Episode 36: Shattering Perceptions; A Deep Dive into Gender Roles and Financial Misconceptions

Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
I go out of my way to hire women, right, and I think
women are just smarter, moreorganized.
I'm not saying that to clean itup.
I really think women are justgenerally smarter.
If they're Chinese, even moreright, I mean, I want to throw a
little bit of oh Ha, oh, thatwas, that was a joke, but
technically, but technically,they got higher test scores.
I mean, whatever it is,whatever it is.
So I want to start off with alittle, with a little what they

(00:36):
call house cleaning here.
So last, the thing is, theproblem here is that we
communicate I guess, for lack ofa better term here through chat
a lot throughout the week.
So last week, richard, you know, I mentioned something was
Biden's fault, right?
Richard corrected me on it.

(00:59):
Okay, you know, full Fledgecaught me red-handed blaming
something on Biden that wasn't.

Speaker 2 (01:09):
There's plenty to blame the guy for Just not that
one.
Just not that one.

Speaker 3 (01:14):
You chose the wrong one.
Yeah, yeah.

Speaker 1 (01:15):
But the 2000 good ones.
The point of the matter is.
The point of the matter is andI can listen we're a new podcast
and we're still trying tofigure each other out.
So I guess Richard and I Ithought we had an understanding
where it's like an unspoken rule, where we're gonna keep the
podcast civil and argue, Becauseagain to bring you guys into

(01:38):
our world, we argue a lotthrough text.
I mean, we were arguing 30fucking minutes ago, it's
impressive it's impressive.

Speaker 2 (01:45):
Fucking exhausting.

Speaker 1 (01:47):
So what threw me off guard is that I'm thinking all
right, well, hey, Richard,listen, I purposely Listen.
I graduated high school with a1.5 GPA.
I purposely surround myself bysmarter people.
I have no shame whatsoever insaying that I got kicked out of
high school.
Well yeah, but you're anattorney, you got through the
school part.
So last week we had a CPA, wegot a Cadillac.

(02:09):
That I'll say to anybodysmartest guy I know.
All right, Richard mightdisagree with that.
He's the smartest.
To Richard, he's the smartestguy he knows, right.
So then we got Richard.
So I have purposely put myselfin a room where I'm not the
smartest guy, no problem.
So Richard catches me on this,All right, I thought, 100%, you
know it was Biden's fault.
It just doesn't make sense tome.

(02:29):
There's way too manycoincidences.
And if it wasn't his fault,where it came from?
I guess the genesis of it itwas he could have stopped it and
he didn't.
All right, well, whatever, youwere right, I was wrong.
So what brings this to light isthat.
And the reason why I'm bringingit up right now is because then
Richard, through the chat, he'slike oh, you should have seen,
I shit on you either.

(02:51):
You said you shit on me or no,no, no.

Speaker 2 (02:52):
I said that you had to eat shit on air.
You had to eat shit on air.
Oh, I made him look stupid.
Wait, it looks like I'm aboutto get a plate of shit and every
Right every, all of that right.

Speaker 1 (03:02):
So then I'm like wait a second.
In my understanding, ourunspoken I guess rule, maybe we
should speak it to make it alittle more clear.
I know we're trying to upliftourselves.
You know what I'm saying.
You know, like I thought it wasmore Richard and us against the
world, that we're gonna shit oneverybody else.
But Richard's understanding isno, let's continue to, let's

(03:24):
break that rule and shit onJesus, so no problem.
So now, if that's the case oh.
God.
There we go Well listen, jesushas to defend himself because
we've made it very clear hey,you know we're one of those, you
know we you have to be able totake it, dish it out the whole
situation.
So why don't we talk a littlebit about how many things you

(03:46):
were wrong on the FHA thing?

Speaker 3 (03:48):
I'm gonna back up as a poofling Sure.

Speaker 1 (03:51):
So I'm trying to find it and I should have been more
prepared for it.
So you had a whole.
Yeah, I said that the.

Speaker 2 (03:58):
It was a clip.
I said that the governmentloans the money.

Speaker 1 (04:01):
when you said the reason why people do not like
FHAs because it takes longer.

Speaker 2 (04:06):
I said sellers, sellers.
The reason why sellers.

Speaker 1 (04:09):
Okay, so if you know it so well, go ahead and explain
.
And then if you could mentionall the times that you fucked up
that I While you were doing it.
I'm letting it slide becausethis is what.
I do Well.
No, you should have brought itup.
Well, you know, there's a wayto bring it up.
First of all, it's my opinionstill?

Speaker 2 (04:24):
No, that's not an opinion.
Hold on, let me finish.
That's a fucking fact.
Let me finish.
It's my opinion still thatsellers Sellers prefer to
receive offers that are not forFHA loans, which is what I said
that day.
I said sellers don't likebuyers that get FHA loans.

Speaker 1 (04:39):
And you start off with saying because.

Speaker 2 (04:40):
And then I said Right let me finish and I said
because it takes longerordinarily to get the loan
approved.

Speaker 1 (04:47):
Wrong, okay, well, that's right, that's wrong.

Speaker 2 (04:49):
We spoke to one mortgage guy.

Speaker 1 (04:50):
No, no, no, no, no, no.
Who's the guy that believes inlizard people?
No, this is my world all day.
And he said this is my worldall day.

Speaker 2 (04:57):
I'm just saying the guy believes that there's a
pizzeria filled with lizards.

Speaker 3 (05:01):
That's the guy who's on the chat.
Why do I know exactly whoyou're talking about?
Now listen.
Well, because you're on thechat.

Speaker 1 (05:07):
Listen.
First of all, it doesn't takelonger than you said that the
government funds lending themoney.

Speaker 2 (05:13):
I said only the government can afford.
Okay To loan 95 cents on thedollar.

Speaker 1 (05:18):
Right.
Well, it's not 95 cents, it's96.5.

Speaker 2 (05:21):
And so even better.
That proves my point more Well,just saying.

Speaker 1 (05:25):
I'm keeping you on the phone.
I'm keeping you on the phone Ifwe're gonna.
If we're gonna, or Okay goahead.

Speaker 2 (05:30):
No, that's great.
That helps my point.

Speaker 3 (05:32):
Okay.

Speaker 2 (05:32):
Okay, and then it's true.
I misspoke when I said that thegovernment loans the money
Because they do what theyguarantee the loan.
Big difference?
Not really, no, really, notreally.
The net effect is the samebecause what?
happens is that it creates andhere was the whole point.
And correct me, if and, by theway, mr Lizard people agreed
that ultimately that loan is forpeople with very little money

(05:57):
or very little credit, all right, okay.
And what we were talking aboutthat day, the context that day,
was how, in Miami, you havethese people that are quick to
call everyone a communist Forthings that have nothing to do
with communism, and yet they'rethe first in line for things
like that, like they love FHAloans because it results in

(06:19):
people that they don't have todo shit.
It's like and I use the exampleI'm like, hey, I want to buy
something.
It's a hundred bucks, I needyou to loan me some money.
And you're like, how much do Ihave to loan you?
And you're like $96.50.
It's like, fuck, I might aswell buy it for you.
You know what I mean.
So what we were talking aboutwas people that make light of
others and they say, oh, you'rea communist, isn't that?
Don't ever get an FHA loan, bro, go get yourself a convention.

Speaker 3 (06:41):
We were talking about how relevant in this particular
matter.

Speaker 2 (06:44):
I want to make sure that you understand that if we
want to play the fucking game.

Speaker 1 (06:49):
Then let's play the game.

Speaker 2 (06:50):
I personally, I love it.

Speaker 1 (06:51):
No, I don't love it.
Listen what I personally ratherdo.
I think we will digress sofucking far that we will spend
the entire damn podcast arguing.

Speaker 2 (07:00):
So that's why I'm trying to.

Speaker 1 (07:01):
Well, you know, but yes, People might like that.

Speaker 3 (07:03):
I'm just dropping the chat.
If you prefer argument For alittle bit.

Speaker 1 (07:08):
So my humble opinion is that you know, listen, man,
we argue the rest of the time.
We have 18 years.

Speaker 2 (07:14):
Let's not argue here, just this one.

Speaker 1 (07:16):
Okay, just this one, and then you know what so hard
though.

Speaker 2 (07:19):
Well, I know, I guess .

Speaker 1 (07:22):
But what I want is that.
So again my If you notice,listen, bro, I tell these guys,
hey, on the Instagram I'm like,hey, listen, let's make.
Hey put these guys promote,like there's more of you guys
than there is a me on thefucking Instagram.

Speaker 2 (07:38):
I know, but this podcast has your name on it.

Speaker 3 (07:39):
Exactly my point, and still you guys, where do we
have to kill to get it?

Speaker 1 (07:43):
really the graphic designer.

Speaker 2 (07:45):
The, the, the.

Speaker 1 (07:47):
So you know.
So the point is, you know,we're promoting.

Speaker 2 (07:50):
I just have one question, though, about the
technical setup today.
Why don't?
Why are?
Where are the fancy screenswhere we see each other?
There we go.

Speaker 1 (07:58):
Big.

Speaker 2 (07:58):
TVs, outside.
Oh, it was outside yeah.

Speaker 1 (08:00):
I taught a class today, so it was outside.
I didn't even think about it.
Damn, I forgot it makes adifference.
I actually rather not look atmyself there.
I mean, it's pretty alarming,the shit on your face and the
hair.

Speaker 2 (08:08):
That's why I wanted to.
What do you call entradas?
What do you call entradas?
Again, entrances?

Speaker 1 (08:13):
No, no, that's the literal.
That's a literal translation,no what's this called in like
the?

Speaker 3 (08:19):
Hairline no like receding hairline, Receeding
hairline.

Speaker 1 (08:22):
So yeah, so that shit freaks me out, because when
you're oh there, which by?

Speaker 2 (08:25):
the way, that's an interesting topic.
As a complete aside.
Words in Spanish for whichthere is no direct English
translation A bunch.
A bunch yeah there was one thatwas driving me crazy, but I
think I finally found it.

Speaker 1 (08:37):
What.

Speaker 2 (08:37):
Estrenar.
Estrenar right Is, though.
In Spanish that means use forthe first time, yeah, so I think
it's debut Right.
You debut your shoes, yeah thisis just a sounds wrong, yeah.
In Spanish.
You're like oh, I'm trainingthat I'm training.

Speaker 1 (08:54):
There's a bunch of them.
There's a ton of and, by theway, there's a ton of words that
I rather use.
Spanish got it figured out morethan English.
I'll be like oh, everybodyspeak and I use the word.

Speaker 2 (09:05):
Yeah.

Speaker 1 (09:06):
The saga de la Valle is one that I use all the time.

Speaker 2 (09:08):
There's not a really the French have a phrase for
that.
It says it's called le monjuste, which means the right
word, really, yeah, yeah, lookat that, yeah Well the.

Speaker 3 (09:15):
French have that, the French word, for forever.

Speaker 1 (09:17):
While we're talking about this, we're making
everybody uncomfortable here.
Let's try to like why the fuck,having you learn Spanish, can
you at least admit it?
Because you just don't feellike it, and obviously you can
do it.
He's like is this American?

Speaker 2 (09:27):
Right, right.

Speaker 1 (09:27):
Right, no, listen, listen.
That's what I'm getting at.
I hope my boy he's like, whydon't?
Y'all motherfucking.

