Why are bar insurance premiums skyrocketing—and is there anything you can do to protect your business?
If you’re a bar, restaurant, or nightclub owner, you’ve likely seen your insurance rates spike in the last few years. With more lawsuits, stricter laws, and fewer insurers willing to play ball, coverage has become more expensive—and more confusing. This episode gets into the weeds with an expert who knows exactly what’s going on behind the curtain.
In today's episode:
- Learn the four critical types of insurance your bar needs to carry—and why skipping any one of them is a risk you can’t afford.
- Understand why assault & battery and liquor liability are the real troublemakers in your premium hikes.
- Get the scoop on why hospitality-specific insurers can often save you money—and stress—compared to big national providers.
Listen now to get the hard truths (and some smart tips) on how to manage rising insurance costs before renewal season hits.
Get in touch with Lars:
KEL Insurance
Lars on LinkedIN
Learn More:
Schedule a Strategy Session
Bar Business Nation Facebook Group
The Bar Business Podcast Website
Chris' Book 'How to Make Top-Shelf Profits in the Bar Business'
Thank you to our show sponsors, SpotOn and Starfish. SpotOn's modern, cloud-based POS system allows bars to increase team productivity and provides the reporting you need to make smart financial decisions. Starfish works with your bookkeeping software using AI to help you make data-driven decisions and maximize your profits while giving you benchmarking data to understand how you compare to the industry at large.
**We are a SpotOn affiliate and earn commissions from the link above.
A podcast for bar, pub, tavern, nightclub, and restaurant owners, managers, and hospitality professionals, covering essential topics like bar inventory, marketing strategies, restaurant financials, and hospitality profits to help increase bar profits and overall success in the hospitality industry.
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