October 20, 2024 • 39 mins
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This episode explores Vice President Kamala Harris's multifaceted approach to political and economic challenges. It highlights her struggle to gain support from black male voters and how Donald Trump impacts the political discourse. Harris's efforts include initiatives aimed at empowering the black community through financial support, business partnerships, mental health advocacy, and educational opportunities. The episode also outlines her economic plans such as tax cuts, affordable childcare, lowering food and healthcare costs, and home ownership incentives. Additionally, the significance of voting at all levels of government is emphasized, urging listeners to actively participate in the electoral process to drive change and honor civil rights legacies. The speaker shares personal stories to underscore the importance of making voting a communal and celebratory event.
00:00 Harris Fox News Interview
05:53 Struggles w/ Black Voters
17:00 Economy 4 All
33:33 PLEASE GO GO GO VOTE
https://kamalaharris.com/wp-content/uploads/2024/09/Policy_Book_Economic-Opportunity.pdf
To all my Melanated People (Black & Brown), it's never a sign of weakness to ask for help when you really need it. Life is not cupcakes and rainbows—struggles are what make us stronger!
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
TikTOk (00:00):
If he's as bad as you say, that half of this country
is now supporting this personwho could be the 47th President
of the United States, why isthat happening?
This is an election forPresident of the United States.
It's not supposed to be easy.
I know, but it's not supposed tobe, it is not supposed to be a
cakewalk misguided, the 50%?
(00:22):
Are they stupid?
What is it?
Oh God, I would never say thatabout the American people.
And in fact, if you listen toDonald Trump, if you watch any
of his rallies, he's the one whotends to demean and belittle and
diminish the American people.
He's the one who talks about anenemy within, an enemy within,
talking about the Americanpeople.
(00:43):
Suggesting he would turn theAmerican military on the
American people.
We asked that question to theformer president today.
Harris Faulkner had a town halland this is how he responded.
I heard about that.
They were saying I was likethreatening.
I'm not threatening anybody.
They're the ones doing thethreatening.
They do phony investigations.
(01:04):
I've been investigated more thanAlphonse Capone, he was the
greatest gangster.
No, it's true.
No, but think of it, it's calledweaponization of government,
it's a terrible thing.
So Brett, I'm sorry, and withall due respect, that clip was
not what he has been sayingabout the enemy within that he
has repeated.
When he's speaking about theAmerican people, that's not what
(01:25):
you just showed.
Well, he was asked about thatspecific No, no, no, that's not
what you just showed, in allfairness and respect to you.
No, no, no, I'm telling you thatwas the question that we asked
him.
You didn't show that, and here'sthe bottom line.
He has repeated it many times,and you and I both know that.
And you and I both know.
That he has talked about turningthe American military on the
American people.
He has talked about going afterpeople who are engaged in
(01:48):
peaceful protest.
He has talked about lockingpeople up because they disagree
with him.
This is a democracy.
And in a democracy, thePresident of the United States,
in the United States of America,should be willing to be able to
handle Criticism without sayinghe'd lock people up for doing
(02:09):
it.
And this is what is at stake.
Which is why you have someonelike the former chairman of the
Joint Chiefs of Staff sayingwhat Mark Milley has said about
Donald Trump being a threat tothe United States of America.
He's quoted in the Bob Woodwardbook that way, yes.
Let me ask you a question.
Stephan (02:28):
That was just part of the box.
And he did his interview thatvice president Harris did.
And I did not watch all of it.
I've only watched clips.
And I didn't like it.
I, I didn't like it because.
The interruptions, like he wouldask her a question, but then
(02:49):
interrupt the question.
Just to ask another question.
And it just.
I was just like, all right,this, this is just not it.
But I can see why she did, youknow, trying to.
You know, I, I would consider itshowing that she's not afraid to
go to the other side.
You know, this is somethingthat.
(03:12):
Trump just isn't willing to do.
He did a rally, which I can findthe clip and show you at the end
of this show.
Of him just dancing for 39minutes at a town hall when he
was supposed to be answeringquestions.
I thought it was a goodinterview.
I definitely thought that.
She definitely showed, Hey,look, I'm not scared.
But.
(03:33):
One thing that she should bescared of is.
Trying to get more black meninto her corner.
Now we know that she has hadproblems with getting more black
men.
And I would say the age rangewould be about twenties to
probably about forties.
And you know, I can see why.
(03:57):
You know, she would haveproblems there and she put all
her proposal.
But I think something that needsto happen is we need to talk
about how the government works.
I think that needs to be aconversation in order for the
black community to understandthat things will not go.
A hundred percent our way.
Because we do not have controlof certain aspects of, we don't
(04:20):
have control of the Senate orthe house.
We're not getting nothing donevery much.
You know, you saw that in theObama administration.
Which she was able to achievecertain things, but I probably
would guess that there was morethings that he wanted to do.
So having.
Control of a house and.
(04:41):
Troll of the Senate.
Would allow Hillis to.
Do more things.
So that means voting up anddown.
The balance, you know, it doesnot stop at just present.
It starts with Senate.
It starts with Congress.
And remember your stategovernment is probably the one
(05:02):
that affects you.
The moats that that's going toaffect you on your.
Bailey.
Light.
So remember that.
So in this episode, we're goingto go over Harris, struggling
with the black men.
I also want to go over hereconomic plan because she's said
(05:22):
it multiple times and I'm like,okay, well, what is an economy
for all really stand for?
We're going to talk about votingessentially because there's
still notions out there thatyour vote doesn't matter.
And that's something I kind ofwant to talk to you.
Young black.
Voter to another black voter.
(05:45):
We're going to talk about.
Everything.
Not everything.
Just something.
Yeah.
Let's get to it.
Harris, has struggled.
With.
Retaining black men into hercorner.
Now at some, she won over, butthere are some who are.
Let me be a lot harder than justsaying why you should vote.
(06:10):
So they need more, morepersuasion.
Like there's gotta be somethingthat's going to get you a little
wild up.
I like to say that.
There are black men who are onthe fence.
Like they don't necessarily wantto vote for Harris.
Or maybe they're stillquestioning about voting for
(06:30):
Harris, but they definitely,probably don't want to vote for
Trump.
And I say, go with someone who'soffered you some type of
proposal, right?
And I'll go on this tangent justa little bit and then we'll get
back.
Trump has not offered any typeof proposals that would affect
(06:50):
the black community There hasn'tbeen any proposals that have
been directly proposition.
To the black community to belike, Hey, this is what I want
to do exactly for you guys.
And you know, Help you out.
Eric's on the other hand, it hascame up with a proposal, which
you know what we have to startsomewhere.
You know, and something that Itell most black people who want
(07:13):
to meet.
You're not going to geteverything.
You're just not, you know,you're just not going to get
everything.
And yes, we live in a countrythat We're we're the minority.
We're just, we're getting theshit end of the stick.
But.
It's not going to changeovernight.
It's not going to change withjust one president.
It changes.
(07:33):
Over time and it changes with.
Several presidents.
But moving back to the topic athand.
So Harris does lag behindpresident Joe Biden's number
with black voters in 2020,especially men.
The recent old suggests that shehas room to grow.
Last week former.
(07:54):
Barack Obama delivered a starkwarning to black men saying that
it's not acceptable to south aselection in suggesting they
might be reluctant to built forHarris because she's a woman.
It is a reality.
Okay.
We have to understand that thereare some black men out there.
Who do not want to vote for hersbecause she's a woman.
(08:14):
It's just part of reality.
And, you know let me just widenthat net.
There are going to be people ofdifferent races who probably do
not want to vote for her isbecause she is a woman.
We know people like that who arejust.
They're just like that.
Right.
It was a man.
Sure.
Go for it.
It's a woman.
(08:35):
No.
It's almost like, kind of like arepeat of when Hillary Clinton
was running for president.
Eva's had bills and insultsbecause she's a woman she's
going to be this.
