June 26, 2024 • 28 mins
In this episode, we explore whether Generation Z is destined for a lower quality of life than previous generations. We discuss factors like income inequality, cultural shifts, and the rising cost of education. We also emphasize the importance of understanding, empathy, and generational respect while addressing evolving work dynamics and economic challenges.
Remember, your Perch isn’t just a place to sit; it’s a place to seek a higher perspective.
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:06):
Welcome again, fellow perchlings.
As you can see, our environmenthas changed as we've migrated
ourselves the great northernmigration back up to northern
Michigan and back in Casa Norte.
So great to see you all again.
How's it going today?
Speaker 2 (00:21):
It's going well.
I had a salad.
That's not making me happy.
Speaker 1 (00:25):
Oh well, an unhappy salad.
Speaker 2 (00:27):
But yes, tree is wearing a jersey.
And then why is Tree wearing ajersey?
Speaker 1 (00:32):
So tonight Panthers game six in Edmonton.
I hope that this podcast ageswell.
I hope we're not eating crow ina couple of days, but hopefully
the Panthers can wrap it uptonight and make history right.
Speaker 2 (00:45):
And so for all of you to like, treat a hockey fan no,
I'm not a hockey fan, I'm aPanthers fan.
There's a difference Not ahockey fan, but a person, plus
this jersey's cute.
Speaker 1 (00:55):
Panthers have never won the Stanley Cup.
For those people who aren'tinto hockey, so this would be
historic.
So let's hope that, as I said,this podcast ages well, if not,
we gave it the old college.
Speaker 2 (01:07):
Try we did.
Speaker 1 (01:07):
We did all we could.
So call out to Mark again.
Mark is with us again this yearhelping us with our podcasts up
here in northern Michigan.
So great to see him back again.
Speaker 2 (01:17):
Mark is behind the camera, of course, but Mark
gives us a lot of feedback.
Right, it's all VST now.
Right now, after a podcast.
Speaker 1 (01:24):
Mark is always like.
You should have talked aboutthat.
You should have talked aboutthis.
One of these days, we're goingto probably put him on this side
of the camera.
So who knows, we'll probably getto that point, but cloudy day
up here today.
It's been hot this week up innorthern Michigan and Canada, so
we're hoping for a little bitcooler weather next week.
So, anyway, great to have youall with us again today.
So our topic today is going tobe a little bit heavy, but it's
(01:48):
something that's really kind ofcaught, I think, most people's
eye, and especially as we'restarting to look at the
presidential elections and howpeople are starting to line up,
Don't say presidential election.
Speaker 2 (01:59):
We don't want people to turn off Well.
Speaker 1 (02:01):
I'm just saying you know the state of basically
what's going on in our country,dare say world, about just the
life that we live, and there'sall kinds of troubling news
about the fact that thisgeneration, maybe for the first
time, perhaps ever, theirquality of life may not be as
good as the previous generation,and that's unheard of in terms
(02:26):
of modern history.
And I want to talk a little bitabout what's causing that,
what's bringing that on.
There's been some interestingthings written.
I think that there's like mostof these, there's no clear-cut
answers to what's going on.
But there's certainly someconditions and we want to take
some time and have your feedback, obviously through notes and
comments, about what you thinkis really going on.
(02:47):
But there's some interestingdynamics and things going on
that are creating thisunfortunate imbalance in income,
imbalance in opportunity,imbalance in quality of life.
Quality of life I think some ofit is brought on by our, by
kind of our change in, perhaps,culture perhaps change in basic
(03:15):
values.
Speaker 2 (03:15):
But enough about that .
You have some thoughts to startwith, I do.
For me, this has been aconversation that's been, I
guess, in my head for a while,been, I guess, in my head for a
while, and it's one that it's afew conversations that I don't
approach lightly and so I'm allput off, like DEI.
That's a topic that's reallybig and it requires sometimes
(03:36):
more than just 45 minutes to anhour or whatever the time is.
But I do want to say, before weget into it, for me this came
about Well, disclosure told me,and I collectively have four
children and our four childrenthey're all in the same
(03:56):
generation, they're all inGeneration Z, and so it's a lot
for me here in the back andforth, finger pointing, blaming
from generation to generation.
You know, I hear my children,you know, talk about the boomers
all the time.
So what I really want toquickly do, because not everyone
understands how we definegenerations.
So did you have that?
Speaker 1 (04:16):
Actually, I have it in here too, but go for it.
Speaker 2 (04:18):
OK, good, so I'm just going to go back.
So, the first generation well,not the first generation, the
greatest generation, that wasthe generation that was born
between 1901 and 1927.
The silent generation was bornbetween 1928 and 1945.
Speaker 1 (04:33):
That's because they're all dead, of course
they're silent.
Speaker 2 (04:34):
They're not all dead.
What year did they?
Speaker 1 (04:35):
1945.
Oh, 1945.
I was going to say 1905.
I was going to say, of course,they're like in the grave.
Speaker 2 (04:42):
For those of you who are in the silent generation,
forgive them.
Speaker 1 (04:45):
Keep your mouth shut.
Speaker 2 (04:46):
You're not there, I hope you're watching.
And then there's the babyboomer generation born between
1946 and 1964.
Generation X, which is mygeneration, which I say is the
best, because that's just meGeneration born between 1965 and
1980.
And then the millennials born1981 to 1996.
(05:08):
And generation z, which arechildren, 1996 to 2012, and for
those of you who knew that,that's great for those of you.
So when we have thisconversation, you know where you
fit what's the latestgeneration like right now?
um, I had it down there too.
I shouldn't say they weren'tsignificant.
They are Ouch.
(05:28):
I looked at it and I was likebecause we're not talking about?
They're too young to be a partof this conversation.
Speaker 1 (05:34):
I know what it is and I looked at it and so I'm like
a cusp boomer, then right, I'mlike a yeah you, If I was like
horoscope.
Speaker 2 (05:46):
I'd be a cuss boomer.
Speaker 1 (05:46):
You're on a boomer X, you're an ex-boomer Got it Okay
, so right on the edge.
Okay, all right.
Speaker 2 (05:50):
So for me, part of that is you know, I don't like
finger pointing.
That's just me as a whole.
I don't like finger pointing.
I don't like the blame game andput your finger down.
Um, I said because I feel likefinger point pointing doesn't
(06:11):
equal, equate to resolve.
So the reality is, I think theone thing that we all can agree
on is that we have a lot of workto do in our society
collectively.
