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April 14, 2021 62 min

In this episode, co-hosts Kristina, Mike & Sharon talk with mortgage loan officer Pam Kimmel of New Washington State Bank about buying a home, down payments, credit scores, loan types and much more.

The wedding is over and now the hunt is on for a new home. You’ll want to tune in to this episode to familiarize yourself with mortgage loan terminology and to understand that a good loan officer will help you determine which loan best fits your situation.

Newly married and starting the search for a new home? Listen in while co-hosts Kristina, Mike & Sharon talk with mortgage loan officer Pam Kimmel about the different home loan programs available and what it takes to qualify for them.

Catch this episode to understand what you will need to start compiling when applying for a home loan and why getting pre-approved is advantageous before you and your new spouse start your home search.

BY THE TIME YOU FINISH LISTENING, YOU’LL UNDERSTAND the different types of home loan programs available, the terminology used and why you and your spouse should be pre-approved before you start searching for a home.

Will you and your fiance be purchasing a home together before or after the wedding? Share your responses with us and tag us on Facebook or Instagram @theringtheblingandallthethings 

While you’re there, make sure you follow us @theringtheblingandallthethings so you can see behind the scenes where me, Mike & Sharon will take you from engagement to your wedding day and beyond with The Ring, The Bling & All The Things

ABOUT OUR GUEST: Pam Kimmel's career started in a credit department and from there, she went into finance.  Pam began her work with mortgage loans in 1995.  There have been many changes through the years but she truly enjoys helping people that are seeking to buy a home, refinance a home, buy a 2nd home or take equity out for home improvements. Pam likes for her clients to feel comfortable and knowledgeable of every step of the process.  She also enjoys educating clients on the process of building a home vs buying an already existing home and walking them through the process of a home that may need a lot of renovations.  Pam ensures her clients get the right loan to fit for their needs to achieve their goal.  Pam excels at working with first time home buyers and enjoys walking them through the steps and making the process as simple as possible to help tho understand the loan process.  Pam says that one of the most rewarding accomplishments that she can have as loan officer is to have past clients refer their friends and family to her.


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