Your host, Chris Tidball, talks with the VP of Business Development of Paragon, Sean Garret. Sean's path to the insurance sector is as intriguing as it is inspiring. Transitioning from the hospitality industry, he found his niche in insurance, where he now plays a pivotal role at Paragon. His story is a testament to the dynamic nature of career paths and how skills from one industry can translate into success in another.
One of the main topics Sean discussed was the concept of third-party deductibles. Unlike the first-party deductibles we're accustomed to in personal auto insurance, third-party deductibles introduce a receivable environment in commercial policies. This means that every time there's a claim, the insured owes a deductible to the carrier. Sean illuminated the complexities of this system, including the challenges in identifying, invoicing, and recovering these deductibles.
A critical point Sean emphasized was the need for seamless communication between claim systems, policy systems, and recovery systems. This triad is essential for the efficient management of deductibles. Without it, carriers and insureds alike can face significant hurdles.
To learn more about Sean's work, click HERE and HERE.
Think you'd be a great guest on the show? Apply HERE.
Want to learn more about Chris' work at SecondLook? Check out his website at https://secondlook.net/.
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