Speaker 3 (09:33):
You don't need to learn some English.

Speaker 1 (09:34):
That's exactly my point and that's what I'm trying
to pull out of this guy andlisten, kind of like we've been
friends for a really long time.
I consider you one of my bestfriends.
Can we admit that you, justbecause you know what it's
fucking America you?

Speaker 3 (09:43):
know what?
There's.
No, I promise you I will answerthe question.
Okay, your initial assessmentis when I was a younger guy.
Absolutely, I was just like abig middle finger to everybody.

Speaker 2 (09:53):
Why the hell should I ?
I have to.
In fact, don't even talk to mein Spanish, motherfuckers.

Speaker 1 (09:57):
Well, but that all makes sense until you know kind
of like enough, and you knowthat I've never seen him with a
white girl, every single time hehas an Hispanic girl, Let me
tell you he might be brilliant,because it reduces the ability
to communicate.

Speaker 2 (10:11):
There's a component of that.

Speaker 3 (10:13):
Yeah, yeah of course it's brilliant.

Speaker 1 (10:15):
I've been around him enough to know that I mean and
there, when I'm talking aboutthey're not white, I'm talking
about they're like just got offof whatever fucking boat it is.

Speaker 2 (10:23):
Like they barely speak English, that will
definitely get the attention ofsome of the some of our
listeners.
They got off a boat.
Oh yeah, by the way, guys, arethey covered in sea spray?

Speaker 1 (10:35):
Listen by the way, for you guys that don't know, I
literally came to this countryon a shrimp boat.

Speaker 3 (10:40):
So, like literally it was called yeah, yeah.

Speaker 1 (10:43):
It was?
It was a damn shrimp boat, sokind of like, just is it?
Is it the you know what it'sAmerica thing?
I didn't get it.
Listen, man, we're buddies.
I mean, you can just tell methat.

Speaker 3 (10:51):
I was particularly irritated as a young guy, you
know, as if I're working for mydad on his nine.
Pretty much everybody thatworked for us spoke largely and
almost exclusively Spanish, andit was kind of like you should
learn, and I'm like I don't wantto, right, because I really
don't like looking stupid infront of people and there's a
whole process where you're goingto say it wrong and I've
noticed this too, like inFlorida.

Speaker 1 (11:13):
From we got to do accents and stuff, if you're a.

Speaker 3 (11:15):
Spanish speaker and you you speak English and it's
not good.
And I'm American person.
I could be like you, idiot.
When you speak Spanish in frontof Spanish people, wrong right,
they are the first to laugh atyou.
You have moron, that's not howyou say it.
I'm like, I don't want to bethe moron.

Speaker 2 (11:30):
You know what's funny is, in my office, though, I
have staff.
You know that like they speakEnglish with a, with an accent.

Speaker 1 (11:36):
English with an accent.

Speaker 2 (11:37):
Oh, man, and I just go to town all day.

Speaker 1 (11:39):
Really yeah.

Speaker 2 (11:40):
Yeah, Of course they can take it, and you know, in
our offices you know you have tobe able to take it.

Speaker 1 (11:44):
You have to be able to take it.

Speaker 2 (11:45):
But man, it's so funny like this.
This one of my staff and she's,she's such a good sport.
But, somebody calls you a dayfrom vision mortgage, vision
mortgage, and she's like youknow she gets it.
And she's you know we don't use, like the, the technical
intercom, we use the Cubanintercom yelling across the
office and she's like she's likeFulanita it's vision mortgage.

Speaker 1 (12:10):
By the way, fulanita, that's another one you got to
translate.
How do you say Fulanita?

Speaker 2 (12:13):
I mean it's like so and so, so, and so is like
saying so and so, so that'sanother one.
Yeah, yeah, yeah, no, I Richardis one of so.

Speaker 1 (12:19):
and another thing here in Miami.
And look, and I get it.
And I'm not trying, I am tryingto put you in a comfortable
situation, but I'm also.
I'm also like saying like, look, man, I get it.
Like you know, I tell peoplewhen the people come in, come to
me here in my office, and again, Richard makes fun of it all
the time.
Most of these people don'tspeak English.
I mean, they don't have to Nowin Miami, yeah in Miami you
could live 30, 40 years andnever have to speak English.

(12:43):
So they don't.
You might not even run intosomebody.

Speaker 3 (12:46):
You literally might not run into somebody.
So I don't, I don't know, andthis, this may be my white bread
situation here, but like what,what, what?
Hi?
Yeah, in America I very seldomget a phone call from someone
that doesn't have an accent.
Now I really don't even noticeit anymore.

Speaker 2 (13:05):
But you know, like the Even the good English
speakers like the Miami accent.
Yeah no, there's always thataccent.

Speaker 1 (13:11):
But I heard I have an accent.
People tell me all the timewhen I go up north I have an
accent, we do, we do, we do,yeah, yeah, we'll see.
I try to get a detail.
I don't know, I don't know, Iknow, right, I have?

Speaker 3 (13:19):
I have a bit of one too, and if I get excited, the
New York accent starts to workits way back.

Speaker 1 (13:22):
I've never heard.
I've never heard.
I can hear it, I can hear it,you can hear it.
You're really yeah.

Speaker 3 (13:26):
It's.
It's a thing, by the way, to beclear.
It's been three Latin women.
There's just three of them.
I didn't date Latin women forthe first part of my life
because I'll be honest, I didn'tlike them.
No, I was scared, oh right.
You know, like here's the thing, like I'm a guy that likes
peace and I had always heard thereputation is like shoes flying
and like and I'm like I justdon't kind of the opposite.

Speaker 1 (13:46):
You know what I would after the first one.

Speaker 2 (13:50):
I just why girls are the problem.

Speaker 3 (13:51):
Yes, I would.
I'm not going to necessarilydisagree with what you're just
saying it was a way.

Speaker 2 (13:55):
Hey, we're, we're waiting into dangerous what I
said.
Why, Well?

Speaker 1 (14:00):
you know why girls are are less.
Are are proud to be lessdomesticated.
Is that is that?
Is that, is that what you enjoyabout the Hispanic girls?
The domestic?

Speaker 3 (14:08):
I find that there's there's less of an expectation
of competition at home.

Speaker 2 (14:12):
So, like I felt, like in my you're- going to be the
man I think the word you'relooking for is the
submissiveness.
I don't think domestication islike both I don't know that it's
not.

Speaker 1 (14:19):
I think about it.

Speaker 3 (14:21):
Like it.
There's more of a willingnessto like you're better at this
and I'm better at this, andthat's just.

Speaker 1 (14:25):
I'm the man, you're the woman.

Speaker 2 (14:27):
I suppose they're like well and we're, you know,
typically Latin women.
They're, they're threshold,they're, they're a pain,
tolerance, for you know what,what is today very popular, like
the misogynistic comments andyou know the, everyone having
their place, the tolerance ismuch greater, I think, among
Latin women like they expect.

Speaker 1 (14:48):
Well, you get certain countries that the women, like
Columbia in particular I say itall the time, I mean the
Colombian women are bread To bethe woman.
They are, like they are.
You know, I've had likelong-term Colombian girlfriends,
I'm like none of them want tobe American football players
none yeah right.

Speaker 3 (15:06):
I saw that.
No competition Right right.

Speaker 1 (15:08):
But the ones that I've had.
You know, as a matter of fact,when I met my wife right now she
knows I thought she wasColombian.
That's the only reason I pulledup through her, because I mean
Colombians.
Colombian women to me are likejust, they're just Columbia.
You know, there's justsomething.
It's a step above.
This is the cream of the crop.

Speaker 3 (15:22):
It's just the step above the way they speak.
All right it is the, the.

Speaker 1 (15:26):
The Colombian medellin accent is the
equivalent to a French accent.
For a European, it is just sexy, it is, it is, it's singing,
it's, it's, it's, it's amazing.
And, and those women inparticular, and they're not
embarrassed to say it, so youdon't even have to be
politically correct.
They are bred to make the manhappy.
I mean, dude, I had had onethat cut my meat.

(15:46):
I would sit when I went to theparties at their house.

Speaker 3 (15:51):
Listen, I know what you're talking about.
Right, I get it.
I was sitting there one day.
I was being fed Working, but Idon't have time to eat.
It's the food is just being putin my mouth.

Speaker 2 (16:02):
We should rename this podcast.
We just don't give a.

Speaker 1 (16:12):
Next week, listen, and my wife my wife now is is is
Venezuelan and not far fromthat at all, right, not, not.
I mean same thing raised likeyou know the whole situation,
right, but, but Colombians arejust the Michael Jordan's of
this shit, right?
So when I would, I went to the.
I went to a party.
I remember my girlfriend at thetime getting reprimanded
Because she wasn't on my shit asmuch.

(16:33):
I mean, she wasn't likehovering over me, feeding me and
like putting the.
It was just, it was.
It's a culture of that and Ithink we've lost that in America
.
I don't think it's ever comingback, right, I mean, it's just,
it's just a thing.
I don't think it was ever quiteas as pronounced.
Look at the 50s movies.

Speaker 2 (16:50):
I've seen that fate, that meme that goes around all
the time with the the originalbattleship Box cover.
Oh my god, it's amazing, likethe game battleship.
Original the original iterationof the game would come in this
in the box, just like it doestoday.
Right, but the image on the boxwas of a father and son, mm-hmm
, playing battleship at thedinner table, and then in the

(17:14):
background was the wife and thePresumably the sister, the
daughter, and they were washingthe dishes, like looking back,
smiling.
Yeah, look at the men playing.
Men's up while we're doingwomen's women doing women's
stuff and it's like you know,obviously they circulate that
now, as you know, verytongue-in-cheek joke.

Speaker 1 (17:31):
But but so so I'm very careful how I raised my
daughter too, because, so youknow, I don't want her but like
to be.
I don't think she will be theextreme which would I would I
find amazing, which is like theColombian style, let's call it
right but I also do want her tobe a woman you know what I'm
saying, and I do want her tounderstand and and play a role

(17:51):
in just that phrase eology be awoman.
Well, I think, I think what youmean, I want you to.

Speaker 2 (17:57):
I want you, you wanted to be more traditional.
Okay, that's a better way thanto say that to be.

Speaker 1 (18:04):
But even traditional would be insulting, because what
do you mean by traditional?
Oh, it's a traditionally thewoman's supposed to be I mean,
traditionally we were in afucking cave and when they
wanted to do something, you grabhim by the hair, I pull him
outside and do what you gotta do.

Speaker 2 (18:15):
That if you're not like that, you're not a woman.
I think it's problem.
That was the implication.

Speaker 3 (18:28):
I think there's actually a bigger issue here
when it comes to to females inAmerica, which is that they they
bought into this line that theyhave to compete with men on
every single thing, and it's oneup with them being very
discontent and what it's whatthe real result has been, as men
in general have pulled backfrom culture in a very
meaningful way.
I mean, men have reallydisengaged, and I find this more

(18:50):
in the younger the group ofwomen that I'm around, the more
this is the case that men arelike oh, you want to compete on
everything.
You can do it better, go ahead,like go ahead.
And women are doing so much now, they have so much in their
plate, and the thing with womenis they're tough, they are, so I
mean they'll do it.

Speaker 1 (19:09):
I got it, but listen man so.

Speaker 3 (19:10):
I had a guy.
I had a guy.

