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In this episode, the crew dives into the complex world of financial expectations and the cultural pressures that shape spending habits within communities. Through personal stories, we explore what it means to feel financially secure, how societal influences drive financial decisions, and how their definitions of financial success have changed over time. We also share actionable strategies to achieve long-term financial wellness, offering practical advice for listeners seeking financial clarity. 

Episode Transcript

Speaker 1 (00:00):
Welcome to the Heavyweight Podcast.

Speaker 2 (00:04):
The message behind saying the title of the
Heavyweight Podcast is to beable to say that we can weigh in
on some heavy shit.
What we're talking about isimportant from every aspect of
it.
It's a heavy weight.
It's not just about physicalweight, but the weight of things
that can weigh our minds.
So I think it's dope that wecan have this conversation.
So I think it's dope that wecan have this conversation.

(00:27):
What's good?
This is episode 184 of theHeavyweight Podcast.
I'm your anti-social host andnever your favorite.
Stutter McFly back again withthese two guys.
Shout out to Dez, who couldn'tbe here, but go ahead and state
your name for the beautifulpeople out here.

Speaker 3 (00:43):
It's your boy, mo Let Lethal of Grouch.
I'm not grouchy, am I?
Sometimes I am.
Are you the?

Speaker 2 (00:50):
happy grouch I live in a fucking trash.
Now the happy grouch.

Speaker 1 (00:53):
The happy grouch he's evolved.

Speaker 3 (00:56):
I'm grouchy when I have to be.

Speaker 1 (00:59):
Nigga smiles like this I'm seamanless Ellis,
seamanless Ellis, seamanlessEllis.
Sorry, I can't laugh.
I don't want to cough.

Speaker 2 (01:18):
I'm not laughing, I'm not.
I do not want to cough, I'mjust gonna.
I'm gonna Think Grouchythoughts.

Speaker 3 (01:27):
This nigga's hilarious Because he's seamless,
he's seamless, he's seaman-less, but at the same time he was a
seaman.

Speaker 2 (01:36):
Yeah, that's what I was thinking.
I was like he was in the Navy.
He's a fireman.

Speaker 1 (01:40):
He's a fireman.
I told you guys At that pointyes, I was a seaman, yes, I was
a graduating this is this iswild this nigga's hilarious bro.
Nine weeks later I was afireman, so I was a seaman for
for nine weeks and he was likenah, oh shit, oh I was gonna

(02:14):
last episode.

Speaker 2 (02:14):
I was gonna ask when you were vaping, was the smoke
from?

Speaker 1 (02:21):
oh no, oh no, I can't .
I don't know if I should talk.
I feel like that's odd.
It was the.
It was the residual yeah, it'sodd, I can't tell y'all, cause
it's like I don't wanna.

Speaker 3 (02:31):
I just I don't wanna know here or after just say yeah
, craziness, once you get thatfreedom, it's craziness you know
you remember scary movie yeah.

Speaker 1 (02:46):
There you go.
Freedom is craziness.
You know you remember ScaryMovie, yeah there you go.

Speaker 2 (02:49):
I was gonna say, was it like?
You know how there's cheeringkids sound effect?
When you were finished did itgo?
Oh, a bunch of kids.

Speaker 1 (02:58):
I said, damn that's.
I thought I was on empty, butgoddamn Shit.
I thought I was on empty, butgod damn shit.
Yeah, I learned.
You're not.
You're not clear for threemonths.
Ain't that a bitch?
Three months, three months.
So you still got swimmers forlike three months damn fuckers

(03:21):
determined yeah how many niggasfound out the hard way?

Speaker 3 (03:27):
Yeah, we're clear, baby, damn, I'm pregnant.
Can you imagine that shit?

Speaker 2 (03:31):
That last back shit.
Yeah, just swimming around yournet sack like nigga.
We the last ones.

Speaker 3 (03:36):
You fuck around and get pregnant.
You got twins, nigga, like what.
You fuck around and getpregnant on the last week, like
nigga, nigga.
You waited three months forthis shit.

Speaker 2 (03:49):
So would that last match be like the few and the
proud?

Speaker 1 (03:52):
I'm scared, now I'm glad you guys said that.
Fuck yeah, I gotta be careful.
I'm only in first month, shit40, dog.

Speaker 3 (04:04):
I'm not trying to well, I said, nigga, my turn, I
can't do it, I'm not, I'm not,I'm not going to be.
58 the graduation I'm 59there's gonna be a lot of that,
though.
Oh yeah, like our generationdid that.

Speaker 2 (04:18):
Yeah, yeah, older yeah I mean to be fair, though.
We look younger as we get oldernow oh, you know what's funny?

Speaker 1 (04:25):
have you seen that shit on um?
It might be one of those sites,but they say in the trend is
millennials look younger thanthe motherfucking.

Speaker 2 (04:32):
Gen Z's.
Now they're like you look 40.

Speaker 1 (04:34):
I'm 22 stress the fuck out yeah, they had it rough
, poor kids, I don't know, shitthey had to witness with you
like god damn, that sucks,that's, that's your youth.
At least we got to play outside, that's true yeah, at least we

(04:57):
can walk to the corner.

Speaker 3 (04:58):
Well, my fuck is broken up over tiktok and shit
hey, man, I'm sad for a half anhour, that shit I was sad, I
ain't gonna lie.

Speaker 2 (05:06):
That shit pissed me off the more I kept seeing those
fucking people sharing this.
It's real.
It's really real.
I said if y'all don't shut thefuck up about this tiktok man,
let's, let's be honest, niggalike.

Speaker 3 (05:18):
The rest of that shit is trash, bro like oh, you got
the, the videos.

Speaker 2 (05:23):
I sent you the sites.
I didn't even know that waspossible on tiktok yeah that was
your first time.

Speaker 3 (05:29):
Well, yeah, I was like whoa yeah, I feel like
titties on tiktok oh yeah, oh,zulu nation, zulu, that's what
it's called tiktok, the actuallittle people, and how they
dress and they're in theirtraditional oh they do that the
other way too.

Speaker 1 (05:43):
The breastfeeding shit is crazy I'm like.
I'm sure somebody's getting itoff to that, but I'm like that's
nuts.

Speaker 2 (05:51):
I can't say a certain anything on TikTok and they'll
delete the video altogether.
I saw four on titties on TikTok.

Speaker 1 (05:58):
I said what the fuck, I saw a fucking one time.

Speaker 2 (06:01):
On TikTok.

Speaker 3 (06:01):
Yeah they cut their video off quick.
I was like these niggas fuckingjust like what's on the tiktok.

Speaker 1 (06:09):
Nigga, you be all shit I'll be working graveyard,
so I'll just be scrollingthrough lives.
And then they was like makingout.
And then I was just like oh,they fucking, my feed just went
click that shit.

Speaker 2 (06:21):
I was like this is unbelievable, like I, that's
great.

Speaker 1 (06:24):
I can't say certain things without getting fucking
the video muted or whatever butlike yeah, don't ever fuck on
there, because I couldn't findthat account like I think they,
they banned them, banned themthis nigga went back and looked
for the account.
Yeah, he gonna be fucking like,hey, they look for the ip and
everything else with me fuckinglike hey, hey, look for the IP
and everything else fuckingKevin.

Speaker 3 (06:49):
Alright, my bad, how are?

Speaker 2 (06:51):
your weeks.
Yeah, we hadn't even got to theweeks yet.

Speaker 3 (06:54):
That's it was good man productive out here grinding
, grinding ready for work.

Speaker 2 (07:03):
Is it calling you?
I'm just grinding, so you'renot gonna answer.
Yeah, just grinding excited.

Speaker 1 (07:20):
I see, yeah, he had all the excitement in the world
that's just amazing.

Speaker 3 (07:24):
I'm thinking about.
I'm thinking about.
I'm thinking about paying pattycake because I ain't gotta go
back.
I know, last episode I said Iwas I'm snitching nigga, but if
I could just make a quick coolfour or five million, I might
get out the game.
I'm thinking about it.