We have a lot of work to do inour society collectively.
Speaker 1 (06:29):
I had a conversation with Tasia and I'm going to call
her out on it because we justtalked about it.
Speaker 2 (06:32):
Tasia, my daughter, my youngest, my youngest
generation Z and we've had thisconversation.
I said I respect the fact thatyou guys, I believe firmly in
anything.
You can't change what you don'tacknowledge.
So you do have to acknowledgeour missteps and what we got it
wrong so we can fix it.
I get it.
But you know, when I hearyounger generation say you know
(06:56):
those boomers, you know theydestroy, you know the
environment, those boomers, theydestroyed this boomer, boomer,
boomer, and I was like but forthe grace of God, go.
I, first of all, we all haveour hand in this.
And before I get too deep andgo down my diet, trevor, I just
Are you okay with it?
(07:17):
Yeah, it's fine, it's fine.
Speaker 1 (07:18):
I mean, as you could probably guess, there are some
things that I'm going to try to.
Speaker 2 (07:26):
Put a different spin on.
So that's fine.
But I want to take this back toperch and for those of you who
are watching perch the firsttime and say what is this
podcast?
Perch is an acronym, Perch.
It says pause, evaluate,response to circumvent harm.
To circumvent harm.
(07:47):
This is a great perch topic.
This is a topic where I think,in order for us to even not that
we're going to resolve thisissue today, but we really are
going to have to pause andevaluate our responses to
circumvent harm.
Because what I said to her is Isaid some of the issues and
we're going to get into it,because I have a lot of my notes
come from Scott, Scott Galloway.
(08:09):
Um, and I'll tell you he'sScott Galloway, as a professor
at the university um, um of NewYork, but he has a book out and
a New York times bestseller isthe algebra of wealth, and he he
makes the claim how, um, we'recoming into the biggest transfer
of wealth in American history,with over 73 million baby
boomers retiring and all of thatSocial Security and all of
(08:31):
these things are going to go to,you know, some of the most
well-off generation ever before.
I have my own data on that, butthat's where I am to start.
Speaker 1 (08:44):
I got a lot I want to get into.
I just want to make sure weflow together yeah no, and
there's a lot of pieces and alot of ways to go at this one
and, as I try to typically do,there's some data that I wanted
to just put together out there,because one of the fallacies is
that Generation X, gen X don'tmake as much money as boomers
(09:06):
did.
Speaker 2 (09:06):
Gen X and the millennials and millennials yeah
, and that's actually not true.
Speaker 1 (09:12):
One of the other interesting fallacies is that
Gen X and millennials are muchmore educated, so they tend to
value education higher than thanprevious generation.
Now the question is whetherthat's because of the
availability of education or theneed for education.
But the younger generations docovet education.
(09:32):
Now that brings up a whole newchallenge about.
Look at the cost of education.
Cost of education is absolutelyskyrocketed through the years
of education has absolutelyskyrocketed through the years,
and Scott makes a pretty violentargument around the fact that a
lot of this is justself-gratification.
He brings up in one of hisvideos, which we'll put a link
to, I guess, on the website,about the fact that Harvard is
(09:55):
no longer an educationalinstitution.
It's basically a hedge fund,and they've made the case now
that during COVID and this is tome it's really offensive
Harvard took the high lineduring COVID and said we're high
and mighty and we're not goingto even have classes because
we're worried about theeducation and the health of our
(10:16):
students.
The reality is Harvard makesmore money from its endowments
than it does from itsenrollments.
Think about that for a second.
Let that sink in.
Harvard doesn't make moneyeducating your kids.
They make money on theendowments of the kids once they
get out of college and givemoney to the university.
And the university has tens ofmillions, if not billions, of
dollars Look it up in theirendowment.
(10:38):
And they're not alone.
I'm not going after Harvardalone, but it's no longer a case
where many of our higherinstitutions are in the business
of educating students.
Speaker 2 (10:49):
And this really came home to me.
Yeah, I really rattled aboutthat.
Speaker 1 (10:51):
Oh, it's a racket.
And now, if you look at a lotof the state colleges, they
stayed open, and some of thepeople in the press and some of
the higher educationalinstitutions criticize the state
universities.
But there's something funnyabout the state universities
they're actually educating.
They're not more concerned withendowments and just growing an
endowment fund.
So education as a whole needsto be overwritten and hopefully
(11:15):
at some point we'll do a perchon it, because I think, frankly,
education is becoming one ofthose things that everybody
should have a right to, and I'ma firm believer that some
version of higher education,whether that's a state
university or a communitycollege, should be free for any,
for any student who has thegrades.
Speaker 2 (11:34):
But I think that Scott Galloway made another
great point.
He says a lot of things I agreewith, but where I disagree, I
strongly disagree.
And that's fine with all thetitle to opinion.
But he said and this goes backto what you were saying in
reference to education he's like.
The problem is, he said, stoptelling children to find their
(11:57):
passion.
He goes says find your talentover passion.
He goes says find your talentover passion.
And it's a very valid point tomake, because if you find a
thing that you're talented at,the chances are you definitely
be more financially sound.
The chances are, if you're sotalented that then you get
rewarded and be a financial butit will give you a reward to.
(12:19):
It sometimes becomes yourpassion because I'm so good at
this.
I found a thing that I'm sogood at that there is a need for
and it was like, and if webased our education off that,
then the trades and otherindustries will be more
expansive.
Because I'm good at being aplumber, or I'm good at you know
electrical, whatever it is,electrical, whatever it is, it's
(12:41):
necessarily being talent toneed base as opposed to just you
know, this is my passion and itgives me, you know, fulfillment
.
I hate to to bring up a sournote, but bill cosby hopefully
no one- got triggered by thatname.
But bill cosby did a show and,and and it was so poignant to
this message where, you know,here he is a doctor and his wife
(13:03):
on the show as a lawyer.
And then when they, kids, startfinding themselves, you know
they, like his daughter, went toafrica and she said you know
what?
I was out there with thewildebeest and I want to go to
Africa with the lake.
How are you?
Speaker 1 (13:18):
OK, because I'm passionate about that.
Speaker 2 (13:20):
But what are you going to do?
And then she was trying tofigure out how to create a
business in the jungle.
It was ridiculous.
Speaker 1 (13:25):
But you know what.
You bring up an interestingpoint.
I mean when, again, as wetalked about, I'm a cusp boomer.
So I grew up with parents whoworked 12 hour days.