Speaker 1 (19:14):
I was at Parrot Jungle.
Remember that Parrot Junglestory when I beat the fuck out
of the guy in Parrot Jungle?
So um, so we're in a parkinglot at Parrot Jungle.
So if you guys that don't know,parrot Jungle is like a
amusement park here where theygot animals and shit right.

Speaker 2 (19:29):
I mean, that's pretty much what it called birds
fucking goats right.

Speaker 1 (19:35):
So so this guy, my wife, we were with my, my son
now he was, but he was a babyand my wife hit the door.
We really didn't notice.
It's not one of those cases ohshit, let's get in the car
before anybody sees it.
No, it was just, she didn'teven notice.

Speaker 2 (19:47):
So this guy, the other guys car.
Yeah, we're putting the kid inthe car.

Speaker 1 (19:50):
Whatever we, we didn't notice that or anything.
But so this guy approaches thecar through my window right and
and starts fucking screaming.
Guy was from New York.
We've been shooting on New Yorkpeople for a bit, so let's,
let's continue that.
So he's making a full it full oftattoos.
You know, tough guy.
Hey, I'm from fucking New Yorkand that's not the way we roll.

(20:10):
You hit my fucking car and thisand that I'm like dude, listen
bro, just you know, leave it.
So my point is is it her roleto get out of the car?
So this guy all of a suddengets in front of the car and
doesn't let us leave the parkingGarage, so he's banging on the
hood door, right?
So is it?
Whose job is to?
Whose job is it to protect thefamily at that point?

Speaker 3 (20:30):
Well, I mean, it's hers who is best.
Who is best what man?

Speaker 1 (20:35):
of course not.
Well then, what?
So then, of course, so then.
So where does a burglar comesinto the house?
Who go, who gets the batter,the gun and goes downstairs.
The read, the read.
Why am I also what?
Why am I expecting to go beatthe shit out of the New York?
And, guy, why am I?
No, no, I want to stay in thecar.
No, so I find it absolutelyfucking ridiculous that there

(20:56):
listen, a man's a man and awoman's a woman.
There's certain things and Iget the equal and I'm okay with
the equal.
As a matter of fact, I'm gonnago further.
I'm gonna tell you that womenare smarter, right, I go out of
my way to hire women, right, andI think women are just smarter,
more organized I, since I'm notsaying that to clean it up I, I
really think women are justgenerally smarter.
If they're Chinese, even moreright.
I mean, I want to throw alittle bit.

(21:17):
Oh, that was, that was a joke,but.
But technically, buttechnically, they got higher
test scores.
I mean, whatever it is, what itis, but um, but you know what
the point is.
I'm I'm expected to defend thefamily, I'm expected to do
certain things, right.
We, when we stop at a gasstation.

Speaker 2 (21:34):
I'm the one getting out and putting that, just want
to get home to a hot plate.

Speaker 1 (21:41):
Well, okay.
So listen, bro, and I and Iknow your wife very well, she's
not the masculine on the mantype, so don't fucking pretend.

Speaker 2 (21:48):
No, no, no, I got a great, I got.

Speaker 1 (21:50):
It's funny, you say that like you run the show no.

Speaker 2 (21:52):
I got a.
Great I got a great story foryou on that.
So so, of course, my old manwho we've discussed.
He ran the show, for sure wasthe ultimate savage.
Okay, to the point of anextreme to the point of no, no,
you got to go.
Savage I was.
I mean it was borderline, Imean it was abusive you know,
and as I got a little older,like I Realized like what, yeah,
yeah it was.

(22:12):
it was too much but but like thethings that the guy would do
and say we're like, you know,like and it won't translate well
in English but like, forexample, at my house, dinner
every night was like aproduction.
But when I tell your production, I mean you had my father's
plate had to be warmed.
Okay, like the plate itselfwould go face down on the

(22:33):
stovetop and it would come tothe table warm, because in his
view, only a moron puts warmfood on a cold plate.
Okay, okay.
So like the plates had to bewarm and my mom would put it
down.
He's not off there, I meanlisten, making a lot of sense so
far and the plate would get putdown and he'd put his hand on
it, you know like he'd touch itto make sure it was warm.
Okay, and he had like these meright.

(22:55):
He had, he had he had theselessons, okay, like these
concepts, and so he would saysalt.
Salt is something you canalways add, but you can never
take it away.
So it was you know over salt,the fucking food yeah he's
making so far.
And it is, it is.
You know, my mom wouldoccasionally, I guess, put too

(23:15):
much salt on the food.
Okay, and so one one time we'rehaving pork chops, which was
like one of four items wait atthat fucking house, cuban style
pork chops and you know they,they bring the four to the table
.
We always had like a good helpin the house.
You know we, there was always alady that would help my mom and
shit.

Speaker 1 (23:34):
How would you get?

Speaker 2 (23:35):
Oh, my Imagine.
So they bring the pork chopsand my old man this, and he cuts
into the pork chop and he takesa bite and he's like he, you
know, throws the fork down andhe's like, fucking, pork chop is
too salty, you know.
And so his anger would buildand this would happen a lot.
That like it would be adisaster, and then they'd have
to start over.
He would send the food backlike in a restaurant, right,

(23:58):
okay, like the food's going back.

Speaker 1 (23:59):
I have to get cooked again.

Speaker 2 (24:00):
Make it again, right, Okay, like fucking unreal.
And so Go make it again okayand so the older I got, the less
tolerant I was for these showsand I would I would start to,
like you know, kind of try todefend my old lady and she which
never ended well for.

(24:21):
But this one time, you know.
So like I try the pork chop andI'm like it's not that bad, and
he's like the fuck, it's not.
This is all in Spanish, youknow, the fuck, it's not, it's
horrific.
And then he'd like takesanother bite and he's like it's
scraping my throat on the waydown, you know, from the salt.
And then like my old lady,finally, is like she takes a

(24:41):
bite and she's like all demureand shit, the way she would cut.
You know, she was taught in thefinest school she take a little
bite.
She's like I Arnold, it's notthat salty.
And he would say he saidsomething like of course not,
because the vein that goes toyour taste buds is connected to
your asshole.
Okay, and so in Spanish thissounds much smoother.

(25:01):
And this gets back to the mywife thing.
Early on I'd go to my thengirlfriend's house and I would
tell these stories by the way.
Her parents are very traditionalto yeah, yeah, yeah, yeah yeah
okay, so I would tell thesestories to my future in-laws,
the gypsies and yeah, and mymother.
My mother-in-law was mortifiedthat I was gonna be like my dad.

(25:27):
Okay, and she was like shedidn't like I had experienced it
.
She didn't like me at the be.

Speaker 1 (25:32):
I said she had experienced him a little bit.
Yeah, so how did you know?

Speaker 2 (25:35):
me telling the story.
Oh, like I would get there andtell the story, thinking it was
very funny.

Speaker 1 (25:40):
I thought this ought to be very funny and I remember
that like looking back now andshe would say it.

Speaker 2 (25:45):
She would tell my my girlfriend after.
She would be like you betterput your fucking place.
Like you better make sure thatyou don't get run over like this
and this and that and so what?
What's funny is that you knowyou're right.
My house is is, I think, farmore traditional than the
typical like of how it'ssupposed to be today, I guess,
or you know how it's supposed tobe air quotes, but right, so we

(26:07):
have daughters.

Speaker 1 (26:08):
What's wrong with yeah?

Speaker 2 (26:09):
No, no, no, no these up.

Speaker 1 (26:11):
You know your wife is a phenomenal wife, phenomenal
super.
I definitely like it, like noright and, and just you know,
not too extreme in any way easyto do no, nothing but at the
same time, but but here's.

Speaker 2 (26:24):
Here's what I think is the is the right answer, and
we're talking about this at thegym the other day is that I'm
also far better, far moreDomesticated than my father was
or than even her father is like.
For example, if we're at anevent, at a at my house we're
barbecuing on a Sunday, it's notmy father-in-law like doesn't
serve himself, like mymother-in-law has to serve my

(26:46):
father-in-law like the food like.
If not, he's not eating.

Speaker 3 (26:49):
Like he'll sit there, he's big.

Speaker 2 (26:50):
I'm fucking hungry and and like she's got to get
somebody else yeah and she's gotto get up and do the plate.
Like, listen, I serve myself.
Like.
Similarly, like like he nevergoes to the supermarket.
My father never set foot into aWindixia republics until in
advanced age.
Okay, that was her job.

Speaker 1 (27:07):
Listen, I shop okay, so like change diapers and you
like to cook?

Speaker 2 (27:12):
Change diapers is a classic.
My dad had four sons.

Speaker 1 (27:15):
I never change diapers.
Well, that's a phenomenalfather listen?

Speaker 2 (27:18):
my, I don't think it makes up.
Makes one a better father ornot?

Speaker 1 (27:22):
Well, it's just, I got my, my balls busted by
people like Just what I'm sayingis not one, not one diaper, not
one.

Speaker 2 (27:29):
Some changes in the division of labor?
Yeah, okay, so so, for example,four sons my dad had and his,
you know, a funny story is thatwith four sons he only changed
one diaper, and it was no adiaper of mine a day that I was
left with him for like a littlewhile.
Shit emergency couldn't believeit.

(27:49):
He called my grandmother.
He was like this kid shit.
I think I got to get rid of thewhole fucking kid.
And they had to, like, walk himthrough it, you know.
So those are the things thatare different.
I mean, look, I woke up atnight.
I changed plenty of diapers.

Speaker 1 (28:02):
Okay, but back to the fucking question that I must.
I think you're avoiding what'swrong with our daughters being
raised that way.
There's nothing wrong with it,right?
So also do we have friends thathave less what the?
What's the word?
Not domesticated?
What was the other word?
You?

Speaker 2 (28:18):
use.

Speaker 1 (28:20):
Don't we have missiveness and this is a total
rhetorical question, but youknow the we do.
We have friends that have wayless Traditional yeah wives, and
we make fun of them for beingpussies.
Yeah, yeah, like right, theyrun the show.
When you go in there, you'realmost you have to talk to her
to right, right to run, maybe,just, maybe just.
You know what I'm saying, and,and, and.

(28:41):
I just want to see what theystrap it on well, well, yeah,
well, yeah, and then and then,and have you, have you also?
Have you also had a situationin business?
And this is let's all bring itback to business, right, that?
You know that when you talk tothat gentleman, okay, business
wise, you know he can't make thedecision right there because he

(29:02):
has to go check with his wife.
Yeah, it's a disaster, that's afucking disaster.
Yeah, right, so that's what I'msaying.
So, like there's, there'scertain things that like,
alright, you know, like, yeah,man's a man and a woman's a
woman, and I don't think there'sanything wrong with it.
I think, and I'm gonna go onthe record saying that anything
I Guess to reverse that, I thinkit's, it goes against society.

(29:22):
I mean it just, it just does,and and I think it'll get to a
point where Women are men, Imean, do well, will we get to
that extreme.

Speaker 2 (29:31):
I mean, listen, do we even know anymore?
I mean, I'm not.
I'm not being sarcastic, it'slike you can be.
It's like the comedian, didn'tit?
Did you send it to me or did Isend it to you the day?
The comedian that was like youknow.
I hear a lot of peoplecomplaining, man, I wish I
remembered the guy's name sowe'd give him credit, but he was
like you know.
I hear a lot of peoplecomplaining now that in the
United States we're losing ourfreedoms and this and that.

