March 20, 2025 • 16 mins
MGIC’s Concepcion Guerrero sits down with Angel Romero, Housing Finance Agency Relationship Manager at Down Payment Resource (DPR), to discuss the role down payment assistance programs (DPA) play in helping more families become homeowners.
With over two decades of mortgage industry experience and a personal journey from foster care to homeownership, Romero brings unique insights to the conversation about housing affordability. In this episode, we discuss:
- Trends from DPR’s recent Homeownership Program Index, including the growing number of DPA programs nationwide
- How to layer down payment assistance for maximum affordability
- The importance of early financial education
- How to harness DPA programs as a loan officer
Thanks for listening to Mortgage Connects, an MGIC podcast. If you have questions, comments, or want to get involved, send an email to mortgageconnects@mgic.com.
Looking for even more expert insights? Check out our mortgage industry content portal, Mortgage Connects knowledge hub. Subscribe today so you don't miss out on the latest! Subscribe
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Concepcion Guerrero (00:04):
Welcome to Mortgage Connects by MGIC,
bringing you the latest insightsfrom top mortgage professionals
around the industry.
I'm your host, concepcionGuerrero, and joining me today
is Angel Romero, housing FinanceAgency Relationship Manager at
Down Payment Resource.
She has over two decades ofexperience in the mortgage
industry and is a skilledcommunicator and strategic
(00:26):
thinker.
In her position at Down PaymentResource, angel is responsible
for building and maintainingrelationships with state and
local housing finance agenciesacross the nation.
Her strategic approach and deepindustry knowledge contribute
to the success of Down PaymentResource in providing valuable
resources and support toagencies involved in housing
(00:47):
finance.
Angel, welcome, glad to haveyou join us today.
Angel Romero (00:51):
Thank you, Concepcion, I'm so glad to be
with you Now.
Concepcion Guerrero (00:55):
Angel, you joined down payment resource, or
DPR, in March of 2023.
So can you start by telling usabout what does DPR do and who
do they help?
Angel Romero (01:07):
Absolutely.
Down payment resource, or DPR,is all about bridging the gap
between homeowners and the downpayment assistance programs that
can help make homeownershipmore affordable.
We track and maintain the mostcomprehensive database of
homeowner assistance programsacross the country, everything
(01:28):
from down payment and closingcosts to mortgage credit
certificates and affordablefirst mortgages.
We work with lenders, realestate professionals, mlss and
even state and local housingfinance agencies to connect
eligible buyers with theseprograms.
So many people think they need20% down to buy a home, and that
(01:50):
is a misconception that keepsfar too many renters on the
sidelines.
Our goal is to change thenarrative by making down payment
more visible and accessible foreveryone, from first-time home
buyers to repeat buyers, whomight not even realize they
qualify.
Concepcion Guerrero (02:09):
Now, Angel, in my role, I get the
opportunity to travel to manyconferences and I've noticed DPA
being a topic of conversationamongst realtors, mortgage
lenders and even homebuyingcounselors.
So what are you hearing fromlenders, realtors you're
engaging with, when it comes todown payment assistance?
Angel Romero (02:30):
It's actually been really encouraging to see DPA
gaining more traction in theindustry.
Lenders and real estateprofessionals are realizing the
affordability challenges arereal and down payment assistance
is one of the most effectivetools we have to address them.
That said, there are two mainthings I hear over and over
(02:51):
again.
First, many lenders want tooffer DPA but are unsure where
to start.
Let's not boil the ocean.
There's a perception that theseprograms are complex or hard to
integrate into their process.
The good news is that's justnot the case.
There are so many options outthere that fit seamlessly into
(03:12):
conventional FHA, va and USDAfinancing.
Second, real estate agents arehungry for more education.
They see the impact ofaffordability challenges every
day, but many don't realize howaccessible these programs are.
They want to know how can Ihelp my buyers compete in
(03:33):
today's market using DPA?
That's where DPR comes in.
We help provide clarity andconfidence so that lenders and
agents can leverage theseprograms as tools to grow their
business and serve morehomebuyers Now.
Concepcion Guerrero (03:50):
DPR has created a database of every
homebuyer and down paymentassistance program in the
country and I like to refer toDPR as the matchcom of all DPA
programs.
Matchcom of all DPA programs.
Can you tell us how loanofficers and real estate agents
are leveraging the DPR tools tohelp more buyers into homes?
Angel Romero (04:11):
Absolutely.
I love that comparisonConcepcion.
