The 401(k) Playbook Has Changed (Especially For Business Owners)

Most people, especially business owners, think of a 401(k) as a basic retirement benefit. A place to stash some money for later years. Something you get once you have "enough" employees. But as 401(k) specialist Matt Rutenberg explains, that traditional view is wildly outdated. Today’s 401(k) rules allow far more flexibility, far bigger tax advantages, and far more wealth-building potential than most business owners ever realize.

Matt joins the show (two Matts, yay!) to walk through how modern 401(k)s actually work, and why almost everything you assume about them is inaccurate. He explains how plan design shapes how much you really get to save, how small business owners and even solopreneurs can legally contribute far more than they think, and how strategic layers like profit sharing, cash-balance plans, and self-directed investing change the game entirely. This episode was an eye-opener!

My website with more Medicare resources, books, courses, and more: https://prepareformedicare.com/?utm_source=youtube&utm_medium=social&utm_campaign=organic_description

I recommend my wife’s Medicare insurance agency, but there’s never any obligation or pressure to work with her team. Here's more information if you're interested: https://brickhouseagency.com/?utm_source=youtube&utm_medium=social&utm_campaign=organic_description

The Matt Feret Show is about thriving in midlife, retirement, and beyond. Each week, Matt shares smart conversations on Medicare, Social Security, retirement planning, health, wealth, wellness, caregiving, and life after 50.

Explore more episodes and sign up for The Matt Feret Newsletter: TheMattFeretShow.com

Need Medicare help? Book a no-obligation consultation: BrickhouseAgency.com

Watch full episodes on YouTube: The Matt Feret Show

Subscribe on Apple, Spotify, or YouTube for more insights on wealth, wisdom, and wellness in retirement.

---

Hosted on Acast. See acast.com/privacy for more information.