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August 15, 2025 64 mins

In episode four of the Retirement Planning Pipe-Line, Retirement Planning Specialist David Pipes dives into one of the most pressing concerns for retirees and pre-retirees alike: how to safeguard your retirement against market volatility. With financial uncertainty becoming the new normal, a sound strategy is more important than ever.

Join us as we explore proven ways to build a resilient retirement plan—one that can weather market downturns, adapt to economic shifts, and still give you peace of mind. You’ll learn: 

  • Why Market Volatility Hits Harder Near Retirement –We’ll explore why that is — and how to prepare for it.
  • What is Sequence of Returns Risk — and Why Does It Matter?
  • Emotional Investing: Why Gut Reactions Hurt Returns –We’ll talk about how emotional investing leads to poor decisions — and how to stay focused on your bigger picture.
  • The 4 Most Common Mistakes Retirees Make in Unstable Markets 

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Don’t miss this episode if you’re looking to further secure your financial future. Make sure to subscribe to the Retirement Planning Pipe-Line Retirement Show for more episodes and leave us a review!

Have questions about retirement planning or other financial topics? Connect with David and Steve and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

  

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Listen to the radio show every Sunday morning at 9am CST --- https://newsradio710.iheart.com/ 

Listen to Previous Episodes:

https://retirementpipeline.com/podcast

Subscribe to the show’s YouTube channel:

www.youtube.com/@retirementplanningpipeline 

 

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Connect with Charles “David” Pipes:

Phone --- 251-236-4371

Email --- Charles.Pipes@Amerilifeagent.com

Website --- https://retirementplanningpipeline.com/

LinkedIn --- https://www.linkedin.com/in/charles-pipes

 

Connect with Steve Zareck:

Phone --- 251-236-4371

Email --- szareck@amerilife.com

Website --- https://retirementplanningpipeline.com/

LinkedIn --- https://www.linkedin.com/in/steve-zareck-53b443b1

 

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Charles “David” Pipes is a highly respected retirement planning specialist based in South Alabama, known for his analytical precision and client-focused approach. With dual degrees in Actuarial Science and Statistics, David brings a strong mathematical foundation to every financial strategy he designs. His deep understanding of risk, probability, and long-term forecasting has made him a trusted professional for individuals planning for retirement security and strategizing income. David combines technical expertise with a personal commitment to helping clients achieve financial peace of mind in their retirement years.

Steven Zareck is a trusted independent retirement specialist and Market Leader for AmeriLife, serving clients across the Florida Panhandle, Southern Alabama, Georgia, and Tennessee. With over 30 years of experience in the retirement planning space, Steve brings a wealth of knowledge and a deep understanding of the financial needs of retirees. Backed by a degree in Eco...

Chapters

  • (00:00:00) - Retirement Planning Pipeline
  • (00:01:17) - The Retirement Planning Pipeline
  • (00:02:27) - Retirement Planning Pipeline
  • (00:03:41) - Warren Buffett: The True Investor Welcomes Volatility
  • (00:06:17) - Why Market Volatility Hits Harder Near Retirement
  • (00:08:54) - Waiting on Retirement: How to Plan for Your Future
  • (00:11:15) - Steve McAfee on Volatility in Retirement Planning
  • (00:17:14) - The Retirement Planning Pipeline
  • (00:18:18) - Retired Investors: How to Plan for
  • (00:23:36) - Sequential of Returns Risk
  • (00:28:57) - Planning for Your Retirement With Risk
  • (00:32:21) - The Retirement Planning Pipeline
  • (00:33:05) - Retirement Planning: How Important is Sequence of Returns Analysis?
  • (00:34:59) - Gut Reaction Investing
  • (00:36:33) - Don't Get Stuck In The Old Money
  • (00:41:52) - Retirem
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