Episode Transcript
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Madison Aldini (00:00):
It's literally
like we have our own Instagram
or TikTok algorithm in ourbrain.
Michelle Gauthier (00:08):
You're
listening to Overwhelmed Working
Woman, the podcast that helpsyou be more calm and more
productive by doing less.
I'm your host, MichelleGauthier, a former Overwhelmed
Working Woman and current lifecoach.
On this show, we unpack thestress and pressure that today's
working woman experiences.
And in each episode, you'll geta strategy to bring more calm,
(00:29):
ease, and relaxation to yourlife.
Hi, friend.
Thanks for joining today.
Something that I hear a lotfrom my clients and just people
in general who are feelingoverwhelmed is the idea that I
will feel less overwhelmed whenX happens, whatever X happens to
be.
So maybe it's like my kids getolder, or I finally get their
(00:52):
promotion, or I get a new boss,or when I'm making a certain
amount of money.
And that's exactly whathappened to my guest today,
Madison Aldini.
She went from being $70,000 indebt and she worked really hard
and got to the point where shewas making six figures in her
job and paid off all of herdebt.
And theoretically she hadplenty, but even when she hit
(01:13):
her income goal, she foundherself stuck in the same cycle
of stress and overwhelm andrealized that the problem wasn't
the paycheck.
It was her mindset that wasbuilt on scarcity and hustle and
self-doubt.
When you listen to this episodetoday, you'll learn the
surprising reason that moneydoes not solve overwhelm and how
your subconscious money beliefsare shaping your reality.
(01:34):
Whether you know it or not,you'll learn how to know it in
this episode.
And of course, what to do aboutit so that you can start living
with a new money mindset now,which will of course reduce the
stress and overwhelm in yourlife.
So if you've ever been stuck inthe thinking of once I get
there, I'll feel better, I'llfeel less stressed, I'll feel
(01:55):
overwhelmed, this conversationis for you.
Okay, Madison, hello andwelcome, and thank you so much
for joining us today.
I'm excited to have you on.
Madison Aldini (02:05):
I know.
I'm so excited.
We got connected through amutual friend, and I feel like
we was just like an instant goodconnection.
We were like, oh, we are ofsimilar kin, same vibe, same
kind of women.
Yeah.
Michelle Gauthier (02:15):
Yes,
absolutely.
Okay, let's start with you andyour story.
How did you go from minus 70 tosix figures?
And how did that change yourcareer?
Just sort of give us a briefoverview on your own story.
Madison Aldini (02:28):
Yeah,
absolutely.
My journey with personalfinance really started at 17.
I moved out my senior year ofhigh school and became
financially responsible formyself and very quickly had to
learn how to navigate the worldof money, which was very much
from a survival perspective, notnecessarily a thriving
perspective.
I ended up putting myselfthrough college and wanting to
(02:49):
escape this paycheck to paycheckcycle that I had been in for
four or five years now.
And so I went into sales andbecause that's what you do when
you want to make money, right?
And so I went so I went intosales.
And when I entered that job, Iput a six-figure income on a
pedestal.
And I was like, once I makemore money, all of my problems
are going to be solved.
That was the narrative I had.
(03:09):
And at the same time, the moneystory that I had was work hard,
make money, but it wasn'tnecessarily how to keep it, how
to grow it, which I laterlearned was actually the goal of
money is understanding how toutilize it, keep it in your
world, grow it, make it work foryou, and utilize it as a tool
and a resource to be able tolive life the way that you want.
(03:29):
So I was missing a lot of thatinformation, hence why I ended
up in $70,000 worth of debt.
Even once I started making sixfigures, I was like, how am I
making more money than ever?
And yet I'm still buried indebt and I can't seem to escape
this cycle.
And so I just got reallycurious.
I've always been the annoyingperson that's like, why do we do
things that way?
Or how do they get there, youknow?
And so I just started to askquestions around like, what do
(03:51):
the wealthy actually do withtheir money?
What is the objective here?
What is retirement?
What is financial independence,financial freedom?
These were things that weren'tpart of my vocabulary and part
of my world, which makes senseand why I was stuck in debt,
because that was what I hadreally witnessed in my life
growing up is just like payingfor things and just being stuck
in this cycle.