(29:51):
But I just want you guys toknow it's the opposite.
We are so fucking free here.

Speaker 1 (29:56):
Oh, I sent you that.
I sent you that I can wake uptomorrow and right now I can
change my mind.

Speaker 2 (30:01):
I can say I'm a woman and none of you people are
gonna say shit.
He was talking to the crowd.
People are losing it.
So I mean look.

Speaker 3 (30:11):
Well, I mean, I think the question that I would ask
is are the people that aredifferent from that happier
because they are?
And the thing that I've seen inmy dating life and previous
marriage, whatever was thatthere was like this discontent
that existed.
If they didn't establish that,your divorce was a white girl.

(30:34):
Yes, if they didn't establishthey were somehow like my
superior.
And you know, like you know,I'm not too stupid, right?
I mean like I can take so muchand at some point you poke the
bear far enough and you know I'mgonna take and I'm gonna
explain to you and again.

Speaker 1 (30:50):
But you're also a good husband, Dude you work,
your ass off dude I know you goout of your way to be a good
husband.

Speaker 2 (30:55):

Speaker 1 (30:56):
Like you, thrive on.

Speaker 3 (30:58):
I prioritize.
Prioritize your role as ahusband.
But here's the thing.
This is your point, though, andI'm getting there.
Being with a woman that's theway that you've described it
makes it so much easier for meto want to do that.
Like I make it a priority.
I buy flowers for my girl everymonth on the day that we met.
Every month, I buy it, and Ihave a reminder to do it.

(31:21):
Why Do you do that?

Speaker 2 (31:23):
Absolutely not, not for anything but fucking it.

Speaker 1 (31:26):
It's a lot of fucking flowers, bro.

Speaker 3 (31:28):
One more thing to worry about God damn.
It's a little thing.
It costs 15, 20 bucks.

Speaker 1 (31:33):
So the first Hispanic girl that you were with that
was cutting your meat and youwere like what the fuck is this?

Speaker 3 (31:39):
Yeah, that was the love of my life there.

Speaker 1 (31:40):
That was the one she changed.
You're not supposed to say that, because you're supposed to say
the love of your life is theone right now Revamped the way I
.
What nationality are we talkingabout there?
Venezuela?

Speaker 3 (31:48):
She was.
Her parents were both fromColombia, but she's been as well
, so she was a Colombian breadright yeah, colombian parents
from Venezuela.

Speaker 1 (31:57):
Right right, the Colombian bloodline.

Speaker 2 (31:59):
Yeah, and so she's a part of Colombia by now.
I love your repeated use of theword bread and breeding as if
they're a form of animal.
I find it, I find it to beAppalling.
I mean, I just can't believe myfucking ears.

Speaker 1 (32:11):
I would actually it's funny because my wife's not
tall at all but whenever I wouldsee a tall girl like, my thing
was like I gotta get a reallytall girl, so I want my kids to
be tall.
Like it was like a thing Iwould always engage in
conversation with the girls.
Imagine if we had, if we bredLike when a tall girl would be
like man.
Our kids would be like six,four, six, five, see you know
what's hilarious?

Speaker 3 (32:29):
I talked to people and I was just doing it today
about lines that some peoplecould get away with and other
people get like forget, slap,like shot.
That's when most people can'tland the king.
What if we bred Like I don'tthink I could ever land that
line?
You know who?

Speaker 1 (32:41):
the king and our friends.
Who's the king of getting awaywith telling people fuck up,
shit, that you're like?
I cannot believe.
You said that and they walk outof there loving him no idea.
Capo.

Speaker 2 (32:54):
Oh yeah, Bro he'll shit.

Speaker 1 (32:55):
Somebody will walk into a room.
He'll call him fat ugly.
Yeah, yeah, yeah, amazing,that's an art bro, that comes
from his dad too.
That's like a long line, likeyou'll just yell, you're a
fucking.
And what I realized afterfiguring him out?
I'm like man, spending enoughyears with him.
I'm like, what is it Like?
I was fascinated by it.
It's because he smiled thewhole time.

Speaker 3 (33:13):
Yeah, oh yeah.

Speaker 1 (33:15):
You, fat piece of shit.
Motherfucker, as long as you'resmiling, you could call
somebody anything and you getlike coming at you, fat piece of
shit and you know it's likeabsolutely.
As long as you're, so thatproves that body language is
actually way more important thanthe actual words coming out of
your mouth.

Speaker 3 (33:32):
Look, I want you to you tell me all the time.

Speaker 2 (33:33):
It's not what you I'm like.
All I said is X.
It's not what you said, it'show you said it.

Speaker 1 (33:37):
I know, I know.
I think I know you well enoughto know what you really meant.
That's what I really say allthe time.

Speaker 3 (33:42):
I got one.
This is this guy that I used toknow and his line and this
thing, this guy with women, wasamazing.
His line that he would walk upwith was to a group of women.
Tell me the truth, ladies.
One finger or two, holy foe.

Speaker 1 (33:56):
That was his open Jesus, and I'm like can we get
this guy in the podcast?

Speaker 2 (34:00):
You mean you used to know you could've rested for
that.
Nowadays you would get flat outIn California, you get like in
prison for that I would watch.

Speaker 3 (34:09):
And I mean, the response was overwhelmingly Now
would we do?

Speaker 1 (34:12):
it like this, like this, because that means the
difference he had more.
He had more.

Speaker 3 (34:19):
I mean like I felt bad.
I felt bad even saying that tothe podcast.

Speaker 1 (34:23):
I would never.
And I got listen.
I'm pretty hardcore and that'sa hardcore one.
And that's you know like, and Isay that he literally can't get
away with that now.
I'm sure that was years ago.

Speaker 3 (34:30):
It was six, seven years ago.
It's not like yeah.
It's not like yeah.

Speaker 1 (34:35):
Well, I'm gonna, I'm gonna separating the whole world
into pre-pandemic andpost-pandemic.
I think everything changed.
Yeah, literally.

Speaker 2 (34:42):
I like it PC and you can put it can be like you know,
pc and AC, pre-covid and afterCOVID, everything changed.

Speaker 1 (34:49):
And then yeah, Everything, everything
everything.
The way we shop, the way we,what we can and cannot say, the
way we work Everything.
The way we work everything isfucking racist.

Speaker 3 (35:01):
You know what you're saying.
I think you're gonna trippingthat.
It's either homophobic orracist.
You can't say shit.

Speaker 2 (35:04):
I got a buddy of mine .
He's very.

Speaker 3 (35:05):
Oh.

Speaker 1 (35:05):
I know what you're gonna say.
That's a good one.
He is very funny and it is soreal and it's a great line.

Speaker 2 (35:09):
Can we say that line or is it like no?
I think you could say it.
I mean, let's put it this wayit won't even be, not even close
to the worst thing we've saidto the other show.
So yeah, I'm having lunch witha guy and we're talking and he's
complaining about like thechanges in the world, you know,
and how they are now, and he'slike, bro, I'm telling you bro,
he's got this deep Cuban English.

(35:30):
And he's like I'm telling you,bro, attorney right, yeah, I'm
telling you right now, bro,pretty soon, if you won't at
least consider sucking a dick,you're a racist.

Speaker 1 (35:40):
That is an absolute genius genius line.
If you don't at least considersucking a dick, you're a racist.
It just makes sense, but nosense at the same time.
It's genius, it's fuckinggenius.
Oh man, would he come on thepodcast, by the way?
I think he would.

Speaker 2 (35:58):
He's incredibly funny bro.
Yeah, that's a fun guy he hadanother good one when they were
investigating steroids andbaseball.
He was outraged by the factthat the government was spending
money.

Speaker 3 (36:07):
You know, there was like there was literally a
congressional investigation intolike baseball.

Speaker 1 (36:12):
Yeah, yeah, yeah, we had nothing to worry about that.

Speaker 2 (36:14):
And he's like yeah right, we were fucking around
with that and he was likeanother lunch we were at and he
was like I can't believe it, bro, these things.
If it was me, I was president,I would walk into that room and
be like everybody stop whatyou're doing.

Speaker 1 (36:27):
We're done with this.
It's a complete and absolutewaste of time.

Speaker 2 (36:32):
Again, everything was a big point.

Speaker 1 (36:33):
What president was that?
Obama?
For sure, yeah, obama was veryhe was, it was smooth sailing,
at least at the beginning thefirst four years.

Speaker 2 (36:40):
The second four years , things started to go well.

Speaker 1 (36:42):
Yeah, he got way too, way too pro, you know.

Speaker 3 (36:47):
I think your initial point actually, because I've
been rolling it around as wetalk about.

Speaker 1 (36:51):
Why you pick.

Speaker 3 (36:51):
Hispanic women.
No, no, we can go back to thatif you want.
I'm happy to defend myself.

Speaker 1 (36:55):
I don't even know what our initial point was, so I
thought it was that good.

Speaker 3 (36:57):
I think it was to put me on the spot.
Mission accomplished.

Speaker 2 (37:01):
Right, why you don't learn Spanish?
That was terrible.

Speaker 3 (37:05):
So the Peef, covid, and after COVID, I think I'm
gonna trail it back to one of myfavorite things to pick on and
point to is you had a bunch ofpeople at home stuck alone doing
nothing but looking at socialmedia, and if there's one thing
social media will do, it'll makeyou super aware of all the
stuff you didn't know that wasracist, that you should have
been offended about, that youtotally missed Dude social media
will rot your fucking brain.

(37:26):
That's what it does.
It is a disease, man.

Speaker 2 (37:28):
It's like a word, it's like a putting candy in
your teeth for like 10 yearsstraight without brushing them.

Speaker 3 (37:34):
It's like watch I-.

Speaker 2 (37:36):
Like you wanna talk about decay of the brain, bro Of
the mind.
It's unbelievable man.

Speaker 3 (37:39):
Look, I mean even watching the news.
I don't watch the news, Iactually get my news from an app
and I have it push theheadlines to me to decide
whether or not I even wanna readit.
How much brain cancer am Iwilling to take in?
Yeah, in the process of gettingthis like and where do you even
get your news from?
And in fact.

Speaker 2 (37:57):
let's talk about that .
Let's bring that back now to MrPeter Schiff.

Speaker 1 (38:01):
Oh, okay, yeah, yeah yeah, yeah.
So that was a tweet, a tweet,right, was it?

Speaker 2 (38:05):
Or an ex-bran?
No, but I'm saying, was it aTwitter thing?
Yes, yes, yes, it was an ex.
It was an ex post and it saidLet me read it yeah, so we're
gonna get a little into realestate here.

Speaker 3 (38:17):
The guy says On the real estate podcast he says and
I don't know who it's verycontroversial.

Speaker 2 (38:21):
I don't know who this person is, by the way, but he
says what's his name?
Peter Schiff, peter Schiff, atPeter Schiff, peter Schiff,
you're a moron.
He says banks are in far worsefinancial shape now on their
residential mortgage books thanthey were in 2008.
False statement number oneSuper false, super false.

Speaker 1 (38:38):
Then he says- Wait, but hold on.
Why is it false?
I mean the amount of equity,yeah too.

Speaker 3 (38:42):
I mean it's just-.

Speaker 2 (38:42):
Everything was upside down back then.
There's just so much more cashin the market.
I mean come on.
Come on, because they weremaking loans at 125%.
Ltv.
Come on, peter, you were buyinga house.
You could do better than that.
You were walking away with acheck.

