Retirement Ready

Retirement Ready

Financial and retirement planning guidance from Des Moines' Eric Peterson of Peterson Financial Group.... Show More

Episodes

We’ve all heard about annuities, but there’s still tons of confusion about them. What are the different types of annuities? And are any of them worth having?

On this episode:

1:20 - There are four types of annuities.

2:58 - Immediate annuities are like a pension--payment for the rest of your life.

4:04 - The downside of immediate annuities.

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What common financial advice have you heard that is actually worth following? Do these concepts provide a better financial future for you and your family? Or are these ideas more damaging in the long-run?

On this episode:

1:03- Real estate is said to appreciate in value. But is it a good investment?

4:22- There’s good debt and bad debt, and mortgage is considered go... Read more

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We all want a certain sense of safety and security, but we also need the growth and potential that comes with risk. So how do you weigh out the two and create a plan without compromise? What tools can be used to achieve the right combination of both safety and growth?

Today's rundown: 

1:16 - One of the compromises in retirement is deciding between growth vs. safety.

1:56 Read more

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When making any decisions, you may get to a point when you have to make some compromises. How about when it comes to your retirement plans, are you making too many compromises?

On this episode: 

1:26 - What does it mean to have no compromises in retirement?

2:29 - What compromise is often overlooked in retirement?

3:45 - What strategies are t... Read more

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When planning for retirement, there are a number of pain points that can come up to cause stress and fear for the future. What are some ways you can address these pain points now?

On this episode: 

0:48 - What are some of the main financial pain points?

1:11 - Many people worry about running out of money before they die.

3:21 - How will taxes go in re... Read more

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September 12, 2019 8 min

Wondering whether or not you really need a financial advisor or if you could just figure it out on your own? Why do people choose to approach financial planning like a DIY project, and why do some of those DIYers later change their mind?

On this episode: 

1:04 - Why don’t some people choose to work with a financial advisor?

2:49 - What triggers someone to go from DIY to work... Read more

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September 5, 2019 12 min

We all have that drawer in the house with random odds and ends--some of it valuable and some of it you have no idea what to do with. What about in your financial files or folders? Do you know what’s what and what needs to go? 

Click here to see the full show notes. ----more----

Today's rundown:

2:15 ... Read more

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Did you take the trash out? Oh, and what is our income plan after one of us dies? One of these is a question you might ask your spouse regularly after dinner while the other one is important but often overlooked. We’ll talk about five questions you should start to ask now when it comes to planning your retirement with your spouse.

Check out the full show notes for this episode by Read more

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The fun and challenge of games such as chess is a bit similar to planning for retirement. We’ll talk about how it takes a lot of pieces and the right plays to win in the end.

Check out the full show notes by clicking here.----more----

Today's rundown:

2:12 - The pawn of the retirement world is the monthly... Read more

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August 15, 2019 11 min

Asking questions is always a good thing. The more you ask, the more you understand. But sometimes you don’t get the answer you need until you ask the right question. These four common financial questions are a bit better when they are rephrased and reconsidered.

Check out the show notes by clicking here. ----more----

Today&#... Read more

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Do you know the difference between a financial myth and financial reality? When you make a plan for your future, you want to make sure it is based on what’s true. We’ll talk through four ideas to discover whether they are myths and real.

Check out the show notes for this episode here. ----more----

To... Read more

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What do you do when…? Eric answers three pressing questions from the mailbag in today’s podcast. Whether you are being thrust into an early retirement or are considering delaying retirement due to debt, financial advice from an advisor will set you in the right direction.

Make sure you check out the show notes by clicking here.  Read more

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When you are working with an advisor, you want your relationship to be built on trust and quality expertise. But how do you know if an advisor is a bad fit? What red flags should you avoid? We’ll tell you in this episode.

Check out the full show notes here. ----more----

Here's what you can expect in this episode:

1:22 - A l... Read more

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This or that? Depending on who you listen to, you may have heard a variety of opinions on these financial debates. Eric shares his thoughts on debt, mortgages, life insurance, and mutual funds.

To learn more and to see the show notes, click here. ----more----

Take a look at the full rundown for this ep... Read more

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Some may think that retiring early is just a dream, but can you turn this dream into a reality? In this episode, Eric talks about the ins and outs of taking an early retirement. Find out when you can retire and whether you will actually want to stay retired.

To get more details about this episode and this topic, visit t... Read more

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July 3, 2019 10 min

What does retirement planning have in common with growing a garden? Both need patience, vision, determination, and the proper tools to succeed. Eric Peterson explores all the comparisons on this week’s podcast.

 Show notes: https://petersonfg.com/tending-to-your-retirement-garden/

----more----

1:06 Plants don’t gr... Read more

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When it comes to planning for your retirement, there’s a lot more to consider than where to invest. Going beyond the data and numbers, you need to consider these areas of your life and what you want them to look like in retirement.

 Show Notes

0:59 Lifestyle 

  • When people come in to meet with Eric and his team, they are often surprised that it’s not just about the data. It’s... Read more

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  • Today's Prep:

    There are a lot of great quotes from past presidents that also apply in the financial industry. Have you heard all of these? How would you apply them to your financial portfolio?

    Full show notes at: https://petersonfg.com/presidential-quotes-and-the-financial-world

    Equipping Point... Read more

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    As you near the final months or years before taking the plunge into retirement, there are always a few details to work out and questions to ask. Eric answers a few questions from the mailbag about pensions, paying taxes in retirement, and deciding when to walk away from a retention bonus and just retire already.

    Check out this episode's show notes:  Read more

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    Some things are just out of your hands. In retirement planning there are a lot of things completely out of your control, but if you re-frame your thinking, there is actually something you can do about them. Eric talks through these four areas where you have an opportunity to prepare for the unpredictable.

    Full show notes: https:/... Read more

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