It's gonna be that.
And it's like, You know, Nottrue.
Anyways.
So these proposals that she hassuggested will aim to provide
(08:57):
black men with the tools toachieve financial freedom.
And lower costs to betterprovide for themselves and their
families and protect the rights.
So part of the proposal.
Includes providing 1 millionloans that are fully forgivable
up to$20,000, the blackentrepreneurs and others to
start a business.
According to the campaign, theloans would be provided through
(09:19):
a new partnership between thesmall business administration in
some lenders, and banks.
There is also calling forreading and investing in
programs that help expand thepathways for job opportunities
for black men, includingpromoting apprenticeships.
And the strengthening andstrengthening the public service
(09:39):
loan forgiveness program andinvesting more black male
teachers.
If you use more black maleteachers.
And then on the campaign trail,Harris said that she would cut
college degree.
I mean it's for certain federaljobs, if elected as president.
She has said this before, and itwasn't necessarily targeted at
black men.
It was targeted more at thegeneral population of there are
(10:02):
federal jobs that you should notneed a college degree for.
And as we.
Luna.
You know, we, there there'speople who are 80, 90, a hundred
thousand dollars in debt, noteven using their degree because
you know, these jobs thatrequire the degree now are like,
oh, well you need to experience.
It's like, well, I just spent ahundred thousand dollars.
(10:23):
That's my experience rightthere.
All right.
To get this job, and now you'retelling me I can't get this job.
So now they're working at, youknow, enterprise McDonald's,
which those are in tablets jobs.
Not saying anything about them.
But you're not using the degreethat you want to build school
for.
So it's almost like why are wepushing college on our high
(10:44):
schoolers?
When some of these jobs don'teven care that you went to
college.
They want to experience andyou're like, well, I can't get
that experience until you hireme.
Right.
So I always say some collegesbetter than none.
But at the same time, I'm alsobeing proved wrong that
sometimes you don't need acollege degree to become a
(11:05):
supervisor at a theme park.
Or wherever you're going tobecome one.
Sometimes it's just working fromthe bottom and working your way
up.
At least for federal jobs, shewants to eliminate that.
It also goes on to say that theplan will also support a
regulatory framework for cryptocurrency and other digital
assets.
And the national health.
(11:26):
Equity incentive that focuses onaddressing health challenges.
That disproportionately affectblack men.
I would say that would be moreaiming at mental health.
Mental health.
And I have talked about this inseveral episodes and.
I will probably do anotherepisode about it.
Mental health is a huge crisisin our black community.
(11:49):
And.
The reason why is because wehave yet to understand, we need
to talk about it.
Yes, there have been celebritiesthat have come out and talk
about mental health, but I stillthink we need more and more
people every single day.
To talk about mental health andthe black community and how it's
killing us.
Faster than anything.
(12:10):
And if it's not killing theolder generation, it's killing
our younger generation.
And I.
Have been a huge advocate formental health, especially on
this platform.
But please for all my blackpeople out there who are
listening to the show, if youneed help.
Go get it.
There is nothing wrong with yousaying I need help.
(12:30):
There are programs out therethat will help you.
Even discreetly, like you maynot want to tell your family
member, you might want to do itsecretly that.
It's fine.
Just go and seek the help thatyou may need.
Because too many of us aredying.
Because we're just not gettingthe help that we.
Or because we feel like we'regoing to be judged by our family
(12:51):
and our peers for.
Talking to a therapist once aweek about the issues that we're
facing.
So I'll get off my mental healthsoapbox anyways.
Another component, includinglegalizing recreational
marijuana and cleanopportunities for black
Americans.
To succeed in the industry.
The vice-president has alsoreiterated that she believes
(13:14):
that marijuana should belegalized in the United States.
You know, I used to.
I was not a fan of legalizingweed.
And then over the years, I'mjust like, Ethic who cares?
Like if you want to smoke weed,it doesn't matter.
You know, jobs are puttingstipulations on.
People smoking weed anyways, youknow, especially certain jobs.
(13:37):
There should definitely be.
Restrictions or you shouldn't beable to do it at all, but I
mean, everyone does it at thispoint.
You might as well just legalizeit.
And be done with it.
Microphone (MAONO AU-AM200) (13:47):
Now here's campaign as.
Kind of hyped up some upcomingevents, which by the time this
episode comes out or past eventsone of them is all black men
huddle up.
Which is like an economicfreedom.
Talk series and paid mediaoutreach, as they try to draw a
(14:09):
contrast between Harris and theformer prison.
Now, here's what they say.
Donald Trump's outreach is goldsneakers t-shirts of mugshots
and insults and putting othercommunities down.
The vice-president is actuallyspeaking to what black men can
achieve under her presidency.
We think that's a start pointcontrast.
(14:30):
And one that is important totalk about.
Harris and waltz campaigncommunication director said in a
statement.
CNN as reported that Harris hasbeen focused on turning out
black men, even before.
She took over as the democraticnominee, trying to get the
enthusiasm there.
That they had for Biden.
But now.
(14:51):
For her.
The concern is that the couch isgoing to win.
One person close to the Harristeam previously told CNN.
We need to make sure that blackmen, Hispanic men don't sit on
the couch.
Because if they don't vote atall, That's a vote for him.
Here's the we'll travel toDetroit.
This, she traveled to Detroitthis past week and on Tuesday.
(15:14):
She was on the radio show calledthe breakfast club with
Charlemagne.
And with God.
Which the audience is primarilyblack.
I will try and find clips ofthat.
And.
Put it in our next episode.
That's pretty much her pitch.
That's her pitch for trying towin.
(15:34):
Black men.
In this election, which is justthe most.
Important election of our time,you know?
And I think that.
The proposals are there.
There's something on the table.
Okay.
There is something on the table.
(15:56):
The other guy hasn't offeredanything.
There was nothing on a table,specifically targeting the black
community.
As much as he wants to say, talkabout the black community and
immigrants are stealing jobs arestealing black jobs.
There's nothing.
He hasn't put anything out onthe lawn for us.
Harris has.
(16:18):
Are they great.
That's where you, the judge.
You know, if you want to start asmall business, maybe that, you
know, maybe that loan is is, issomething that you're looking
for.
Like, I'm happy that there'ssomething out there.
Legalizing weed, which we knowall y'all smoke.
Could honestly help a lot ofyou.
So think about that.
(16:38):
So we are going to take a quickbreak and then we are going to
talk about the viruses.
Economy for all.
Now this part is for everyone.
Obviously but I wanted to lookat it.
In like writing.
And see, what is our policy forall really mean?
(16:59):
Let's check it out together.
Microphone (MAONO AU-AM200) (17:00):
So when we talk about a economy for
all, right, this is somethingthat Harris has been pitching.
It's something that, you know, Ikind of was expecting for a
while especially when they werelike, oh, she's going to release
her economic plan.
Like, I was like, I have to makesure I'm off work.
Like, I want to make sure that Ihear this.
(17:22):
And so in doing so, I think someof these will carry over from
the Biden administration.
But she might make a few tweaks,but I mean if they're working,
like for a majority of theAmerican people, keep it going,
and just maybe upgrade it.
Make some tweaks that maybe shesees fit as her presidency.
(17:46):
So Economy for All starts with,and this is what everybody
wants, is cutting taxes for theworking people.
So that's you and me who aregoing out every day working.
9 to 5, or 1.
30 to 12 at night, or the oneswho are doing those late
Starbucks shifts.
Cutting taxes is something,especially for the middle class.
(18:08):
We're always hearing cuttingtaxes for the rich, right?
But I don't ever really hearcutting taxes for us.
Like, we need, we need our taxescut too.
So first thing on her economyfor all is cutting taxes for the
working people.
Now that means that she, in oneof her goals for it, is
restoring the expanded child taxcredit up to 3, 600 to help more
(18:35):
than 100 million Americans.
