All Episodes

April 29, 2025 62 mins

In this episode, we get brutally real about two financial moves you NEED to have locked down right now: budgeting and emergency funds. Markets are shaky, inflation isn’t cooling, consumer sentiment is crashing — and the people who survive this chaos won't be the lucky ones; they’ll be the prepared ones.

We break down how to build a real budget that’s customized to YOU (none of that cookie-cutter garbage) — and why precision matters if you want to avoid panic spending when things get tight.

Budget like your future depends on it — because it does.

Then we get into emergency funds: why they aren’t just savings cushions — they’re silent wealth builders when used right. (Think 7% yields or more, not a dusty savings account.)

Your emergency fund should be making you money even when everything else is burning.

If you’ve ever wondered how to stay invested while others are panic-selling, this is the game plan.

You don’t need to be fearless — you need to be funded.

We’ll also cover:

  • Why selling investments during a downturn is a guaranteed way to lose
  • How to future-proof your finances for the recession most “experts” now admit is coming
  • Where to actually stash your emergency fund for maximum safety and growth

This episode isn’t about doom and gloom — it’s about navigating the storm without getting swept out to sea.

Text Us 📲

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Mark as Played

Advertise With Us

Popular Podcasts

Stuff You Should Know
New Heights with Jason & Travis Kelce

New Heights with Jason & Travis Kelce

Football’s funniest family duo — Jason Kelce of the Philadelphia Eagles and Travis Kelce of the Kansas City Chiefs — team up to provide next-level access to life in the league as it unfolds. The two brothers and Super Bowl champions drop weekly insights about the weekly slate of games and share their INSIDE perspectives on trending NFL news and sports headlines. They also endlessly rag on each other as brothers do, chat the latest in pop culture and welcome some very popular and well-known friends to chat with them. Check out new episodes every Wednesday. Follow New Heights on the Wondery App, YouTube or wherever you get your podcasts. You can listen to new episodes early and ad-free, and get exclusive content on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. And join our new membership for a unique fan experience by going to the New Heights YouTube channel now!

24/7 News: The Latest

24/7 News: The Latest

The latest news in 4 minutes updated every hour, every day.

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2025 iHeartMedia, Inc.