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March 11, 2025 55 mins

In today's Money Moments episode, we're joined by our very own Joni from the Customer Success team. In this episode, Joni shares his experience with money, in particular:

  • What his relationship with money was like growing up in Indonesia, US, and NZ
  • How he paid off his student debt with the help of his friends
  • What his personal finance journey was like and how it has changed over time
  • The impact of the COVID lockdown and on his personal finances
  • How he would spend his money differently had he known what he knows now 

And much more! 

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Disclaimer:
Investing involves risk including the possible loss of principal and there is no assurance that the investment will provide positive performance over any period of time.

The information provided should not be relied upon as investment advice or recommendations and should not be considered specific legal, investment or tax advice.

Any information we provide is general only and current at the time of writing.

Kernel Wealth Limited is the manager and issuer of the Kernel KiwiSaver Plan and Kernel Funds scheme. The Product Disclosure Statements are available at www.kernelwealth.co.nz

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