Also part of cutting taxes is anew 6, 000 tax credit to help
families pay for the high costof child care for the first
year.
Which I need.
Children, hell, it's soexpensive, and and recently
(18:57):
getting a dog from the shelter,hell yeah, like, I, it, it, it's
costing, so I'm like, I'm overhere, every time, like,
someone's like, oh, you want togo out for drinks, I'm like, I
can't, I'm, you know, I'm asingle father, struggling,
struggling to make ends meet,so, that's the first one.
Second one that she wants totarget is lowering the cost of
(19:18):
food.
As most of you know, if you goto Walmart, those prices from
what, maybe 2016 are completelydifferent from 2024.
And you know how?
Let me tell you how I know.
I, as most of you guys know, I,I'm not, I'm not balling out
(19:40):
here.
So I buy these pizzas calledJack's Pizzas.
If you've heard of them, youknow them.
Right, and they're at Walmart.
I remember when Jack's pizzaswere 2 and some change.
Right, 2 and some change.
And I used to stack up on them.
I used to fill my refrigeratorwith tons of them.
(20:00):
And they are now almost 4.
They're like 3.
68 or something like that.
It is very expensive.
The cost of food is, is just,it's, it's really, Taxing on the
American family.
Like, you know, I spend, I, lastweek I was like, you know what,
(20:23):
I'm going to buy groceries forthe week.
Because I usually buy groceriesper day.
And I spent about 60 to 70dollars on groceries.
Now let me tell you, I waspicking food that was going to
last me throughout the week.
So these aren't just one singlemeal.
These are meals I'm eating overthe course of a week.
So if it's only like 60, 70 forme, imagine what the cost of
(20:43):
food for you is, right?
If you're listening to this andyou have, it's not only you,
it's, you have, you have aspouse.
You know, you gotta providefood, or if you have children,
not just one, not two, maybefour, right?
It's a lot of mouths to feed.
Part of the lowering food andgrocery costs, she wants to
invest in building moreresilient food supply chains.
(21:06):
She also will revitalizecompetition in food and grocery
prices because a healthy andcompetitive market means lower
costs for the consumers, whichis me and you.
She also says that she willsupport giving small businesses,
brochures, and growers theresources to compete Investing
competition back into foodmarkets and lowering costs to
(21:27):
Americans.
And thirdly, she will call onCongress to pass the first ever
federal ban on price gouging.
So, pretty good, right?
The next one is loweringhealthcare costs.
As we know, her and PresidentBiden have been very, you know,
adamant about making sure thathealthcare is affordable.
(21:47):
Making sure that the Obamacareor the marketplace is for
everyone to be able to grabsomething.
So, during the Biden and Harrisadministration, they are saying
that 9 million more Americansobtained health insurance
coverage through the ACA,bringing the total number of
Americans insured through themarketplace as a record of 21
(22:07):
million Americans.
Nearly 10 million more Americansare enrolled in Medicare than
before the pandemic, in largepart because of new policies to
help states expand Medicarecoverage, Despite the process
made by the Biden and Harrisadministration, affordable care
still remains out of reach fortoo many Americans.
That is very true.
If you're not getting healthcarethrough your job, it's, it's not
(22:29):
cheap.
Especially if you don't go tothe, to the To the doctors that
often so I know like mepersonally like I when I sign up
like the company I work for nowI didn't choose the most
expensive health care because Idon't go to the doctors that
often, you know, I go once ayear for a physical And you know
tough it out, you know if I getsick or something Over the
(22:51):
counter medicine or maybe one ofthe quick clinics, but I don't
want to spend all my paycheck onmedical now if you have a lot of
issues, or I wouldn't say a lotof issues, but if you have a lot
of medical conditions thatrequire you to go to the
hospital or see a doctor so manytimes, then obviously you would
want to invest in a higherhealth care plan.
Something that her and the Bidenadministration did work on was
(23:13):
lowering the prescription drugs.
So that's something that shestill wants to carry over, which
is really good because no oneshould be paying all this money
for insulin when it's part ofyour daily life.
It's almost pretty much.
Betting it's either you pay, youknow, 400 to save your life or
you die, right?
And for an average American,maybe 400, you know, isn't,
(23:37):
isn't something that peoplehave.
She wants to keep that on herdocket as well, making sure that
you're not spending more than 35a month for saving your life,
for instance.
Another thing that she says islowering energy costs.
Oh.
My.
God.
Let me tell you.
I.
I have electric out here, butman, like, I, it, it adds up and
(24:04):
I mean, like I said, I'm inArizona and like, I'm paying way
more than I was in energy coststhan I was in Florida.
Believe it or not, likeseriously, and I do like the, I
do like the pay as you go plancause trying to do like the
traditional one is, oh my god,it's expensive.
But I do pay as you go, andlike, you can see how much money
(24:24):
you're, like, every month.
And I'm like, I'm spendingdouble of what I was spending
in, in Florida, which is makingme have thoughts of moving back.
Anyways.
But she wants to make sure thatshe lowers the energy costs.
And that's mainly on the, Imean, another way of doing that
is, like, building solar panels.
(24:44):
6th thing on her lowering costsfor middle Americans is lower
costs by providing or byprotecting consumers from fees
and fraud.
This is something that I thoughtthat Biden had announced in his
State of the Union address thathe wanted to get rid of like
those junk fees.
You But it says, for example,junk fees, the hidden fees that
(25:05):
are often tacked on to airlines,hotels, entertainment, cable,
and other bills, but that theydon't show up until the very end
of the transaction which, whichdistorts the competition and
leads to customers paying more.
The average household pays morethan 650 in junk fees annually,
plus an accumulative of 90billion and more across the
(25:26):
economy.
Harris and Governor Walz willstand up for Americans by making
sure that they are not beingscammed and swindled out of
their hard earned savings.
Yeah, get rid of those junkfees.
Nobody needs the junk fees.
Get rid of it.
Alright, now, moving on toSection 2, which is called Build
(25:49):
an Opportunity Economy to HelpAmericans Get Ahead and Build
Wealth.
Verse 1.
Is help Americans buy a home,which, let me tell you, when she
announced this, that crowd wenthaywire.
Like, it went through the roofwhen she said that.
(26:11):
And some ways that she wants tohelp Americans buy their first
home, she did say she wanted togive a 20, 000 loan, which is
your first down payment for ahouse.
Okay.
Would be nice.
I mean, I don't, I'm not arealtor, so I don't know if 20,
000 is still significantly goodin this type of economy.
Because houses just keep gettingmore and more expensive.
(26:33):
And that's due to, because wedon't have enough houses to go
around, which, you know.
I always say, the the immigrantswho are coming over here put
them in construction.
Have them start building houses.
There goes your workforce.
That could be a total dumb idea,but it makes sense.
(26:55):
Anyways, the first way she wantsto do this is unlocking 1.
million new affordable rentalhomes through the historic
incentives for the privatesector.
She also wants to do this bycreating a new tax credit to
rehabilitate affordable housingfor homeowners who want to stay
in their community.
Oh! She also says she wants tobuild up supply through the
(27:17):
first ever tax incentive bybuilding affordable homes for
first time homebuyers.
And, launch a 40 billionexpansion.
And lowering the cost by takingon abusive corporate landlords.
But, she wants to take on pricefixing, which distorts markets
and ending unfair practices thathelp large corporations.
(27:41):
That help large corporatelandlords drastically raise
rents and stopping Wall Streetinvestors from buying up and
marking up home in bulk, whichwe have been seeing is a huge
problem.
It goes on to say that she doeswant to keep, she wants to
expand home ownership with thestore up to 25, 000 down payment
(28:02):
for assistance for first timehome buyers.
And then, more than two thirdsof renters identify saving
enough for a down payment as abarrier for buying a home.
Yeah, because, you know, it's, Iwas, my, my battery died
yesterday, and, and AAA cameout, and the, the mechanic who
came out was just an amazinghuman being.