And so I also started to learna lot about mindset and the
(04:13):
power of our subconsciousbeliefs and how our financial
story really impacts ourfinancial reality.
Um, and just started to makesome mindset shifts, started to
figure out how to utilize myincome a lot more intentionally
and just made it my mission topay off my debt as quick as
possible and start to learn howto invest and leverage and just
became obsessed with this ideaof time and location and
(04:34):
financial freedom.
And that really is what sparkedmy interest in getting into
this from a businessperspective, from a coaching
perspective.
Because once I learned it andstarted to piece it together, I
just couldn't shut up about it.
I was like, everybody needsthis information.
Why don't we talk about thismore?
Why don't more women have thisfinancial confidence and
understand what to do with theirmoney?
And so it just became a hyperobsession of mine and then led
(04:56):
me down this beautiful path ofwhat I'm doing now.
Michelle Gauthier (04:59):
And here you
are.
I love that.
A couple things I thinkeveryone can relate to is the
idea that once I make X amountof money and everybody's X
amount of money is probablydifferent.
But when you're 23 years oldand you've just put yourself
through college and you'remaking six figures, you're like,
my life is gonna be golden.
And I think everybody has that.
And then when you get there andit's not, and in fact, you
(05:22):
spend more than you even made, Ifeel like that is also part of
the human condition.
It's like the experience youdon't want to have, but once you
have it, you can learn so, somuch from it.
I was just listening to thisinterview with Shaquille O'Neal,
and he was telling a storyabout how he made his first, I
don't know, he got a signingbonus when he first went into
the MBA or something, and hemade like three million dollars
(05:43):
and he spent it in the same day.
He bought like three Mercedesand I mean just a bunch of
insane stuff, and he didn't eventhink about taxes coming out.
So he actually immediately wentinto like hundreds of thousands
of dollars of debt because hespent what he didn't have.
And you're like, how could youspend that much money in one
day?
But it's the same thing you'retalking about.
Like he's probably hustling sohard thinking, once I get to
(06:05):
this, I will feel better andI'll be able to buy everything I
want.
And it just doesn't actuallywork that way.
Madison Aldini (06:11):
100%.
There's actually a reallyinteresting study about
professional athletes.
It's like some crazy number,80% of them end up rogue five
years after they retire.
And it's like you make all thismoney to your point.
But if you don't have themindset to view money
differently or the systems orthe financial literacy to
understand how to make thatmoney work harder for you, then
it's so easy.
(06:32):
And especially if, you know, inthat scenario or in mind where
you're like, I worked so hard, Ideserve this, right?
Like this voice starts to popup and you just start to
essentially start toself-sabotage.
Or how I like to view it is,you know, like we're spending
money from the point of view ofour past self or like to fill
our past like scarcity or or,you know, I grew up and I never
got to do this, so I'm gonna doit now.
(06:53):
And like we're we're from thatperspective.
Verse, what I love to do isreally start to tap into the
future version of you.
Like, how does that version ofyou want to spend money?
And that's where you can reallystart to shift your mindset and
shift it and not utilize moneyto like fill this hole from your
past and start to build thefuture that you're after.
So that's definitely somethingthat is very common.
Michelle Gauthier (07:14):
I love that.
I think that's so interesting,the idea that you're creating
who you want to be and how youwant to spend your money as a
combination.
And I've heard you talk aboutthe new money millionaire
identity.
What does that mean?
Madison Aldini (07:28):
Oh, thank you
for asking me.
I just went through this wholerebrand and it's it feels so
aligned with the individual thatI'm here to help.
And it's so much of my story.
This new money idea, this newmoney millionaire identity is,
you know, getting an opportunityto rewrite your story.
I think we hear a lot about oldmoney, old money mindset,
especially right now.
Like old money aesthetic is inlike this whole idea.
And it's like, I don't knowanybody that has old money.
(07:51):
Like there's this obsessionwith this old money that's like
secrecy and it's like, it's thisluxury, quiet thing.
But I'm like, I feel like themajority of the population out
here is trying to buildsomething for themselves.
They're trying to do somethingdifferent than what they have
maybe seen in their environmentgrowing up.
Maybe they no longer want tospend or utilize money the way
(08:12):
that they have.
