It Pays To Have Good Credit

It Pays To Have Good Credit

Welcome to the It Pays To Have Good Credit Podcast, where we talk about credit scores and other financial topics. The purpose of this show is to give free credit education to those who need it the most. We also interview guests, on how they used credit to improve their business or lifestyle. Subscribe to our channel to learn everything you need to know about credit, business and many other financial topics! ๐Ÿ’ฐ๐Ÿ“Š๐Ÿ“ˆ Need a service to assist you with your credit scores? Stirgus Credit Repair www.StirgusCreditRepair.com Info@StirgusCreditRepair.com (225) 243-9700 ๐Ÿง ๐Ÿ“š Read our book to learn everything you need about credit: a.co/d/etR3Yti

Episodes

July 17, 2026 โ€ข 66 mins

๐Ÿ‘‰ In this episode you’ll learn: Christopher Stirgus and Ron Monaco both were in the auto finance industry, before each starting their own credit repair businesses. Chris and Ron shared tips such as minimum credit score needed to finance a vehicle, no credit vs bad credit when car buying, should buyers use a credit union or dealership lenders for financing and much more! Tune in to this episode and be ready to take notes!

If ...

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๐Ÿ‘‰ In this episode you’ll learn: Christopher Stirgus and Ron Monaco discuss common myths they hear all the time, relating to auto financing or car buying in general. This short version will cover pros and cons of financing through a dealership vs using your own bank, letting multiple dealerships run your credit (in hopes to increase approval chances) and more! Full episode will be available on our platform on July 17, 2026 at...

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๐Ÿ‘‰ In this episode you’ll learn: Christopher Stirgus and Ron Monaco discussed the approval odds when applying for auto financing with no credit and also with bad credit. Tune in to this short version of this episode, as the full episode will be released on July 17, 2026 at 12pm (MST)

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what&rsquo...

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๐Ÿ‘‰ In this episode you’ll learn: Christopher Stirgus explains what a Rapid Rescore is and how it's used. Many people confuse this with credit repair and misunderstand this for fixing bad credit fast. If you are planning to buy a home soon and may have mortgage approval concerns, this episode is for you!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will hel...

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June 25, 2026 โ€ข 17 mins

๐Ÿ‘‰ In this episode you’ll learn: Christopher Stirgus exposes some of the common business funding TRAPS for most small business owners. Tune in to this episode to ensure you don't get caught up in a merchant cash advance or credit card staking trick, that could destroy your small business in the future!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help...

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๐Ÿ‘‰ In this episode you’ll learn: Christopher Stirgus (Owner of Stirgus Credit Repair) shares step by step tips to start your own credit repair business and also all the laws and compliance rules you must follow! Christopher shares everything you need to know about starting your own credit repair business, from things you must follow in the Credit Repair Organizations Act (CROA), Telemarketing Sales Rule (TSR), State specific ...

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๐Ÿ‘‰ In this episode you’ll learn: Rachid Barry with RMJ Consultant, reached out to us to be a guest on our podcast. Rachid help business owners understand how to use tax strategies to benefit them, along with using credit to their advantage! This episode covers so much helpful information, and these tips may be what you're looking for!

You can contact Rachid Barry here,

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๐Ÿ‘‰ In this episode you’ll learn: Rachid Barry with RMJ Consultant and Christopher Stirgus with Stirgus Credit Repair, discuss how tax mistakes can ruin your finance application, regardless of your perfect credit score! Full episode will be available on June 12th 2026 at 7am (MST).

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s ...

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๐Ÿ‘‰ In this episode you’ll learn: Rachid Barry with RMJ Consultant, discuss some of the common mistakes many business owners make when structuring their new business as a LLC, S-Corp, C-Corp, DBA, etc. Full episode will be available on June 12th 2026 at 7am MST.

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through pro...

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๐Ÿ‘‰ In this episode you’ll learn: The easiest way to get $100k for your business after creating your LLC and it does not require a specific credit score or proof of income.....

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contact...

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๐Ÿ‘‰ In this episode you’ll learn: Why your bank may cut your credit limit or completely close your credit card account.

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute methods.

๐Ÿ“Œ Need help with your credit? Contact Stirgus Credit Repair for a credit evaluation or start ...

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May 17, 2026 โ€ข 9 mins

๐Ÿ‘‰ In this episode you’ll learn: Even with perfect credit history, you can still be denied for certain accounts. I attempted to increase my credit limit on my Sams Club credit card and you'll be surprised why I got denied!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute ...

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๐Ÿ‘‰ In this episode you’ll learn: Benjamin Stef at www.FundingFreedom.net shared helpful tips on how to use credit to invest in real estate. Ben and Christopher Stirgus went over a lot of different topics, scenario's, and also debunked a lot of the common myths your hear on the internet today. Our slogan "It pays to have good credit" is all about using your credit scores to your advantage, in hopes to save your money or make y...

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May 12, 2026 โ€ข 10 mins

๐Ÿ‘‰ In this episode you’ll learn: Ben Stef with www.fundingfreedom.net and Christopher Stirgus shared common myth's you may hear "guru's" talk about online. Some of these claims are highly misleading and can lead you down a bad trap! Tune in to the full episode on May 13th at 5pm MST!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what&rsquo...

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๐Ÿ‘‰ In this episode you’ll learn: Benjamin Stef with www.FundingFreedom.net and Christopher Stirgus discussed using credit to purchase real estate and if it's a good idea to do so with 2026 mortgage interest rates. Full episode will be available on May 13th 2026, at 5pm MST.

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possib...

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๐Ÿ‘‰ In this video you’ll learn: Christopher Stirgus breaks down the myths and misleading information, that is all over the internet, claiming you can fix your credit scores within days or weeks. Learn what actually happens in the credit repair process and a little behind the scenes of what we deal with on a monthly basis.

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, th...

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๐Ÿ‘‰ In this episode you’ll learn: 1 major factor that could be the reason why you're not seeing results with credit repair. Christopher Stirgus break down very important information that could help you throughout the credit repair process!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education an...

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๐Ÿ‘‰ In this episode you’ll learn: Christopher Stirgus searched for the top recommended podcasts about credit scores or credit education in general. Surprisingly, It Pays To Have Good Credit, by Christopher Stirgus is one of the top sources to learn about credit scores, credit repair, business credit, and all other topics related to credit education.

If you’re looking to fix your credit, rebuild your score, or understand...

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April 27, 2026 โ€ข 9 mins

๐Ÿ‘‰ In this episode you’ll learn: Learn a few credit repair steps behind the scenes. Christopher Stirgus talks about steps used to delete collection accounts and charge offs from credit reports. He goes step by step showing and explaining the everyday process at Stirgus Credit Repair. If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what&rsquo...

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๐Ÿ‘‰ In this episode you’ll learn: Why credit scores are different everywhere you check them! We have a client who receive completely different credit scores on the same day and this episode will explain why this happens!

If you’re looking to fix your credit, rebuild your score, or understand how credit repair works, this episode will help you see what’s possible through proper credit education and legal dispute met...

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