(28:23):
And we were talking about moneywise, and he's like, you know,
he's an older, he's an olderblack man, and he was like, are
you putting money on the side?
I was like, yeah, I am.
He's like, well, I want you toput more.
I was like, what do you mean?
He's like, I want you, if youcan, take 200 out of every
paycheck, put it in a separatebank account, and forget about
it.
And, which is an amazing idea,you know.
(28:45):
But, not everybody can do that.
And that was my, that was mycounter argument to him.
Not everybody can take 200 outof their paycheck.
Now, the way to do it, and I'mnot trying to go off topic here,
you can set up that bankaccount, put it in, you know,
your paycheck.
Never look at it.
Never look at your pay stub,right?
(29:07):
And if you get paid bi weeklyfor that first month, you're
gonna be like, Damn, my paycheckis low! But after about a month
or two, you'll forget about it.
Right?
Because we get adjusted to howmuch money that we make.
So, you know, I, I set 10percent of my paycheck aside.
10%.
It goes straight in the savings.
Don't even notice it.
(29:28):
I just notice when I look at mysavings.
I'm like, God damn, Stephon, yousaving real good.
Because I'm starting to get usedto, after that 10 percent is
taken out, now I have my regularpaycheck that goes into my, that
goes into my bank account.
And I go off of that.
I don't go off of, oh well, Ialso have that 10%.
Even though you do, it's justbuilding that wealth.
(29:50):
I did find out that the averageperson only has about 200 to 750
dollars in Which is, you know,it's not far fetched.
We don't, the jobs aren't reallypaying that high, and like I
said, the cost of living, thecost of food, everything is so
expensive.
So it's like, you know, whateveryou can save, you can, right?
(30:11):
And I, I learned that the hardway.
Next, she wants to invest insmall businesses that drive the
growth and innovation Withinjobs, I always say that small
businesses is just support yoursmall business.
And the easiest way to supportyour small businesses is go to a
(30:31):
farmer's market.
Go to one, right?
Go to a farmer's market onSaturday.
I do mine every Saturday.
It's about 12 minutes from myhouse.
And I go there.
And if I don't buy anything,that's fine.
Go outside, take the family,take the kids.
Farmers markets are alwaysusually a nice, neutral, happy
place.
People bring their dogs out.
(30:51):
All that amazing stuff.
But that's how you can supportyour local small businesses.
Is going to those farmersmarkets.
Or local small grocery stores.
But back to Harris.
So Harris, under Vice PresidentHarris and Biden's leadership,
entrepreneurship continues tosurge with a record of 19
million new businessapplications.
(31:12):
That's amazing.
The share of small businessesexpected higher revenue and plan
to invest more than in the next12 months.
It's amazing what smallbusinesses can do.
Especially if you're online.
New business applicationsaverage was 430, 000 per month
(31:34):
in 2024, 50 percent more than in2019.
Also under the small businessHarris would like to set a goal,
set a goal of 25 million newbusiness applications.
She also wants to call forexpanding the startup expense
deduction from 5, 000 to 50,000.
And she wants to cut the redtape, including making it easier
(31:56):
for small businesses to filetaxes, removing unnecessary or
excessive occupational licenserequirements.
Also with small businesseshelping entrepreneurs get their
ideas off the ground with a 50,000 reduction for startup
expenses, a tenfold increase,supporting new businesses and
(32:16):
entrepreneurs in domesticmanufacturing, and It goes on to
say that she wants to modernizethe federal government for small
businesses and entrepreneurs.
Encouraging states and localgovernments to cut the red tape,
making it easier for people toactually start those and keep it
going.
Next one is invest in America'sinnovation and industrial
(32:37):
strength power by Americanworkers.
Create security and opportunityfor workers to build a care
economy.
She also wants to strengthen theopportunity to communities
across America.
Protect American out abilitiesto retire with dignity.
And make our tax code more fairand promote growth.
(32:57):
That is Harris economic plan.
He spent 22 minutes and 30seconds on it.
So I think that's, we're goodenough.
I will post this as a link onthe podcast.
So when you go to thedescription just copy the link
and you can read it all yourselfif you want to read it.
Or debate it.
It's up to you.
Anyways.
In our next section, I did,this, this episode's gone a
(33:19):
little longer than I expected.
I did want to talk about Trump'stariff idea, but I will do it in
our next episode.
Next, let's talk about votingand why your voice does matter.
Stephan (33:33):
So I want to end the show on a positive note.
But first.
I need you to vote.
Okay.
I am asking you from.
Black.
Young male voter.
To you other black person.
(33:54):
You know, Brother from anothermother, like.
I don't know.
Please.
Go out and vote.
Okay.
It's please do not sit on thecouch.
You know, I understand you maynot like all of her policies.
But boat.
You know it and voting, it's notjust voting for the president of
(34:18):
the United States.
You have to vote down theballot.
There are.
Senators, it was Congressmen's.
There are judges there's.
Th the list can go on.
There's other people on thatballot that need to be voted out
or voted in or can stay right.
And as I say all the time, Thepresidents.
(34:43):
Yes, it does have an effect onyour life, but your local
government or your state is whataffects your daily life.
It is going to affect rentincreases.
It is going to affect thosesmall businesses.
It affects the taxes.
Hell.
I moved to Arizona and there'slike all these damn taxes as if
I'm like in New York.
(35:05):
And it's starting with yourgovernment, your local state
government.
It's what's going to have theeffect on your daily life every
day.
Yes, the president that's at afederal level.
Fantastic.
But this is at a state level.
So you're going to want to votefor people who are going to make
your life easier.
Right.
So go out and vote.
(35:26):
Hell you could S.
You know, you could writesomeone in like some people do
the very, like 1% of the peopleactually write in like someone
from the green party or whateverother parties that are out
there.
But loading.
You know, are.
Civil rights leaders.
Present future past.
(35:47):
I thought.
Or are going to fight or arefighting now to keep the right
for us to vote.
Because, let me tell you there.
There are people out there whostill do not think that we
should have the right to vote orthere should be way more
stipulations.
On for us to vote.
They want to strip that votingright away.
(36:11):
Right.
All of your ancestors.
Think of.
Our past civil rights leaderswho have passed on.
They fought.
Tooth and nail getting drug,getting home, getting.
You know, shot at.
So you have the opportunity tovote.
So you can make a difference.
(36:33):
I'm not here to tell you who tovote for.
I'm telling you to go and vote.
That is your voice.
So it's not, oh, well, my votedoesn't matter.
Your vote matters.
Whether it keeping that Senator.
In the Senate seat and wekeeping control of the Senate so
we can actually do moreproductive things.
(36:56):
It's your vote?
That, that we win the house.
We went in the house.
We can, we can do so much more.
Right.
We won the house and the Senate.
Hell, we can have a whole party.
But it starts with you.
Voting.
Not just at the federal level,but the state level too.
(37:18):
You know, we talked aboutmarijuana.
You have those judges who areharder on.
Us black citizens.
You know, our white counterpartmight get a slap on the wrist,
but we're getting 90 days injail.
Those are judges that you needthe vote out.
Do your research.
(37:39):
But you have to go and vote.
You cannot stay on the couch.
And one thing that I always sayto people, if you don't vote.
Do not complain.
Right.
I want you to go out and I wantyou to vote.
I want you to use yourconstitutional white hell.
Make it a party.
I, when I go vote, I take thewhole day off.
(38:01):
I make it a party.
I go to my favorite restaurantsand I wear that sticker proudly
that says I voted.
Be proud of it.
Take your friends, take yourfamily.
Take whoever.
Drag them all.
So you all can vote together.
Hell have a group chat of we'revoting on.
This day.
(38:23):
But do you not sit at home?
Do not.
So with that being said, I loveyou all.
And I do want to sincerelyapologize for my absence for the
last two and a half months, alot of stuff has happened and.
In the coming episodes, I will.