Dpr really is like amatchmaking service for home
buyer assistance programs tohome buyers, lenders and real
estate agents use our tools in afew key ways.
Loan officers integrate DPRtools into their process to
instantly identify which DPAprograms a borrower may be
(04:34):
eligible for right at the pointof loan application.
This allows them to structuredeals more effectively and, in
many cases, turn a not yet intoa yes for homebuyers who are
short on down payment funds.
Real estate agents leverage ourtools to market listings with
eligible assistance programs andeducate buyers earlier in their
(04:57):
journey.
Many of them are usingDPR-powered MLS integrations to
highlight properties thatqualify for assistance, giving
them a competitive edge whenworking with first-time or lower
down payment buyers.
Mortgage and real estateprofessionals use DPR to train
their teams, integrate DPA intotheir business strategy For
(05:19):
example, we've done anintegration into Encompass and
they can even use our tools formarketing campaigns that attract
buyers who need down paymenthelp.
At the end of the day, it's allabout removing barriers and
expanding homeownershipopportunities.
If there's an availableresource that can help someone
(05:40):
get into a home sooner, why notutilize it?
I love that.
Concepcion Guerrero (05:44):
Now, earlier this year, DPR published
their Home Ownership ProgramIndex, or their HPI report that
is produced every quarter, wherethe latest trends in down
payment assistance programs arehighlighted.
In the latest report itexplained a continued rise in
the number of availablehomebuyer assistance programs
and how there are now 22 new DPAprograms, totaling over 2,460,
(06:10):
which is the highest everrecorded.
Can you elaborate on someprogram trends highlighted in
the latest report?
Sure.
Angel Romero (06:17):
Definitely, and this is one of the most exciting
trends we're seeing.
Dpa is growing, not shrinking,despite rising home prices and
affordability challenges.
More programs are beingintroduced to help bridge the
gap.
A few key trends from the lastreport more state and local
level programs.
(06:37):
We're seeing state HFAs, citiesand counties step up with new
assistance programs tailored totheir specific housing markets.
This is critical because homeprices and affordability
challenges vary so much byregion.
We're seeing higher incomelimits.
Many programs are expandingtheir eligibility criteria,
(07:01):
making them more accessible tomore middle-income households.
Some even allow 120 to 140percent of the area median
income, which is a big shiftfrom the past.
We're seeing increased employerparticipation.
We're also seeing moreemployers partner with housing
agencies to offer DPA as abenefit to their employees.
(07:25):
This is a creative way to helpessential workers like teachers,
health care workers, firstresponders, and it helps them to
be able to live closer to wherethey work.
We're also seeing more layeringopportunities.
More buyers are using multipleassistance programs together,
such as stacking a state HFAgrant with a local DPA loan to
(07:49):
maximize affordability.
The key takeaway down paymentassistance is evolving to meet
today's market challenges.
It's not just for low-income orfirst-time homebuyers anymore.
There are opportunities for abroad range of homebuyers, and
that's the message that we needto keep getting out there.
Concepcion Guerrero (08:09):
That's great, great insights.
I do encourage all of ourlisteners to take a read at the
latest reports to learn more ofwhat Angel just mentioned.
Now, angel, before DPR youserved as the Assistant Vice
President, post-closing Managerand Resident Housing DPA Program
Expert at Cherry Creek Mortgage, where you played a pivotal
(08:31):
part in driving the company'sexpansion into the underserved
markets.
Tell me how do DPR's tools helpyou reach new markets and
provide essential support tohomebuyers?
Angel Romero (08:42):
My time at Cherry Creek really solidified my
passion for down paymentassistance and its role in
expanding homeownershipopportunities.
One of the biggest challengeswe faced was ensuring that our
loan officers had access to theright tools and knowledge to
confidently work with downpayment assistance programs.
(09:05):
That's where DPR made a hugedifference.
By integrating DPR's tools, wewere able to quickly identify
which assistance programs wereavailable for our borrowers.
This removed huge barriersbecause, instead of assuming a
borrower didn't have enoughfunds to buy, we could say wait
(09:26):
a minute, let's see whatprograms you qualify for.
It completely shifted theconversation from you don't have
enough savings to here's how wecan make this work,
(10:01):
no-transcript, and that made allthe difference.
Concepcion Guerrero (10:07):
Now, Angel, I want to switch gears and get
a little bit personal now.
You've mentioned it was yearsof you working in the industry
until you finally realized thatthe dream of becoming a
homeowner for you was apossibility.