And so it's just thisopportunity to recreate your
identity and not necessarilyneed to continue to identify
with past financial decisions,past financial realities, past
financial mistakes or stepbacksthat you might have had in your
life.
Like you get to choose todaywho you want to be and how you
want to show up and the habitsthat you want to have and the
conversations that you want tobe a part of and how you want to
(08:34):
see, treat, and utilize money.
And you get to rewrite that.
So it's all about having a newmindset, making new moves,
rewriting your story andessentially just building like
your own set of rules for money.
There's so much of like what weshould do with money, and
there's just shame and guiltaround it.
And so it's like, how do weutilize it in a way that feels
very much so in alignment withyou and who you want to become?
(08:56):
And I also embury intomanifestation and this idea idea
of being able to create yourreality.
And I think it's so real.
And that that starts with you,that starts with your identity,
that starts with the mindsetthat you have and the habits
that you have and the beliefsthat you have about yourself and
what is possible.
And so when you can start totap into the new money version
of you, the new money story, youcan take different actions and
(09:18):
you can build a differentreality for yourself with your
finances.
And that for me is anopportunity for people to then
explore who they want to be andwhat's their purpose, right?
There's money is really, ifyou're kind of trapped in this
like fight or flight mentalityor the struggle mentality or
this overwhelm mentality, likeit can be really hard to focus
on like building a fulfillinglife and living a life of
(09:39):
purpose and figuring out who youare here to be and the impact
that you want to make.
And I just think money is awonderful tool to do that.
And I just believe that you canrewrite that story at any time,
at any time, anytime you wantto.
Michelle Gauthier (09:50):
Yeah.
So if if someone listening,pretty much everyone who listens
is feeling overwhelmed, right?
And they're probably workingreally hard and trying to make
as much money as possible.
And maybe they've made moneymistakes in the past.
I'm sure they have.
I don't know anybody whohasn't, myself included.
And they want to do this.
If they're like, I want to justget a new identity as it
(10:12):
relates to money, what's thefirst step that they would take
to do that?
Madison Aldini (10:17):
I think figuring
out what your current belief
system is about yourself andabout what you think is
possible.
You've got to be able to chuckin on and what's what is current
state, right?
If you're sitting here viewingyour past financial, right, we
call them mistakes, I call themlearning opportunities.
Like if you finance a $3,000couch on a credit card and
you're like viewing that as amistake, it's like maybe you
(10:38):
switch your mindset of, youknow, I think I just learned
that I don't like to do that andI don't want to do that in the
future.
So learning, switching yourmindset around that.
But I think understanding whatyour current beliefs are is
really key.
And sometimes it's kind of hardto figure that out on your own,
right?
I'll be talking to people andI'm like, oh, interesting, you
said that.
So that means that you believethis to be true.
And they're like, oh, sosometimes you have to like
(10:58):
really figure it out.
But if you have a core belief,if you have a subconscious
belief that money equalsstruggle or that rich people are
bad, right?
These like core narratives thatI feel like are so common in
mainstream media of like therich people are corrupt, or you
know, you have to struggle toget by, or if you have an
abundance, like you're greedyand that means you didn't work
for it.
Like there's all these commonnarratives that we have.
(11:20):
And if you believe that to betrue about yourself, then it's
going to continue to show up inyour future.
And so figuring out what iscurrent state for you and then
figuring out what you wouldrather believe to be true is a
really powerful opportunitybecause once you figure out what
you want to be true for you,you can go find proof about
that.
Like you can go find actualevidence.
And our brains love evidence.
(11:40):
Once we know that something isreal or possible or attainable,
we get to start to move into asolution-based method where
we're like, okay, it's possiblenow.
How can it be possible for me?
So I think switching thatmindset is really huge.
And then also just reallyasking yourself, like, who is
the version of you that haseverything that you want, right?
Like, how does she show up?
What are her skills?
What are her habits?
(12:00):
How does she spend her day?
How does she spend her time?
How does she talk to herself?
How does she talk to otherpeople?
The more that you can getreally clear on who that version
is of you, and then starting tofigure out like what's the
micro step that you want to taketo move in that direction, we
know that habits are built overtime and they're built in these
like small decisions that you'rejust slowly going to rewire the
(12:22):
way that you think about money,rewire the way that you treat
money, right?