(38:44):
Slowly died.
Breasts or I will slowly devolvedivulge.
Is that the word?
Of what's been happening.
So please.
I am asking you.
I'm imploring.
You.
Allowed in volts.
I do it.
Your vote changes a lot.
(39:07):
It says a lot too.
So.
Anyways, I want to thank you allfor listening.
This has been an amazing time.
Let me tell you, I have triedrecord this.
At least 10 times.
I love you all be safe outthere.
Take care of your mental health,taking all your physical health.
(39:28):
And treat other people the waythat you want to be treated.
And take care of.
You say.
If he's as bad as you say, that half of this country
is now supporting this personwho could be the 47th President
of the United States, why isthat happening?
This is an election forPresident of the United States.
It's not supposed to be easy.
I know, but it's not supposed tobe, it is not supposed to be a
cakewalk misguided, the 50%?
(00:22):
Are they stupid?
What is it?
Oh God, I would never say thatabout the American people.
And in fact, if you listen toDonald Trump, if you watch any
of his rallies, he's the one whotends to demean and belittle and
diminish the American people.
He's the one who talks about anenemy within, an enemy within,
talking about the Americanpeople.
(00:43):
Suggesting he would turn theAmerican military on the
American people.
We asked that question to theformer president today.
Harris Faulkner had a town halland this is how he responded.
I heard about that.
They were saying I was likethreatening.
I'm not threatening anybody.
They're the ones doing thethreatening.
They do phony investigations.
(01:04):
I've been investigated more thanAlphonse Capone, he was the
greatest gangster.
No, it's true.
No, but think of it, it's calledweaponization of government,
it's a terrible thing.
So Brett, I'm sorry, and withall due respect, that clip was
not what he has been sayingabout the enemy within that he
has repeated.
When he's speaking about theAmerican people, that's not what
(01:25):
you just showed.
Well, he was asked about thatspecific No, no, no, that's not
what you just showed, in allfairness and respect to you.
No, no, no, I'm telling you thatwas the question that we asked
him.
You didn't show that, and here'sthe bottom line.
He has repeated it many times,and you and I both know that.
And you and I both know.
That he has talked about turningthe American military on the
American people.
He has talked about going afterpeople who are engaged in
(01:48):
peaceful protest.
He has talked about lockingpeople up because they disagree
with him.
This is a democracy.
And in a democracy, thePresident of the United States,
in the United States of America,should be willing to be able to
handle Criticism without sayinghe'd lock people up for doing
(02:09):
it.
And this is what is at stake.
Which is why you have someonelike the former chairman of the
Joint Chiefs of Staff sayingwhat Mark Milley has said about
Donald Trump being a threat tothe United States of America.
He's quoted in the Bob Woodwardbook that way, yes.
Let me ask you a question.
Stephan (02:28):
That was just part of the box.
And he did his interview thatvice president Harris did.
And I did not watch all of it.
I've only watched clips.
And I didn't like it.
I, I didn't like it because.
The interruptions, like he wouldask her a question, but then
(02:49):
interrupt the question.
Just to ask another question.
And it just.
I was just like, all right,this, this is just not it.
But I can see why she did, youknow, trying to.
You know, I, I would consider itshowing that she's not afraid to
go to the other side.
You know, this is somethingthat.
(03:12):
Trump just isn't willing to do.
He did a rally, which I can findthe clip and show you at the end
of this show.
Of him just dancing for 39minutes at a town hall when he
was supposed to be answeringquestions.
I thought it was a goodinterview.
I definitely thought that.
She definitely showed, Hey,look, I'm not scared.
But.
(03:33):
One thing that she should bescared of is.
Trying to get more black meninto her corner.
Now we know that she has hadproblems with getting more black
men.
And I would say the age rangewould be about twenties to
probably about forties.
And you know, I can see why.
(03:57):
You know, she would haveproblems there and she put all
her proposal.
But I think something that needsto happen is we need to talk
about how the government works.
I think that needs to be aconversation in order for the
black community to understandthat things will not go.
A hundred percent our way.
Because we do not have controlof certain aspects of, we don't
(04:20):
have control of the Senate orthe house.
We're not getting nothing donevery much.
You know, you saw that in theObama administration.
Which she was able to achievecertain things, but I probably
would guess that there was morethings that he wanted to do.
So having.
Control of a house and.
(04:41):
Troll of the Senate.
Would allow Hillis to.
Do more things.
So that means voting up anddown.
The balance, you know, it doesnot stop at just present.
It starts with Senate.
It starts with Congress.
And remember your stategovernment is probably the one
(05:02):
that affects you.
The moats that that's going toaffect you on your.
Bailey.
Light.
So remember that.
So in this episode, we're goingto go over Harris, struggling
with the black men.
I also want to go over hereconomic plan because she's said
(05:22):
it multiple times and I'm like,okay, well, what is an economy
for all really stand for?
We're going to talk about votingessentially because there's
still notions out there thatyour vote doesn't matter.
And that's something I kind ofwant to talk to you.
Young black.
Voter to another black voter.
(05:45):
We're going to talk about.
Everything.
Not everything.
Just something.
Yeah.
Let's get to it.
Harris, has struggled.
With.
Retaining black men into hercorner.
Now at some, she won over, butthere are some who are.
Let me be a lot harder than justsaying why you should vote.
(06:10):
So they need more, morepersuasion.
Like there's gotta be somethingthat's going to get you a little
wild up.
I like to say that.
There are black men who are onthe fence.
Like they don't necessarily wantto vote for Harris.
Or maybe they're stillquestioning about voting for
(06:30):
Harris, but they definitely,probably don't want to vote for
Trump.
And I say, go with someone who'soffered you some type of
proposal, right?
And I'll go on this tangent justa little bit and then we'll get
back.
Trump has not offered any typeof proposals that would affect
(06:50):
the black community There hasn'tbeen any proposals that have
been directly proposition.
To the black community to belike, Hey, this is what I want
to do exactly for you guys.
And you know, Help you out.
Eric's on the other hand, it hascame up with a proposal, which
you know what we have to startsomewhere.
You know, and something that Itell most black people who want
(07:13):
to meet.
You're not going to geteverything.
You're just not, you know,you're just not going to get
everything.
And yes, we live in a countrythat We're we're the minority.
We're just, we're getting theshit end of the stick.
But.
It's not going to changeovernight.
It's not going to change withjust one president.
It changes.
(07:33):
Over time and it changes with.
Several presidents.
But moving back to the topic athand.
So Harris does lag behindpresident Joe Biden's number
with black voters in 2020,especially men.
The recent old suggests that shehas room to grow.
Last week former.
(07:54):
Barack Obama delivered a starkwarning to black men saying that
it's not acceptable to south aselection in suggesting they
might be reluctant to built forHarris because she's a woman.
It is a reality.
Okay.
We have to understand that thereare some black men out there.
Who do not want to vote for hersbecause she's a woman.
(08:14):
It's just part of reality.
And, you know let me just widenthat net.
There are going to be people ofdifferent races who probably do
not want to vote for her isbecause she is a woman.
We know people like that who arejust.
They're just like that.
Right.
It was a man.
Sure.
Go for it.
It's a woman.
(08:35):
No.
It's almost like, kind of like arepeat of when Hillary Clinton
was running for president.
Eva's had bills and insultsbecause she's a woman she's
going to be this.
It's gonna be that.
And it's like, You know, Nottrue.
Anyways.
So these proposals that she hassuggested will aim to provide
(08:57):
black men with the tools toachieve financial freedom.
And lower costs to betterprovide for themselves and their
families and protect the rights.
So part of the proposal.
Includes providing 1 millionloans that are fully forgivable
up to$20,000, the blackentrepreneurs and others to
start a business.
According to the campaign, theloans would be provided through
(09:19):
a new partnership between thesmall business administration in
some lenders, and banks.
