Ready for a personalized plan? Book your FREE retirement readiness call 👉 https://www.concurrentfp.com/
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57% of Gen Xers regret not starting retirement savings earlier - but that’s not the only miss.
In this episode, Dr. Preston Cherry (Financial Planning Ph.D., CFP®, Top 10 Investopedia Advisor, Founder of Concurrent Wealth Management) breaks down the 5 most common money regrets derailing Gen X - and shows you a simple 4R Framework to realign fast.
This isn’t about shame. It’s about turning regret into a plan you can live with (and stick to).
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What You’ll Learn in This Video
✅ The 5 big regrets: late saving, too much debt, kids’ college over retirement, no estate plan, no professional guidance
✅ Why Gen X carries the highest non-mortgage debt - and how to start unwinding it
✅ The 4R Framework (Review, Reframe, Reprioritize, Rebuild) to reset in minutes, not months
✅ Real numbers: how a strong savings rate in your 40s/50s can still target early 60s retirement
✅ How to rebalance cash flow (college vs. retirement), reduce decision fatigue, and create harmony
✅ The one-page “Financial Harmony Brief” to align values, cash flow, and action
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Who Is This Video For?
📌 Gen X (ages ~43–59) who feel “behind” despite solid income
📌 Parents funding college while sacrificing retirement
📌 DIY investors craving structure, not spreadsheets
📌 Professionals who want clarity, cadence, and control - without shame
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Ready for a personalized plan? 👉 Book your FREE retirement readiness call: https://www.concurrentfp.com/
Subscribe for Weekly, Data-Driven Retirement Strategies👇
YouTube: @DrPrestonCherry
Take the Gen X Retirement Readiness Quiz 🚨
https://concurrentfp.typeform.com/genx-scorecard
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Key Words linking To This Topic:
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