Episode 108 | Quicksand Finance: Why MCAs Are So Dangerous for Construction Businesses w/ Adam Duso

Welcome to the first episode in series of our rebranded podcast, The Mobilization Mindset. And we’re kicking it off with a conversation contractors need to hear.

Merchant Cash Advances are everywhere—and they’re sold like a lifeline. But behind the daily payments and fast deposits is a system built to trap you, bleed your receivables, and make sure you’re never the one holding the leverage.

In this episode, Scott Peper sits down with Adam Duso, CEO of Second Wind Consultants, to unpack:

- How MCAs actually work (spoiler: they’re not loans)
- Why they’re showing up more and more in construction
- What 406 notices are - and how they’re being used to cripple your business overnight
- How MCA brokers are incentivized to oversell you the worst option
- Why the easy money is usually the most expensive mistake you’ll make
- And what you can do instead—including how Article 9 reorganizations can strip MCA debt and give your business a second shot

Adam’s been in this space for over 16 years. His team works every day with contractors and business owners on the edge—helping them stay in business, protect their reputation, and reorganize for real recovery.

If you’re in the middle of a cash crunch, staring down a payment you can’t make, or just want to understand what’s really going on in this industry, this is the one to listen to.

🎙 Guest: Adam Duso – CEO, Second Wind Consultants
https://secondwindconsultants.com

The Mobilization Mindset is the podcast for construction and manufacturing leaders who are building smarter, leading stronger, and growing with intention.

No fluff. No filters. Just real insight for leaders building the companies that last.

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https://www.linkedin.com/in/dusoadam/

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https://www.linkedin.com/in/scott-peper-9387288/

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