Speaker 3 (38:52):
The banks have so much collateral right now
backing up their loans they wish.
Oh my God.

Speaker 2 (38:59):
So he says.
Then it goes on to say, he saysback then banks only lost money
on the small percent ofborrowers who defaulted on their
mortgages, the small percent.

Speaker 1 (39:09):
Super wrong too.
Okay, also wrong 40%.
I think it was foreclosure.

Speaker 2 (39:12):
Then he says now banks are losing money on every
borrower who pays their mortgageon time.

Speaker 1 (39:17):
That might be right but still, it doesn't make all
the other stuff right, it's notevery borrower who pays their
money.
Anytime you see words like thisand At 3%, I know, but okay,
but not everybody, Every, all,Most.
Can we change it for most?
I don't know.
I don't know the answer.
3%, if you're lending it, ifyou're lending it.
So then he says why not?
Kind of like wait, hold on.

Speaker 3 (39:32):
Why not?
Because when did they make thatloan?
When they borrowed the money tomake that loan, the Federal
Reserve was lending the money atzero, so the-.

Speaker 2 (39:41):
The spread is still three.

Speaker 3 (39:42):
The spread is still spread right.
The spread hasn't changed.
It's just how much they'regetting the money for.
So they're still making thesame spread on a 9% loan and the
2.5% loan because they borrowedthe money for the same thing.
The 9% money has probably costthem 7%.

Speaker 2 (39:55):
Yeah, there's no way.
Listen, the banks and bankersare smart enough that they're
not gonna be like oh yeah, I'mgonna borrow at zero, I'm gonna
lend it to the consumer at 3%,and then listen, if the rates go
up, if the prime rate goes upto whatever the number is, and
it's higher than three, all of asudden we're upside down.
That's just not the way itworks, bro.
But then he adds and here'swhere he gets, even here's where

(40:19):
he goes way over the top.
He says defaults are not theissue anymore, it's the
mortgages themselves that arethe problem.
Banks would actually be betteroff with more defaults.
Then they could tear up theOkay, but you gotta stop.

Speaker 1 (40:35):
you're skipping points, Okay, so let's talk
about that one.
They'll be better off with moredefaults.
In what world does that makesense?
Oh my God.

Speaker 2 (40:41):
No well, it only makes sense if you go to his
next sentence, which is thenthey could tear up the 3%
mortgages and resell the housesat higher prices with 8%
mortgages.
Okay, All right.
Where do we start?
Oh my God, All right here we go.
So, first of all and this is,by the way, this is not

(41:02):
Killbites going on.
And it's not just Mr Schiff,okay, it's many people.
People are under the impression, especially and I've
encountered it here in Miamiwhere it's like in Spanish
they'll tell you no porque mequitan la casa.
Which is translation They'lltake my house away Take my house
away.
Okay, and the reality of thematter is the following, at
least in Florida.
Okay, banks do not have theright to take your house when

(41:26):
you don't pay the mortgage.
Okay, the foreclosure gives thebank the right to cause the
sale of the collateral.
Okay so to auction.
So what happens is when youstop paying your mortgage and
the bank sues you in foreclosure, the objective of that lawsuit
is to Prevail right to get ajudgment that says, hey, the

(41:49):
bank is owed X the outstandingprincipal, the accrued Note rate
interest right so whatever thenthe accrued and unpaid default
interest.
Right, so all notes saysomething like your rate is 5%
if you go into default, it's thehighest rate allowable by law,
or something like that.
Sophisticated commercialborrowers will try to negotiate

(42:11):
for something higher but lesserthan the default rate.
Okay, so there's the note rate,there's the default rate, then
there's the penalties, late feesthat accrue, and then there's
the attorneys fees that thebanks are going to be entitled
to recover.
So when the bank sues you inforeclosure, these numbers
continue to add up.
By the way, every day, dailyinterest accrues and this and
that.
And when they get to the end,when they Get to the judgment of

(42:33):
foreclosure, it's a littlepiece of paper that the judge
signs.
It says the bank is owed$565,000 and that's made up of
Principle of 300, you know,unpaid interest at the note rate
of 65,000, unpaid interest atthe default rate of 82,000, you
know whatever the numbers, andit adds up to this the total

(42:55):
number on the judgment.
Then that same piece of paperSets a sale date, a date on
which the asset is going to beauctioned.
Okay now, now what happens isthat?
Oh, I know, you know.
So what happens?
Is that in the downturn in 2008?
Which goes back to, like the thefully erroneous nature of mr
Shift's Tweets, or eggs orwhatever you call it is that the

(43:19):
problem was that the collateral, the houses had lost so much
value that they were actuallyworth less than what short sales
right, everything was a shortsale and wait.
But let's get to how.
It became a short sale so.
So the properties were worthless than what the banks were
owed.

Speaker 1 (43:37):
So when you go to all of them, by the way, oh, so I
know, I know you hate the wordall, but I mean, can we call it
most, yeah, the majority so whenyou would go to auction.

Speaker 2 (43:48):
So now let's talk about it.
You're a bank, you have ajudgment of foreclosure and you
have an auction.
The auction is tomorrow.
You go on to the computer rightto this, the auction system,
and you have to set what'scalled the reserve.
Yeah, okay, and the bank setsthe reserve, and the reserve is
the number that the bank willtake from a bidder.
Ordinarily, the banks reserveis the amount that they're owed

(44:12):
on the judgment.
So in our example of fivehundred and sixty four thousand
dollars, the reserve is going tobe five hundred and sixty four
thousand dollars.
Right back then, the houseitself was only worth $400,000
so what?
would happen is that no onewould come and bid the reserve.
And so when no one bids at thereserve, what happens?

(44:32):
The property does not sell atauction, and for one hundred
dollars this is how it is inFlorida, okay, or how it was
back then for one hundreddollars the bank becomes the
high bidder.
And once the bank becomes thehigh bidder, the property then
transfers ownership of theproperty then there's a certain
amount of time that the borrowerhas to come back.
Yeah, some redemption ten daysdoesn't matter, but let's assume

(44:53):
none of that happens Ten dayslater, assuming the buyer does
not exercise the right ofredempt.
The borrower does not exercisethe right of redemption, the
property ownership of theproperty would transfer to the
bank via what's calledcertificate of title.
Okay, and so at that point thebank owns the house, and we had
this phenomenon in our industryof what we called the REO, which

(45:15):
was the real estate ownedproperty, which was properties
that were owned by banks thatbanks hated that stage, Of
course.

Speaker 1 (45:21):
Of course they had to upkeep the property and there
was a nightmare for them.
So this notion though, that ifyou default that banks love
foreclosures.
That's absolutely wrong.

Speaker 2 (45:29):
No, not just that or that or that, if you default on
a mortgage at three percent,that the bank quote, tears up
the mortgage and resells thehouse at eight percent.
I mean, mr Shift, you skipped50 steps.
You skipped having to.
You skipped the part about nonaccrual.
Then you skipped the part abouthaving to fucking file the
lawsuit.
Then you skipped the part abouthaving to litigate the lawsuit,

(45:51):
which, by the way, you'repaying along the way.

Speaker 1 (45:53):
By the way, how long can it?

Speaker 2 (45:54):
take right one year, two years sophisticated defense
lawyer three, four, five years,I mean.
I had a foreclosure of mycareer.
Was like a nine-year case.

Speaker 1 (46:03):
I'm gonna eat right, okay, it was a disaster and so
by then, what can happen?

Speaker 2 (46:07):
number one, this Fentum margin that he was
talking about between, likereselling it at eight percent
and three percent, is eaten upin fees, time carry, costs of
the property, upkeep, propertytaxes, which the bank has to pay
.
Okay, so there's all theseamounts that would insurance
right.

Speaker 3 (46:24):
Have a pissed off owner Inside the house that no
longer gives a kid, gives arat's ass.
Right the collider on thefucking property here that would
put by the way, the term of art.

Speaker 2 (46:33):
You know what that's called in the law waste when.
When property like suffers,like lack of upkeep, when you're
the owner and you're you'redestroying the property, that's
called waste, okay.
And so you know, all thesethings just just make it so that
that was just a false.

Speaker 1 (46:47):
But here people would put concrete down the toilet on
their way out, oh yeah, so theywould fuck the pipes up.

Speaker 2 (46:52):
So you have to rip the whole plumbing out.

Speaker 1 (46:54):
I mean.

Speaker 3 (46:54):
I mean it's just not fun for the banks.
It's just so I forget.
I've seen the kitchen's gone.

Speaker 1 (46:59):
I've seen yeah, they get those.
What are those clothescompanies called?

Speaker 3 (47:02):
they come in and um they just stripped the house
down.

Speaker 1 (47:04):
But there's a company that was called the salvage
salvage the higher.
They get a salvage company.
Pay them a cup, they get acouple bucks for and it take.
Everything happen.

Speaker 3 (47:11):
It's I the wire out of the wall the wire.

Speaker 2 (47:15):
But that links back also to the social media thing,
because what happens is thatit's like listen, listen as
listen.
As a real estate lawyer, Ihonestly do not expect the
non-lawyer, okay, to understandthe nuances.
Sure, right, because what tothe owner?
The bottom line is the same myhouse is no longer mine.
Okay, like my house who cares?

Speaker 3 (47:34):
who hasn't taken from somebody else?

Speaker 2 (47:35):
I get it, but what?
But the problem is, though,that in this, in this time,
where we're like, you know youcan, everyone has a microphone,
kind of like us.
I mean, you know, and you seeit, you see it on some of the
comments, some of the commentsthat we got this week, we're
like who the fuck are these guys?
It's like a we're fuckingnobody, okay.
The better question is why areyou listening to a bunch of Okay
, but but oh, right.

Speaker 3 (47:56):
What does it say about?

Speaker 1 (47:57):
your daily.

Speaker 3 (47:59):
All right, you got a lot going on.
Your fucking, I'm a nobody.
You're fucking, you'relistening and you're commenting.

Speaker 2 (48:04):
You're so motivated by what you say, you're like oh
my fuck this guy.

Speaker 1 (48:08):
I'm gonna type something up, but but I do want
to thank everybody.
The negative comments haveincreased dramatically and I
really do want to thank you guys.
You want to thank you aboutthat guy?

Speaker 2 (48:17):
gold, gold bloom.
You killed that guy.

Speaker 1 (48:19):
That was, what was it .
What did he?
What did he start?

Speaker 2 (48:21):
with some shit, but it was so good because you were
like gold bloom can.
Can we ask you to fax yourcomment next?

Speaker 1 (48:25):
I'm gonna make it easier to wipe our ass with it.

Speaker 2 (48:27):
You remember you remember.

Speaker 1 (48:30):
So Richard, early on, richard early on kind of
trained me to like call him forevery stupid shit that I did.
And I remember like I was likedude, somebody sent me a letter
that really pissed me off.
So I'm like, fuck this guy, I'mgonna go to the bathroom, I'm
gonna wipe my ass with it andI'm gonna put it back in the
fucking envelope and I'm gonnasend it to the guy I remember
and I remember calling Richardand telling dude, you know what?
Fuck this guy, I'm gonna justsend him the, I'm gonna wipe my

(48:52):
ass with it, I'm gonna send itto him and everything.
He's like dude, it's like afederal Offensors.

