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March 25, 2025 • 12 mins

"The Advantages of Purchasing a Home with a 720 Credit Score (And Nothing Less!)"🎙️ 


 In this episode of My Credit Sucks Podcast, we’re diving into the real power of a 720+ credit score—especially when it comes to buying your first home. Archer and Lily are breaking down why that magic number isn’t just “good enough,” it’s the key to unlocking lower interest rates, better loan terms, and a stress-free mortgage experience.

Think of 720 as your VIP pass to the financial perks most people don’t even know exist—from slashing your monthly payments to gaining serious negotiating power with lenders. We’ll talk about how a lower score could cost you thousands, and what you can do right now to raise your score and get into the home you deserve.

âś… Real examples
âś… Actionable steps
âś… Zero fluff

If you're thinking about buying a home—or even just dreaming about it—this is the episode you need to hear.

Hit play, take notes, and let's get you ready for the keys to your future. 🏡💳


Send us a text

Have any credit questions? Feel free to send me an email to contact@mycreditsuckspodcast

Access your full credit report for $1.99 (it won't impact your scores) click here: https://www.smartcredit.com/?PID=12984

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