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April 17, 2025 5 mins

Are HSAs good tax-advantaged accounts? Can you really accumulate funds over the years and use it tax-free in retirement? This is what listener Beth is wondering. She maxes out her HSA every year without touching it. We’ll discuss whether this strategy could be a smart move or if there are potential pitfalls to consider.

Here’s what we discuss in this episode:

💡 What makes HSAs unique 

📈 Why letting your HSA grow could pay off

🩺 Tracking past medical expenses for future use

💬 Common mistakes and how to avoid them

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