My father worked, my motherdidn't that was kind of the
makeup of the families in the70s and perhaps 80s, and so I
grew up watching my dad workthese long days and that was
(13:47):
part of my upbringing.
So, and I was always taught thatyou had a job and a job wasn't
supposed to be fun, it wassupposed to be a job that's why
it's a four letter word calledwork and that you had things you
enjoy playing with.
And you know, so I would playbaseball on the side and I would
do this on the side, and I'dbike ride on the side and I'd do
photography on the side.
But those weren't careers.
You had to have a job and youhad to make money.
(14:07):
And I'm not saying that's right, but that was the mantra back
then.
And I think what's happenedover time and I'm not passing
judgment but now people haveblurred those and they've said I
really like playing computergames, so I'm going to do that
for a job and you're like, holdon a second Can you really make
enough money.
Speaker 2 (14:27):
So you will say, yes, you can.
But that was a great lob to setme up to say this.
This is a very important momentand I'm hoping it's an aha for
both generations.
I think we fail to realize thatwe all sit on a different perch
.
And what a perch is for peoplewho don't understand me using
(14:48):
that a perch is my belief iseveryone on this planet sits on
a perch and, depending on whatyou've been exposed to, what
you've been able to see andexperience, the more you get to
travel and have experiences andmeet with different cultures,
your perch gets higher andhigher and higher, because the
(15:09):
way you see it becomes different.
Then you won't be so jaded whenyou make stands about poor when
you've never been poor in a dayin your life, or you make
stands about the rich whenyou've never lived that
experience as well.
So, using that same analogy,stay with me the youth sits on a
(15:29):
youthful perch and some of themhave bigger exposure.
But the older you get notalways, but a lot of times you
are exposed more.
You've lived a little longer.
You've had more experience.
You've dealt with life anddeath experiences.
Some of us are blessed totravel more.
So our perch and our view isdifferent.
Where we don't give each otherthe grace and I think this is
(15:52):
part of the issue with the greatdivide on the war on the young
and the war on the old is theyouth sometimes find it
difficult.
So let me let me back it up.
The older generation, mygeneration, your generation,
older generations, because wecame from that background where
(16:12):
we saw our parents work and work, and work, and that's the way
they show love.
I provide, I provide, work, Iprovide, and we don't shame them
because they did what they weretaught to do.
What our generation failed torealize is we pass, we double
talk, so we lie to our children.
(16:33):
So we told our children youknow, I want you to relax, I
don't want you to have to workas hard as I do, I don't want
you to have to suffer as much.
So we gave them those things.
But what we didn't realize whenwe gave them those things, what
the generation, what thatgeneration did is listen.
And so that generation saidwhat that generation did is
(16:58):
listen.
And so that generation said andI had to tell this to my
daughter today I said thatgeneration was the first
generation of millennials inGeneration Z to create what's
called work-life balance.
So they said okay, you're right,I saw how hard mom worked, I
saw how hard dad worked.
And they said you know thatwasn't balanced for them.
So I'm going to create balance.
And when they did that, ourgeneration complained about it
(17:20):
and said you're lazy, look atyou you don't want to work, you
just want to.
What's this work-life balance?
So, if we can look for editfrom that perch to say we all
have a hand to play in this,because the youth in turn didn't
give the generations beforethem the grace to say to see,
(17:41):
you can ask for work lifebalance and you can demand it
and you can have all thingsbecause we paid the price for
you to have that luxury.
Speaker 1 (17:48):
But is it, I mean, one of the things I read?
Really, I think that wasprofound.
Speaker 2 (17:51):
I think we should pause right there.
All right.
Speaker 1 (17:53):
Ok, now pause Great, All right so when we talk about
work-life balance, I mean, thatis a concept that really wasn't
really even used back when I wasstarting Foreign foreign.
And it was you work hard, youwork hard, you work hard.
Speaker 2 (18:08):
We've talked about it and work harder.
Speaker 1 (18:10):
Yeah, in other podcasts you know you stayed at
the same job for 5, 10, 15 years, otherwise you're considered a
job hopper.
I mean, and today we've got youknow these terms like quiet
quitting, we've got people withside gigs, we've got all of
these things going on that areso antithetical.
Speaker 2 (18:27):
I heard today something a new term it's like
vacation, sitting Like vacation,work, vacation work something,
something where you likevacation and work in the same
time like you're not reallyworking you, your job, is now
your vacation and part of it isa personal thing.
Speaker 1 (18:45):
I've worked for 40 years of my life and I'm getting
to.
You know, I'm on the back ninehere and I'm looking to start
slowing down.
And I look at people that areyounger than me, who are working
even slower than I am.
I'm like, wait a minute, youdidn't put in your dues.
And I mean, and that's mymistake, that's my fault, I have
to live with that and that'ssomething I have to get past.
But to me there's such a changein terms of what we expect out
(19:09):
of life and I think, quitecandidly, it's probably for the
better.
You know, fewer people havingheart attacks at younger age.
People worry about their healthmore.
There is a greaterconcentration on quality of life
.
But one thing that came to meand I thought about this because
I was reading an article abouta teacher he's an English
teacher in Japan and somebodyasked and said hey, would you
(19:33):
recommend this as a careervocation?
I really I'd love to go toJapan, I'd love to teach English
.
And his comments were sopoignant, it took me back to my
childhood days and the personsaid sure, you can come on over,
but don't expect to make aliving wage teaching English in
Japan, as if that was anassumption.
So here's an educated personwho's got at least four years of
college, perhaps eight andsaying, oh, but you're not going
(19:54):
to make a living wage teachingthis.
And I thought to myself wecomplain here that somebody
working at Burger King can'tmake a living wage.
But here's a person who's gotat least eight years of college
education saying, oh, you can'texpect to make a living wage
teaching English in Japan.
He talked about the fact thatthe average person works 14-hour
days in Japan.
The manager you know it's anopen office, so everybody sees
(20:17):
everybody.
You know there's a high levelof stress and people have
stress-related illnesses.
And it just threw me back tothe days of when my dad was
growing up.
And so I think part of thechallenge is we've become I'll
use the term, and it's a badterm we've become a little soft
(20:39):
about what our expectations arein terms of a quality of life
here.
Speaker 2 (20:40):
But yet these other countries that turn around say,
well, you can't expect to liveon that wage, but that was
interesting.
Speaker 1 (20:44):
Well, why do you say we become a little soft?