Tell me a bit about yourjourney and the moment that you
realized homeownership wasattainable.
Angel Romero (10:27):
This is such a meaningful topic for me
Concepcion.
For years I worked in theindustry helping others achieve
homeownership, but I didn't seenot truly see myself as a home
buyer.
I grew up in the foster caresystem and owning a home wasn't
a conversation that was had.
(10:48):
For me, security was having along-term job or career and
being able to provide for myfamily.
The moment everything changedfor me was when I was sitting at
a closing table with a new homebuyer that said to me I grew up
in foster care and I neverthought I'd be able to buy my
own home.
(11:09):
It was an instant mindset shiftand it wasn't until I educated
myself, the way that I noweducate others, that I realized
homeownership isn't just forpeople who have everything
figured out financially.
It was for people like me,people who had stable income,
(11:30):
were paying their rent everymonth but needed that extra push
.
I remember the moment when Ifinally closed on my home.
There was this overwhelmingfeeling of I did it.
I accomplished it.
But also right behind that wasthis thought of why did it take
so long?
(11:51):
It made me even more passionateabout making sure that others
don't count themselves outbefore they even explore all the
possibilities.
Concepcion Guerrero (12:01):
Thank you for sharing that, Angel.
Definitely an aha moment.
Angel Romero (12:05):
Yes it was my aha.
Concepcion Guerrero (12:10):
Now, education has always been a huge
part of your life, where you'vemade it a goal to educate your
foster children and on theimportance of homeownership,
while having them see it as apossibility, like you just
mentioned.
What are some things that youencourage your children to do to
help them become homeowners andmaintain that financial
(12:31):
stability?
Angel Romero (12:32):
So this again.
You know education is such animportant thing to me Concepcion
it's incredibly important.
I always told my childrenbiological, foster children
alike that homeownership isn'tjust about having a place to
live.
It's about building stability,planting roots and generational
(12:53):
wealth.
It's about building stability,planting roots and generational
wealth.
A few key things that Iencouraged them to do was
understand credit early.
I've seen so many young adultsstruggle simply because they
didn't understand how creditworks.
(13:16):
I worked to teach my childrenhow to build credit responsibly,
paying bills on time, keepingcredit credit their utilization
low and working to avoidunnecessary debt.
A big thing, I would say tothem.
Save with a purpose, even ifit's just a little at a time.
I encourage them to startsaving early, whether it's for a
down payment or an emergencyfund or future homeownership
expenses, because we knowhomeownership isn't just about
(13:37):
buying, it's about maintaining,and that's important for
children to know and know theirresources.
I made sure that they know theydon't have to do it alone.
There are all of these downpayment assistance programs out
there to help buyers.
Many of the same programs thatI work with at DPR could help
and did help when the time camefor them to purchase a home and,
(14:02):
lastly, think long-term Homeownership's a commitment, and I
encourage them to think beyondjust buying the house.
You want to keep your houseBudget planning, making sure
that you put that money back forrepairs Again.
Leverage DPA on the front endso the money that you've taken
(14:25):
time to save can be utilizedwhen something comes up with
your home or in your financialworld.
And I wanted to make sure thatthey stayed financially educated
, because it's all part of theprocess.
At the end of the day, I wantedthem to see homeownership as
something that would always bewithin reach, not something
(14:48):
reserved for other people.
That's the mindset shift thatchanges everything.
Concepcion Guerrero (14:55):
I love that , Angel.
I know I'm taking down notesand taking good nuggets and tips
for my children as well.
Start them young.
Yes so, angel.
The last question we talkedabout various DPR tools
available for mortgageprofessionals, but where can
they go for additionalinformation on down payment
(15:15):
resource?
Angel Romero (15:16):
Great question, Concepcion.
The best place to start isdownpaymentresourcecom.
Their homebuyers can checktheir eligibility for down
payment assistance, and industryprofessionals lenders, real
estate agents, housingcounselors can learn how to
integrate DPR tools into theirbusiness.
For more mortgage professionalsspecifically, we have resources
(15:40):
, training and integrationoptions that make it easy to
incorporate DPR and down paymentassistance into everyday
lending practices.
And for homebuyers, we have afree online tool where they can
enter some basic information andsee what programs they might
qualify for.
And, of course, if anyone wantsto reach out directly, we are
(16:03):
always happy to help.
You can email info atdownpaymentresourcecom.
We love talking about downpayment assistance and making
homeownership more accessible.