So if you're overwhelmed withyour finances and you're caught
in like an avoidant tendency, alot of people fall into
avoidance where they're justlike not checking their bank
accounts or not really lookingat their credit card statements.
And you want your identity tobe like, I am someone who is
competent in control and I knowwhere it's going.
Like build a microhabit ofimplementing a finance tracker,
(12:44):
opening up your bank account,setting like a money date every
week or every month where youcan start to romanticize and
start to build a betterrelationship with your money so
that you can move out ofoverwhelm and start to tap into
this identity of the version ofyou who is in control of that
and can face your finances andcan start to do something
different and change it so thatyou can start to tap into that
new money millionaire mentality.
Michelle Gauthier (13:04):
I love it.
I love it.
Okay.
So the first thing you saidthat we should do though is
investigate what our beliefsare, because I read somewhere
that by the time you're sevenyears old, your money story is
like set in your mind.
And then we just sort of followthat without questioning it.
So we got to get out ourseven-year-old, whatever we were
programmed with with regards tomoney, which is usually just
(13:25):
basically whatever our parentstold us about money or whatever
your experience was, and thenget a new mindset, choose a new
mindset and start taking actionsand thinking about what that
person does.
So let's just say somebody'sstarting with rich people are
bad, rich people are evil.
And then I want to create a newthought about that and find
(13:47):
evidence for it.
What could you give us anexample of like what that could
be and what some of the evidencecould be?
Madison Aldini (13:53):
Yeah.
I feel like figuring out wherethat came from could be really
huge.
And I think the important thingto notice too, so our
subconscious beliefs are formedbetween zero and seven because
of how our brain is developing.
And I think that's reallyimportant to understand because
our prefrontal cortex is notfully developed.
Like it hasn't even, it's noteven like there yet.
And that's where we utilizelogic.
So a lot of times we're formingour beliefs around the world at
(14:15):
a time in our life where wecan't even think with logic.
So sometimes we, you know, anexample could be like you see
your parents arguing and they'reholding a receipt.
And so you're just assumingthat they're fighting about
money, or maybe your dad boughtyou something at the store and
you're like, oh, they must befighting about that, but it's so
unrelated, but you're just kindof you're you're filing that
away, right?
And so if you can start toreflect, like, maybe why do I
think that?
(14:35):
And sometimes it's so much moreobvious because sometimes
people are like, oh no, myparents tell me that rich people
are corrupt.
Like, like, okay, so we knowwhere it's coming from, right?
So if that's the example thatyou're trying to swap, what I
would do is really ask yourself,how many wealthy people do you
actually know?
And really start to assess, areyou making this assumption
based on facts or based on whatsomebody else is telling you?
(14:57):
And a lot of times when we canstart to like delineate that,
right?
Like draw a line, like, oh,well, no, I guess everyone's
just telling me that.
I actually don't know anyonethat's super rich or super
wealthy, right?
Then it's like, okay, then howdo we close that gap?
How do you go start to hang outwith those types of people?
And how do you go meet somebodythat is wealthy, that actually
has a really good agenda withtheir money?
And again, it's starting tofind, oh, okay, well, now I know
(15:18):
someone who isn't a slime dogand isn't scamming people over
and donates a lot to thesecharities and really just
focuses on wanting to makeimprovements in the world.
Like once you start to do that,like, okay, well, let me hold
on to that belief then that thatthat can be true as well.
And once you start to have thatproof, you're like, okay, now I
can start to align with thisstory more than the other one.
Michelle Gauthier (15:38):
Yes, yes.
A money story that I personallyhad to work on when I started
my own business was the ideathat I could make a lot of
money, but that it had to bereally hard and like the job
kind of had to suck.
And so I didn't have the beliefthat I could have fun, love my
job, and make money.
So I had to start working onthe evidence because something
(16:00):
that Madison said that I thinkis really important is our brain
looks for evidence to supportwhatever thought we're thinking.
Yeah.
So if you're thinking richpeople are terrible and you see
it in the news, your brain'sgonna file that away.
Or you like you know somebodywho's a real jerk who's rich,
then you file that away.
So the opposite can also betrue.