Because there's an expectationthat every job in our economy
you should be able to live onand yet here's a case in Japan
where a educated person, ateacher, can't live on that wage
.
Speaker 2 (20:57):
So let's have real conversation though, because at
one point that Scott Gallowayand I don't want to keep making
this about him, but a lot of thereference for today came from
him he made.
That I definitely agree withfor those people who have an
issue with minimum wage becauseyou didn't say that that
directly, but that's where I'mgoing For those people who have
an issue with minimum wagegetting $15, $20 or whatever it
(21:22):
is.
The actual fact is, have we notbeen so Okay?
I got to put this more loving.
It was coming out another way.
The fact is, have we adjustedthe minimum wage according to,
like we did, everything else incorporate America and across
(21:45):
America, how we adjusted to theliving wages at the time and not
feel the need to say see thisas a class that wasn't entitled
to any adjustment?
Had it changed with the actualinflation rate, we would have
been there anyway and everythingelse did but minimum wage.
So what does that say?
So we decided as a nationbecause we're all in this
(22:09):
together, whether we like it ornot when we vote and we get what
we get, but we're one nation.
So when we decided to haveminimum wage not adjust with
current inflation, we had a hugecatch up to do.
Speaker 1 (22:24):
We have never adjusted with no, it hasn't.
Speaker 2 (22:27):
And they have the numbers and I think I had it
here somewhere and I'll pull itup in my notes.
But we were stagnant for almosta decade where it was so far
behind the trend line.
So, even though you know, nowwe're looking at places like you
bring up California and otherplaces in the past and previous
podcast people are freaking outbecause now they say, well, we
(22:49):
can't afford to pay $15 for aburger.
Well, we can't afford to payfor all of this.
We can, we just have notadjusted.
Speaker 1 (22:59):
It's a wake up call, isn't it?
Speaker 2 (23:00):
Yes, yes, so I just wanted to call that out.
Speaker 1 (23:03):
And unfortunately it tends to negatively affect
certain industries.
One that we're obviously veryclose to, I mean the restaurant
industry in general, is being, Ithink, very much targeted by
this, because if you look at anindustry that has a lot of
minimum wage employees, it wouldbe the restaurant industry.
So I think this is kind of theperfect storm for the restaurant
(23:23):
industry.
You know, coming out of COVID,you know we had all of these
supply chain issues.
Again, we're not talking aboutthe restaurant industry in
general, but they seem to bevery adversely affected by this.
Speaker 2 (23:32):
But one of the things that- but even that though, and
I get it, and full disclosure,I'm a former restaurant owner,
and get it.
And, and full disclosure, I'm aformer restaurant owner, and so
I, if anybody has an affinityfor restaurant owners, I do in
the work that they do, Idefinitely do.
However, these corporations andand he makes the point too um,
and the algebra of of wealth,these corporations.
(23:56):
We have to be able to speaktruth to power, because it's
easy to pick on a little guy.
That's what we do.
That's how we got in a statewith minimum wage, because
you're talking about poor people, so it's easy to to punish poor
people, because most of thetime, those are the voices that
are less heard.
We won't take on corporations.
And when he goes on to say someof the biggest corporation paid
(24:18):
no taxes and some that did paytaxes one or two percent, the
biggest corporation paid notaxes and some that did pay
taxes one or two percent, that'sshameful.
But where do we get a societywhere we celebrate you know,
where we celebrate capitalism bymaking capital like?
We literally turn around andsay when we have allowed
corporations?
We are seeing it all acrossamerica.
(24:38):
Corporations are cutting staffleft and right, and not that
they haven't turned a profit,but they do it because that's
what turns the needle when itcomes down to Wall Street,
because Wall Street wants toshow that you made an adjustment
so you didn't make the moneythat you wanted to make.
So you cut people, whichadversely affects the economy,
(25:00):
because these people keep theeconomy going, just so you make
a profit, and so all of this isconnected.
Speaker 1 (25:08):
But so we can't talk about, you know, the young
people and money, and we had somuch we barely know, in terms of
, as it relates to Wall Street,that one of the articles I read
said that more millennials andGen Xs are involved with wealth
in terms of stock market thanthey are in terms of holdings
(25:28):
like housing.
And I know in the next sectionhere, the next half of this
podcast, we're going to talk alittle bit about just not only
why houses are no longeraffordable.
Speaker 2 (25:38):
Oh my God that's what I have.
Exactly I promise you, that'swhat I have, exactly.
Speaker 1 (25:41):
I promise you, that's what.
I have, I mean it's just the gapand the divide between income
has moved up.
I mean, there's clearindication that income has moved
up through the years, but thegap, the ratio of affordability,
the affordability index, hasreached the point where things
like homeownership,unfortunately right now in many
cases are unattainable for theyoung people.
(26:03):
So in the next section we wantto talk about some of that.
The fact that while income hasincreased, there have been some
extenuating circumstances.
Almost the perfect storm hasoccurred over the last 10 years.
Speaker 2 (26:15):
What I'll tell you.
You guys definitely want totune in to see this.
These numbers are staggeringand it's shocking.
Speaker 1 (26:22):
And.
Speaker 2 (26:22):
I don't know what you have and what information you
have.
I know what I have, but I'msorry time went so fast.
We didn't get much.
I feel like we just startedtalking.
Speaker 1 (26:33):
Well, there you go.
So on the next piece, we'lltalk a little bit about the
affordability index.
We'll give you our thoughts interms of maybe some ways to
solve this.
It's not an easy problem andit's not going to happen
overnight.
It didn't happen overnight.
It's not going to be resolvedovernight, but hopefully, with
people kind of stop pointingfingers and trying to place
blame, maybe we can come up withsome solutions that in the long
(26:56):
term, will work.
And unfortunately, some of it'spolitical, so we've got to get
our politicians talking togetheras well.
So, anyway, we'll reach you onthe other side.
Speaker 2 (27:05):
But before we go, this is what I will ask for us
all to perch on in this moment,because we packed a lot in in a
short period of time and want tosay you know, it doesn't matter
which generation we're in, itdoesn't matter where we came and
we're here, the the fact is,we're all here, we're all on
(27:25):
this planet, um, and it's anelephant?
no I'm serious yeah, seriously,I mean because I do.
I mean I don't like it, I don'tlike it.
I mean I love the youth and Iwas raised to respect my elders,
so I love everyone, I loveevery generation and we all have
(27:46):
something to give and we allhave something to add.