Concepcion Guerrero (16:15):
Thank you very much for your time today.
It was a pleasure getting tochat with you.
Angel Romero (16:20):
It was great to be with you, Concepcion.
Thank you again for having me.
Concepcion Guerrero (16:24):
Now, that brings us to the end of this
Mortgage Connects episode.
For a recap of this episode andquick access to related content
, visit MortgageConnectscom and,while you're there, subscribe
to our email alerts so you'll beamong the first to know about
new episodes.
Thank you for tuning in.
Welcome to Mortgage Connects by MGIC,
bringing you the latest insightsfrom top mortgage professionals
around the industry.
I'm your host, concepcionGuerrero, and joining me today
is Angel Romero, housing FinanceAgency Relationship Manager at
Down Payment Resource.
She has over two decades ofexperience in the mortgage
industry and is a skilledcommunicator and strategic
(00:26):
thinker.
In her position at Down PaymentResource, angel is responsible
for building and maintainingrelationships with state and
local housing finance agenciesacross the nation.
Her strategic approach and deepindustry knowledge contribute
to the success of Down PaymentResource in providing valuable
resources and support toagencies involved in housing
(00:47):
finance.
Angel, welcome, glad to haveyou join us today.
Angel Romero (00:51):
Thank you, Concepcion, I'm so glad to be
with you Now.
Concepcion Guerrero (00:55):
Angel, you joined down payment resource, or
DPR, in March of 2023.
So can you start by telling usabout what does DPR do and who
do they help?
Angel Romero (01:07):
Absolutely.
Down payment resource, or DPR,is all about bridging the gap
between homeowners and the downpayment assistance programs that
can help make homeownershipmore affordable.
We track and maintain the mostcomprehensive database of
homeowner assistance programsacross the country, everything
(01:28):
from down payment and closingcosts to mortgage credit
certificates and affordablefirst mortgages.
We work with lenders, realestate professionals, mlss and
even state and local housingfinance agencies to connect
eligible buyers with theseprograms.
So many people think they need20% down to buy a home, and that
(01:50):
is a misconception that keepsfar too many renters on the
sidelines.
Our goal is to change thenarrative by making down payment
more visible and accessible foreveryone, from first-time home
buyers to repeat buyers, whomight not even realize they
qualify.
Concepcion Guerrero (02:09):
Now, Angel, in my role, I get the
opportunity to travel to manyconferences and I've noticed DPA
being a topic of conversationamongst realtors, mortgage
lenders and even homebuyingcounselors.
So what are you hearing fromlenders, realtors you're
engaging with, when it comes todown payment assistance?
Angel Romero (02:30):
It's actually been really encouraging to see DPA
gaining more traction in theindustry.
Lenders and real estateprofessionals are realizing the
affordability challenges arereal and down payment assistance
is one of the most effectivetools we have to address them.
That said, there are two mainthings I hear over and over
(02:51):
again.
First, many lenders want tooffer DPA but are unsure where
to start.
Let's not boil the ocean.
There's a perception that theseprograms are complex or hard to
integrate into their process.
The good news is that's justnot the case.
There are so many options outthere that fit seamlessly into
(03:12):
conventional FHA, va and USDAfinancing.
Second, real estate agents arehungry for more education.
They see the impact ofaffordability challenges every
day, but many don't realize howaccessible these programs are.
They want to know how can Ihelp my buyers compete in
(03:33):
today's market using DPA?
That's where DPR comes in.
We help provide clarity andconfidence so that lenders and
agents can leverage theseprograms as tools to grow their
business and serve morehomebuyers Now.
Concepcion Guerrero (03:50):
DPR has created a database of every
homebuyer and down paymentassistance program in the
country and I like to refer toDPR as the matchcom of all DPA
programs.
Matchcom of all DPA programs.
Can you tell us how loanofficers and real estate agents
are leveraging the DPR tools tohelp more buyers into homes?
Angel Romero (04:11):
Absolutely.
I love that comparisonConcepcion.
Dpr really is like amatchmaking service for home
buyer assistance programs tohome buyers, lenders and real
estate agents use our tools in afew key ways.
Loan officers integrate DPRtools into their process to
instantly identify which DPAprograms a borrower may be
(04:34):
eligible for right at the pointof loan application.
This allows them to structuredeals more effectively and, in
many cases, turn a not yet intoa yes for homebuyers who are
short on down payment funds.
Real estate agents leverage ourtools to market listings with
eligible assistance programs andeducate buyers earlier in their
(04:57):
journey.
