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May 7, 2025 15 mins

Confronting Credit: What Happens When You Ignore Bad Scores Ep. 20

In this episode of My Credit Sucks, we dive head‑first into the hidden costs of turning a blind eye to bad credit. Ignoring a low score doesn’t make it go away—it makes life more expensive, stressful, and limiting. We’ll walk you through:

  • Why interest rates skyrocket when your score dips, and how much extra you might be paying on that car loan or credit card
  • The doors that slam shut on home loans, new credit lines, rental applications, and even utilities when lenders and landlords see bad marks
  • How insurers use your credit to jack up premiums—and what you can do to keep rates down
  • Real‑life stressors: missed travel, paused career moves, and everyday worries that come from financial uncertainty
  • Actionable steps you can take right now—checking your report, disputing errors, lowering balances, and building on‑time payment habits

Join us for an honest, jargon‑free conversation about the domino effect of bad credit—and the clear, step‑by‑step plan to turn things around. Whether you’re just starting to repair your score or you’ve been dragging your feet, this episode will give you the roadmap and motivation to take back control.

Listen in and let us help you stop ignoring your credit—and start changing your financial future.

Send us a text

Have any credit questions? Feel free to send me an email to contact@mycreditsuckspodcast

Access your full credit report for $1.99 (it won't impact your scores) click here: https://www.smartcredit.com/?PID=12984

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