So I started saying to myselfat the end of a work day, I
(16:21):
can't believe that I just madewhatever the amount of money was
doing this job that Iabsolutely love.
And I had so much fun todaydoing my work.
And so I had to, and then Istarted surrounding myself with
people who also are making lotsof money doing things that they
love and putting good out intothe world.
So I I have personal experiencein going through this exact
(16:42):
process that you're talkingabout.
So I'm just here to say itdefinitely really works and that
it's very hard to change yourlike to start all of a sudden
making more money if you'regoing from a place of rich
people are bad because you'rejust gonna reject the money
unconsciously without meaningto.
Madison Aldini (17:00):
100%.
Because you don't think you'rea bad person.
And if you think that you haveto be a bad person to have this
money, then why would you letyourself have this identity of
being a bad person?
And I think what you mentionedis so important to know.
This is like the neurosciencebehind manifestation, if you
will.
Our brain is processing like 11million bits of information at
(17:20):
like in a day or in a second,some crazy amount of
information.
You can't process all of that.
So we have this part of ourbrain called the reticular
activating system that isessentially a filter for
information that's coming intoyour brain.
And that information is eithergoing to be deleted, distorted,
or generalized based on yourviewpoint and your beliefs about
the world.
So exactly what we're talkingabout here.
Like if you think that it'sreally hard to make money, if
(17:42):
you think rich people are bad,if you think you have to
struggle to get by, you're gonnago out into the world with that
belief.
Your brain is going to find allof the evidence to prove you
correct.
And so affirmations andvisualization are two really
great tools that you canimplement to essentially start
to remind your brain what youwant it to find information to
validate.
So I feel like the examplethat's like so common is the car
(18:03):
analogy, right?
Like if you're deciding you'regonna go buy a car, you do all
this research and you're like,I'm gonna buy a white Volkswagen
Jetta.
And then you go out onto theroad and you're like, is
everybody buying this car?
Like everyone drives this now,all of a sudden you notice it
everywhere because you've toldyour brain that it is important
to you.
So it's gonna go find it.
So same thing with thesebeliefs that we have.
If you can start to remind yourbrain, tell your brain, hey, I
(18:25):
actually want to believe thatthis can be easy and fun, and
then you can go out into theworld and your brain's gonna
overhear conversations of like,oh my God, I made so much money
and it was so easy and I love mylife.
Like it's gonna pick up onthese things because now it's
filtering in what you aretelling it.
So no matter if you have anegative or a positive spin on
it, it's literally like we haveour own Instagram or TikTok
algorithm in our brain.
If you're like engaging withit, liking it, saying yes, yes,
(18:48):
yes, like it's just gonna showyou more of that and you're
slowly shaping your realitybased on those beliefs that you
have and those thoughts that youtell yourself.
Michelle Gauthier (18:55):
I absolutely
love that comparison, actually.
That makes so much sense.
So if I was constantlysearching like rich people suck,
and then I had all these thingsin my feed showing me that that
was true, and then tomorrow Icome on to look for something
else, it's gonna start off byrich people suck video.
So I think that's so great.
Yes, yes.
Okay, that's wonderful.
(19:15):
I think that is if I could liketake a highlighter and
highlight a part of yourmessage, that's the one.
The idea that you can, when youthink a new thought and you
find evidence for it, your brainwill help you find more and
more and more evidence to helpyou believe that that thought is
true.
And when you start believingthat that thought is true, that
is when you start making moneyand having fun or whatever your
(19:36):
thing is that you want to do.
I love that.
Okay, thank you so much.
This has been so great.
I want to ask you the twoquestions that I ask everybody
when they're on the podcast.
What is something that you dowhen you feel overwhelmed to
make yourself feel better?
What's your go-to?
Madison Aldini (19:52):
Oh, this one is
like, I feel it's so funny.
I'm coming out of a season ofoverwhelm recently.
So this is like fresh.
Sometimes if I'm reallyoverwhelmed, I'm just gonna let
myself cry.
This is something I've beentrying to lean into.
Like, let the emotion out isbeen really good.
If I'm like that kind ofoverwhelmed, I also might just
do some deep breaths.
I also might just let myselfwatch a little Netflix and just
(20:12):
be like, you know what, girl,just veg out.
