New Zealand's Financial Market's Authority Podcasts

Join Jess from the FMA External Communications team for a deep dive into the world of cryptocurrencies! In this episode of Jess Learns to Invest, tech journalist Peter Griffin shares his insights on what crypto is, how it works, and how to invest safely. Whether you’re a curious beginner or a seasoned investor, you’ll learn about the evolution of crypto, market risks, scams, and practical tips for getting started. Discover why trus...

As part of their CoFI licence obligations, financial institutions have a legal obligation to comply with a set of standard conditions. Two of these – Standard Condition 4 and Standard Condition 5 – are critical to operational resilience. 

Standard Condition 4 relates to outsourcing.  

If a financial institution outsources any system or process essential to providing services, it must ensure the provider can deliver to a standard that...

In this episode of 5 Minutes with the FMA, host Heidi Norman is joined by Executive Director Licensing and Conduct Supervision, Clare Bolingford to discuss why complaints are a focus for the FMA the We want financial service providers to ensure their complaints processes are accessible, fair, and effective, not only by making it easy to complain, but also by understanding and addressing the reasons some consumers don’t. We see comp...

All licensed Financial Advice Providers must submit an annual regulatory return as part of licensing conditions. With seven more calendar days to go have your submitted your return?  The submission period closes on 30 September 2025.

Regulatory returns should be submitted through the FMA Online Services portal: https://www.fma.govt.nz/business/online-services

You can find frequently asked questions and an informat...

In this powerful episode, Jess from the FMA’s external communications team sits down with Samantha McGuire, Manager of Regulatory Services, to unpack the growing threat of investment scams in Aotearoa.

From slick fake crypto platforms to deepfake endorsements featuring celebrities and politicians, scammers are getting smarter and everyday New Zealanders are being targeted.

In this episode:

What defines an...

In this episode, Jess sits down with Victoria Harris from The Curve to explore the world of ethical investing. What does it mean to invest ethically? Can you still get good returns? And how do you know if your KiwiSaver or investment fund aligns with your values?

From fast fashion and fossil fuels to greenwashing and generational shifts, Victoria breaks down the key concepts behind ethical investing and shares practical advice for a...

Join Jess, a 28-year-old newbie in the world of investing, as she navigates the ups and downs of becoming an investor. Just like you, she's learning the ropes. Each month, Jess teams up with a different expert who shares practical insights and tips to help demystify investing.

In this episode, Jess sits down with Natalie Ferguson from Powrsuit to explore the world of shares. What are they? How do you buy them? And wha...

In the first episode of our new podcast series Inside the FMA, we discuss the Financial Markets Authority’s efforts to ensure fair dealing in New Zealand’s financial services sector. Since the Conduct and Culture review in 2018, the FMA has taken 12 cases to court, leading to over $215 million in customer repayments and $16 million in penalties.

Join Sinéad Lloyd, Manager Investigations, and Rachael Manttan, Head of Eviden...

Join Jess, a 28-year-old newbie in the world of investing, as she navigates the ups and downs of becoming an investor. Just like you, she's learning the ropes. Each month, Jess teams up with a different expert who shares practical insights and tips to help demystify investing.

At the FMA, we believe in empowering New Zealanders with the knowledge to make informed financial decisions. The Jess Learns to Invest podcast is part of...

In this episode of 5 Minutes with the FMA, host Chris Daniels is joined by Regulatory Services Advisor Elizabeth Asmerom Esfahan to unpack the latest trends in investment scams targeting New Zealanders.

Elizabeth sheds light on the evolving tactics scammers are using from fake comparison websites to impersonation via text and messaging apps. They discuss AI, where deepfake videos and automated scam networks are making frau...

We’ve released our 2025 Financial Conduct Report.

This report outlines the key risks and opportunities the FMA will focus on over the next 12 months. It reflects our outcomes-focused approach and provides clarity for industry on our regulatory priorities.

We encourage Boards, Executives and Leaders within financial services to consider how these insights can support better outcomes for consumers and markets.
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Are you ready to take your first step into property investing? In this episode Jess talks to Vanessa Williams from Realestate.co.nz, diving deep into the do's and don'ts of real estate and property investing. Vanessa talks about navigating New Zealand’s housing market, spotting investment opportunities and maximising your returns. 

Property investing is the process of purchasing real estate with the goal of generating inco...

New research published by the FMA's economics team this week shows that while many New Zealanders feel confident in their financial decisions, there are significant gaps between their financial goals and actual holdings of investment products.    

Good Cents: Kiwis on Savings and Debt looks into New Zealanders' attitudes and behaviours towards savings, debt reduction, and financial guidance. 

FMA Head of Economics and Resea...

Market volatility is about how much and how quickly prices in the market change. When prices move a lot, there's a chance to make money, but there's also more risk. Remember, market volatility is normal. In this episode, you'll learn what market volatility is, how it can affect your investments, and what it means for your KiwiSaver.

This episode features Brad Olsen, the Chief Executive and Principal Economist at Infom...

In this edition of 5 mins with the FMA Head of Financial Advice Romil Ghelani speaks to Heidi Norman about the Financial Advice Review. Regulatory Returns data signals a healthy financial sector. This is the first time the FMA has collected a comprehensive snapshot of the financial advice sector since the new Financial Advice regime came into effect in March 2023.
  
This data is derived from the 2024 Financial Advice Provi...

A managed fund is a type of investment where your money is pooled together into a larger investment fund with other investors. A fund manager with expertise in investing then manages that money and decides what assets to buy and sell on your behalf. Learn this and more as Jess learns how to get started in a managed fund. 

This episode features Sorted.org.nz’s Personal Finance Lead, Tom Hartmann.

Join Jess, a 27-year-old new...

In this special episode of our 5 mins with the FMA podcast, we take a look at outcomes- focused regulation with Liam Mason, FMA Executive Director of Evaluation and Oversight and General Counsel. 

Today we’re releasing a document that provides you with an update on our approach to Outcomes-Focused Regulation. An outcomes-focused approach means we focus on the end results that regulation is aiming to achieve for New Zealand businesse...

As we approach International Women’s Day, we’re thrilled to bring you the second episode of our Jess Learns to Invest podcast series.

In this episode, Jess sits down with financial Journalist and educator Frances Cook to discuss how women often approach investing differently. They chat about the opportunities women can embrace, and how women are increasingly shaping the future of investing. “Women may be less likely to in...