For anyone with a pension benefit through their employer, you know how confusing it can be trying to understand the value of your benefit and comparing the different options for how to collect it when you retire. In this episode, we share some background on pensions, talk about how the pension system has changed over time, and break down the various pension options and how to think about each. Specifically, we provide a framework for making the biggest pension-related decision, which is whether to choose a lump sum payout or an annuity.
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