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May 22, 2025 20 mins

On this episode of The Think Factory podcast, host Marco Gonzalez sits down with John Fudge, Executive VP of USA Funding, to talk about how his firm has transformed SBA lending. With over 35 years in the game, John explains how USA Funding bridges the gap between borrowers and banks by customizing loan packages and matching them with the right lenders—generating over $400 million in annual volume. Built on hustle, grit, and a network of trusted referrals, the company stands out for doing the hard work others avoid.

John also shares insights on today’s business climate, the return of lender fees, and how tools like Zoom have expanded their reach. Reflecting on his roots as an Eagle Scout, he credits early lessons in discipline and ambition for shaping his entrepreneurial drive. His message is simple: success comes from doing the tough stuff well—and doing it consistently.

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