There is also calling forreading and investing in
programs that help expand thepathways for job opportunities
for black men, includingpromoting apprenticeships.
And the strengthening andstrengthening the public service
(09:39):
loan forgiveness program andinvesting more black male
teachers.
If you use more black maleteachers.
And then on the campaign trail,Harris said that she would cut
college degree.
I mean it's for certain federaljobs, if elected as president.
She has said this before, and itwasn't necessarily targeted at
black men.
It was targeted more at thegeneral population of there are
(10:02):
federal jobs that you should notneed a college degree for.
And as we.
Luna.
You know, we, there there'speople who are 80, 90, a hundred
thousand dollars in debt, noteven using their degree because
you know, these jobs thatrequire the degree now are like,
oh, well you need to experience.
It's like, well, I just spent ahundred thousand dollars.
(10:23):
That's my experience rightthere.
All right.
To get this job, and now you'retelling me I can't get this job.
So now they're working at, youknow, enterprise McDonald's,
which those are in tablets jobs.
Not saying anything about them.
But you're not using the degreethat you want to build school
for.
So it's almost like why are wepushing college on our high
(10:44):
schoolers?
When some of these jobs don'teven care that you went to
college.
They want to experience andyou're like, well, I can't get
that experience until you hireme.
Right.
So I always say some collegesbetter than none.
But at the same time, I'm alsobeing proved wrong that
sometimes you don't need acollege degree to become a
(11:05):
supervisor at a theme park.
Or wherever you're going tobecome one.
Sometimes it's just working fromthe bottom and working your way
up.
At least for federal jobs, shewants to eliminate that.
It also goes on to say that theplan will also support a
regulatory framework for cryptocurrency and other digital
assets.
And the national health.
(11:26):
Equity incentive that focuses onaddressing health challenges.
That disproportionately affectblack men.
I would say that would be moreaiming at mental health.
Mental health.
And I have talked about this inseveral episodes and.
I will probably do anotherepisode about it.
Mental health is a huge crisisin our black community.
(11:49):
And.
The reason why is because wehave yet to understand, we need
to talk about it.
Yes, there have been celebritiesthat have come out and talk
about mental health, but I stillthink we need more and more
people every single day.
To talk about mental health andthe black community and how it's
killing us.
Faster than anything.
(12:10):
And if it's not killing theolder generation, it's killing
our younger generation.
And I.
Have been a huge advocate formental health, especially on
this platform.
But please for all my blackpeople out there who are
listening to the show, if youneed help.
Go get it.
There is nothing wrong with yousaying I need help.
(12:30):
There are programs out therethat will help you.
Even discreetly, like you maynot want to tell your family
member, you might want to do itsecretly that.
It's fine.
Just go and seek the help thatyou may need.
Because too many of us aredying.
Because we're just not gettingthe help that we.
Or because we feel like we'regoing to be judged by our family
(12:51):
and our peers for.
Talking to a therapist once aweek about the issues that we're
facing.
So I'll get off my mental healthsoapbox anyways.
Another component, includinglegalizing recreational
marijuana and cleanopportunities for black
Americans.
To succeed in the industry.
The vice-president has alsoreiterated that she believes
(13:14):
that marijuana should belegalized in the United States.
You know, I used to.
I was not a fan of legalizingweed.
And then over the years, I'mjust like, Ethic who cares?
Like if you want to smoke weed,it doesn't matter.
You know, jobs are puttingstipulations on.
People smoking weed anyways, youknow, especially certain jobs.
(13:37):
There should definitely be.
Restrictions or you shouldn't beable to do it at all, but I
mean, everyone does it at thispoint.
You might as well just legalizeit.
And be done with it.
Microphone (MAONO AU-AM200) (13:47):
Now here's campaign as.
Kind of hyped up some upcomingevents, which by the time this
episode comes out or past eventsone of them is all black men
huddle up.
Which is like an economicfreedom.
Talk series and paid mediaoutreach, as they try to draw a
(14:09):
contrast between Harris and theformer prison.
Now, here's what they say.
Donald Trump's outreach is goldsneakers t-shirts of mugshots
and insults and putting othercommunities down.
The vice-president is actuallyspeaking to what black men can
achieve under her presidency.
We think that's a start pointcontrast.
(14:30):
And one that is important totalk about.
Harris and waltz campaigncommunication director said in a
statement.
CNN as reported that Harris hasbeen focused on turning out
black men, even before.
She took over as the democraticnominee, trying to get the
enthusiasm there.
That they had for Biden.
But now.
(14:51):
For her.
The concern is that the couch isgoing to win.
One person close to the Harristeam previously told CNN.
We need to make sure that blackmen, Hispanic men don't sit on
the couch.
Because if they don't vote atall, That's a vote for him.
Here's the we'll travel toDetroit.
This, she traveled to Detroitthis past week and on Tuesday.
(15:14):
She was on the radio show calledthe breakfast club with
Charlemagne.
And with God.
Which the audience is primarilyblack.
I will try and find clips ofthat.
And.
Put it in our next episode.
That's pretty much her pitch.
That's her pitch for trying towin.
(15:34):
Black men.
In this election, which is justthe most.
Important election of our time,you know?
And I think that.
The proposals are there.
There's something on the table.
Okay.
There is something on the table.
(15:56):
The other guy hasn't offeredanything.
There was nothing on a table,specifically targeting the black
community.
As much as he wants to say, talkabout the black community and
immigrants are stealing jobs arestealing black jobs.
There's nothing.
He hasn't put anything out onthe lawn for us.
Harris has.
(16:18):
Are they great.
That's where you, the judge.
You know, if you want to start asmall business, maybe that, you
know, maybe that loan is is, issomething that you're looking
for.
Like, I'm happy that there'ssomething out there.
Legalizing weed, which we knowall y'all smoke.
Could honestly help a lot ofyou.
So think about that.
(16:38):
So we are going to take a quickbreak and then we are going to
talk about the viruses.
Economy for all.
Now this part is for everyone.
Obviously but I wanted to lookat it.
In like writing.
And see, what is our policy forall really mean?
(16:59):
Let's check it out together.
Microphone (MAONO AU-AM200) (17:00):
So when we talk about a economy for
all, right, this is somethingthat Harris has been pitching.
It's something that, you know, Ikind of was expecting for a
while especially when they werelike, oh, she's going to release
her economic plan.
Like, I was like, I have to makesure I'm off work.
Like, I want to make sure that Ihear this.
(17:22):
And so in doing so, I think someof these will carry over from
the Biden administration.
But she might make a few tweaks,but I mean if they're working,
like for a majority of theAmerican people, keep it going,
and just maybe upgrade it.
Make some tweaks that maybe shesees fit as her presidency.
(17:46):
So Economy for All starts with,and this is what everybody
wants, is cutting taxes for theworking people.
So that's you and me who aregoing out every day working.
9 to 5, or 1.
30 to 12 at night, or the oneswho are doing those late
Starbucks shifts.
Cutting taxes is something,especially for the middle class.
(18:08):
We're always hearing cuttingtaxes for the rich, right?
But I don't ever really hearcutting taxes for us.
Like, we need, we need our taxescut too.
So first thing on her economyfor all is cutting taxes for the
working people.
Now that means that she, in oneof her goals for it, is
restoring the expanded child taxcredit up to 3, 600 to help more
(18:35):
than 100 million Americans.
Also part of cutting taxes is anew 6, 000 tax credit to help
families pay for the high costof child care for the first
year.
Which I need.
Children, hell, it's soexpensive, and and recently
(18:57):
getting a dog from the shelter,hell yeah, like, I, it, it, it's
costing, so I'm like, I'm overhere, every time, like,
someone's like, oh, you want togo out for drinks, I'm like, I
can't, I'm, you know, I'm asingle father, struggling,
struggling to make ends meet,so, that's the first one.
Second one that she wants totarget is lowering the cost of
(19:18):
food.