Speaker 1 (07:44):
No, you're snitching, oh don't do that, I was like
it's something to pay, pay toget.
I'm just playing.

Speaker 3 (07:51):
No illegal activity here.

Speaker 1 (07:53):
Never mind, I can't say that, I can't say that.
Okay, but You'll be cool,though you didn't get deported,
I was gonna Sorry.

Speaker 2 (08:06):
I was gonna ask this question last episode, but I
didn't want to get too off topicBecause we're doing twice as
good question right, I was likedoes that mean, does it apply to
us in porn?

Speaker 1 (08:19):
Oh, you know what?
I don't know, okay.
So that made me think of a jokethat I want to work on, and I'm
thinking this is a good premise, because it's about gay people
and, like black people, howwe're very homophobic, and I
think it's odd that we're sohomophobic because when it comes
to being gay, we're like thebest.

Speaker 3 (08:37):
That's wild, it's true, like we got RuPaul Brady
Griner.

Speaker 1 (08:49):
Brittany Griner.
Those are the two.
I said see, boom right in yourhead.
You know that's.
Yeah, she's the best lesbian.
I mean she dunking on bitches.

Speaker 3 (08:57):
I mean Michael Sam didn't work out.
Her voice is deeper than mineher voice, she take it look here
, see, now you done fucking thatbitch on testosterone.
She cheating her voice, shetake it.
Look here, see, now you don'tfucking that bitch on
testosterone, she cheating hervoice is deep she need to be
banned from the WNBA because sheher voice that deep.
She taking testosterone onsomething else she got the bad
vape it's her bad vape shit.

Speaker 2 (09:18):
I had to do a dick check quick.
Yeah, I'm gonna be the dad.

Speaker 3 (09:23):
I said whoa, whoa, wait, what the fuck like your
voice is that fucking deep?

Speaker 1 (09:29):
yeah, kevin, you're weak.
Oh, mine was, mine was goodshots out, you know
father-in-law get your happybirthday.

Speaker 3 (09:35):
Oh, I thought you were doing different shots.
Okay, like tequila.

Speaker 2 (09:39):
No, you were trying to empty yeah, empty the club oh
since you, you know, seamanlessoh, lord or 22 there's like 26
times, so I'm trying to get oneof them first.

Speaker 1 (09:54):
Damn, anyway.
Um, it's good, mine good.
26, something like that 26.
Yeah, something like that damnyou have to.

Speaker 2 (10:04):
You said you have to do it 26 times.

Speaker 3 (10:06):
I could probably do about four or five times a day.
It would take me a week.

Speaker 2 (10:10):
If I was determined, nigga, I can get that done in a
day and a half.

Speaker 1 (10:13):
Go, go, go, go, go, go go.
Hey, here's my sample.
He's like hey, we said, orthree months.

Speaker 2 (10:22):
Shit.

Speaker 1 (10:23):
That's funny.

Speaker 3 (10:26):
I wanted to expedite the process my best shout out to
happy birthday, gary, mr.

Speaker 1 (10:35):
Black, that's not.
He's from Compton.
Though he's from Compton, oh heblack it makes it better.

Speaker 3 (10:45):
You might actually need to marry a nigga yeah, let
me do some research, yeah wellyeah, that's my week, that's it
a little barbecue and shit.

Speaker 1 (10:55):
You know, you know how you know how we do.

Speaker 3 (11:01):
Sorry, that was your week excuse me, brother, can you
uh, can you tap that, my milkuh?
Chill, uh work boo, that's it,anybody ask?

Speaker 2 (11:17):
you about, about oh, my nigga boo, I got, uh, I did
my first massage at thatchiropractor.
Nigga, that deep tissue boyyeah, yeah, yeah gets in there.

Speaker 3 (11:33):
Did you pay the $30?
I paid the $30.
It's worth it, ain't it.

Speaker 2 (11:38):
Oh my god, nigga it's worth it ain't it?
Joseph had told me, right, it'sworth it, that shit bodies by
Patino.
So he was like, hey, man, I'mgonna let you know right now.
Joseph had told me, right, it'sworth it, that shit works.
Bodies by Patino, um.
So he was like, hey, man, I'mgonna let you know right now,
they're gonna try to make youtap out.
I said like I'm used to pain.
So all of a sudden I was like,so what area are you focused on?
I said you know, I got liketension in my shoulders.

(12:00):
You know what I'm saying.
He goes okay.
So shoulders, you know, I'msaying he goes okay.
So we go through the whole the,the deep tissue, and I'm like,
man, this shit feel fire.
So at certain points, like hewent extra hard and I was like,
oh nigga, think he got me, I'mtapping out this.
Ain't shit right yeah, so I'mlike nigga.
I got through this whole shitlike a fucking champ that last
five minutes.

(12:20):
I don't know what crevice of myshoulder blade he hit, oh yeah,
but my eyes wide open.

Speaker 3 (12:32):
I was like what the fuck Are you talking about?
That part that's in between theshoulder blade and the spine,
right there?

Speaker 2 (12:39):
And he went like this with his elbow and went and dug
in and I said shit, but Ididn't react Like I didn't.
But I felt like it was thiswhole fucking like mission to
see if I was going to react likethis.

Speaker 1 (12:54):
They reacted to shit I've done.

Speaker 3 (12:56):
So there is that shit .
I was like so you, so you justtriggered me, right.
So the first time I went, youknow um from the accident, I
triggered me, right.
So the first time I went, youknow um from the accident, I
have like blood bristles on theside where I made contact with
the ground and that shit isstill kind of swollen.
It's been swollen for it'sfucking over a year now, right,
but it's slowly going down.
That motherfucker was massagingthe area.

(13:16):
I had to grip the table to nothit this nigga, but I I was like
not going to see me cry, Notgoing to see me cry.

Speaker 2 (13:25):
Oh, I'm going to stick with these girly ass
massages, but when he, uh, hewas done, I was like he's like
how you feel?
I said I feel great, I feelawesome and I'm thinking to
myself you, you didn't get anyfucking reaction from me and
that was my goal.
I I accomplished that shit.
But I talked to joseph albert.
He's like who who massage you?

(13:46):
He was like was the black guy.
I said no, some hispanic dudewith the skull cap he goes, is
his name tom?
I said I think it was time.
He's like oh, tap out time.

Speaker 1 (13:54):
I said nigga, his name is tap out time yeah, I'm
gonna stick with my, my girlyass massages I react in those oh
no, oh no, hold on, becauseI've got some massages.

Speaker 3 (14:09):
Uh like, uh, fuck, what was it?
What is that massage?
I mean, I got massage from this, from this asian lady.
I said this bitch is strong asshit, oh yeah god damn.

Speaker 1 (14:20):
yeah, I guess I had one of them thai massages in
thailand and I was like likeconfused because I didn't know
what it was.
Just you could tell they dothis too often, because she was
just on the phone the whole timejust standing on my back and I
was like, is this still on thephone?

Speaker 3 (14:35):
That's not.
We went to a Thai massage inRancho and it was a couple
massage, right.
And so me and the wife, we getin the room and I was like what
the fuck are these poles up herefor?

Speaker 1 (14:47):
They were up there holding your poles Standing on
your ass.

Speaker 3 (14:50):
Standing on your back .
I said God damn.
But it felt good.
I said, but this bitch reallygot her feet in my back.

Speaker 1 (15:00):
She just never stopped talking, I was like you
hit, oh fuck.
Yeah, that's good shit, I neverhad a dude massage I got.
I'm going to try that one timebecause they get in there.

Speaker 3 (15:09):
It's weird at first, but then when you get over that
shit you're like it's cool.
Yeah, it's weird, it's weird.

Speaker 2 (15:17):
I prefer a woman to massage.
I don, it's weird.
It's weird Because you knowthere's not that weird
awkwardness.