Speaker 3 (48:58):
I don't remember why I talked to you.

Speaker 1 (49:00):
Nowadays.

Speaker 2 (49:00):
I'd probably encourage that.
Yeah, how I run up with that.
That's the thing you go to jailfor right, I remember but the
thing is that it would have beena great story.
Man wipes his ass with letterand sends it back.
Florida man, florida man.

Speaker 1 (49:16):
The problem is that at that particular moment I had
enough of my fucking plate.
So like I was kind of listeningto Richard to be like listen
bro, like I just got to get outof everything that I'm doing,
you know I mean, but yeah, that,imagine you imagine that guy
opening the letter and like andlike, uh, and and and.

Speaker 2 (49:30):
No, and realizing what you did right is amazing.

Speaker 3 (49:34):
Like right, like the letter, the letter he sent me,
oh my god, he wiped his ass withmy letter.

Speaker 2 (49:39):
I mean it's.
It's actually very funnynowadays.

Speaker 1 (49:41):
I probably yeah, I mean I do Do it and we'll deal
with it.
Listen, it's, it's unadvisable.

Speaker 2 (49:47):
Unadvisable, but funny.

Speaker 3 (49:49):
Honestly, I think I might even enjoy defending you.

Speaker 1 (49:53):
I want to see where this goes.
Yeah so that guy.
Yeah so the guy I told him whatwould the claim be?

Speaker 2 (49:58):
I don't even know what the claim would be.

Speaker 1 (50:00):
Yeah, but you told me it was a federal Sending shit
through the mail.
It was more like a, agovernment.

Speaker 2 (50:06):
I don't know maybe like a postal thing, you gotta
have the ups, and maybe I lookedit up.

Speaker 3 (50:10):
I have no idea.

Speaker 2 (50:10):
Yeah, I'll tell you what.
Like I said, nowadays I would.
Honestly that would be aninteresting the weird things
I've looked up for right now.
Well, now I know, now I knowthat I'm kind of, it seems like
I'm in the clear- To wipe my assand send it to, but I had to do
that before I know, I think.

Speaker 1 (50:24):
World beyond notice.

Speaker 2 (50:27):
The all clear has been yes, yeah, so what you send
over here, bro, you might getit back.
Yeah, so what I told?

Speaker 1 (50:32):
what I told the guy, the comment, that comment.
It was like yeah, why don't youjust fax us your next comment
so we could just wipe?
We could be easy for it.

Speaker 2 (50:37):
It'd be easier for us to wipe our ass or work.
It was funny.
I actually felt bad for the guyafter that.
I'm like damn, he stepped inshit.

Speaker 1 (50:43):
Yeah, let me tell you that a lot of these guys stop,
they stop.
I would never stop, like if Iwas them, like I'm in it already
, like a lot of these guys justdisappear, which I find
interesting.
I wonder if they don't get ourcomments.

Speaker 3 (50:53):
Maybe the?
I think that it's the nature ofsocial media.

Speaker 1 (50:56):
It's look people they shoot first and if you shoot
back, they kind of like run andhide people people will.

Speaker 3 (51:01):
They're used to taking and putting their
opinions out there and nothaving to defend them, and I
think it's the reason why we'veseen the breakdown of the
rhetoric so much, even ourpolitics and stuff like that.
You know, you just callsomebody a name and then run
away and there's like no, noneed to take and defend your
ideas and I mean, I don't know.
I I enjoy very much talkingwith people that think
differently than me, especiallyone-on-one, like when they're in

(51:21):
groups it's hard, butone-on-one when you talk about
somebody that that disagreeswith you.
Yeah and just having the ideashammer back and forth.
I I enjoy that process and youknow it's always try to keep it
respectful and listen and that'swhy listen.

Speaker 1 (51:34):
I think the worst thing that Richard ever did,
that damn chat that we're onthat is just.
It is absolutely the worstthing in the world but is and I
think it's also really necessarylike to keep us sharp.
There isn't a day that goes byguys, guys, let's comment now.

Speaker 2 (51:51):
Let's let's follow up on on one of the prior things
we talked about, which was tablaconstitution, and this Tabla is
another word that it's, it's,it's.

Speaker 1 (52:00):
the exact translation is wooden board, I guess right
board.
But it, it, it.
It means that you can take it.
You have thick skin, yeah, yeah, yeah, you have thick skin.

Speaker 2 (52:09):
Right and and so, just so you guys know, we used
to, we used, we still have thischat where we would talk about
cryptocurrency.
It started right and then inthat chat there were some guys
and we would occasionally likeVeer into politics because these
guys would say things that madeno sense, like the imminent
collapse of the.
Us dollar you couldn't regulate, you know whatever just things

(52:30):
that make no sense.
And so there was this one guywho stood out to me as as
particularly um, politicallyproblematic, and so I thought
one day.
I woke up one day and I'm likeyou know what, man, I'm gonna,
I'm gonna give this guy someinformation.
It started with like I thoughtI would be it was a good

(52:52):
intention.

Speaker 1 (52:52):
It was a good.
Yeah, I thought.
I also think that you wereworried that, bro, there was a
lot of friendly fire there.
There was a lot of people thatthat, that that were just
getting hit and bombarded withthese tax measures.
That were normal civilians,right, right, right, right.
And we were like collateraldamage where we were trying
right.

Speaker 2 (53:06):
They didn't deserve to move the the politics.

Speaker 1 (53:09):
That's well.
Let's move the tougher skinpeople to this chat.
Yeah, yeah, and just leave thesofties.

Speaker 2 (53:14):
Yeah, pretty much on the other one.
So, man, I made the mistake.
Yeah and I'm willing to say it,I I made a grave error of
starting this aside from the FHCthing in addition, and remember
we today, these are infrequent.

Speaker 1 (53:27):
So we're now reporting them for posterity
right now the joy ofLife-aggress.

Speaker 3 (53:32):
Yeah, yeah and man.

Speaker 2 (53:33):
I started this chat and there isn't a day that goes
by I don't see a text.
You know, I'm so close to justlike leaving.

Speaker 1 (53:42):
Well, what people don't know?

Speaker 2 (53:43):
that would unleash uneven worse.

Speaker 1 (53:48):
Are you okay?
I don't want to ridicule, soeveryone.

Speaker 3 (53:53):
Oh Right.

Speaker 2 (53:57):
I got beat.
I couldn't take it.
I mean it would be so it wouldbe worse.
Yeah, it would be worse, soit's well, I would add you back
on.

Speaker 1 (54:06):
I would add you back on right.

Speaker 2 (54:07):
No, I'd be adding back on in four seconds and then
every and then, every day wouldbe like careful bro, he might
leave the channel.

Speaker 1 (54:15):
I mean, I can, I can script.
Well, I guess we're Going to.

Speaker 2 (54:19):
I can script.

Speaker 1 (54:20):
Be careful what you say around, richard.
Uh, you got a sensor.
He might get offended leave thechat.

Speaker 2 (54:25):
So it's like, bro, no matter how Taxing it is bro on
my mental health.
No, I just got it, bro, but Iappreciate it.

Speaker 1 (54:32):
Let's talk about the good things about it, because it
keeps me very sharp.
There's no amount, there'snothing that these commenters
could say, because what happens,is that what?
The reason why people don'tlike doing this, what we're
doing right now, is because youopen yourself up to screw to
attack, to attack and and likeyou're worried about what public
opinion?

Speaker 2 (54:50):
Yeah, I often say to myself I'm like when will this
be a mistake?
So far it's been good, but likeone day we're gonna say
something's gonna be a disaster,as soon as we get a little bit
more popular.

Speaker 1 (55:00):
Right, I think, then it's gonna be more problematic.
Yeah, but I think, I think, Ithink we should be smart enough
to navigate it.
You know, I mean, and I alsothink that when the day comes,
we just wipe our ass with it andwe continue on.

Speaker 2 (55:13):
I think the problem when you start paying attention
to it, you don't have muchfucking choice.

Speaker 1 (55:16):
Yeah, what are we gonna do?

Speaker 3 (55:17):
So I think I think it potentially can close options
off to.

Speaker 1 (55:20):
you is the one down and we also know that there's
there's a couple of particularlandmines that we stay away from
.

Speaker 2 (55:27):
Yeah, we're good and we all kind of know what they
are, but today you've been goodat just putting your foot on the
mine, but just not taking itoff.

Speaker 1 (55:36):
I put a little object on top of it that's not heavy
enough to explode.

Speaker 2 (55:39):
A woman should be a woman.
I just I was like wait what Imean.
Listen.

Speaker 1 (55:44):
I'll go listen and here's the thing I'll go in
front of that.
There's certain things that Ireally like, that, yes, women
should not, men should not,participate in men's, in women's
sports.
I mean, there's certain thingsthat I could you mean biological
men because, because he'sreally a woman.
Right.
So anybody who's gone throughpuberty as a man should not be,

(56:06):
should not be.
You know a part there's certainthings that they're just out
there and it is what it is, andwhoever wants to come after you
for that, I mean, it is what itis.
But I think we're pretty goodat you know navigating these.

Speaker 2 (56:17):
So there's another comedian man that he does that
too, talking about thenavigating.
I'm trying to find the clip.
So I'm sorry we're not givingyou guys credit but we're being
very clear that these aren't ourjokes.
But there's a guy that he's onthere yesterday and he's like
you know so many.
He's like have you ever noticedhow we kind of fuck up in
language?
The white guys fuck up inlanguage by by, where they put

(56:41):
like the bad word when they'retalking about?
You know other, you know racesof people you know.
And he's like you know becauseyou know you could be like
sitting there at a cafeteria oryou're on the street corner,
whatever, and you'll hear like aguy saying he'll be like no,
because I was talking to thisAsian motherfucker, and you
don't even hear it.
You don't even hear it, bro.
Like you don't even hear it, noproblem bro.

Speaker 1 (57:01):
Nothing happened.

Speaker 2 (57:02):
It goes on, but then he's like the white guys.
We usually get this wrong.
We're like you know I'm talkingto this fucking Asian and
people are like whoa, whoa, whoawhat's the matter with you?
You know, he's like if we justif we just move where we put the
bad word?
So many jobs could be saved.

Speaker 1 (57:19):
Why, why, why?
And what I never understood iswhy is it wrong to say that
Asians are good at math, forexample?

Speaker 2 (57:27):
Why is that?

Speaker 1 (57:27):
No, it's not that, it's well you can get, you can
call an Asian whatever you want,that's fine.

Speaker 2 (57:32):
The problem is that it's not that it's the issue of
the stereotype which, eventhough it's like a complimentary
fact, harvard, I got it.

Speaker 1 (57:43):
Harvard had to change .
They got caught changing themath test so that they wouldn't
be able to fucking, so theywould score or would be Chinese
Harvard.

Speaker 2 (57:54):
I'm not nearly as funny as Louis CK, so I won't
repeat it, but if you'reinterested out there, if you're
listening, I guess the best pullup a little, but go K bit a bit
that he does about called it'scalled benign racism.
Ok, and it's amazing, the guys.
I mean it's hysterical.

Speaker 1 (58:11):
By the way, if we call ourselves comedians, we can
get away with everything too.
That's another thing.
I mean, I don't know not toomany comedians, I mean.

Speaker 2 (58:16):
Dave Chappelle can get away with everything and he,
to me, he's, he's the theforemost genius.

