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April 16, 2025 14 mins

As student loan payments resume, millions of borrowers are facing a new wave of financial stress—and it’s showing up in their credit scores.

In this episode of My Credit Sucks Podcast, we break down the credit crisis that’s unfolding in 2024 as over 9 million Americans experience sharp score drops, rising delinquencies, and the return of debt they haven’t had to deal with in years.

You’ll learn:

  • Why people with high credit scores are being hit the hardest
  • What “subprime status” really means—and why 2 million borrowers are headed there
  • How credit reporting timelines work for student loans
  • What you can do right now to protect your score or bounce back
  • And the long-term ripple effect this could have on jobs, housing, and the economy

📉 Your credit may have taken a hit—but this episode gives you the tools and insights to fight back.

💡 Don’t panic. Get informed. Get proactive.
Press play and let’s take control of your credit future—together.

Send us a text

Have any credit questions? Feel free to send me an email to contact@mycreditsuckspodcast

Access your full credit report for $1.99 (it won't impact your scores) click here: https://www.smartcredit.com/?PID=12984

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