How to Protect Your Wealth in an Uncertain Future: Climate Change, Property & Investing

In this episode of The Growth Concept, you’ll gain a clearer understanding of how environmental change is already reshaping our financial future and what that means for your wealth!!!

Financial educator Lacey Filipich breaks down the difference between wealth creation and inflation, while unpacking a powerful and often overlooked reality: by 2035, up to 1 in 10 properties is projected to become uninsurable. This shift may have major implications for property shares and super.

You’ll learn how climate risk is translating directly into financial risk through rising insurance costs, declining asset resilience, and long-term uncertainty and why these factors matter just as much as interest rates or market cycles.

What you’ll get from this episode:

• Clear insight into how environmental risk impacts future wealth
• Understanding why some properties may lose insurability and value
• A more realistic perspective on property as a long-term investment
• Awareness of the financial blind spots most people aren’t prepared for
• Smarter ways to think about resilience, diversification, and protection against inflation

This conversation is designed to help you think beyond traditional education, ask better questions, and make financial decisions that hold up in a rapidly changing world.

Laceys resources:

Website: https://www.moneyschool.net.au/

Instagram: https://www.instagram.com/moneyschoolorg/

Book(Money School): https://www.amazon.com.au/Money-School-financially-independent-reclaim/dp/1760890227/ref=asc_df_1760890227?mcid=4a79b3d3fee23d5dbd53ba9253893416&tag=googleshopdsk-22&linkCode=df0&hvadid=712273987816&hvpos=&hvnetw=g&hvrand=5029180709675600156&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9070530&hvtargid=pla-936849537967&psc=1&gad_source=1

Financial Disclosure

This episode is for educational purposes only and does not constitute financial, investment, or legal advice. The views shared are general in nature and do not consider your personal circumstances. Always seek advice from a qualified professional before making financial decisions.