Episode 66: Cross-Border Car Accidents: What Canadians Need to Know

What happens if you're a Canadian and get into a car accident in the U.S.? This episode is a must-listen for snowbirds, part-time residents, and anyone who drives across the border. Gerry Scott is joined again by personal injury lawyer Andrew Iacobelli, whose cross-border legal expertise helps Canadians navigate the often-confusing world of U.S. auto accidents, insurance claims, and litigation.

From the importance of underinsured motorist coverage to how fast U.S. litigation can move compared to Canada, Andrew breaks down what to do immediately after a crash, what evidence to collect, and why you should never sign a release form without legal advice. He also explains why Americans injured in Canada may have the advantage—and what every Canadian traveler should keep in their glovebox (spoiler: it’s his book!).

Whether you're road-tripping through Florida, spending your winters in Arizona, or just curious about what your insurance actually covers—you’ll want to take notes.

🧠 Key Takeaways:

• The #1 most important step to take after a U.S. car accident (hint: it’s not calling your insurer).

• Why travel insurance is critical, especially for snowbirds.

• How U.S. adjusters evaluate claims—and why Canadian medical records can be a disadvantage.

• What to know about settlement offers, release forms, and preserving your right to sue.

• The difference between no-fault benefits and underinsured motorist claims—and how to choose the right one for your case.

• When to involve lawyers on both sides of the border (and when you might not need to).

• Why American citizens injured in Canada may actually have stronger negotiating leverage.

• What Canadians should never do before consulting with a lawyer.