Speaker 1 (58:21):
Right, but Louis CK well got him in trouble, it
wasn't no, it was.

Speaker 2 (58:24):
No, it was a jerking off in front of, in front of
everyone he assigned gender to.
Yeah, yeah, yeah, yeah, yeahyeah.
But man Chappelle to me is theis the greatest comedic genius
there is.

Speaker 1 (58:38):
I mean seriously.
Of course, you know what he did.
You know what he did,Completely wet.

Speaker 2 (58:43):
So yeah, just kept on going and doubled up, but dude
the guy is, I mean, his jokesare the best yeah, yeah,
especially because like theyjust ring.
So true, that's what peoplefind the.

Speaker 1 (58:53):
Chappelle show, I mean it, just it, you know.
And again he makes fun of whitepeople, he makes fun of
everybody.

Speaker 2 (58:59):
He says it too.
He's like I'm an equalopportunity.

Speaker 1 (59:02):
He busts a ball buster, yeah, and that's what I
don't understand, because in myregular life I make fun of
everybody.
Yeah, me too, I make everybodyright.
It's part of our charm.
It's just everybody.
It's just everybody gets itright.
But then why is there a certaingroup or certain groups that
have to be separated from that?
You know what I'm saying?

Speaker 3 (59:22):
That's the part that confuses, because again it was
like we should probably leavethis alone before we start going
a little to that clip of bigvictim hood man.
It's the same thing that thatidea that there is a whole group
of people out there, thatthey're very existence is to
tell people why they should notbe able to let it roll off their
back, why they should beoffended and why this is somehow
keeping them from success.
You cracking a joke aboutsomebody is part of the systemic

(59:45):
method that has been foundedthe the, the Illuminati behind
the scenes pulling the pullingthe strings.
I believe they can keep.

Speaker 1 (59:54):
I'm not going to say something Never mind, yeah, yeah
, just by the way, did you seewe're smart enough to navigate,
yeah.

Speaker 2 (01:00:11):
Hey, hey, hey, hey, hey, hey, hey, hey, hey, hey,
hey, hey, hey, hey, hey, hey,hey, hey, hey, hey, hey, hey,
hey, hey, hey, hey, hey, hey,hey, hey, hey, hey, hey, hey,
hey, hey, hey, hey, hey, hey,hey, hey, hey, hey hey, hey, hey
, hey, hey, hey, so let meinterview somebody who's

(01:00:53):
actually humble Like I've never,okay.

Speaker 1 (01:00:55):
so how does it work?
Are you actually humble?
You're like I don't want totell anybody, or do you catch
yourself and be like, no, Idon't want to tell anybody
because I want to be humble.
So what is it exactly?
Walk me through the fuckingpoint where you're going on Fox
News and getting interviewed,right, and then don't tell
anybody.
How does that happen?

Speaker 3 (01:01:11):
If I had to be really honest, the reason why?
Probably I wasn't superimpressed with the work that I
did there.
I mean I was glad that I did it, it was a good experience, but
I didn't feel like it was mybest work and I mean, look, it's
part of how I was raised alittle bit too.
I mean you and I have talkedabout it.
You know, like you're a fan ofthe, you know the celebrating
the touchdown thing I was alwaysBarry Sanders was my favorite
player.
The guy would take and pairpeople's ankles off, hand the

(01:01:33):
ball to the referee and walk offthe field Like it was yeah like
he's done it before.

Speaker 2 (01:01:36):
Yeah, and it's not even so much that.

Speaker 3 (01:01:38):
It's just like, even when I wrote my book right, when
I wrote my first book and myfirst group, my first Latin
girlfriend, was there.
I finished the book right andI'm like talking about the next
thing I had to do and she's likestop, you wrote a freaking book
, go out to dinner, throw aparty, something.
It's just I don't like, I don'tknow.

Speaker 1 (01:01:54):
I get it, I get the pretend you've been there part
and it happens with my son.
Like when somebody beats my son, like it doesn't matter what
fucking tournament it is, theycelebrate like it's the fucking
Super Bowl Bro I'm talking about, like they jump on each other
and it's the fucking, it's thefunniest thing.
And I explained to him likedude, you know, you've realized,
like you are the trophy, thetrophy doesn't really matter

(01:02:15):
anymore, like when they beat you, that's the situation.
And you know, on his own, whenhe beats anybody he just fucking
walks off.
I'd never coached him on that,but here's the problem with that
.
Nowadays I don't know if youguys how sports.
Yeah, I know you're not a bigsports guy.
So, nil, you know everythingchanged what a couple of years
ago with the.

Speaker 2 (01:02:33):
NIL.
When you say NIL, n-i-l, n-i-l,whatever, I just want to make
sure people know what we'retalking about.
I'd never heard.
For all I know it's NIL, butI've never heard of it referred
to.

Speaker 1 (01:02:41):
I don't know, I've just, I've been calling it NIL,
maybe it is N-I-L, but whateverName, image and likeness You're
allowed, for many, many, manyyears you weren't allowed to
sell your name, image andlikeness Like you couldn't.

Speaker 2 (01:02:52):
You were playing for Unless you were a professional
athlete.

Speaker 1 (01:02:54):
Unless you were a professional athlete, so you
were the best football player inthe world.
You couldn't go out and sell at-shirt with your name in
college.
You couldn't go out and sell at-shirt with your name on
anything else.
But here's the problem now, andthis is where it gets tricky,
right.
So it's being a showboat isprofitable.

Speaker 3 (01:03:10):
Yes, Right, it's an income strength.

Speaker 2 (01:03:12):
It just is Right and if you don't do it, you're
missing out.

Speaker 3 (01:03:15):
And the issue winds up being right.
All of this ties back to one ofmy favorite subjects to teach.
I thought I would have hated itwhen I got it, but it's ethics,
the idea of who we're becoming.
I mean, is it making us betteras a society and as an
individual?
No man.
And realistically, is thisdoing damage to people's psyche
and souls?

Speaker 2 (01:03:32):
and I mean really making it less the societal
decay is at going a thousandmiles Absolutely, but in my
son's sport-.

Speaker 3 (01:03:38):
What happened to Rome in thousands of years is
happening so in my son's sport,right?

Speaker 1 (01:03:43):
well, let's call it.
It's not football, it's notbasketball, let's call it one of
those that there's no future,there's no, there's no.
Maybe the UFC or not, maybe forsure the UFC, and now they've
merged so it's a WWE or whateverright, but there's not really
any money in it unless you're ashowboat.
So now I mean the numbers thatare getting thrown around these.
Imagine a fucking wrestler,that who gives a fuck.
Have you ever watched awrestling match?

(01:04:04):
Maybe you have right, but rightand you probably will never.

Speaker 3 (01:04:08):
You just got judged by the way, Even those guys who
in this room is most likelythat's racist?
Yeah, yeah, yeah, it's becauseyou're black and I was like I
assume that you think you'reright.

Speaker 1 (01:04:17):
So if, dude, there's guys that are getting paid
$250,000, $300,000 a year tofucking wrestle, but it's not
only how good you are, it'swhat's your social media
following how much shit talking.
But in a sport, for whateverreason, that sport is very
cat-alike.
There's very humble like youhave to be, and there's one of a

(01:04:40):
really good wrestler describedas like so much.
You gotta be overly humble.
And what's happening now isthat that's gonna break because,
dude, you gotta start talkingshit right now.
So you're wrestling a guy,right?
Nobody cares if you're gonnabeat the guy.
Now, all of a sudden, you sayyou know what, fuck you?
You beat me when I was inelementary school and I've been
thinking about it my whole lifeand I'm gonna fuck you up.
I don't know, whatever you know.
And now everybody cares like,oh dude, this guy no man, this

(01:05:01):
guy's been holding that grudgefor 10 years and you're selling
it.

Speaker 2 (01:05:04):
Yeah, just like the Colorado Colorado State game.
The fucking coach was like oh,I take.
You know, my mom taught me totake my glasses off and my hat
off when I'm talking to people.
It's like dude, you're atColorado State bro, nobody
fucking knows who you guys are.
You guys suck, you're not gonnado shit.
And then it's like Deion.
Then Deion turns around and youknow, then there's Five glasses
.
Yeah, no, no, no, right.
Then now everyone on his teamwears fucking glasses, bro, and

(01:05:24):
like all these kids are wearingglasses.
And you see them and they filmthe practice and it's like, oh,
you made it personal.
And it's like it's just fucking.

Speaker 1 (01:05:32):
But I've always Conor McGregor, the best you know I
was.
Look, I caught myself.
He is probably not the bestfighter, he's probably top 20.
He's made the most money by far.
He was born with a gift and heis a phenomenal ball buster and
shit talker.

Speaker 2 (01:05:49):
I'm talking about the wittiest Don't hold that in the
walk.

Speaker 1 (01:05:51):
No, no, no but have I sent you a clip of the shit
that?
I mean he is a witty, witty,funny son of a bitch.
I mean he is ruthless too, onthe ball busting.
I mean that guy is high, highlevel.

Speaker 3 (01:06:02):
Well, I mean, at the end of the day, it puts asses in
the seats and I mean here's thething.

Speaker 2 (01:06:05):
I mean Muhammad Ali, great example, probably the, if
you want to point to the guyyeah, the genesis of the shit
talking my father hated MuhammadAli.

Speaker 3 (01:06:16):
He went to pay to go to Madison Square Gardens to get
front row seats to watch JoeFrazier break his jaw, and I was
like he loved it because hehated how much shit.

Speaker 2 (01:06:24):
So here's the thing paid to walk the booth, Wasn't
it?
Down goes, frazier.

Speaker 3 (01:06:27):
I mean, like Ali won, like Ali won.
Well, no, no, no, no, there wasthree fights.
Oh, I see, yeah, and so I don'tknow shit about boxing.

Speaker 2 (01:06:33):
I'm not a big boxing fan.

Speaker 3 (01:06:34):
Well, actually I think it was forming that
knockoff.
I don't know George Foremanthat knocked out Frasier, but
Frasier was a tough, tough guy.
I mean really the pounding ZachI took really impressive.
But it works both ways becausethat evil guy, people go pay to
see him get the shit kicked outof him.
Oh yeah, oh yeah, right.
And so there's.
It's not just the fans thatattracts the people that like

(01:06:55):
that person, it's the peoplethat hate that person, and
that's the reason why you'reabsolutely right.

Speaker 1 (01:06:58):
In the UFC there's a guy, chael P Sunan, right.
He calls himself the gangsterfrom Wesleyan Oregon, right?
Is he good?
He's good, but he's foughtevery.
He's all the biggest, some ofthe biggest fights in the UFC.
From Chael P Sunan.
I mean so much so he callshimself the gangster from
Wesleyan Oregon, right, andWesley Gordon, wesleyan Oregon
is like St Coral Gables or so heplays.

Speaker 2 (01:07:21):
So nobody, which means a fancyneighborhood where there are no
gangsters.

Speaker 1 (01:07:26):
I remember looking at it and like fuck bro, like let
me look at it.

Speaker 3 (01:07:29):
Yeah, yeah, I Googled Wesleyan Oregon.

Speaker 1 (01:07:30):
I'm like fuck, it's Oregon, this doesn't sound like
you know and Wesleyan Oregon,and it's the most picturesque.

Speaker 2 (01:07:39):
Yeah, I mean, I looked at property values and
they were like in the millions.