Speaker 1 (15:25):
It's weird, you mean, like the doctor with my nuts
when he farted by my face Yonigga Like you're just, he's
oiling you up and it's justfucking weird.

Speaker 3 (15:37):
It's weird it was weird as fuck.
He was like so how about themdaughters?
Huh, you don't talk to me Likeyou an inmate.

Speaker 1 (15:46):
Yeah, like them dodgers.
Huh, you don't talk to me.
Like you, like, like you and aninmate?

Speaker 2 (15:49):
yeah, like this is all we have.
Huh, don't talk to me.

Speaker 1 (15:51):
That's fear, yeah see , I think I'd rather that over,
like getting my hair braided bya dude, though I don't think I
could do that, I'm not gonna sitbetween.
I don't think I could do thathey look, I'd rather you just
like massage me.

Speaker 2 (16:07):
I mean, if you get it professionally done as far as
like in a chair you should befine.

Speaker 1 (16:10):
Yeah, you in a chair, I guess.
Yeah, like the hood braids,yeah, I couldn't, I could never
Are you ready my nigga.

Speaker 3 (16:17):
I've never met a black dude doing hood braids.

Speaker 2 (16:21):
Yeah me either.

Speaker 3 (16:22):
I've never met a dude braider in the hood.

Speaker 1 (16:23):
I mean, I've seen it, that's true, it's got to be out
there From a distance.

Speaker 2 (16:27):
Yeah, I've seen it from a distance, but they're not
usually straight.
True, because they'll be likethe best braider in that area,
but they ain't usually straight.
It's usually that dude, that henice.

Speaker 3 (16:42):
I'll tell you right now if you a dude, you can do
hair.
You gonna have money forever.
Yeah, because the woman causethe woman gonna come to you
that's not true.

Speaker 1 (16:50):
I'm not gonna say this nigga's name, but he did
hair.
Okay, you gotta be good at itKevin, nah he he was good he
been doing it, but he just thatnigga never had money and then
somehow was mad at me for him bea homeless and I'm like nigga,
this ain't my, you can do hairoh shit, midfire did we?

Speaker 2 (17:11):
have we not even do the wings yeah, yeah, that's
true I would just say that themassage is awesome and we're
gonna go ahead and get to theshenanigans um shenanigans again
, again.
We know why these are curatedfrom and for.
Okay, so this next one I wasgonna call it Nick, I ain't got
it um.
Personal experiences with money.

(17:34):
Can we share time when you feltfinancially secure versus
insecure, and how did thoseexperiences shape the
perspective on money currently?
Uh, how did those experiencesshape the perspective on?

Speaker 3 (17:47):
money currently.
Uh, I know exactly when I feltfinancially secure when I got
that, when I got my, when Istarted driving and, uh, when my
check, when, when one, when one, when one of my checks paid my
rent and like two bills, I waslike nigga, it's going to be a

(18:12):
fucking breeze.

Speaker 1 (18:14):
That's nice.

Speaker 3 (18:15):
And then that was just my check and I still had
the wifey check and at that time, like I was making like maybe
like 200 more than the wifeNigga, life was good, Life was
hella good.
Like I was making like maybelike 200 more than the wife Nick
, a life was good, Life washella good.
I'm waiting for the.
And then we had to fuck around,buy a house and get pregnant
God damn.

Speaker 2 (18:38):
Oh my.

Speaker 3 (18:39):
God.
I mean, when we bought thehouse, it wasn't bad because we
both were still working.
But then, you know, I toppedout, hit the top bracket, and
you know.
And then I told her she didn'thave to work and then inflation

(19:00):
hit.
That's a weird combination,ain't it?
I said motherfucker?
I said I told you I could carryeverything before inflation.
This inflation hit.
I mean, I'm still carrying shit, but inflation hit different.
My wife tried to play me acouple months ago.
She was like, well, we'resitting down with another couple

(19:23):
, You're never talking aboutthat high value shit again,
right?
And she was like, well, I don'teven know if he made six
figures.
I said, hold on, calm your assdown, because before I stopped
working I was already a sixfigure.
Nigga, don't come for me, nigga.
And then, if you include, youknow my, my disability, I'm well
over nigga.

Speaker 2 (19:43):
When you said calm your ass down, you said
something like Kamala.
I was like god damn, youchanneled that and that response
no, I would never channel.

Speaker 3 (19:51):
Kamala's ambiguous racial ass.

Speaker 1 (20:02):
Black history.
My nigga, come on man.

Speaker 3 (20:05):
Yeah, black history, nigga, come on.
Yeah, black history, nigga.
She not part of it?
Um, yeah, but that that was it.
Uh, now, uh, yeah, that'sprobably what I felt the most
funny after this when I was ableto cause I had a, you know, it
was a good, good run where I waslike nigga, alright, I wanna go
out to eat three, four times aweek, buy whatever fuck.
I want to go out to eat three,four times a week, buy whatever

(20:27):
the fuck I want.
I wasn't looking, you know, Iknew I was good when I wasn't
looking forward to paydayBecause I still had money from
the last payday.
I feel you, you know what Imean Like that.

Speaker 1 (20:38):
Oh.

Speaker 3 (20:39):
I got another hit.
Oh shit, no one here.
Okay, let's do a little I don'tknow nothing about that.

Speaker 2 (20:44):
I don't know nothing about that at all.

Speaker 3 (20:46):
Like you know what I'm saying.

Speaker 2 (20:48):
I don't know what you're saying at all, not at all
.

Speaker 1 (20:55):
Yeah, trying to think I think the most.
I felt secure At first.
I thought it was when I wasgetting fucking stupid ass
checks from loans and I couldjust buy shit.
And then I learned about moneyand they're like nigga, you got
to pay that back in like doublethis ain't free money.
Okay, yeah, start to fix thatshit and like getting shit paid

(21:19):
off, and I think more of likenow is probably when I feel the
most secure and it's like justcause I could lose my job and
still be cool Like that's,that's a great flex right there.

Speaker 3 (21:31):
I can't do that.
I lose my job.
I'm crying.

Speaker 1 (21:35):
I'm just saying that's like the best feeling in
the world.
We're going to be tighter,obviously, but that was, yeah,
that was the thing where it'sjust like all right, yeah, we're
fine, I'm not going to behomeless.

Speaker 3 (21:47):
I got insurance policies for that.
We just want no lights on myinsurance would be a cardboard
box under a bridge.

Speaker 1 (21:54):
I don't know how it works.
I think I will let you sleep ona damn bridge, my garage right
there I mean, I mean I probablycome home and we could just sell
the house and get a smaller,but I don't know.

(22:15):
It's just all those things likeit.
It it's a different feeling,like buying this shit changed a
lot, because it's like you learna certain things what you could
do with the money and how youcan make it help you without
fucking it up.
You know what I'm saying likecertain things you can pull,
like the home equity and allthat shit, and if you're in a
pinch, hey gotta do what yougotta do.

(22:35):
But it's like i't had no shitlike that before, so that's just
a great feeling.
I don't know.
I don't know.

Speaker 3 (22:52):
It's a blessing, no, no.

Speaker 2 (22:56):
There was a one time I felt secure was before I got a
house.
I hadn't even I barely hit toprate.
I think it was a good two orthree, four, maybe four months,
five months, um, where I waslike damn, I know what.
Now I know what top rate feelslike this and you know, rent

(23:16):
wasn't crazy expensive so andshe was working and everything
was rent wasn't crazy expensiveand she was working and
everything was on the come up soI could save like nothing and I
was like this is awesome.
Until you start looking athouses, oh yeah, and you're like
, oh, okay, that changedeverything, because it was like,
okay, that's way more expensivethan rent.

Speaker 1 (23:40):
Yeah, At first.