As most of you know, if you goto Walmart, those prices from
what, maybe 2016 are completelydifferent from 2024.
And you know how?
Let me tell you how I know.
I, as most of you guys know, I,I'm not, I'm not balling out
(19:40):
here.
So I buy these pizzas calledJack's Pizzas.
If you've heard of them, youknow them.
Right, and they're at Walmart.
I remember when Jack's pizzaswere 2 and some change.
Right, 2 and some change.
And I used to stack up on them.
I used to fill my refrigeratorwith tons of them.
(20:00):
And they are now almost 4.
They're like 3.
68 or something like that.
It is very expensive.
The cost of food is, is just,it's, it's really, Taxing on the
American family.
Like, you know, I spend, I, lastweek I was like, you know what,
(20:23):
I'm going to buy groceries forthe week.
Because I usually buy groceriesper day.
And I spent about 60 to 70dollars on groceries.
Now let me tell you, I waspicking food that was going to
last me throughout the week.
So these aren't just one singlemeal.
These are meals I'm eating overthe course of a week.
So if it's only like 60, 70 forme, imagine what the cost of
(20:43):
food for you is, right?
If you're listening to this andyou have, it's not only you,
it's, you have, you have aspouse.
You know, you gotta providefood, or if you have children,
not just one, not two, maybefour, right?
It's a lot of mouths to feed.
Part of the lowering food andgrocery costs, she wants to
invest in building moreresilient food supply chains.
(21:06):
She also will revitalizecompetition in food and grocery
prices because a healthy andcompetitive market means lower
costs for the consumers, whichis me and you.
She also says that she willsupport giving small businesses,
brochures, and growers theresources to compete Investing
competition back into foodmarkets and lowering costs to
(21:27):
Americans.
And thirdly, she will call onCongress to pass the first ever
federal ban on price gouging.
So, pretty good, right?
The next one is loweringhealthcare costs.
As we know, her and PresidentBiden have been very, you know,
adamant about making sure thathealthcare is affordable.
(21:47):
Making sure that the Obamacareor the marketplace is for
everyone to be able to grabsomething.
So, during the Biden and Harrisadministration, they are saying
that 9 million more Americansobtained health insurance
coverage through the ACA,bringing the total number of
Americans insured through themarketplace as a record of 21
(22:07):
million Americans.
Nearly 10 million more Americansare enrolled in Medicare than
before the pandemic, in largepart because of new policies to
help states expand Medicarecoverage, Despite the process
made by the Biden and Harrisadministration, affordable care
still remains out of reach fortoo many Americans.
That is very true.
If you're not getting healthcarethrough your job, it's, it's not
(22:29):
cheap.
Especially if you don't go tothe, to the To the doctors that
often so I know like mepersonally like I when I sign up
like the company I work for nowI didn't choose the most
expensive health care because Idon't go to the doctors that
often, you know, I go once ayear for a physical And you know
tough it out, you know if I getsick or something Over the
(22:51):
counter medicine or maybe one ofthe quick clinics, but I don't
want to spend all my paycheck onmedical now if you have a lot of
issues, or I wouldn't say a lotof issues, but if you have a lot
of medical conditions thatrequire you to go to the
hospital or see a doctor so manytimes, then obviously you would
want to invest in a higherhealth care plan.
Something that her and the Bidenadministration did work on was
(23:13):
lowering the prescription drugs.
So that's something that shestill wants to carry over, which
is really good because no oneshould be paying all this money
for insulin when it's part ofyour daily life.
It's almost pretty much.
Betting it's either you pay, youknow, 400 to save your life or
you die, right?
And for an average American,maybe 400, you know, isn't,
(23:37):
isn't something that peoplehave.
She wants to keep that on herdocket as well, making sure that
you're not spending more than 35a month for saving your life,
for instance.
Another thing that she says islowering energy costs.
Oh.
My.
God.
Let me tell you.
I.
I have electric out here, butman, like, I, it, it adds up and
(24:04):
I mean, like I said, I'm inArizona and like, I'm paying way
more than I was in energy coststhan I was in Florida.
Believe it or not, likeseriously, and I do like the, I
do like the pay as you go plancause trying to do like the
traditional one is, oh my god,it's expensive.
But I do pay as you go, andlike, you can see how much money
(24:24):
you're, like, every month.
And I'm like, I'm spendingdouble of what I was spending
in, in Florida, which is makingme have thoughts of moving back.
Anyways.
But she wants to make sure thatshe lowers the energy costs.
And that's mainly on the, Imean, another way of doing that
is, like, building solar panels.
(24:44):
6th thing on her lowering costsfor middle Americans is lower
costs by providing or byprotecting consumers from fees
and fraud.
This is something that I thoughtthat Biden had announced in his
State of the Union address thathe wanted to get rid of like
those junk fees.
You But it says, for example,junk fees, the hidden fees that
(25:05):
are often tacked on to airlines,hotels, entertainment, cable,
and other bills, but that theydon't show up until the very end
of the transaction which, whichdistorts the competition and
leads to customers paying more.
The average household pays morethan 650 in junk fees annually,
plus an accumulative of 90billion and more across the
(25:26):
economy.
Harris and Governor Walz willstand up for Americans by making
sure that they are not beingscammed and swindled out of
their hard earned savings.
Yeah, get rid of those junkfees.
Nobody needs the junk fees.
Get rid of it.
Alright, now, moving on toSection 2, which is called Build
(25:49):
an Opportunity Economy to HelpAmericans Get Ahead and Build
Wealth.
Verse 1.
Is help Americans buy a home,which, let me tell you, when she
announced this, that crowd wenthaywire.
Like, it went through the roofwhen she said that.
(26:11):
And some ways that she wants tohelp Americans buy their first
home, she did say she wanted togive a 20, 000 loan, which is
your first down payment for ahouse.
Okay.
Would be nice.
I mean, I don't, I'm not arealtor, so I don't know if 20,
000 is still significantly goodin this type of economy.
Because houses just keep gettingmore and more expensive.
(26:33):
And that's due to, because wedon't have enough houses to go
around, which, you know.
I always say, the the immigrantswho are coming over here put
them in construction.
Have them start building houses.
There goes your workforce.
That could be a total dumb idea,but it makes sense.
(26:55):
Anyways, the first way she wantsto do this is unlocking 1.
million new affordable rentalhomes through the historic
incentives for the privatesector.
She also wants to do this bycreating a new tax credit to
rehabilitate affordable housingfor homeowners who want to stay
in their community.
Oh! She also says she wants tobuild up supply through the
(27:17):
first ever tax incentive bybuilding affordable homes for
first time homebuyers.
And, launch a 40 billionexpansion.
And lowering the cost by takingon abusive corporate landlords.
But, she wants to take on pricefixing, which distorts markets
and ending unfair practices thathelp large corporations.
(27:41):
That help large corporatelandlords drastically raise
rents and stopping Wall Streetinvestors from buying up and
marking up home in bulk, whichwe have been seeing is a huge
problem.
It goes on to say that she doeswant to keep, she wants to
expand home ownership with thestore up to 25, 000 down payment
(28:02):
for assistance for first timehome buyers.
And then, more than two thirdsof renters identify saving
enough for a down payment as abarrier for buying a home.
Yeah, because, you know, it's, Iwas, my, my battery died
yesterday, and, and AAA cameout, and the, the mechanic who
came out was just an amazinghuman being.
(28:23):
And we were talking about moneywise, and he's like, you know,
he's an older, he's an olderblack man, and he was like, are
you putting money on the side?
I was like, yeah, I am.
He's like, well, I want you toput more.
I was like, what do you mean?
He's like, I want you, if youcan, take 200 out of every
paycheck, put it in a separatebank account, and forget about
it.
And, which is an amazing idea,you know.
(28:45):
But, not everybody can do that.
And that was my, that was mycounter argument to him.
Not everybody can take 200 outof their paycheck.