So we just need to come withopen ears and open hearts,
respect each other's struggle,respect each other's perch, try
to understand it.
You know and you know and seeeach other from the perch that
we sit on until we meet again.
Take care.
Welcome again, fellow perchlings.
As you can see, our environmenthas changed as we've migrated
ourselves the great northernmigration back up to northern
Michigan and back in Casa Norte.
So great to see you all again.
How's it going today?
Speaker 2 (00:21):
It's going well.
I had a salad.
That's not making me happy.
Speaker 1 (00:25):
Oh well, an unhappy salad.
Speaker 2 (00:27):
But yes, tree is wearing a jersey.
And then why is Tree wearing ajersey?
Speaker 1 (00:32):
So tonight Panthers game six in Edmonton.
I hope that this podcast ageswell.
I hope we're not eating crow ina couple of days, but hopefully
the Panthers can wrap it uptonight and make history right.
Speaker 2 (00:45):
And so for all of you to like, treat a hockey fan no,
I'm not a hockey fan, I'm aPanthers fan.
There's a difference Not ahockey fan, but a person, plus
this jersey's cute.
Speaker 1 (00:55):
Panthers have never won the Stanley Cup.
For those people who aren'tinto hockey, so this would be
historic.
So let's hope that, as I said,this podcast ages well, if not,
we gave it the old college.
Speaker 2 (01:07):
Try we did.
Speaker 1 (01:07):
We did all we could.
So call out to Mark again.
Mark is with us again this yearhelping us with our podcasts up
here in northern Michigan.
So great to see him back again.
Speaker 2 (01:17):
Mark is behind the camera, of course, but Mark
gives us a lot of feedback.
Right, it's all VST now.
Right now, after a podcast.
Speaker 1 (01:24):
Mark is always like.
You should have talked aboutthat.
You should have talked aboutthis.
One of these days, we're goingto probably put him on this side
of the camera.
So who knows, we'll probably getto that point, but cloudy day
up here today.
It's been hot this week up innorthern Michigan and Canada, so
we're hoping for a little bitcooler weather next week.
So, anyway, great to have youall with us again today.
So our topic today is going tobe a little bit heavy, but it's
(01:48):
something that's really kind ofcaught, I think, most people's
eye, and especially as we'restarting to look at the
presidential elections and howpeople are starting to line up,
Don't say presidential election.
Speaker 2 (01:59):
We don't want people to turn off Well.
Speaker 1 (02:01):
I'm just saying you know the state of basically
what's going on in our country,dare say world, about just the
life that we live, and there'sall kinds of troubling news
about the fact that thisgeneration, maybe for the first
time, perhaps ever, theirquality of life may not be as
good as the previous generation,and that's unheard of in terms
(02:26):
of modern history.
And I want to talk a little bitabout what's causing that,
what's bringing that on.
There's been some interestingthings written.
I think that there's like mostof these, there's no clear-cut
answers to what's going on.
But there's certainly someconditions and we want to take
some time and have your feedback, obviously through notes and
comments, about what you thinkis really going on.
(02:47):
But there's some interestingdynamics and things going on
that are creating thisunfortunate imbalance in income,
imbalance in opportunity,imbalance in quality of life.
Quality of life I think some ofit is brought on by our, by
kind of our change in, perhaps,culture perhaps change in basic
(03:15):
values.
Speaker 2 (03:15):
But enough about that .
You have some thoughts to startwith, I do.
For me, this has been aconversation that's been, I
guess, in my head for a while,been, I guess, in my head for a
while, and it's one that it's afew conversations that I don't
approach lightly and so I'm allput off, like DEI.
That's a topic that's reallybig and it requires sometimes
(03:36):
more than just 45 minutes to anhour or whatever the time is.
But I do want to say, before weget into it, for me this came
about Well, disclosure told me,and I collectively have four
children and our four childrenthey're all in the same
(03:56):
generation, they're all inGeneration Z, and so it's a lot
for me here in the back andforth, finger pointing, blaming
from generation to generation.
You know, I hear my children,you know, talk about the boomers
all the time.
So what I really want toquickly do, because not everyone
understands how we definegenerations.
So did you have that?
Speaker 1 (04:16):
Actually, I have it in here too, but go for it.
Speaker 2 (04:18):
OK, good, so I'm just going to go back.
So, the first generation well,not the first generation, the
greatest generation, that wasthe generation that was born
between 1901 and 1927.
The silent generation was bornbetween 1928 and 1945.
Speaker 1 (04:33):
That's because they're all dead, of course
they're silent.
Speaker 2 (04:34):
They're not all dead.
What year did they?
Speaker 1 (04:35):
1945.
Oh, 1945.
I was going to say 1905.
I was going to say, of course,they're like in the grave.
Speaker 2 (04:42):
For those of you who are in the silent generation,
forgive them.
Speaker 1 (04:45):
Keep your mouth shut.
Speaker 2 (04:46):
You're not there, I hope you're watching.
And then there's the babyboomer generation born between
1946 and 1964.
Generation X, which is mygeneration, which I say is the
best, because that's just meGeneration born between 1965 and
1980.
And then the millennials born1981 to 1996.
(05:08):
And generation z, which arechildren, 1996 to 2012, and for
those of you who knew that,that's great for those of you.
So when we have thisconversation, you know where you
fit what's the latestgeneration like right now?
um, I had it down there too.
I shouldn't say they weren'tsignificant.
They are Ouch.
(05:28):
I looked at it and I was likebecause we're not talking about?
They're too young to be a partof this conversation.
Speaker 1 (05:34):
I know what it is and I looked at it and so I'm like
a cusp boomer, then right, I'mlike a yeah you, If I was like
horoscope.
Speaker 2 (05:46):
I'd be a cuss boomer.
Speaker 1 (05:46):
You're on a boomer X, you're an ex-boomer Got it Okay
, so right on the edge.
Okay, all right.
Speaker 2 (05:50):
So for me, part of that is you know, I don't like
finger pointing.
That's just me as a whole.
I don't like finger pointing.
I don't like the blame game andput your finger down.
Um, I said because I feel likefinger point pointing doesn't
(06:11):
equal, equate to resolve.
So the reality is, I think theone thing that we all can agree
on is that we have a lot of workto do in our society
collectively.
We have a lot of work to do inour society collectively.
Speaker 1 (06:29):
I had a conversation with Tasia and I'm going to call
her out on it because we justtalked about it.
