It's No Secret

In today's podcast episode, we’ll be chatting to you about whether or not you’re spending enough money to maintain your health.

Whether your health spending comes in the form of long weekends away, going to a therapist or even a boujee gym membership, investing in yourself can come in many forms. 

But how do you know if you’re spending enough money on your health, or better yet too much? Let’s jump into it.

Sp...

In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from the Kernel inbox.

This time, we'll be answering questions such as:

• What is compounding?
• Should I regularly invest, or save then invest money in one lump sum?
• What happens if you take money out before the quarterly distributions are made?

Do you have a burning money question you want answered? Let us know ...

In today's podcast episode, we’ll be chatting about how people's differing money situations can affect friendships and ultimately behaviour.

At some point, you’ve probably experienced a difference in wealth (or perceived wealth) between you and your friends. But should you let this difference in lifestyle affect your behaviour? Let’s discuss.

Specifically, we chat about:

• Why there will always be differences in wealth bet...

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money.

In this episode, we're joined by Sarah Kelsey, host of the personal finance & development podcast, the OneUp project.

Sarah started her podcast over 4 years ago and has grown her listenership to over [345,000] with Kiwis from all over NZ tuning into her tips on how to get the most out of yo...

In today's podcast episode, we’ll be chatting about whether or not the Kiwi dream of owning a bach is all that is cracked up to be.

Many Kiwis often dream about having a bach to use as an escape during their extended breaks. But what if we told you that you may be better off putting that money towards boujee yearly holidays instead? 

In this podcast episode, we chat about:

• The pros and cons of a bach
• The av...

In honour of our favourite time of the year - aka tax time - we thought we’d answer a few commonly asked questions.

Specifically, we answer:

• How important is tax when investing?
• Are NZ shares taxed differently from global shares?
• What benefit does investing through a trust give me, if at all?
• What the heck is the FIF tax regime?

Got a burning money question that you want answered? Slide into our DM’s and we’ll answer them on the...

Wondering how you can set up your children for financial success in the future? Then this podcast episode is for you!

In this episode, we are joined by Co-Founder of SquareOne, Jovan Pavlicevic.

Jovan has a background in starting businesses and wears many hats at SquareOne - from strategic capital raising to designing the customer and employee experience.

With a background in starting businesses, he has always loved finding ...

In today's podcast episode, we’ll be revisiting the ever-important rainy day funds; more commonly known as emergency funds! 

While emergencies are rare, it is important to have money set aside for some peace of mind. So if you're looking for some inspiration on where to get started with your emergency fund, this episode is for you!

In this podcast episode, we chat about:

• When and how you should use yo...

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money.

In this episode, we’re joined by Chanel Clark, marketing extraordinaire and North Shore local. Chanel has recently transitioned from being a full-time employee to starting and running her own business AND is also looking to move overseas in the near future. 

So we have lots to talk about in today’s ep, let’s g...

In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from Kernel.

This time, we'll be answering questions such as:

• How to invest a lump sum of money across different scenarios
• Are you better off having a nanny for your child or sending them to daycare?
• How to invest while also starting a family
• What are bonds and should I invest in them?

Do you have a b...

In today's podcast episode, we’ll be talking about love and its costs. The cost of love sounds like it has a ‘negative connotation’ it doesn’t necessarily need to be that way. 

The reality is that costs can come with getting into, being in and/or ending a relationship with someone. So this Valentine's Day, we thought we'd do a special episode talking all about the money topics that you may face while on your...

Today we're back with another Money Moments episode, where we chat to real Kiwis about money. 

We’re back with our friend Jervis, for an update on what’s happening in his financial world, since recording an initial Money Moments ~2 years ago. 

When we spoke to Jervis last, he lived and worked in a digital marketing agency in Auckland. We spoke about several things on the podcast, ranging from how he initially got in an...

In today's special podcast episode, we'll be answering many different questions that we often get in the DM's from the gram as well as a few Kernel customer questions.  

Specifically we'll be answering questions such as:

• What are the factors to consider when creating a joint account with your partner
• Should you convert all of your investments into cash when you hit 65
• Things to consider if you're ...

Looking to achieve your 2024 New Year resolutions?  Then this podcast episode is for you!

We are almost in February the time New Year goals typically start to drop off. While creating audacious goals is easy,  achieving them can take much longer. In this episode, we talk about a few different factors to consider when creating a new goal and how you can make them more achievable.

Specifically, we chat about:

• Wh...

Today we're back with another Money Moments episode, where we chat to real Kiwis about money. 

Today on the podcast, we are joined by Jamie Jermain, Co-Founder & CEO at SquareOne, NZ’s first account and card built for the next generation. 

Jamie has worked in the payment space for over 20 years, including at the likes of Visa, Mastercard, Lloyds Bank and The Warehouse Group.

Originally from London, he move...

In today's podcast, we're chatting about when the "right time" is to sell your investments if they're in the red (hint: there is no "right time"). 

Do you hold on and hope that it recovers its value, or do you cut your losses now and recoup what's left? We dig into this and more. 

Specifically, we discuss: 

• Why does your investment portfolio balance move in the first plac...

Aaaand we're back with another Money Moments episode featuring Caitlyn Parker.

Caitlyn is a Customer Success Manager, a Wellingtonian (at heart) and most importantly, a great friend. With over a decade of experience in the financial services and start-up space, Caitlyn has helped thousands of customers through their investing and savings journey. 

In this episode, Caitlyn shares:

• Her relationship with money and how ...

In today's podcast episode, we’ll be chatting about where you can put your spare cash. 

From the Official Cash Rate (OCR) rising and halting to the changes in the rate of inflation,  a lot has happened this year in the world of money.  So we thought that we'd check in on how a few of our favourite asset classes are doing.

Specifically, we chatted about:

• What the current landscape is across savings products and ...

In today's podcast episode, we’ll be chatting about another *potentially* spicy topic - politics! Well, not politics as in strong opinions. Instead, we'll be focusing more on the policies of the newly formed government.

Since Christopher Luxon was newly sworn in, there has been a lot of media coverage surrounding the recently released 100-day action plan. So we want to discuss a few highlights from the action plan of the p...