2025 Mortgage Rate Forecast: What Every Home Buyer Should Watch For

Will mortgage rates drop in 2025? In this episode of Orange County Housing Market News, we break down what actually needs to happen for interest rates to fall below 6.5% — and whether that’s likely in the near future. If you're a home buyer waiting for rates to drop before purchasing, or a seller wondering how rates impact home values, this video is for you. We’ll cover the key factors influencing 30-year mortgage rates, including: * How the 10-year treasury yield affects mortgage rates * Why unemployment numbers and recession fears matter * The impact of tariffs and trade policy uncertainty * What role the federal budget deficit and congressional spending bills play * How inflation, global conflicts, and stock market shifts may affect rates The bottom line: All three major factors need to align for mortgage rates to meaningfully drop, and that may not happen soon. But for long-term buyers, opportunity still exists — even at higher rates. Thinking about buying or selling a home in Orange County? 
Use the free resources linked in the description and subscribe for monthly market updates, buyer and seller tips, and clear explanations of what’s really going on in the housing market. ------------------------------------------Buyer Resources-------------------------------------------------- FREE Guide: How to Budget for a home - https://vid.us/70npzs Free Guide: Thinking of buying a home, want to know the process and costs involved? - http://vid.us/kk81kx Get exclusive access to the most accurate home search site available: http://joshalexander.realscout.me Want to schedule a time to talk one-on-one? - https://calendly.com/joshalexanderrealestate