The Retirement Solution

Excessive government spending may have negative consequences for individuals’ financial future, and Wall Street is becoming more concerned about the impact of this spending on the economy.

Jon also discusses being proactive and strategic through tax planning to minimize tax liabilities in retirement.

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Following his retirement, Nick Saban’s wife Miss Terry gave him the “12 Commandments of Retirement” that he must abide by. Jon provides his own commandments in retirement that people should consider:

• Knowing your money is protected.
• Creating a lasting income stream.
• Minimizing taxes.
• Planning for a wealth transfer.
• Having a healthcare plan.

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In this episode, Jon discusses the fear of running out of money in retirement and the importance of financial awareness. He explores the idea of working longer due to the fear of the unknown and the benefits of having a sense of paranoia about one's financial future.

Jon shares a personal story about the consequences of procrastination and the impact it had on his parents' retirement. He also touches on the need to prioritize happ...

Steve Eisman, known for shorting and profiting on the housing market collapse in 2007-2008, recently said that the Fed shouldn't cut rates this year due to the economy being fine despite higher interest rates.

In this episode, Jon explains the implications of an extended pause on rates and how retirees can be prepared for the many different outcomes that could happen as a result.

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The inverted yield curve, where short-term rates are higher than long-term rates, is often seen as a sign of an impending recession. But how accurate is this signal? And does it really matter?

In this episode, Jon breaks down the most recent recessions we've experienced and why bear markets aren't as bad as they seem.

Plus, listen how to prepare for the numerous bear markets when living out your retirement years, and focusing on ...

The latest inflation number came in higher than expected which has led to speculation about when the Federal Reserve will begin to cut interest rates.

In this episode, Jon explains how cutting interest rates isn't always a positive thing and what negative effects it could have on a retirement plan. Learn about why preparing for different market environments is crucial when developing an income plan.

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Recently at CRS in Nashville, Cody Johnson shared how he discovered his purpose in life while performing on stage. Finding purpose in retirement can be challenging, but it doesn’t have to be.

On this episode, Jon explains that retirement is about doing what you want, when you want, and discovering what truly matters to you as you think ahead to your golden years.

Connect with Jon and his team to start planning the retirement of y...

March Madness is here, which means you’ve probably questioned your bracket selections. Tax season is also here, which means you’ve probably questioned what tax bracket you’ve fallen into. Retirees often think they will pay less taxes because they’re no longer working, but that isn’t always the case.

On this episode, Jon explains how every dollar is taxed differently and shares a story of how Warren Buffet, one of the richest peopl...

The 4% Rule was developed in 1994 to ensure retirement savings last. But is this calculation too outdated for today’s retirement plan?

On this episode, Jon explains that there’s still a 19% chance of running out of money when using the 4% rule. Hear his ideas on creating an individually tailored income plan ranging from stocks, ETFs, and annuities to meet various needs in retirement planning.

Connect with Jon and his team to lear...

Entertainer of the Year & Grammy Award-winning singer songwriter Lainey Wilson joins Jon at Country Radio Seminar from Nashville. Lainey details how country music became a lifestyle for her as a child, and shares what she prefers between singing, acting and songwriting.

Visit RetirementSolutionRadio.com to connect with Jon and his team to begin planning for your retirement today!

See omnystudio.com/listener for privacy informat...

There’s a group of Boomers facing their own “retirement crisis,” thanks to the Great Recession. New research shows the youngest Baby Boomers (born between 1960 and 1965) have significantly less wealth than older Boomers, because the recession hit during their peak earning years. For many, their savings never recovered, even though they were 15 years or more from retirement. 

On this episode, Jon reminds how this same thing could h...

Are you paying millions more in taxes than you need to?

On this episode, Jon’s talks about the hidden tax trap that may be lurking in your retirement accounts. We also discuss how the IRS won’t give you tax advice, but often your financial advisor won’t either.

So, who can you turn to for ideas on tax strategies? 

Jon shares how you may be able to save thousands in taxes (even while you're still working), moves to convert IRAs t...

Next time you check out of a hotel, double check your receipt first!

Some hotel chains are now charging a “parking fee” to guests, even if they’re not parking a car.

On this episode, Jon exposes the common hidden fees in mutual funds, how fee structure changes can happen in your 401(k) without you knowing, while also offering ideas on better-performing options.

Learn about:

• How "transparent" fees can still cost you thousa...

Many are confused about how much you need to retire. Recently, Shark Tank’s Kevin O’Leary said that number is $5 Million!

On this episode, Jon Hicks explains why you should forget the unrealistic "magic number" and turn your focus towards strategies to generate income in retirement.

We discuss why a “one-size-fits-all approach” often does not work, alternative income-generating strategies to help protect your principal and fight ...

Many are sick of feeling trapped by high taxes, particularly California residents. Which explains why the state has lost over 750 thousand residents over the last three years. The oppressive state tax rate of 13.3% has folks packing up and headed for states like Florida, Texas and Tennessee which have no state income tax. 

But if moving is not one of your retirement goals, at J Hagan Capital they can show you alternate solutions t...

Owning a business is a passion project. So, what happens when you want to retire?

In this episode, Jon explores the challenges and emotional nuances that come with considering an exit strategy.

Drawing from personal experience as a small business owner himself, Jon’s speaks about the shift in mindset required when transitioning from the hustle of running a business to the prospect of retirement.

Learn why having a sellable busin...

The W-2 statements you’re getting serve as a reminder that it’s tax season. And if you took advantage of higher interest rates on CDs, money-market funds, and certain bonds in 2023, there’s another statement you’ll see – a 1099-INT – the ‘INT’ stands for interest income… Yes, you have to pay taxes on that money, proving that the 5% you earned isn’t really 5%. 

On this episode, financial advisor Jon Hicks discusses the realities o...