Speaker 2 (23:41):
Yeah at first, yeah at first, now, now, now shit,
like I look at people's rent,I'm like, oh shit, my mortgage
is way less than that I'll sayyou know what the motherfucker
the part the a single bedroomgoing for like 22 yeah, I said
right now it's like the rent'sway more expensive than my
mortgage shit, single a singlebedroom, nigga.

(24:02):
My mortgage is 17 that'saccurate because when I was
looking, trying to get that guyat that time, I was looking for
a house shit.
2100 was the the starting ratefor most places for a
two-bedroom at that time in 2020yeah, can I say this real quick
?

Speaker 3 (24:20):
Stop calling me.
I'm not refinancing, I'm notputting out equity.
I got this 2.3% and I'm keepingthis motherfucker, I don't give
a fuck how much you offer me, Idon't care, no one's going to
beat that.

Speaker 2 (24:36):
That's what they told me.
They said nigga, you can try torefinance, but you ain't
finding nothing better than thislike if you ain't coming, if
you ain't coming with a 1.9,don't don't talk to me that's
they told me.
They said we can, we.
I'm just we're gonna cutthrough the bullshit.
We can't do it.
That's what they told me.
They were like we ain't gonnafind, you ain't gonna find
nothing better than what you got.

Speaker 1 (24:52):
I said fuck you know, what's funny is I got a call
like that the other day but itwas like weird because he didn't
know what to do, because hedidn't even ask me my interest
rate or nothing.
He was like so you, um, youlooking to do anything like, and
I was just like, well, youcalled me and they called me.
He said does that say the thething?

Speaker 3 (25:12):
they don't ask this the thing they don't tell you is
that when you buy a house, thatthat transaction is public
record and so the whole processis public, so they can pull your
information from the deed andfrom the title, from who owns
the title, and that's how theybe contacting you, because I get
the goddamn text message heyman, we saw your house, bitch

(25:34):
Ain't.
Nobody came on my damn house.
You just want to read Like I'mnot selling my house, bro, like
calm down.
Because one guy asked me likehow much, how much?
How much would it need to befor you to sell the house?
I said, when you got 10 million, you can have it.

Speaker 2 (25:47):
You got 10 mil, we can, we can walk around yeah, I
think cash, I think some peoplehard to bargain I'm with it I've
seen a couple people in thatarea now that looks like that
they had all those oldproperties and shit that they're
trying to build on.
I'm pretty sure they paid them.

Speaker 3 (26:02):
Yeah.

Speaker 2 (26:03):
Because for the longest time they wouldn't sell.
But now suddenly Times are hard.

Speaker 1 (26:08):
Sometimes they go look, nigga, take this one
because the next one ain't goingto be as much.
That's the scary part with that.
That's the scary part with that.
But you know, what makes mehappy with that is it actually
clears a lot of brush, so wedon't have to worry too much
about that shit as much anymore,about the new construction,
fires and shit.
Yeah, cause over here that shitused to just be I was like it's

(26:30):
gonna catch us dog?

Speaker 3 (26:33):
it's about to build more houses the thing is I used
to see them do like the controlburns all the time.
Once it got a certain length,the firefighter would come out
and they would do a controlledburn of the fields closest to
houses and establishments.
So it couldn't carry over hisshit.

Speaker 1 (26:52):
I mean you could go out as a citizen and I'm not
doing that shit, shit.

Speaker 3 (26:56):
I'm kidding.
Arson is a real crime.
I put a motherfucker away forthat.
You're right that motherfuckergot 20 years.
I'm good I ain't burning shitthey won't believe that what we
got, Debts and savings.

Speaker 2 (27:13):
How do you prioritize ?

Speaker 3 (27:17):
Nick, how do you expect me to save when eggs is
$13 a goddamn dust?
How do you expect me to savewhen eggs is $13 a goddamn dozen
?

Speaker 2 (27:22):
how do you prioritize paying down debt while trying
to save or invest?

Speaker 3 (27:27):
I think the main factor is you have to people,
you gotta take a hard look andjust live within your means and
you have to get rid of shit youdon't need.
Like I told my wife the otherday, I said, hey, netflix is
getting too big for theirbritches I thought you were
going a different path.
They're gonna get to cut thefuck off they.
I'm cutting off that shit.

(27:48):
Add up.
Yeah, that's it, dude.
Shout out and shout out to mygirls at starbucks.
They don't charge me, no more.
Well, don't put them out.
I just said my girls.
I don't say no names.
Well, don't put them out.
I just said my girl, I didn'tsay her name they just give you
free shit nah, I mean cause I domy protein coffee so I'm not
really getting.
I'm just getting some espressoshots.

(28:08):
That shit ain't free Starbucks.
I mean, I don't pay, I paysometimes shout out to them,
though nah shout out.

Speaker 1 (28:15):
Shout out, that's nice of y'all.
I appreciate them.
That's nice of y'all Iappreciate that.

Speaker 3 (28:19):
That's nice of y'all.
We like family now.
Oh yeah, I walk in.

Speaker 2 (28:21):
I say what's up, family, you have your own
version of protein shots.

Speaker 1 (28:25):
Oh, when I be spewing , it's only protein too.

Speaker 3 (28:32):
It's only that.

Speaker 1 (28:34):
That is important, though, the in your means or but
um, I think, saving and and umpaying bills, debts and all that
stuff is like you gottaprioritize what's what's
important.
Important, yeah, and sometimesyou can't save shit if it's

(28:56):
actually you can save a lot ofmoney.

Speaker 3 (28:58):
You can convince your kids to cut the fucking lights
off, because I don't know whykids feel like the whole house
gotta be lit at all times, Iguess I shouldn't say that I can
just not travel.

Speaker 1 (29:13):
Sacrifice is important, yeah you gotta.

Speaker 3 (29:16):
You gotta save up.
Save up for what you want yougotta I gotta save up.
Save up for what you want, yougotta I'm trying this thing you
have to sorry.

Speaker 1 (29:25):
You have to get away from the culture of instant
gratification yeah, I'm tryingthis little, one of those little
, not the book, but it's almostthe same concept where you take
a like a certain dollar amounteach week or whatever, and then
put it away where you putting itthat's why we're not doing the
book.

(29:45):
We're doing digital in a bankaccount that has no cards.
Yeah, so you know things likethat.

Speaker 3 (29:56):
see, I thought I was slick because I thought like, uh
, I gotta save the account thathas no card.
You got to go in the bank.
You know what?
I just walked in the bank, butyou know what you want to know.

Speaker 1 (30:07):
The other part about it what was that?
There's no bank here.
Oh, there is.
It's from Washington, oh shit,they don't have one here.
I don't have a physical bank Ican go into.
I'm just like, well, I gottahave them send me a card if I
get this money, or a cashier'scheck or whatever.
How the fuck you do it?

Speaker 3 (30:24):
but yeah, or just make a wire transfer to yourself
.
This is true.

Speaker 1 (30:31):
What you got Only fans.
That's how you're gonna coverthe debts, so you gotta make
sure you don't got like somebodywho's an overseer, as they can
hey shit, inflation's a realthing, yeah.

Speaker 3 (30:54):
Mm.

Speaker 2 (30:55):
And especially in a single parent household, a
single financial.

Speaker 3 (31:00):
Single income.

Speaker 2 (31:01):
Yeah.

Speaker 1 (31:01):
And single income, single income, thank you oh yeah
, I ain't got no money, I'm justhappy we got food and shit.
Don't ask, cause they'll belike we can't go.
Somebody sent me something like, hey, we going to Costa Rica,
and I was like, hey, that's goodfor you that's nice.

Speaker 3 (31:19):
I'm happy for you.
That's nice.
That's nice.

Speaker 2 (31:21):
I'm happy for you.
Shout out to Tom Bach he goingto Costa Rica.
No, he's getting married in acouple weeks, a couple months,
and he asked me he was like soare you going to be?
I said nope, I'm not even goingto lie to you.
To you, I said because I waslike when I first saw it.
I was like, oh, it's close,yeah.

