#039 How One Shift Helped an Ambitious Woman Raise Her Credit Score 42 Points in 45 Days

In this powerful episode of The Guilt-Free Spending Podcast, I break down why clarity, not just knowledge, is the real game changer when it comes to credit. Using a hilarious story about my twin nephews and the “quiet game,” I explain how knowing the rules isn’t enough; you have to know how to apply them.

You’ll learn:

• Why paying on the due date may not help your score
• How to use statement dates to your advantage
• What credit utilization actually means (with a clear example)
• How one small shift helped a client boost her score by 42 points in 45 days

This episode is your reminder that clarity builds confidence, and with just one clear action, you can start creating real results with your credit.

🎯 Plus, I give you a challenge to take action this week. Are you ready?

 

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💡 Build financial resilience and confidence.

✨ Create healthy, sustainable money habits.

🌱 Shift from scarcity to abundance.

Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.

Be sure to answer the membership questions so we can send you your entry gift right away.

Join here: http://www.facebook.com/groups/guiltfreespending/

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