Speaker 2 (06:32):
Tasia, my daughter, my youngest, my youngest
generation Z and we've had thisconversation.
I said I respect the fact thatyou guys, I believe firmly in
anything.
You can't change what you don'tacknowledge.
So you do have to acknowledgeour missteps and what we got it
wrong so we can fix it.
I get it.
But you know, when I hearyounger generation say you know
(06:56):
those boomers, you know theydestroy, you know the
environment, those boomers, theydestroyed this boomer, boomer,
boomer, and I was like but forthe grace of God, go.
I, first of all, we all haveour hand in this.
And before I get too deep andgo down my diet, trevor, I just
Are you okay with it?
(07:17):
Yeah, it's fine, it's fine.
Speaker 1 (07:18):
I mean, as you could probably guess, there are some
things that I'm going to try to.
Speaker 2 (07:26):
Put a different spin on.
So that's fine.
But I want to take this back toperch and for those of you who
are watching perch the firsttime and say what is this
podcast?
Perch is an acronym, Perch.
It says pause, evaluate,response to circumvent harm.
To circumvent harm.
(07:47):
This is a great perch topic.
This is a topic where I think,in order for us to even not that
we're going to resolve thisissue today, but we really are
going to have to pause andevaluate our responses to
circumvent harm.
Because what I said to her is Isaid some of the issues and
we're going to get into it,because I have a lot of my notes
come from Scott, Scott Galloway.
(08:09):
Um, and I'll tell you he'sScott Galloway, as a professor
at the university um, um of NewYork, but he has a book out and
a New York times bestseller isthe algebra of wealth, and he he
makes the claim how, um, we'recoming into the biggest transfer
of wealth in American history,with over 73 million baby
boomers retiring and all of thatSocial Security and all of
(08:31):
these things are going to go to,you know, some of the most
well-off generation ever before.
I have my own data on that, butthat's where I am to start.
Speaker 1 (08:44):
I got a lot I want to get into.
I just want to make sure weflow together yeah no, and
there's a lot of pieces and alot of ways to go at this one
and, as I try to typically do,there's some data that I wanted
to just put together out there,because one of the fallacies is
that Generation X, gen X don'tmake as much money as boomers
(09:06):
did.
Speaker 2 (09:06):
Gen X and the millennials and millennials yeah
, and that's actually not true.
Speaker 1 (09:12):
One of the other interesting fallacies is that
Gen X and millennials are muchmore educated, so they tend to
value education higher than thanprevious generation.
Now the question is whetherthat's because of the
availability of education or theneed for education.
But the younger generations docovet education.
(09:32):
Now that brings up a whole newchallenge about.
Look at the cost of education.
Cost of education is absolutelyskyrocketed through the years
of education has absolutelyskyrocketed through the years,
and Scott makes a pretty violentargument around the fact that a
lot of this is justself-gratification.
He brings up in one of hisvideos, which we'll put a link
to, I guess, on the website,about the fact that Harvard is
(09:55):
no longer an educationalinstitution.
It's basically a hedge fund,and they've made the case now
that during COVID and this is tome it's really offensive
Harvard took the high lineduring COVID and said we're high
and mighty and we're not goingto even have classes because
we're worried about theeducation and the health of our
(10:16):
students.
The reality is Harvard makesmore money from its endowments
than it does from itsenrollments.
Think about that for a second.
Let that sink in.
Harvard doesn't make moneyeducating your kids.
They make money on theendowments of the kids once they
get out of college and givemoney to the university.
And the university has tens ofmillions, if not billions, of
dollars Look it up in theirendowment.
(10:38):
And they're not alone.
I'm not going after Harvardalone, but it's no longer a case
where many of our higherinstitutions are in the business
of educating students.
Speaker 2 (10:49):
And this really came home to me.
Yeah, I really rattled aboutthat.
Speaker 1 (10:51):
Oh, it's a racket.
And now, if you look at a lotof the state colleges, they
stayed open, and some of thepeople in the press and some of
the higher educationalinstitutions criticize the state
universities.
But there's something funnyabout the state universities
they're actually educating.
They're not more concerned withendowments and just growing an
endowment fund.
So education as a whole needsto be overwritten and hopefully
(11:15):
at some point we'll do a perchon it, because I think, frankly,
education is becoming one ofthose things that everybody
should have a right to, and I'ma firm believer that some
version of higher education,whether that's a state
university or a communitycollege, should be free for any,
for any student who has thegrades.
Speaker 2 (11:34):
But I think that Scott Galloway made another
great point.
He says a lot of things I agreewith, but where I disagree, I
strongly disagree.
And that's fine with all thetitle to opinion.
But he said and this goes backto what you were saying in
reference to education he's like.
The problem is, he said, stoptelling children to find their
(11:57):
passion.
He goes says find your talentover passion.
He goes says find your talentover passion.
And it's a very valid point tomake, because if you find a
thing that you're talented at,the chances are you definitely
be more financially sound.
The chances are, if you're sotalented that then you get
rewarded and be a financial butit will give you a reward to.
(12:19):
It sometimes becomes yourpassion because I'm so good at
this.
I found a thing that I'm sogood at that there is a need for
and it was like, and if webased our education off that,
then the trades and otherindustries will be more
expansive.
Because I'm good at being aplumber, or I'm good at you know
electrical, whatever it is,electrical, whatever it is, it's
(12:41):
necessarily being talent toneed base as opposed to just you
know, this is my passion and itgives me, you know, fulfillment
.
I hate to to bring up a sournote, but bill cosby hopefully
no one- got triggered by thatname.
But bill cosby did a show and,and and it was so poignant to
this message where, you know,here he is a doctor and his wife
(13:03):
on the show as a lawyer.
And then when they, kids, startfinding themselves, you know
they, like his daughter, went toafrica and she said you know
what?
I was out there with thewildebeest and I want to go to
Africa with the lake.
How are you?
Speaker 1 (13:18):
OK, because I'm passionate about that.
Speaker 2 (13:20):
But what are you going to do?
And then she was trying tofigure out how to create a
business in the jungle.
It was ridiculous.
Speaker 1 (13:25):
But you know what.
You bring up an interestingpoint.
I mean when, again, as wetalked about, I'm a cusp boomer.
So I grew up with parents whoworked 12 hour days.
My father worked, my motherdidn't that was kind of the
makeup of the families in the70s and perhaps 80s, and so I
grew up watching my dad workthese long days and that was
(13:47):
part of my upbringing.