(31:42):
And then y'all were talking andyou said northern.
I said shit, well, I'm out.
Yeah, because I was.
I already know the.
The shit.
I, I can't leave the kids awayfor that long.
Uh, then the drive.
And there I said shit, I, Ican't do it bro.

Speaker 3 (31:59):
You can catch a train .

Speaker 1 (32:02):
What you said, a train?
Yeah, you must not know.
I know I was going to leave acouple days early Nah.
Have you looked at how much atrain costs it's?

Speaker 3 (32:12):
cheaper to drive.
It's cheaper to drive.

Speaker 1 (32:14):
I'd rather walk.

Speaker 3 (32:17):
If I do go to that, I'm going to ask Leslie can I
just use one of her Teslas?
It's up north you said yeah, soit's, it's about.
It's about an hour, no, about40 minutes outside of Sacramento
.

Speaker 2 (32:26):
Oh, yeah, that's a drive yeah, yeah yeah, that's a
drive yeah, so uh, what advicewould you give someone
struggling to build theiremergency fund?

Speaker 3 (32:42):
You can't build it.
If you ain't got it, you'regoing to be cut back.

Speaker 2 (32:45):
That's why I initially said in this I ain't
got it, Nick, you can't build it.

Speaker 3 (32:50):
If you ain't got it, you got to cut back.
I think some people realizesome people think things are
necessities that are really notnecessities and I think that we
you got to be comfortable withbeing uncomfortable with certain
things if you're trying toachieve goals.

Speaker 1 (33:08):
Yeah, sacrifice.

Speaker 3 (33:09):
So you know no eating out, no extracurriculars.

Speaker 1 (33:17):
Or five ones that are cheap.

Speaker 3 (33:18):
I'm not going to go as extreme to the one guy or
five ones that are cheap.
I'm not gonna go ahead andscream to the one guy who he was
like.
He was like no netflix, no,nothing like, no, no, no apple
music no, nothing.
I said damn, like you lookniggas out here using pandora
yeah, usually the 65 year olds.

Speaker 1 (33:35):
You know what?

Speaker 3 (33:39):
I mean, but so, but it's.
I think the biggest thing youhave to do is you have to sit
down and make a realistic budgetand then stick to it.
And you have to be, you have tobe willing to give up a lot, of
, a lot of comforts.
Yep, if you're, if you're, at apoint where you can't put
anything back, you gotta bewilling to give up a lot of

(33:59):
comforts.
If you're at a point when youcan't put anything back, you got
to be willing to give up a lotof comforts.
I mean, now, if you're in abind where you're just trying to
get back to something, thenyou'll be in that situation.
That's different.
But, like, if you really can't,you know what I mean.
So and there's also the term ofyou know, and there's also the
term of hustle harder, only fair.

(34:20):
Invest in yourself, maybe goback to school, be an
electrician.

Speaker 1 (34:24):
Or a trade.

Speaker 3 (34:26):
Be a welder.
You know, maybe go somethingand do something that's going to
earn you a higher income.

Speaker 1 (34:33):
I got to ask you what are you going to do at all
events?
Ha ha, ha, ha ha.

Speaker 2 (34:40):
Ha ha.
I'm ambidextrous with my hands.
So you got.
What are you going to do at allevents?

Speaker 1 (34:43):
I'm ambidextrous with my hands.

Speaker 2 (34:45):
I said you got to be careful.
You got to be careful.

Speaker 1 (34:46):
I'm going to tell you like this Turn the comments off
.
You don't want to know who'swatching.
Both hands oh shit, that'sfunny.
Both hands oh shit, that'sfunny yeah, that's.

Speaker 2 (35:06):
You ain't gonna be the only one seamanless.

Speaker 3 (35:11):
I don't know how we keep going back here oh shit,
it's seamless.

Speaker 1 (35:16):
Oh shit, it is.
That is the biggest thing,though, is the sacrifice.
Oh shit, it's seamless.
Oh shit, um, it is.
That is the biggest thing,though, is the sacrifice Cause,
like you said, like I'm in thatright now where I'm like, fuck
it, I'll pay some shit off.
Well, when they ask it's goingto be a lot of notes, you want
to go out, you can come to thehouse.

(35:37):
Yeah, I got some chicken andshit, I'll cook it.
So it's in that.
But it's like the plan, like, Iguess, budgeting, yeah, you got
to sit down and really do it,not just say, all right, we're
going to save $3,000 this week,and you're like no, you ain't
Nigga.

Speaker 2 (35:53):
how?
What's the plan?
You just made me think of thatgoddamn meme.
No, you're not.
No, you're not.

Speaker 3 (36:03):
Yeah.

Speaker 1 (36:04):
So that's the most important.

Speaker 3 (36:14):
I mean one thing people can do.
If it's a possibility, you canmove back home for a while, get
your shit together.
If it's a possibility, Iunderstand that's not available
to everyone.
I understand that's not, that'snot available to everyone.
Or you can if you have siblingsor are you can, are you close
friends?
You trust you can move into asituation to where you can
probably do the whole roommatething, where you guys can pull
your money together and makelife a little easier on you so
you can't save up you know whatthat sounds like to me?

Speaker 1 (36:35):
you gotta have a little humility.
Yeah, sometimes you gottahumble yourself and shit, I'm
fucked up.
Hey, I'm fucked up moving nextweek well, no more rooms, I
ain't got no more rooms.
We can convert this.

Speaker 3 (36:48):
We just move your bed into a murphy bed so this, yeah
, you thinking about it, yeah, Imean that's like if you're

(37:10):
going to have to do something,that's going to be uncomfortable
Period.

Speaker 1 (37:14):
I'm going back to school.
Yeah, I mean, I had some shitat work where I was like they
said some shit and I was like oh, so, like, if, if I stay in
this position, this, this is it,this is it.
So it's like I either got tomove or make myself more.
I don't like saying presentable, but you know what I mean More.

Speaker 3 (37:35):
You got to elevate it .
More titles, yeah, more skills,yeah.
Talent, yeah Something whateverelevated.
More titles, yeah.

Speaker 1 (37:39):
More skills, yeah, talents yeah something, whatever
the fuck they want to call it,but they're like, hey, you don't
want to give me this number.
Oh, well then.

Speaker 3 (37:46):
I gotta go.
So yeah, you know so youradvice was this only fans yes,
both hands.

Speaker 1 (37:58):
Both hands, both hands ambidextrous and turn the
comments off invest in a goodlotion.

Speaker 2 (38:00):
Your advice was this OnlyFans, yes, both hands, both
hands, both hands Amidextrous,and turn the comments off.
Invest in a good lotion.

Speaker 1 (38:05):
Okay, they think I'm jacking off at work because
somebody bought lotion in andthey're like who's lotion is?
I was like it's not mine.
Oh, night Crew's in herejacking off and I'm like I'm not
.

Speaker 2 (38:17):
All right.
So we're switching it tocultural pressures and financial
choices right Okay.
So how do societal expectationsor cultural pressures influence
spending habits in blackcommunities?
One and have you ever felt theneed to keep up financially with
your peers or family, and howdo you handle that shit?

Speaker 3 (38:36):
Okay, For the second part, my answer is no.
I never felt the needed to keepup um.
For the first part, I felt likeum, especially in the black
community.
We put too much emphasis andimportance on labels and
appearance of looking like wehave something.
Um, for lack of better terms.

(38:59):
I feel like a majority of blackpeople are label whores.
I got the New Yorks on this isLouis, this is Gucci, this is a
Birkin bag.
Whatever, the case may be rightand I feel like I'm not talking
about you.

Speaker 1 (39:14):
I feel like.

