Scandals - The Scope Exclusion Enigma

In this info-packed episode of Scandals: Insurance Uncovered, insurance experts Amy Lamb and Theresa Guertin dive deep into the mysterious world of insurance exclusions and their far-reaching impact on the construction industry. With their signature blend of humor and expertise, they uncover the often-overlooked fine print in policies that can lead to costly mistakes.

Topics Covered:

• The dangers of scope of work exclusions in construction insurance.
• Real-world examples of classification codes and how they can undermine coverage.
• Insights into business classification exclusions and their hidden pitfalls.
• Shocking case studies, including a courier-turned-security guard who faced a wrongful death lawsuit.
• Common but confusing exclusions like height and snow removal limitations.
• The importance of vetting subcontractors and the risks of hard hammer clauses.
• How historical events shape modern insurance policies (e.g., terrorism, COVID-19 exclusions).

Join Amy and Theresa as they shed light on these complex but critical issues, offering practical advice for navigating the murky waters of construction insurance.

Listeners will walk away with a better understanding of how to protect their projects and avoid common exclusions that could leave them vulnerable. Tune in for an episode packed with actionable insights and real-world examples that underscore the importance of reading the fine print!

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Resources from this Episode:

• SDV Insight Article “Top 10 List of Scariest Insurance Policy Terms” by Theresa A. Guertin: ⁠⁠Read the full article here!⁠⁠

We always suggest tuning into ⁠⁠sdvlaw.com/Insights⁠⁠ for the latest legal insurance updates in the industry!

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Have a burning insurance question or a case you want us to dissect? We're all ears! Submit your topics, cases, or any areas of interest, and let our hosts dive into the details. Reach out to us directly—your suggestion could be featured in an upcoming episode!

Reach us directly at ⁠⁠⁠⁠[e-mail]⁠⁠⁠⁠

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Connect with our hosts: Theresa Guertin & Amy Lamb

⁠⁠⁠⁠linkedin.com/in/theresaguertin/⁠⁠⁠⁠

⁠⁠⁠⁠linkedin.com/in/amy-lamb-ba948528/⁠⁠⁠⁠

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