So, and I was always taught thatyou had a job and a job wasn't
supposed to be fun, it wassupposed to be a job that's why
it's a four letter word calledwork and that you had things you
enjoy playing with.
And you know, so I would playbaseball on the side and I would
do this on the side, and I'dbike ride on the side and I'd do
photography on the side.
But those weren't careers.
You had to have a job and youhad to make money.
(14:07):
And I'm not saying that's right, but that was the mantra back
then.
And I think what's happenedover time and I'm not passing
judgment but now people haveblurred those and they've said I
really like playing computergames, so I'm going to do that
for a job and you're like, holdon a second Can you really make
enough money.
Speaker 2 (14:27):
So you will say, yes, you can.
But that was a great lob to setme up to say this.
This is a very important momentand I'm hoping it's an aha for
both generations.
I think we fail to realize thatwe all sit on a different perch
.
And what a perch is for peoplewho don't understand me using
(14:48):
that a perch is my belief iseveryone on this planet sits on
a perch and, depending on whatyou've been exposed to, what
you've been able to see andexperience, the more you get to
travel and have experiences andmeet with different cultures,
your perch gets higher andhigher and higher, because the
(15:09):
way you see it becomes different.
Then you won't be so jaded whenyou make stands about poor when
you've never been poor in a dayin your life, or you make
stands about the rich whenyou've never lived that
experience as well.
So, using that same analogy,stay with me the youth sits on a
(15:29):
youthful perch and some of themhave bigger exposure.
But the older you get notalways, but a lot of times you
are exposed more.
You've lived a little longer.
You've had more experience.
You've dealt with life anddeath experiences.
Some of us are blessed totravel more.
So our perch and our view isdifferent.
Where we don't give each otherthe grace and I think this is
(15:52):
part of the issue with the greatdivide on the war on the young
and the war on the old is theyouth sometimes find it
difficult.
So let me let me back it up.
The older generation, mygeneration, your generation,
older generations, because wecame from that background where
(16:12):
we saw our parents work and work, and work, and that's the way
they show love.
I provide, I provide, work, Iprovide, and we don't shame them
because they did what they weretaught to do.
What our generation failed torealize is we pass, we double
talk, so we lie to our children.
(16:33):
So we told our children youknow, I want you to relax, I
don't want you to have to workas hard as I do, I don't want
you to have to suffer as much.
So we gave them those things.
But what we didn't realize whenwe gave them those things, what
the generation, what thatgeneration did is listen.
And so that generation saidwhat that generation did is
(16:58):
listen.
And so that generation said andI had to tell this to my
daughter today I said thatgeneration was the first
generation of millennials inGeneration Z to create what's
called work-life balance.
So they said okay, you're right,I saw how hard mom worked, I
saw how hard dad worked.
And they said you know thatwasn't balanced for them.
So I'm going to create balance.
And when they did that, ourgeneration complained about it
(17:20):
and said you're lazy, look atyou you don't want to work, you
just want to.
What's this work-life balance?
So, if we can look for editfrom that perch to say we all
have a hand to play in this,because the youth in turn didn't
give the generations beforethem the grace to say to see,
(17:41):
you can ask for work lifebalance and you can demand it
and you can have all thingsbecause we paid the price for
you to have that luxury.
Speaker 1 (17:48):
But is it, I mean, one of the things I read?
Really, I think that wasprofound.
Speaker 2 (17:51):
I think we should pause right there.
All right.
Speaker 1 (17:53):
Ok, now pause Great, All right so when we talk about
work-life balance, I mean, thatis a concept that really wasn't
really even used back when I wasstarting Foreign foreign.
And it was you work hard, youwork hard, you work hard.
Speaker 2 (18:08):
We've talked about it and work harder.
Speaker 1 (18:10):
Yeah, in other podcasts you know you stayed at
the same job for 5, 10, 15 years, otherwise you're considered a
job hopper.
I mean, and today we've got youknow these terms like quiet
quitting, we've got people withside gigs, we've got all of
these things going on that areso antithetical.
Speaker 2 (18:27):
I heard today something a new term it's like
vacation, sitting Like vacation,work, vacation work something,
something where you likevacation and work in the same
time like you're not reallyworking you, your job, is now
your vacation and part of it isa personal thing.
Speaker 1 (18:45):
I've worked for 40 years of my life and I'm getting
to.
You know, I'm on the back ninehere and I'm looking to start
slowing down.
And I look at people that areyounger than me, who are working
even slower than I am.
I'm like, wait a minute, youdidn't put in your dues.
And I mean, and that's mymistake, that's my fault, I have
to live with that and that'ssomething I have to get past.
But to me there's such a changein terms of what we expect out
(19:09):
of life and I think, quitecandidly, it's probably for the
better.
You know, fewer people havingheart attacks at younger age.
People worry about their healthmore.
There is a greaterconcentration on quality of life
.
But one thing that came to meand I thought about this because
I was reading an article abouta teacher he's an English
teacher in Japan and somebodyasked and said hey, would you
(19:33):
recommend this as a careervocation?
I really I'd love to go toJapan, I'd love to teach English
.
And his comments were sopoignant, it took me back to my
childhood days and the personsaid sure, you can come on over,
but don't expect to make aliving wage teaching English in
Japan, as if that was anassumption.
So here's an educated personwho's got at least four years of
college, perhaps eight andsaying, oh, but you're not going
(19:54):
to make a living wage teachingthis.
And I thought to myself wecomplain here that somebody
working at Burger King can'tmake a living wage.
But here's a person who's gotat least eight years of college
education saying, oh, you can'texpect to make a living wage
teaching English in Japan.
He talked about the fact thatthe average person works 14-hour
days in Japan.
The manager you know it's anopen office, so everybody sees
(20:17):
everybody.
You know there's a high levelof stress and people have
stress-related illnesses.
And it just threw me back tothe days of when my dad was
growing up.
And so I think part of thechallenge is we've become I'll
use the term, and it's a badterm we've become a little soft
(20:39):
about what our expectations arein terms of a quality of life
here.
Speaker 2 (20:40):
But yet these other countries that turn around say,
well, you can't expect to liveon that wage, but that was
interesting.
Speaker 1 (20:44):
Well, why do you say we become a little soft?
Because there's an expectationthat every job in our economy
you should be able to live onand yet here's a case in Japan
where a educated person, ateacher, can't live on that wage
.