Speaker 3 (39:17):
I'm not talking about y'all, but you know they say a
hit dog gonna holler, uh ouchit's a drip but, um, I felt like
that it goes.
Another thing of of like we'retalking about earlier, about
living within your means and, uh, living um in a budget and

(39:37):
being using your money wisely,right Like there's no reason why
and it's it's, it's a commonthing.
There's no reason why youshould you should be driving a
Mercedes, living in an apartment.
There's no reason why youshould be dressed from from head
to toe and Louie living in aguy that depends on the
apartment.
Okay.
That depends on the apartment.

(39:57):
Living in the hood, I'll saythe hood, right.

Speaker 2 (40:01):
You remember those mobile home parks right there by
that postal annex place you raninto me at yeah, them shits is
rough, right.
When I saw brand new BMWs andthat motherfucker I was like
more than mortgage, more thanrent, and I think it's it's.

Speaker 3 (40:20):
It's people get so caught up in the notion of
appearing to have money thanactually the actual action of
actually having money, and Ilike it though.

Speaker 2 (40:36):
I just know that BMW that I saw.
I was like man, this BMW youmight as well live in.
This motherfucker, it looksnicer than what the fuck it
stands.

Speaker 3 (40:44):
So I mean, that's the thing.
I just feel like a lot ofpeople don't use their resources
properly.

Speaker 1 (40:50):
Keeping up with the Joneses.
This is a lot of, because Iwear my jewelry but I know it's
fake as fuck.
Everybody else knows it's fake.
But then it's like you see someniggas who go out there and buy
real jewelry where you're like,hey man, hey, probably a bad
idea, Like, if you like it, justget the fake shit.

Speaker 3 (41:07):
Ocho said he wore fake jewelry his whole career.

Speaker 1 (41:10):
But to me I feel like I'm a.
It sounds weird, like I'm goingto move to the next level when
I can, and then, when I can moveto the next level, I'm probably
not Because I'm going to belike I'm not going to walk
around with that much money onmy neck, like that's crazy, I
guess for me, like, I've alwaysbeen different.

Speaker 3 (41:28):
That's why I said the second part is no, right, I
don't really care.
I'm not a.
I don't really care what thepublic opinion me is or how I
look or how I dress, and I'venever been one to really obsess
over brand names, right,especially like, and I'm not a
flashy person.
So I'm not really big onjewelry.
Now, where my vice is, I likeexpensive electronics, yeah,

(41:55):
that's yeah.
So you know what I'm saying.
Like I won't drop like 10,000on a necklace or a watch, but
I'm probably never gonna do that, but I'll drop a couple stacks
on a tv and someone and acomputer and shit like that.
I'll do that, yeah, but I feellike it's worth it.
You know, I'm saying I don't, II feel I I see jewelry as

(42:15):
cosmetic, yeah, something that'snot necessarily needed, it's
just to Make an 85-inch TV,ain't needed.
It is, it is.

Speaker 2 (42:25):
That's needed when you see a price sometimes I
don't know I saw one for like,was it?

Speaker 3 (42:30):
500 bucks at.

Speaker 2 (42:31):
Walmart or some shit, and I was like 85 inches.

Speaker 1 (42:33):
you say I'd be bougie in there when I see that shit.
I'm like Walmart nigga.
They ain't got.
No, they ain't got right.

Speaker 3 (42:46):
So I mean it's, but it's just like they do.

Speaker 1 (42:49):
Got them cheap ass, they do it's just um.

Speaker 3 (42:55):
I.
I do feel like two people, toomany people are trying to keep
up an illusion and they care,which I mean.
You should care to some degreehow you're perceived, but I
don't think you should bewasting money to be.
You don't have to be.

Speaker 1 (43:11):
There's ways to be, to present yourself well,
without being dress head to toe,I mean I do what makes you
happy, but don't do it becauseother people think you do it for
the right reasons yeah, becauseI like how I look in this shit
and I'm like, nigga, I like thisshit, but it's not like if
somebody's like, look at thatfake ass shit, I'm like, yeah,
you're right, nigga.
Like I don't give a fuck, soit's, it's the keeping up with

(43:37):
the joneses, is that's, that'sour culture thing.
I don't know where I came from.

Speaker 3 (43:42):
I wonder, swear I'll get you guys a lesson later but
no, I don't have the.

Speaker 1 (43:51):
I won't do the.
What do you say?
It's not.
What's the words for the lastpart, with the friends trying to
keep up with them, friends andfamily.
Yeah, I don't necessarily tryto keep up with the friends.
Trying to keep up with them,friends and family yeah, I don't
necessarily try to keep up withmy friends and family, but when
I see my friends and familydoing well, it is motivating.
Yeah, and I'm happy for himyeah, that's fine.

Speaker 3 (44:12):
Never hate him.
Hell.
No, I hit him with.
I'm trying to get like youplayer.
I don't do that, that's nothate if they ask certain things
I'm really

Speaker 2 (44:20):
trying to get like you.
That's hate.
I'm really trying to get likeyou?

Speaker 3 (44:22):
in our culture that's shade but I'm really trying to
get like you.
I ain't never said that tosomebody, I didn't mean that
shit to understand that thephrase.

Speaker 1 (44:32):
It's derived from hate Cause, something like I'm
trying to get like you, that one, and then Better man to Me.

Speaker 3 (44:38):
Now, when I say that shit, there is a little shade in
that shit I'm telling you, yousaid it to me, nigga, I'm just
going to point that out.
Yeah, I know there's a littleshade in that shit.
That's me telling you nigga.
I ain't putting up with that.

Speaker 2 (44:48):
So um, I will say what's funny is I never really
gave a fuck about how I wasperceived, but uh, and in the
last few years, especiallylooking at my memory pictures
like I was like damn.
Um, recently is when I startedgiving a fuck about just

(45:11):
appearance as far as taking careof my hair or stuff like that.
But that was mainly out ofnecessity too, because when I
literally started to think abouthow much money was costing to
upkeep hair, it was actuallycheaper for me to do braids
because the duration shit.
Think about it like, if you're,if you got to get your hair cut

(45:32):
, the average like let's usemark for example every week
right every week, fuck that.
I get my hair braided once amonth and sometimes when I do
this style, I can go fucking amonth and a half to two thank
god I ain't got no hair I mean Ijust go harry and henderson's
until I look at myself and belike nigga.

Speaker 1 (45:52):
Just come on now, they're gonna get.

Speaker 3 (45:53):
I shave my head head twice a week.
You know how much it costs me.

Speaker 2 (45:57):
Zero.

Speaker 1 (45:58):
No.

Speaker 2 (45:58):
I got to pay for razors, shaving cream and shit.
How often do you pay for razors?
Every two months, $18.
So every week is zero.

Speaker 1 (46:05):
Yeah, I mean, I guess he wants us to break it down in
averages and shit.

Speaker 2 (46:16):
I just know for me it's way more.
It cost me about $350.
It's more and more costeffective to pay when you think
that the average haircut now isridiculous, starting at $55, $50
is it?

Speaker 1 (46:26):
I was going to start going to a barber again, but
looks like I'll be cutting myown hair.
Still $50?

Speaker 3 (46:34):
yeah, I'll stop going to bar hair.
Still $50?
Yeah Damn, I couldn't do it.
I stopped going to barbers whenthey started charging $25.

Speaker 2 (46:41):
So you think of the price, then you think about you
want fucking your beard orwhatever that's extra.
Lined up.
That's extra, that's extra.

Speaker 1 (46:50):
Yeah, I'm walking out , you're right.
Yeah, hell no.

Speaker 3 (46:52):
Nigga.
I went to get my beard shavedup twice and I was, and a nigga
said $20.
I said okay, so I did it twice.
I ain't been back since.

Speaker 2 (47:03):
So on average you think that then you got some
like the more experienced onesthat have like extra techniques
and shit.
Now they're going up in the 80s.
So you're like, if you're doingthat weekly, that's a lot.

Speaker 3 (47:16):
That's a lot of money .
Some of these social medianiggas be charging $100 a cut.