Many of them are usingDPR-powered MLS integrations to
highlight properties thatqualify for assistance, giving
them a competitive edge whenworking with first-time or lower
down payment buyers.
Mortgage and real estateprofessionals use DPR to train
their teams, integrate DPA intotheir business strategy For
(05:19):
example, we've done anintegration into Encompass and
they can even use our tools formarketing campaigns that attract
buyers who need down paymenthelp.
At the end of the day, it's allabout removing barriers and
expanding homeownershipopportunities.
If there's an availableresource that can help someone
(05:40):
get into a home sooner, why notutilize it?
I love that.
Concepcion Guerrero (05:44):
Now, earlier this year, DPR published
their Home Ownership ProgramIndex, or their HPI report that
is produced every quarter, wherethe latest trends in down
payment assistance programs arehighlighted.
In the latest report itexplained a continued rise in
the number of availablehomebuyer assistance programs
and how there are now 22 new DPAprograms, totaling over 2,460,
(06:10):
which is the highest everrecorded.
Can you elaborate on someprogram trends highlighted in
the latest report?
Sure.
Angel Romero (06:17):
Definitely, and this is one of the most exciting
trends we're seeing.
Dpa is growing, not shrinking,despite rising home prices and
affordability challenges.
More programs are beingintroduced to help bridge the
gap.
A few key trends from the lastreport more state and local
level programs.
(06:37):
We're seeing state HFAs, citiesand counties step up with new
assistance programs tailored totheir specific housing markets.
This is critical because homeprices and affordability
challenges vary so much byregion.
We're seeing higher incomelimits.
Many programs are expandingtheir eligibility criteria,
(07:01):
making them more accessible tomore middle-income households.
Some even allow 120 to 140percent of the area median
income, which is a big shiftfrom the past.
We're seeing increased employerparticipation.
We're also seeing moreemployers partner with housing
agencies to offer DPA as abenefit to their employees.
(07:25):
This is a creative way to helpessential workers like teachers,
health care workers, firstresponders, and it helps them to
be able to live closer to wherethey work.
We're also seeing more layeringopportunities.
More buyers are using multipleassistance programs together,
such as stacking a state HFAgrant with a local DPA loan to
(07:49):
maximize affordability.
The key takeaway down paymentassistance is evolving to meet
today's market challenges.
It's not just for low-income orfirst-time homebuyers anymore.
There are opportunities for abroad range of homebuyers, and
that's the message that we needto keep getting out there.
Concepcion Guerrero (08:09):
That's great, great insights.
I do encourage all of ourlisteners to take a read at the
latest reports to learn more ofwhat Angel just mentioned.
Now, angel, before DPR youserved as the Assistant Vice
President, post-closing Managerand Resident Housing DPA Program
Expert at Cherry Creek Mortgage, where you played a pivotal
(08:31):
part in driving the company'sexpansion into the underserved
markets.
Tell me how do DPR's tools helpyou reach new markets and
provide essential support tohomebuyers?
Angel Romero (08:42):
My time at Cherry Creek really solidified my
passion for down paymentassistance and its role in
expanding homeownershipopportunities.
One of the biggest challengeswe faced was ensuring that our
loan officers had access to theright tools and knowledge to
confidently work with downpayment assistance programs.
(09:05):
That's where DPR made a hugedifference.
By integrating DPR's tools, wewere able to quickly identify
which assistance programs wereavailable for our borrowers.
This removed huge barriersbecause, instead of assuming a
borrower didn't have enoughfunds to buy, we could say wait
(09:26):
a minute, let's see whatprograms you qualify for.
It completely shifted theconversation from you don't have
enough savings to here's how wecan make this work,
(10:01):
no-transcript, and that made allthe difference.
Concepcion Guerrero (10:07):
Now, Angel, I want to switch gears and get
a little bit personal now.
You've mentioned it was yearsof you working in the industry
until you finally realized thatthe dream of becoming a
homeowner for you was apossibility.
Tell me a bit about yourjourney and the moment that you
realized homeownership wasattainable.
Angel Romero (10:27):
This is such a meaningful topic for me
Concepcion.
For years I worked in theindustry helping others achieve
homeownership, but I didn't seenot truly see myself as a home
buyer.
I grew up in the foster caresystem and owning a home wasn't
a conversation that was had.
(10:48):
For me, security was having along-term job or career and
being able to provide for myfamily.