Now, the way to do it, and I'mnot trying to go off topic here,
you can set up that bankaccount, put it in, you know,
your paycheck.
Never look at it.
Never look at your pay stub,right?
(29:07):
And if you get paid bi weeklyfor that first month, you're
gonna be like, Damn, my paycheckis low! But after about a month
or two, you'll forget about it.
Right?
Because we get adjusted to howmuch money that we make.
So, you know, I, I set 10percent of my paycheck aside.
10%.
It goes straight in the savings.
Don't even notice it.
(29:28):
I just notice when I look at mysavings.
I'm like, God damn, Stephon, yousaving real good.
Because I'm starting to get usedto, after that 10 percent is
taken out, now I have my regularpaycheck that goes into my, that
goes into my bank account.
And I go off of that.
I don't go off of, oh well, Ialso have that 10%.
Even though you do, it's justbuilding that wealth.
(29:50):
I did find out that the averageperson only has about 200 to 750
dollars in Which is, you know,it's not far fetched.
We don't, the jobs aren't reallypaying that high, and like I
said, the cost of living, thecost of food, everything is so
expensive.
So it's like, you know, whateveryou can save, you can, right?
(30:11):
And I, I learned that the hardway.
Next, she wants to invest insmall businesses that drive the
growth and innovation Withinjobs, I always say that small
businesses is just support yoursmall business.
And the easiest way to supportyour small businesses is go to a
(30:31):
farmer's market.
Go to one, right?
Go to a farmer's market onSaturday.
I do mine every Saturday.
It's about 12 minutes from myhouse.
And I go there.
And if I don't buy anything,that's fine.
Go outside, take the family,take the kids.
Farmers markets are alwaysusually a nice, neutral, happy
place.
People bring their dogs out.
(30:51):
All that amazing stuff.
But that's how you can supportyour local small businesses.
Is going to those farmersmarkets.
Or local small grocery stores.
But back to Harris.
So Harris, under Vice PresidentHarris and Biden's leadership,
entrepreneurship continues tosurge with a record of 19
million new businessapplications.
(31:12):
That's amazing.
The share of small businessesexpected higher revenue and plan
to invest more than in the next12 months.
It's amazing what smallbusinesses can do.
Especially if you're online.
New business applicationsaverage was 430, 000 per month
(31:34):
in 2024, 50 percent more than in2019.
Also under the small businessHarris would like to set a goal,
set a goal of 25 million newbusiness applications.
She also wants to call forexpanding the startup expense
deduction from 5, 000 to 50,000.
And she wants to cut the redtape, including making it easier
(31:56):
for small businesses to filetaxes, removing unnecessary or
excessive occupational licenserequirements.
Also with small businesseshelping entrepreneurs get their
ideas off the ground with a 50,000 reduction for startup
expenses, a tenfold increase,supporting new businesses and
(32:16):
entrepreneurs in domesticmanufacturing, and It goes on to
say that she wants to modernizethe federal government for small
businesses and entrepreneurs.
Encouraging states and localgovernments to cut the red tape,
making it easier for people toactually start those and keep it
going.
Next one is invest in America'sinnovation and industrial
(32:37):
strength power by Americanworkers.
Create security and opportunityfor workers to build a care
economy.
She also wants to strengthen theopportunity to communities
across America.
Protect American out abilitiesto retire with dignity.
And make our tax code more fairand promote growth.
(32:57):
That is Harris economic plan.
He spent 22 minutes and 30seconds on it.
So I think that's, we're goodenough.
I will post this as a link onthe podcast.
So when you go to thedescription just copy the link
and you can read it all yourselfif you want to read it.
Or debate it.
It's up to you.
Anyways.
In our next section, I did,this, this episode's gone a
(33:19):
little longer than I expected.
I did want to talk about Trump'stariff idea, but I will do it in
our next episode.
Next, let's talk about votingand why your voice does matter.
Stephan (33:33):
So I want to end the show on a positive note.
But first.
I need you to vote.
Okay.
I am asking you from.
Black.
Young male voter.
To you other black person.
(33:54):
You know, Brother from anothermother, like.
I don't know.
Please.
Go out and vote.
Okay.
It's please do not sit on thecouch.
You know, I understand you maynot like all of her policies.
But boat.
You know it and voting, it's notjust voting for the president of
(34:18):
the United States.
You have to vote down theballot.
There are.
Senators, it was Congressmen's.
There are judges there's.
Th the list can go on.
There's other people on thatballot that need to be voted out
or voted in or can stay right.
And as I say all the time, Thepresidents.
(34:43):
Yes, it does have an effect onyour life, but your local
government or your state is whataffects your daily life.
It is going to affect rentincreases.
It is going to affect thosesmall businesses.
It affects the taxes.
Hell.
I moved to Arizona and there'slike all these damn taxes as if
I'm like in New York.
(35:05):
And it's starting with yourgovernment, your local state
government.
It's what's going to have theeffect on your daily life every
day.
Yes, the president that's at afederal level.
Fantastic.
But this is at a state level.
So you're going to want to votefor people who are going to make
your life easier.
Right.
So go out and vote.
(35:26):
Hell you could S.
You know, you could writesomeone in like some people do
the very, like 1% of the peopleactually write in like someone
from the green party or whateverother parties that are out
there.
But loading.
You know, are.
Civil rights leaders.
Present future past.
(35:47):
I thought.
Or are going to fight or arefighting now to keep the right
for us to vote.
Because, let me tell you there.
There are people out there whostill do not think that we
should have the right to vote orthere should be way more
stipulations.
On for us to vote.
They want to strip that votingright away.
(36:11):
Right.
All of your ancestors.
Think of.
Our past civil rights leaderswho have passed on.
They fought.
Tooth and nail getting drug,getting home, getting.
You know, shot at.
So you have the opportunity tovote.
So you can make a difference.
(36:33):
I'm not here to tell you who tovote for.
I'm telling you to go and vote.
That is your voice.
So it's not, oh, well, my votedoesn't matter.
Your vote matters.
Whether it keeping that Senator.
In the Senate seat and wekeeping control of the Senate so
we can actually do moreproductive things.
(36:56):
It's your vote?
That, that we win the house.
We went in the house.
We can, we can do so much more.
Right.
We won the house and the Senate.
Hell, we can have a whole party.
But it starts with you.
Voting.
Not just at the federal level,but the state level too.
(37:18):
You know, we talked aboutmarijuana.
You have those judges who areharder on.
Us black citizens.
You know, our white counterpartmight get a slap on the wrist,
but we're getting 90 days injail.
Those are judges that you needthe vote out.
Do your research.
(37:39):
But you have to go and vote.
You cannot stay on the couch.
And one thing that I always sayto people, if you don't vote.
Do not complain.
Right.
I want you to go out and I wantyou to vote.
I want you to use yourconstitutional white hell.
Make it a party.
I, when I go vote, I take thewhole day off.
(38:01):
I make it a party.
I go to my favorite restaurantsand I wear that sticker proudly
that says I voted.
Be proud of it.
Take your friends, take yourfamily.
Take whoever.
Drag them all.
So you all can vote together.
Hell have a group chat of we'revoting on.
This day.
(38:23):
But do you not sit at home?
Do not.
So with that being said, I loveyou all.
And I do want to sincerelyapologize for my absence for the
last two and a half months, alot of stuff has happened and.
In the coming episodes, I will.
(38:44):
Slowly died.
Breasts or I will slowly devolvedivulge.
Is that the word?
Of what's been happening.
So please.
I am asking you.
I'm imploring.
You.
Allowed in volts.
I do it.
Your vote changes a lot.
(39:07):
It says a lot too.
So.
Anyways, I want to thank you allfor listening.
This has been an amazing time.
Let me tell you, I have triedrecord this.
At least 10 times.
I love you all be safe outthere.
Take care of your mental health,taking all your physical health.
(39:28):
And treat other people the waythat you want to be treated.
And take care of.
You say.
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