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September 26, 2025 37 mins

In episode 56 of the Friday at Four Podcast, hosts Charles Luttrell and Steve Kent break down why having an emergency fund is one of the most important steps in personal finance and financial planning.

From unexpected car repairs to medical bills or sudden job changes, an emergency fund provides financial security, peace of mind, and the ability to handle life’s surprises without going into debt.

Charles and Steve share practical money management tips, how much you should save, and simple strategies to build your financial resilience.

Whether you’re focused on budgeting, saving money, or looking for business finance advice, this episode will help you take control of your financial future.

Tune in to the Friday at Four Podcast for real conversations about money, mindset, and making smart financial decisions.


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