ofthose, I bet they have a need
for something like that if yourfamily wants to get involved.
Mike (09:52):
Yeah. And you can reach
out to us here at KEDGIC Wealth
or just the bottom of thepodcast if you're listening to
it this way. We're going toinclude just different ideas on
how to serve and give back. Theunfortunate reality is here in
Kansas City, unemployment is alittle bit higher than the
national average. That's tough,especially as we're getting into
the holiday season when youwanna give, when you wanna be
with your family, and things aretight.
(10:15):
For those of us who are blessed,if we can do that, there are so
many ways we could do that. Wecould gift or, you know, pay it
forward or or whatever you wannacall it. Tammy, is there any
easy way that you can just kindof gift? Let let's say you have
a little extra. You've budgetedout a little bit.
You're trying to do good in theworld, but maybe you don't know
someone that's really in need,or maybe you just don't know how
(10:37):
to give it to them in the rightway. I mean, what's what's an
easy way that people are able togive?
Tammy (10:42):
Well, we just so happen
to have the giving machines
going in at Union Station thisyear, and they will be there all
the way till January 1. I thinkthey're taking them away January
1, but that's an amazing way togive back. And the fun part of
the giving machines is it's likea vending machine where you can
(11:03):
put your card in and pick anitem to donate to. There's like
eight charities in the givingmachine vending machine. And you
can pick like last year we hadgoats.
We had donate socks to veterans,beds for different
organizations, baby beds, toys.The fun thing about that one is
(11:25):
that we take our grandkids downthere and they have the best
time. And we have probably ahigher limit than most people
because we've been so blessedthat we'll have a higher limit
of money that we would like todonate to this machine. And so
our grandkids all get to pickone to five items that they will
donate to someone. And the funpart is once you pick the items,
(11:49):
it just the cards just startdropping down into the bottom of
the machine and you can see, oh,I'm giving a goat to somebody.
Oh, I'm giving a dresser tosomebody. I'm giving whatever
the items are in the machine.And that's a fun thing to do
with your family, but also youget to go to Union Station where
they are and there's so manyactivities there as well. So
(12:09):
it's kind of like a win win. Youget to do a fun family event day
or night and visit some of thethings at Union Station, but
also give back to our community.
The six of them are right herein our community in Kansas City
and the greater Kansas Cityarea. And then two of them are
international organizations.
Mike (12:28):
And so you just you put
your credit card in there. You
pick out the gift. And then Yes.This is supported by the Church
of Jesus Christ of Latter daySaints.
Tammy (12:37):
So It is.
Mike (12:37):
I don't know how the story
came about, but the idea is how
do you make Christ like giftingcharity easy? And I I can't
think of an easier way thanMhmm. You click a button.
Correct me if I'm wrong. A 100%goes to the charity.
The church does not take anymoney for operational costs or
anything. It just all of it goesto the cause. Is that right?
Tammy (12:59):
Exactly. In fact, the
church of Jesus Christ for
Latter day Saints, it's mychurch, gives the money for the
credit card fee if you don'twanna pay the fee yourself. They
do all of the operating money.They take care of all that. So a
100% goes to the people.
And there's items I think assmall as $5 if you only have $5
(13:20):
and there's items up to like afew $100. And the fun thing my
my grandkids like to do now, andwe did this several times, is if
you push 777
Mike (13:32):
Mhmm.
Tammy (13:33):
It will donate one of
every single item in the
machine. And I think there's Ithink there's like 35 items
maybe. I I can't remember fromlast year, but just to watch the
kids watch those go down andthey count them one, two, three.
It's so much fun. And the joythat they get from doing
(13:55):
something like that is whatmakes my heart so happy to see
that our grandkids want to giveback, and they can do it, you
know, through these machines.
They're amazing.
Mike (14:06):
It's a way that we can be
human and help people. Yeah.
Exactly. So do your grandkids
Tammy (14:10):
forward a little bit.
David (14:11):
What have you noticed
their favorite, like, item is to
donate?
Tammy (14:15):
Oh my god. Goats and
chickens.
David (14:17):
Who doesn't wanna give a
goat and a chicken?
Tammy (14:19):
But then there, you know,
our older ones are a little more
thoughtful. They're like,Sparkle, somebody needs a bed.