Speaker 2 (47:21):
Yeah, shit, more than that.
That one nigga.
That nigga be charging $200,$300 per cut, but then if
they're flying in, they'repaying way more.
Hold on, I'm going to tell youlike this.

Speaker 1 (47:31):
If you're going to charge me that much, I'm going
to just go to barber school.

Speaker 3 (47:35):
Hold on, I saw a clip of Stephen A and he was talking
about how a dude, a barber inLA, tried to charge him like
$750 for a cut because he had topay for travel and then time
and all that shit.
And he was like this isridiculous.
I was like Stephen A, let's bereal, it's ridiculous.
I was like Stephen A, let's bereal, it's ridiculous because
you ain't got no fuckinghairline your shit's in the

(47:56):
middle.
You got a half cut.
They got to shave half yourhead to make it.

Speaker 2 (48:01):
They can put miles on his clippers.

Speaker 1 (48:07):
It's fucked up.
I mean Poor Stephen A's.
The funny thing is that thenigga admitted.

Speaker 3 (48:18):
He said I'm trying to save what I got and I'm like
nigga, you don't got it, give itup, give it up.

Speaker 1 (48:24):
Uh, you can't tell nobody I told my, my co-worker,
that, and then I was like, oh, Isaw, I saw the pain in his
heart like when I was like hey,man, like you gotta, like,
because you gotta, because it'slike this, but then it don't
connect right here so it's justa patch and I'm like it's time.
You gotta let that go, becauseyou got a middle patch like a
troll.

Speaker 3 (48:44):
You gotta let it go or you gotta go to Turkey and
get them implants like everybodyelse.

Speaker 1 (48:47):
I did say that.

Speaker 3 (48:48):
I did say that he was like oh, come on, man, you
would think of how much moneyStephen A got.
He wouldn't got them implantsalready, but he just refuses to
go get them implants, have you?

Speaker 2 (48:57):
ever heard barbers talk no, when they like have to
save hairlines and shit, they bemad.
They be talking, they be theybe like they should be charging
me.
I should be charging this much,just to you know, save their
hairline the way that shit likeyou're like damn, yeah, damn, I
don't.

Speaker 3 (49:16):
That's what I thought about, so I don't even say that
loud damn.
You say 50 dollars for what?

Speaker 2 (49:23):
for cuts, yeah you got two sons, why are you?

Speaker 1 (49:26):
bringing that shit up .
That's and that's the price nowdamn I just paid 20 for Andreas
damn for kids right now.

Speaker 2 (49:35):
Right now.

Speaker 3 (49:37):
I'm not gonna tell you how much I gotta pay, cause
we we been asking around to getPhoenix hair done shit
thankfully I'm like Kevin, I'mfinna go to school with my dams
thankfully Andreas don't want nocrazy nothing crazy.
Yeah, yeah, he living a lifebecause he ain't got the kitchen
cut.

Speaker 2 (49:57):
Yet he ain't got the kitchen cut this first cut was
the kitchen cut it would justshave that shit off yeah hell
yeah but um, as he gets older,I'm like well, thankfully, my
mom likes to pay for his haircut, so oh yeah, that's the win see
, yeah but I'm a teenager.

Speaker 1 (50:19):
Yeah, I'll put something on it because uh yeah
we're gonna have to financehaircuts hey man, these kids is
a trip.
What the fuck kindle nigga.
So she had something at schoolwhere she needed a costume and
we was like we ain't got themoney right now, we'll get it
like later on in the week.

Speaker 3 (50:38):
Yeah.

Speaker 1 (50:39):
So she goes straight to her grandma.
I mean, like grandma, I needthis costume.
Mom and dad don't have themoney right now.
Could you buy this for me?
Damn, what the fuck.

Speaker 3 (50:52):
Grandma.
My broke ass parents On FrontStreet.
That's funny.
My mom broke ass parents onfront street like that's funny.
So on Wednesday my mom-in-lawwas down at the house and she
wanted my wife to pick mydaughter up from gymnastics.
And you know it's.
She feel like she gotta eat out.

(51:12):
So she was like, can I getChick-fil-A?
And my wife was like, no, wegot food at home.
Dad cooked, we eating at home.
And then her grandma was like,just take the girl to
Chick-fil-A, I'm going to payfor it.
And my wife was like, no, no,no, no, no, because if this was
1992, we'd be setting onbusiness.
We got food at home.
Well, sudden you, grandma, nowyou got money all the time.

(51:42):
You got mcdonald's money now.
So yeah, they, they actingdifferent.

Speaker 2 (51:43):
They're out here way different.
Just get the good.
Why don't you mention it?
We used to share a chick, afucking fish fillet from fucking
mcdonald's.
Who was the share me?

Speaker 3 (51:49):
and my mom.
Oh, you used to share it.
Oh yeah, cut it down the middle.

Speaker 1 (51:52):
Now she's giving now they get whole meals and shit
that's happy miss, yeah, yeah,it down the middle Now she
giving Whole meals and shit,they getting the ten piece
nuggets.

Speaker 2 (51:59):
Robux and shit, but I had to split a Filet of fish.
Ain't this a bitch?

Speaker 1 (52:07):
You know how long it took To eat fish sandwiches.

Speaker 3 (52:11):
Did you get the side with the cheese At least?

Speaker 2 (52:14):
I can't recall.
I just remember I couldn't eatfish for like 20 years after
that.
It was that bad.
It was that bad.
Damn Damn Nigga that shit wastraumatic, oh fuck.

(52:36):
Okay, I'm back, so anywho.
Yeah, I know we went on a rant,but, um, yeah, I just, I don't,
really.
I never gave a fuck abouttrying to impress people and I
said the only time I now iscause I I did, I wanted it for
myself as far as the braids andbut it was also a financially
smarter cause.
It was like shit, the amount Ipaid in price for that to doing

(52:57):
get my hair done every week orevery other week, nah yeah, I
sound like a lot yeah ballingand I get everything all in one
braids cut all together and oneprice.
One price so long, and then Ijust upkeep it home.

Speaker 1 (53:15):
As far as the Then the rep goes pretty good, that
shit's pretty fire.
I like that thing.
Word, the little one blade.
Okay, you don't know what I'mtalking about.
No, that's pretty cool.
You got a whole kit, huh, no,oh you don't do it, I'm straight
razor.

Speaker 2 (53:40):
Like a straight razor , alright we're gonna go to,
we're gonna fast forward tofuture goals and legacy.
What does financial successmean to you and how do you plan
on long term goals likeretirement?

Speaker 3 (53:51):
financial success means to me I can walk in
anywhere and get what the fuck Iwant, and when I walk in there
I'm not looking at the price ofshit, I'm like, oh, go ahead and
get that, throw it in the bag.

Speaker 1 (54:02):
I mean, you can do that at Target probably right
now.

Speaker 2 (54:05):
I do it at the Dollar Tree all the time.
Money is no object.

Speaker 3 (54:09):
That's why I said shit not at the Dollar Tree,
they got them dollars here.
Some shit not the dollars, theygot them dollars.
Sometimes it's five dollars andfor retirement, man, you know,
I mean, I mean we're, we'reblessed enough to have a pension
and I got a.
I got a 401k and an IRA.

Speaker 2 (54:32):
So speaking of which I so yeah this year or last year
I did pretty good on that.
I didn't even realize it.
That shit made a difference,making the hours working Because
my 401k shot up more than Ithought.

Speaker 3 (54:51):
I haven't put money in my 401k in five years, I said
said fuck them, because theydon't match it yeah, that sucks
now you know that.
You know the money we got fromum the part time pension.
I'm almost sure, with thatmotherfucker, shout out to the
pharmaceutical stocks.
I'll fuck with y'all.

(55:14):
I'm letting y'all know rightnow, nigga, I'm not gonna say
what it is, I'll tell y'all offcamera.
But I bought this cancer stock.
It was still on trials and theywere in phase one of trials
when I bought it.
They're now in phase three.
Nigga, if this shit hit themarket this year, we might be

(55:35):
podcasting from Dubai.
I'm just saying Because I gotlike $1,200 shares.