The moment everything changedfor me was when I was sitting at
a closing table with a new homebuyer that said to me I grew up
in foster care and I neverthought I'd be able to buy my
own home.
(11:09):
It was an instant mindset shiftand it wasn't until I educated
myself, the way that I noweducate others, that I realized
homeownership isn't just forpeople who have everything
figured out financially.
It was for people like me,people who had stable income,
(11:30):
were paying their rent everymonth but needed that extra push
.
I remember the moment when Ifinally closed on my home.
There was this overwhelmingfeeling of I did it.
I accomplished it.
But also right behind that wasthis thought of why did it take
so long?
(11:51):
It made me even more passionateabout making sure that others
don't count themselves outbefore they even explore all the
possibilities.
Concepcion Guerrero (12:01):
Thank you for sharing that, Angel.
Definitely an aha moment.
Angel Romero (12:05):
Yes it was my aha.
Concepcion Guerrero (12:10):
Now, education has always been a huge
part of your life, where you'vemade it a goal to educate your
foster children and on theimportance of homeownership,
while having them see it as apossibility, like you just
mentioned.
What are some things that youencourage your children to do to
help them become homeowners andmaintain that financial
(12:31):
stability?
Angel Romero (12:32):
So this again.
You know education is such animportant thing to me Concepcion
it's incredibly important.
I always told my childrenbiological, foster children
alike that homeownership isn'tjust about having a place to
live.
It's about building stability,planting roots and generational
(12:53):
wealth.
It's about building stability,planting roots and generational
wealth.
A few key things that Iencouraged them to do was
understand credit early.
I've seen so many young adultsstruggle simply because they
didn't understand how creditworks.
(13:16):
I worked to teach my childrenhow to build credit responsibly,
paying bills on time, keepingcredit credit their utilization
low and working to avoidunnecessary debt.
A big thing, I would say tothem.
Save with a purpose, even ifit's just a little at a time.
I encourage them to startsaving early, whether it's for a
down payment or an emergencyfund or future homeownership
expenses, because we knowhomeownership isn't just about
(13:37):
buying, it's about maintaining,and that's important for
children to know and know theirresources.
I made sure that they know theydon't have to do it alone.
There are all of these downpayment assistance programs out
there to help buyers.
Many of the same programs thatI work with at DPR could help
and did help when the time camefor them to purchase a home and,
(14:02):
lastly, think long-term Homeownership's a commitment, and I
encourage them to think beyondjust buying the house.
You want to keep your houseBudget planning, making sure
that you put that money back forrepairs Again.
Leverage DPA on the front endso the money that you've taken
(14:25):
time to save can be utilizedwhen something comes up with
your home or in your financialworld.
And I wanted to make sure thatthey stayed financially educated
, because it's all part of theprocess.
At the end of the day, I wantedthem to see homeownership as
something that would always bewithin reach, not something
(14:48):
reserved for other people.
That's the mindset shift thatchanges everything.
Concepcion Guerrero (14:55):
I love that , Angel.
I know I'm taking down notesand taking good nuggets and tips
for my children as well.
Start them young.
Yes so, angel.
The last question we talkedabout various DPR tools
available for mortgageprofessionals, but where can
they go for additionalinformation on down payment
(15:15):
resource?
Angel Romero (15:16):
Great question, Concepcion.
The best place to start isdownpaymentresourcecom.
Their homebuyers can checktheir eligibility for down
payment assistance, and industryprofessionals lenders, real
estate agents, housingcounselors can learn how to
integrate DPR tools into theirbusiness.
For more mortgage professionalsspecifically, we have resources
(15:40):
, training and integrationoptions that make it easy to
incorporate DPR and down paymentassistance into everyday
lending practices.
And for homebuyers, we have afree online tool where they can
enter some basic information andsee what programs they might
qualify for.
And, of course, if anyone wantsto reach out directly, we are
(16:03):
always happy to help.
You can email info atdownpaymentresourcecom.
We love talking about downpayment assistance and making
homeownership more accessible.
Concepcion Guerrero (16:15):
Thank you very much for your time today.
It was a pleasure getting tochat with you.
Angel Romero (16:20):
It was great to be with you, Concepcion.
Thank you again for having me.
Concepcion Guerrero (16:24):
Now, that brings us to the end of this
Mortgage Connects episode.
For a recap of this episode andquick access to related content
, visit MortgageConnectscom and,while you're there, subscribe
to our email alerts so you'll beamong the first to know about
new episodes.
Thank you for tuning in.
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