Speaker 1 (01:07:43):
And he's, and then he'll give a speech and you know
, and again, so he's, you knowtalking the shit, and he gives a
speech, he goes.
You know what?
My dad, I saw my dad one time.
You know, the tires were wastedon our Mercedes.
I mean he makes like the mostfucked up obstacles, supposedly
like a rich kid would go through.
You know what I mean?
I didn't have a maid till I was14.
Like shit, like shit, like so.

(01:08:05):
But this guy, my own room,right Right right.
So this guy, this guy's fighting, this guy's fighting the
toughest guys, the guys that didgo through the you know, and
he's fucking making so thatthose, those are the things that
that makes sense right now, the, the non branding the marketing
the branding the in your facethe.

Speaker 3 (01:08:23):
Katie, you know what?

Speaker 1 (01:08:24):
I'm saying Like it's just in it, and to add to your
point yeah, that's, that's,that's considered a decay of
society, when you can't even behumble Because I was telling my
wife, they had they.

Speaker 2 (01:08:35):
I'm like listen, we should, you know, like my
daughter's a cute little girland like she hits the golf ball
and she looks, she's little andshe like smacks it and I'm like
man, we should like start a pageof like you know, girls golf, a
girl golf centric page.
And we should like, you know,like the way you dress her is
amazing, or her little outfits,her little swing, her shoes and
my wife completely, she took agigantic shit on me.

(01:08:57):
Well, by the way, she's likewe're not doing that.

Speaker 1 (01:08:59):
Okay, but, by the way , you will do it at some point.
Okay, when she starts winningthese big tournaments, because
again she'll start gettingsponsorships and everything.
But let me tell you something,and that's one thing my son has
a an Instagram page.
I had, my daughter one, and Ishut it down for and I'm going
to, I'm going to restart itagain, but, dude, the amount of
sick fucks, right, that's theproblem, right, but I manage it,
so it doesn't really matter.

(01:09:20):
Like, if people think thatthey're talking, they're talking
to me.
It's like so, so, so, we, weboth use it.
But what do people say?
Oh, hey, how you doing.
Hey, you look great in thatpicture Want some candy hey yeah
, wow, your abs are amazing and,and I'll play along with it
sometime I want to see how farand this is at once.
This is 20 times Shock.
So now I see the pages and Icould already I could tell

(01:09:42):
there's an MO.
You know, there's not that manyfollowers and the pictures are
brand new.
Like they put a bunch of them,but you look at the date.
So I've already gotten realgood at at at spotting out which
the sick fucks are.
But yeah, with, their game isis, try to get a picture from
the kid, yeah, and then they'llembarrass the kid but they'll
say, hey, I'll show, I'll tellyour parents that you showed me

(01:10:03):
this picture, if you don't showme more.
And by the time you know it,they're meeting him at a fucking
gas station and they're andthey're getting raped.
So that's, that's the.
So it's fucking.
So, so don't, ever don't ever,ever give them like actual
access, I mean until they're oldenough to like want that kind
of activity.
So, but yeah, it's, it's so,listen, man.

Speaker 2 (01:10:23):
I mean it's like the gymnast, the LSU gymnast, livy
Dune.
I mean she's not so myunderstanding is that she's not
much of a.
I mean obviously she's, she's acollege.

Speaker 1 (01:10:31):
And what's the last time you watched the gymnastics?

Speaker 2 (01:10:33):
I mean, she's not going to she's not going to the
Olympics, but fuck, she's thehighest paid female athlete in
college sports.
Right, right, olivia Dune Right.

Speaker 1 (01:10:41):
She's the highest paid female athlete.

Speaker 2 (01:10:43):
Three million a year or something like that no, no,
no, no and like dude the thevideos about those calendar
twins or whatever those?
The videos of the meets of theLSU gymnastics meets, the people
there, I mean, it's thousandsof people to see her and in fact
, recently she came out and shehad to, like you know, make us
make statements because, likethere was, there's this video

(01:11:04):
that was circulating, it wentviral of the other gymnasts
coming out from both teams, fromall the teams that were at the
meet and these guys were therescreaming.
You know, we want Olivia.
Where's Livy?
You know, fuck you, you fucking.
It's like, you know, liketalking down to the other one.

Speaker 1 (01:11:21):
What the hell do we care about your story?

Speaker 2 (01:11:22):
flip yeah, and it's, and you know she had to come out
and say you know this is verydisappointing.
These are my teammates, but byyou know the whole thing.

Speaker 1 (01:11:28):
but yeah, she's she's , she's okay, yeah, as a gymnast
in a sport that nobody gives afuck unless your kids in it.

Speaker 2 (01:11:35):
She's I mean she's.
I don't think you can say thatshe's hot.
I didn't say that, I'm justsaying she's very popular.
You know, and, and it's funny,you know who else to the the
basketball the Cavender twins,but they actually I respect them
big time.
They came out recently in aninterview and they were asked
you know, what do you thinkabout all the negative comments

(01:11:55):
that people make about you, thatyou know you're only popular
and you're only making moneybecause you show your bodies and
shit like that?
And they flat out like,admitted it.
They were like, yeah, we knowit, we know it's true and and
you know, listen, we don't feelbad about it, like we want to
give back and we want to figureout how we can help and all that
.
But it's like look, this is, youknow it's like it's like I
always say you know, you playwith the toys God gives you
that's right.

Speaker 3 (01:12:15):

Speaker 2 (01:12:16):
And so you know, it's like that's today's world.
Man, we got to wrap it up alittle bit, that's it.

Speaker 3 (01:12:22):
No, I think.
I think that the point and theone piece I wanted to add in is
just, you know, we have done somuch to move away from toughness
and and really praisingtoughness.

Speaker 2 (01:12:33):
No praising softness, we praise softness and what I'm
saying is we got?

Speaker 3 (01:12:37):
away from praising softness.
We don't.
We don't praise people we don'ttell stories about.
I share them with you all thetime my chesty puller stories
and stuff like that.

Speaker 1 (01:12:45):
Yeah, oh, have you told him that this chesty puller
funny name, by the way.

Speaker 3 (01:12:48):
but but um, it was his nickname.
His name is like Lawrence, butthe guy the guy had like a big
chest.
It was like the most decoratedMarine in US history.
The guy winds up in Guadalcanal.
So if you know what happened inGuadalcanal, the US Navy went
and dropped our troops there andthen they got overwhelmed by
the Japanese Navy.
And so they left they left ourtroops there on Guadalcanal and
this guy chesty puller about 600troops and without realizing it

(01:13:12):
, they wound up taking on anentire Japanese division of
12,000 troops with, you know,the Navy and modern day.
Spartan, my, my, my Navy guysare out there.
Well, we didn't abandon them.
We were night supplying.
The average Marine betweenAugust and December lost 40
pounds on Guadalcanal.
So what happened?
Did the Marines get wiped out?
Forget getting wiped out.

(01:13:32):
They raided the Japanese andstole their food, took the
airfield themselves, the 600Marines against the 12,000, they
pushed the Japanese back everystep of the way and held and
took more of the island untilthe Navy came back.
The quotes are given.
That quote, no, the quote isfrom the Chosin Reservoir.
So the same guy went to theChosin Reservoir in in Korea,
which is when the Marines, the12,000 group of 12,000 Marines,

(01:13:55):
was entirely surrounded by theChinese, the two UN groups that
were up there with them both gotwiped out by the Chinese.
So the Chinese came across theborder.
That's how the Korean war woundup.
We get it, want to get pushed.
We had pushed the Koreans, theNorth, the North Koreans, all
the way back almost to theborder of China.
And then we didn't realize wasthe Chinese had come in and come
in behind our troops andcompletely enveloped them.

(01:14:17):
So the UN, two UN groups,completely wiped out the Marine
group.
Yes, who happens to be there?
Chesty Polar.
He winds up in a situation theyhave over 100,000 Chinese
surrounding them.
They managed to not only killlike 25,000 Chinese, including
Mao's son, right, they managedto get out with all their

(01:14:39):
wounded, all their, their dead,all their equipment and 50,000
refugees they bring with them,right.
So they say to Chesty when theyfind out they're enveloped.
They say to him the enemies arein front of us and behind us
and they flank us on both sides.
His response they can't getaway from us now.

Speaker 2 (01:14:58):
What a badass Bro.

Speaker 3 (01:15:00):
Even better, bro.
Even one of my favorite linesof this story is that and I'll
leave you guys with this OPSmith was the general on the
ground with these Marines.
They interview him, the firstinterview with the guy.
They say to him Mr General, howdid you manage to enact sucha
masterful retreat?
He says retreat.
Marines don't retreat, we justattack in a different direction.

Speaker 1 (01:15:22):
But he also said the one that he perfect we could
shoot in any direction, oh yeah.

Speaker 3 (01:15:27):
Don't worry about it.
We could shoot in any direction.
We can't miss a mile I mean,but I mean his troops.
This guy was notorious forbeing the toughest training guy
out there.
He'd march his guys 30 miles.
They'd never complain.
They'd follow him to the end ofthe world because they'd say
we'd march 30.
Chesty would march 45 miles,marching back and forth,
checking on everybody to makeyou know you file that's tough.

Speaker 2 (01:15:49):
Yeah, that's a great quote too.
I'll leave you with this onefrom Ayn Rand's book Atlas
Shrugged, which, by the way, isan incredibly popular book.
I think it sold, I think, atleast 15 years ago, 20 years ago
, when I read it.
As of that time, it had soldmore copies than any other book
in history other than the Bible.

Speaker 1 (01:16:08):
Yeah, it's a great book, and what's it called?
It's.

Speaker 2 (01:16:09):
Atlas Shrugged.
It's an amazing book.

Speaker 3 (01:16:12):
It's about if all the people that are the producers
decide to walk away and go onstrike and leave it to everybody
else that wants some wantshandouts.

Speaker 2 (01:16:20):
The author Ayn Rand grew up in Soviet Russia and she
was completely againstcommunism, and, and, and, and
and, a little nuts.

Speaker 3 (01:16:26):
Yeah, I, I, I, I.
I cannot tell you I'm, you know, pro-rand but yeah, and a
little nuts.

Speaker 2 (01:16:31):
But so there's a fictional character in there
that owns a newspaper.
The guy's name is Gail Winnand,okay, and the guy was a tyrant,
okay, and like you know, thework and the way the guy worked
and the guy, the way the guymade people work, and one of the
lines in the book that reallystuck with me was that he says
she said the effort he expectedfrom his employees was

(01:16:54):
unbelievable.

Speaker 1 (01:16:55):
The effort he expected from himself was
impossible, you know, and sotalking about quotes, one thing
I've been wanting to do and I'mgoing to do it now.
So I guess the only people inon the Joker, the people that
actually listen to this, I'mgoing to do those quotes like
with my picture, and and and.
But like we're like, like getlike Aristotle quotes and put my
fucking name on the bottom.
I want to see how long it takesfor these people to start

(01:17:18):
talking, so the only people inon that joke are the ones that
are listening to this, so enjoyit as these quotes start coming
out with my name on it.

Speaker 2 (01:17:25):
Amazing.
Yeah, all right guys.
Later, until next time.

Speaker 1 (01:17:28):
Don't worry about dirt.

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Episode 36: Shattering Perceptions; A Deep Dive into Gender Roles and Financial Misconceptions

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