And like, can we donate a bed? Igo, absolutely. Or somebody
needs groceries?
I'm like, yes, let's getgroceries for someone. The items
are very curated by each of theorganizations that are their
most needed items. And so it'sgreat to see the kids really
(14:43):
study the machine and look atthem and pick what they really
want to give.
Mike (14:48):
I'm looking at the list
here that was given to me about
the goat. I think it's $86 tobuy a goat. And the interesting
thing about a goat, it feeds thefamily. So there's a food
solution there, but there's asurplus so it also creates a
business that allows them tosell the extra milk, and that
pays for school supplies andother things as well.
Tammy (15:11):
It's the gift that keeps
giving. That's for sure. Like,
these are helping people have abetter way of life and to
provide for their family whilealso feeding their family.
Mike (15:21):
I see one for a local
charity, 300 pounds of produce.
Another one, six whole chickensfor someone in need. Yeah.
Hygiene supplies, week ofgroceries. Yes.
It's incredible. And you don'tknow who to help, but you know
if you buy it, it's going tohelp someone.
David (15:39):
And someone local here in
Kansas City.
Tammy (15:41):
Yeah. Maybe not the
goats. Those goats
international.
David (15:44):
But International. Right.
Tammy (15:45):
And I don't know what the
items are this year. There may
not be any goats this year. Idon't know.
Mike (15:50):
There's may
Tammy (15:51):
not be any chickens.
David (15:51):
I haven't even looked at
the
Tammy (15:53):
list yet. I'm, like,
behind the eight ball here.
Mike (15:55):
Well, there's even refugee
female kits for those that don't
have access to that, which you'dthink everyone has access to
that. There's a large part ofthe world that doesn't have
access to that, which is justnuts.
Tammy (16:06):
It's mind boggling in
2025 that the whole world is not
doing okay. So that's where westep in and do our part.
Mike (16:15):
Make it a priority for
everyone listening Kansas City
or those in the podcastelsewhere. Let us know if you
wanna donate to Kansas City. Or
David (16:22):
There are other giving
machines around the country.
Mike (16:24):
Yeah. I I don't know.
David (16:25):
There's a list somewhere
on there.
Mike (16:26):
Google giving machines or
or DuckDuck or whatever your
search engine is. Yeah.
Tammy (16:31):
Yeah.
Mike (16:32):
It's the time Give back.
To give. If you can afford to
give a little extra, there areso many people in need.
Tammy (16:38):
Yeah. The thing I love
best is that it's a fun family
activity. It's something you cando practically free just going
to Union Station, but then youif you have $25, you donate $25,
and then you just go see thesights and sounds.
Mike (16:53):
Tammy, thank you for
joining us today and kicking off
our show.
Tammy (16:55):
Thank you. Y'all do a
great job, so I appreciate y'all
having me on.
Mike (17:00):
Ain't she great? Good old
good old Tammy Reed. Tammy's
great. Yes. Let's keep goingthough with the show.
And I wanna highlight a coupleof things about the giving
machine that weren't reallymentioned. It's interesting that
you have the church, the Churchof Jesus Christ of Latter day
Saints, and how they're notbeing selfish or trying to push
anything around. Like, they'vegot here Catholic charities.
(17:23):
Yep. You know, one of thegreatest charities of all
collaborating on a local level.
So there's there's a sense ofcommunity here. There's Halo,
which is another charity, HappyButtons, Mayor's Christmas
Trees, Science City
David (17:37):
Mhmm.
Mike (17:38):
Harvesters, Community Food
Network. These are all charities
that help the local communityhere. Right. Things stay local.
As I've become more successfulin life, as I've been blessed
Uh-huh.
It's harder. You just you don'treally know how to help people
the same or in that certain way.Like, you don't know that random
person across town that's reallyin need. You might have a friend
(18:01):
that just needs a goodconversation. Yeah.
But to help people that reallyare in need, and it's going to
become, in my opinion, moreprevalent. We are going to, in
my opinion, experience moreunemployment, hiring issues,
maybe more layoffs are coming ontheir way, and we just haven't
heard about them yet. People arein need. You've got resources.
You can do it.
(18:23):
Thank you all so much forlistening to the show. This is
How to Retire On Time, ourannual charity focused show. It
means a lot that you listen toit. We'll see you in the next
episode.