Why Banks Say “No” to Contractors-and How We Say “Yes” with Rachael Brown | Construction MF’ers EP 104

If you've ever felt like the bank just doesn’t get how construction works, you're not alone.

Every contractor has heard it: “Great project… 𝘣𝘶𝘵 𝘵𝘩𝘦 𝘣𝘢𝘯𝘬’𝘴 𝘨𝘰𝘯𝘯𝘢 𝘱𝘢𝘴𝘴.” So why do the suits happily fund a developer who never swings a hammer, yet freeze the purse strings when you need upfront cash for labor and materials?

In the latest episode of The Construction MF'ers podcast, Scott Peper, our CEO and Founder, welcomes Mobilization Funding’s newest teammate and Chief Credit Officer, Rachael Brown—a banker who spent 13 years stamping “approved” or “declined”—and rips the lid off bank thinking, line by line.

You’ll hear:

🔹 What lenders 𝘳𝘦𝘢𝘭𝘭𝘺 check first, second, and last (hint: it isn’t your work ethic)
🔹 How to look bankable without shrinking your growth plans
🔹 The hidden cost of waiting until the tank’s empty to chase money
🔹 Where Mobilization Funding plugs the cash‑flow gap while your bank plays it safe
🔹 Quick clean‑ups—stale A/R, messy P&Ls, aged payables—that flip a “maybe” into a solid “yes”

Ready to ditch wishful thinking and line up the cash before the bid? Hit play, drop your take in the comments, and share this with the one subcontractor buddy who always “banks on luck.”

🔗 Follow Rachael on LinkedIn:
https://www.linkedin.com/in/rachaelmaltese/

🔗 Follow Scott on LinkedIn:
https://www.linkedin.com/in/scott-peper-9387288/

🔗 Subscribe to Mobilization Funding YouTube Channel:  https://www.youtube.com/channel/UCbmKi-OEJVbmQH_tIXdGwdw

Follow Us:
Mobilization Funding LinkedIn: https://www.linkedin.com/company/mobilization-funding/
Mobilization Funding Funding Insights Digest Newsletter: https://www.linkedin.com/newsletters/funding-insights-digest-7041831004998619136/

Visit Our Website: 
https://www.mobilizationfunding.com

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