Speaker 2 (55:40):
I thought you said you got Trump points Nigga.

Speaker 3 (55:43):
I thought I wish I should have.

Speaker 1 (55:45):
I'm not going to lie.
If I would have known what was,going on.
Had I known I would have beenlike hey look, I would have been
like fuck with homie Legit.
If I, I would fuck with homie,but like yeah, legit.

Speaker 3 (55:55):
If I would've known I would've bought that shit
before, uh, the election and andsold that shit Day one.

Speaker 1 (56:00):
Y'all niggas would've walked in and be like oh so you
, you bought the truck, huh.

Speaker 3 (56:05):
I'm like no, I bought three.

Speaker 1 (56:06):
I put the pink slip in the window Like yeah, but
yeah hindsight yeah tell youright now my motherfucker take
off that's good.

Speaker 3 (56:19):
I bought.
I bought that motherfucker at adollar ten a share.
That motherfucker is sitting atthirty dollars a share right
now.
So if this motherfucker getsFDA approved and they start
slinging this motherfucker, itwill you're good, I'm gonna act
different.

Speaker 1 (56:38):
I'm just telling motherfucking gets FDA approved
and they start slinging this.

Speaker 3 (56:39):
Motherfucking it will .
You're good, I'm going to actdifferent.
Don't do that, because thenpeople know no, no, no, no, I'm
going to act different to myfriends.
Oh wow, oh nigga, I'm stilldressing in Crocs and basketball
shorts.
That's never going to change.
I'm going to appear broke on mylife.

Speaker 1 (56:48):
I believe you're going to have some Crocs where
you're like.
I'm changing my Crocs every day.

Speaker 3 (56:54):
Hey, I said I'm going to wear Crocs.
I just thought I was going towear the same pair.

Speaker 1 (56:59):
I might have some gold gibbets though.
Retirement I just shit at work.
I got a good 401k.
That's pretty dope.
I feel like I'm kind of retiredjust cause you ain't doing shit
, Uh.

(57:25):
I think like, uh, lifeinsurance is important, yep, and
what's the other one?
What's the other part?

Speaker 2 (57:35):
You said uh, financial success Like uh, and
what's the other one, what's theother?

Speaker 1 (57:40):
part.

Speaker 2 (57:40):
You said Financial success like oh yeah, Main to
you, and then long term that'sthe point I missed.

Speaker 1 (57:44):
Oh yeah, I told you I'm trying to go to school to be
better suited for the shit Iwant.
I don't know it's going to betough, but I think it's worth it
and success to me.
I have a.
It's not like walking in anyplace, but it's like the things

(58:05):
that I would like to do, or likebeing able to go with the
family and do stuff withouthaving to like save for fucking
two years.
You guys want to go.
Alright, let's do this.
We can set this up and go Likeit's.
That's what it is to me.
That's what success looks liketo me.

(58:26):
I don't need to be amillionaire Be nice.

Speaker 2 (58:31):
Success to me would be going to Disneyland and not
flinching.

Speaker 1 (58:36):
Yeah, that's one of them.

Speaker 2 (58:37):
At everything.

Speaker 1 (58:38):
That's one of them, shit.

Speaker 2 (58:40):
From the fucking price of food to the price of
souvenirs, to the price of thefucking ticket.

Speaker 3 (58:46):
You know what?
Your friend asked me, what shesaid that this year for her
birthday she wants to go toDisney world and she wants to
take three friends with her.
I said, well, um startfundraising.
I said, uh, I said we're notdoing that.
Um yeah, we're not.
We're not taking friends, we'renot even going to as a family.

(59:08):
We're not because yeah, we'renot we're not doing that.

Speaker 1 (59:15):
That's not in the budget.
No, I feel you, val, just cameup to me and was like I thought
we were supposed to go toDisneyland sometime last year
and I was like, well, it's notcheap, like we couldn't afford
to fucking go.
It is, man, that's going to beinteresting to watch that as she
gets older.
And you're like, oh yes, yousee how all the shit we did,
this shit that's going to beinteresting to watch that as she
gets older and you're like oh,she's our fan.
For our own shit, it's not.

(59:35):
You see how all this shit.

Speaker 2 (59:36):
We did this shit ain't for you.
Have you been trying tomaneuver towards her working at
some Disney affiliated company?

Speaker 1 (59:43):
Nah, oh, I know enough people that work there
probably make it work out.

Speaker 3 (59:49):
No.

Speaker 1 (59:49):
I don't talk to them, so maybe that's probably not
cool to just call him like hey,can I get some tickets?

Speaker 3 (59:53):
Hey Nick, let me in the park, huh.

Speaker 1 (01:00:02):
Yeah, I can't do that .

Speaker 2 (01:00:03):
That's my fallback, so go work there.
I just told you one part, oh,okay.
The other part is this goddamnpodcast.
That's long term for retirement.
That's for me, because I feellike this shit definitely has
what it takes.

Speaker 3 (01:00:14):
Do you think we should launch a?
I don't think.
I'm going to retire.

Speaker 2 (01:00:16):
This would just be my gig, yeah my gig where I'm like
hey, you got to do that everyday, oh.

Speaker 3 (01:00:22):
You think we should launch a headway podcast?

Speaker 2 (01:00:26):
Patreon.

Speaker 3 (01:00:26):
No.

Speaker 2 (01:00:28):
Go fund me.

Speaker 3 (01:00:29):
Crypto.

Speaker 2 (01:00:35):
Not, not after Hawk Tua.
How would, if you got some shitthat aligns with Trump?
Maybe not Hawk Tua, though weblack we too black for that,
yeah that's it.
Yeah, that's.
I can see that and um, I haveother ideas, but I don't.

(01:00:59):
Content creation is important,but uh, it's just finding the
right avenue to um play it on,cause I, what I saw with TikTok
is fucking crazy.
It just kind of made me be like, hmm, fickle, like it's oh,
yeah, but we went through it toopeople were crashing out though

(01:01:21):
we've had several of themdisappear, but we didn't grow up
with just that too.

Speaker 1 (01:01:29):
That's part of my shit, though, is like the number
in mind that I have in my head.
I'm like I feel like that'llhelp me be able to put into this
and all that stuff too, so it'slike whatever number you have,
double it.
Ah, nigga, Then that's going tobe like I'm going to have to do
some shit, so y'all only fansnigga.

Speaker 3 (01:01:51):
Well, y'all niggas, the only fans I'll, just I'll
get that blue magic poppin rednote might just nevermind.
I'm just playing.
I'm not pushing the weight yeah, that's yep nope what that
review?

Speaker 2 (01:02:11):
what?

Speaker 3 (01:02:13):
yeah, yeah, I'm pushing rhymes like wait what?

Speaker 2 (01:02:16):
yeah, yeah, I'm pushing rhymes like weight
instead of meth.
What I will say?
This has been an episode 184 ofthe heavyweight podcast.
Again, I am your antisocialhost, thudder McFly.
Des couldn't be here, but shoutout to her.

Speaker 3 (01:02:41):
The motherfucking diva.

Speaker 2 (01:02:43):
I rock with these dudes very heavy and if you want
to support us financially asfar as giving towards the
podcast, I'm not going to turnthat down.
Should we do a kickstarter orlike?

Speaker 1 (01:03:00):
a go fund me.
I'm trying to figure out how to.
I got a Walter White this shitbecause I like that name.

Speaker 2 (01:03:11):
Maybe I could learn chemistry but yeah, with that
being said, like, subscribe,share and comment all that shit.
We love you guys, till nexttime.

Speaker 1 (01:03:23):
Peace, peace out that's a wrap, y'all.
That's how she rap, so makesure you click like, subscribe.
Tune in we on the Austrianplatform.
So until next time we'll hideat you.