Like just let yourself.
Michelle Gauthier (20:16):
Those are all
good options.
And I think a lot of times whenwe're overwhelmed, especially
if you're an overachiever, whenwe get overwhelmed, we use our
one tool that we have, which iswork harder.
Like, oh gosh, I'm overwhelmed.
I've got to get so much donetoday.
And so for you to say, I'mleaning into just crying, if
that's if that's the feelingthat comes up and the tears
come, and that you can do thatinstead of trying to do more
(20:38):
work, which you can't even domore work when you're
overwhelmed.
Like your brain's so not clear,it's impossible to really do
work.
So I love that.
I love just leaning into thefeeling.
And I've never cried that Ihaven't felt better after.
It's always like a catharticthing if you just let yourself
do it.
Madison Aldini (20:55):
Yes, I love
that.
Literally, like such anemotional release.
And one thing I'm starting tobe more intentional adding in is
like an afternoon walk.
Like if I'm feeling overwhelmedby work, just taking a lap
around my neighborhood, gettingsome steps in.
I feel like that alwaysregulates my nervous system and
kind of gets me out of the taskand into my body and just like
gives me a chance to breathe.
So walk just a good habit I'mtaking.
Michelle Gauthier (21:14):
Same, same.
Except that it's so hot.
I mean, you live in Scottsdale,so it's probably even hotter
there.
It's so hot that I'm like, canI get sweaty between now and my
next client?
Sometimes I've been walkinglaps in my basement sometimes,
which is hilarious.
I'm like walking around in ayou know 30-foot circle, but
whatever.
It still feels good just to getthe movement in there.
Oh my gosh.
(21:35):
Yeah, exactly.
And then the last question iswhat's something that you do
regularly to save yourself timeor effort?
Madison Aldini (21:43):
Yay.
Order things on Amazon.
Avoid shopping in person, goingto malls.
Like, I hate I hate going.
If I can just get it deliveredto me and save me time on that,
like I'm a big advocate of that.
There's a line though, likeyou've got to be careful that
it's not becoming like adetrimental tool that it's just
like screwing your budget.
But if it's, I think it's areally good resource.
(22:04):
So I like it.
Michelle Gauthier (22:05):
Yes, I do
too.
I feel like it can be your bestfriend when you're like, oh
shoot, I don't have time to goget that.
I'm just gonna order thatthing.
My problem is sometimes I treatit like my house is my dressing
room for all the stuff I'mgonna try on.
And I'm like, let me order 80things and then I have to go
return all of them, and then Iget on my own nerves with that.
But just for useful things, Itotally useful things.
Madison Aldini (22:26):
If you're like
in a state of overwhelm and
you're like the thought of goingto the store and figuring this
out, like it's not gonna go inany other way.
Michelle Gauthier (22:32):
Sounds
terrible.
Yes, exactly.
But the other day I was like,you know what I want?
I want one of those cordlesslight bulbs.
You know what I mean?
Where you can put it in thereand it has a remote and you can
cut the cord off your lamp soyou don't have to try to hide
it.
How am I even gonna go to thestore and buy that?
I've gotta go to Amazon.
Amazon has everything.
Everything they really do.
That's right.
It's like they're the sponsorfor this podcast, the way I'm
(22:54):
talking about it.
Okay.
Tell us if people are like, I'mpicking up what she's putting
down.
I love what she's saying.
Where can they follow you orfind you if they want to work
with you or just read what youput out there, listen to what
you put out there?
Madison Aldini (23:07):
Yeah,
absolutely.
So I mainly hang out onInstagram.
So @n ew money madison is thehandle on Instagram.
I have a podcast, Busy GettingBetter, which Michelle's gonna
be on soon as well.
So those are gonna be the twomain places.
I also have a newsletter if youwant me up in your email inbox.
You can go ahead and subscribethrough my profile on Instagram.
But Instagram and Instagram DMsare probably the best place to
(23:29):
reach me.
Michelle Gauthier (23:29):
Okay,
perfect.
Thank you so much.
Thank you.
Thank you for listening to theOverwhelmed Working Woman
podcast.
If you want to learn more aboutmy work, head over to my
website at michellegauthier.com.
See you next week.