Speaker 2 (20:57):
So let's have real conversation though, because at
one point that Scott Gallowayand I don't want to keep making
this about him, but a lot of thereference for today came from
him he made.
That I definitely agree withfor those people who have an
issue with minimum wage becauseyou didn't say that that
directly, but that's where I'mgoing For those people who have
an issue with minimum wagegetting $15, $20 or whatever it
(21:22):
is.
The actual fact is, have we notbeen so Okay?
I got to put this more loving.
It was coming out another way.
The fact is, have we adjustedthe minimum wage according to,
like we did, everything else incorporate America and across
(21:45):
America, how we adjusted to theliving wages at the time and not
feel the need to say see thisas a class that wasn't entitled
to any adjustment?
Had it changed with the actualinflation rate, we would have
been there anyway and everythingelse did but minimum wage.
So what does that say?
So we decided as a nationbecause we're all in this
(22:09):
together, whether we like it ornot when we vote and we get what
we get, but we're one nation.
So when we decided to haveminimum wage not adjust with
current inflation, we had a hugecatch up to do.
Speaker 1 (22:24):
We have never adjusted with no, it hasn't.
Speaker 2 (22:27):
And they have the numbers and I think I had it
here somewhere and I'll pull itup in my notes.
But we were stagnant for almosta decade where it was so far
behind the trend line.
So, even though you know, nowwe're looking at places like you
bring up California and otherplaces in the past and previous
podcast people are freaking outbecause now they say, well, we
(22:49):
can't afford to pay $15 for aburger.
Well, we can't afford to payfor all of this.
We can, we just have notadjusted.
Speaker 1 (22:59):
It's a wake up call, isn't it?
Speaker 2 (23:00):
Yes, yes, so I just wanted to call that out.
Speaker 1 (23:03):
And unfortunately it tends to negatively affect
certain industries.
One that we're obviously veryclose to, I mean the restaurant
industry in general, is being, Ithink, very much targeted by
this, because if you look at anindustry that has a lot of
minimum wage employees, it wouldbe the restaurant industry.
So I think this is kind of theperfect storm for the restaurant
(23:23):
industry.
You know, coming out of COVID,you know we had all of these
supply chain issues.
Again, we're not talking aboutthe restaurant industry in
general, but they seem to bevery adversely affected by this.
Speaker 2 (23:32):
But one of the things that- but even that though, and
I get it, and full disclosure,I'm a former restaurant owner,
and get it.
And, and full disclosure, I'm aformer restaurant owner, and so
I, if anybody has an affinityfor restaurant owners, I do in
the work that they do, Idefinitely do.
However, these corporations andand he makes the point too um,
and the algebra of of wealth,these corporations.
(23:56):
We have to be able to speaktruth to power, because it's
easy to pick on a little guy.
That's what we do.
That's how we got in a statewith minimum wage, because
you're talking about poor people, so it's easy to to punish poor
people, because most of thetime, those are the voices that
are less heard.
We won't take on corporations.
And when he goes on to say someof the biggest corporation paid
(24:18):
no taxes and some that did paytaxes one or two percent, the
biggest corporation paid notaxes and some that did pay
taxes one or two percent, that'sshameful.
But where do we get a societywhere we celebrate you know,
where we celebrate capitalism bymaking capital like?
We literally turn around andsay when we have allowed
corporations?
We are seeing it all acrossamerica.
(24:38):
Corporations are cutting staffleft and right, and not that
they haven't turned a profit,but they do it because that's
what turns the needle when itcomes down to Wall Street,
because Wall Street wants toshow that you made an adjustment
so you didn't make the moneythat you wanted to make.
So you cut people, whichadversely affects the economy,
(25:00):
because these people keep theeconomy going, just so you make
a profit, and so all of this isconnected.
Speaker 1 (25:08):
But so we can't talk about, you know, the young
people and money, and we had somuch we barely know, in terms of
, as it relates to Wall Street,that one of the articles I read
said that more millennials andGen Xs are involved with wealth
in terms of stock market thanthey are in terms of holdings
(25:28):
like housing.
And I know in the next sectionhere, the next half of this
podcast, we're going to talk alittle bit about just not only
why houses are no longeraffordable.
Speaker 2 (25:38):
Oh my God that's what I have.
Exactly I promise you, that'swhat I have, exactly.
Speaker 1 (25:41):
I promise you, that's what.
I have, I mean it's just the gapand the divide between income
has moved up.
I mean, there's clearindication that income has moved
up through the years, but thegap, the ratio of affordability,
the affordability index, hasreached the point where things
like homeownership,unfortunately right now in many
cases are unattainable for theyoung people.
(26:03):
So in the next section we wantto talk about some of that.
The fact that while income hasincreased, there have been some
extenuating circumstances.
Almost the perfect storm hasoccurred over the last 10 years.
Speaker 2 (26:15):
What I'll tell you.
You guys definitely want totune in to see this.
These numbers are staggeringand it's shocking.
Speaker 1 (26:22):
And.
Speaker 2 (26:22):
I don't know what you have and what information you
have.
I know what I have, but I'msorry time went so fast.
We didn't get much.
I feel like we just startedtalking.
Speaker 1 (26:33):
Well, there you go.
So on the next piece, we'lltalk a little bit about the
affordability index.
We'll give you our thoughts interms of maybe some ways to
solve this.
It's not an easy problem andit's not going to happen
overnight.
It didn't happen overnight.
It's not going to be resolvedovernight, but hopefully, with
people kind of stop pointingfingers and trying to place
blame, maybe we can come up withsome solutions that in the long
(26:56):
term, will work.
And unfortunately, some of it'spolitical, so we've got to get
our politicians talking togetheras well.
So, anyway, we'll reach you onthe other side.
Speaker 2 (27:05):
But before we go, this is what I will ask for us
all to perch on in this moment,because we packed a lot in in a
short period of time and want tosay you know, it doesn't matter
which generation we're in, itdoesn't matter where we came and
we're here, the the fact is,we're all here, we're all on
(27:25):
this planet, um, and it's anelephant?
no I'm serious yeah, seriously,I mean because I do.
I mean I don't like it, I don'tlike it.
I mean I love the youth and Iwas raised to respect my elders,
so I love everyone, I loveevery generation and we all have
(27:46):
something to give and we allhave something to add.
So we just need to come withopen ears and open hearts,
respect each other's struggle,respect each other's perch, try
to understand it.
You know and you know and seeeach other from the perch that
we sit on until we meet again.
Take care.
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