139. How to Build Generational Wealth Without Sacrificing Your Dreams with Jannese Torres

Episode Transcript
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jannese-torres_1_06-10-2025_2 (00:00):
I didn't realize how powerfully it

(00:02):
was gonna change me.
And if I have to think of likethe best part of it, so far,
motherhood has given me thepermission to be like so
unrelenting about my boundariesin a way that like I just didn't
have the confidence back in theday, like when I didn't have
another.
Little person that I had toadvocate for.
It was just much easier for meto let people like walk all over

(00:23):
me and give me their unsolicitedopinions and have all this
influence on my life.
And now I'm kind of just like,nah, I'm sorry.
Like I didn't ask for that shit.
I didn't, I didn't want that.
I'm not doing that.
Thanks.
No thanks.
Sorry, not sorry.
And it's just like, I don'tknow, something about motherhood
has just like turned the switchon for me that I'm just like.
If it's not bringing peace tothese four walls and what goes

(00:46):
on inside of here, I'm just notentertaining it because I have
way too much going on andthere's way too much at stake
for me to have any disturbancein my ecosystem at this point.

jessica_1_06-10-2025_19 (02:04):
Mamiga, welcome to another episode of
the Viva la Mami podcast.
Y'all, I am so excited to have,would say this is like the
honorable guest of the year andthat is la.
Torres it's such a privilege tohave you here, Jannese, just

(02:24):
because have been so impactfulin my growth as an entrepreneur.
When I first started I was like,I'm going to dedicate my dollars
towards badass women andespecially women of color and
Latinas, and I found you and Ienrolled in one of your very
first like cohorts within theBlogger Bootcamp, and I am just

(02:47):
very excited for you to be herebecause.
There's a lot that I wannauncover as you're in this new
season of life as a mommy.
there's a lot that, you know, Ihope that my listeners get to
hear more about on that side,especially when it comes to
reclaiming our kura.
In building generational wealth.
And so Jannese, thank you somuch for being here.

(03:10):
I really appreciate it.

jannese-torres_1_06-10-20 (03:11):
Well, thank you so much for having me.
It, this is a full circle momentbecause I remember when you were
just thinking about this podcastand I was like, girl, yes, we
need these platforms.
We need these conversations.
And so I'm definitely inspiredby the work that you do,
especially now.
Being a new mom and justrealizing like this whole other
identity that now I've had tokind of figure out how do I
adopt this and honor myancestors and legacy, but also

(03:35):
create this new path.
And that's exactly what you'redoing here on this show.
So thank you for the work thatyou do and, um, thank you for
having me.
So I am, uh, I guess a serialentrepreneur, a multihyphenate
person who's passionate about alot of different things.
And that has manifested itselfin a over decade long career as
a content creator in differentspaces.

(03:55):
I started in the food space.
As a food blogger and was bittenby the personal finance bug a
couple of years after that and,um, got obsessed with podcasts
and, you know, teaching peopleabout money and it's been just
like a wild ride of.
What I, what I realized is likeif I look at the overarching

(04:16):
theme of like everything thatI've done as a creator, it's
finding ways to get back to myroots, right?
So I'm a first generation, um,college graduate.
My parents are from Puerto Rico.
They were born and raised on theislands and came to the mainland
US in the 1980s.
I'm the eldest daughter.
Um, the first to go to college,the first woman in my family to

(04:36):
make six figures.
The first woman to live alonewithout a man move out of their
parents' house, right?
Like so many firsts.
Um, first woman to get adivorce, know.
Um, and I'm probably like one ofthe oldest women to like get,
uh, have a baby and become amom.
Like I became a mom at 39, whichis like.

(04:56):
You know, unheard of in ourculture is like, oh my God,
that's, that's what like, youknow, once you're 25, if you
don't have kids, there's likesomething wrong with you.
Right.
So

jessica_1_06-10-2025_19 (05:06):
Mm-hmm.

jannese-torres_1_06-10-2025_2 (05:07):
I consider like my experience to
be one that has been a lot oflike firsts and a lot of
charting my own path and.
Almost being in a way, likeinspired by what I didn't wanna
become in a lot of ways, just bythe example I saw of what
motherhood and, and womanhoodlooks like in our community,

(05:29):
which is a lot of sacrifice, alot of giving up on your dreams,
a lot of defaulting yourfinancial security to men like
that.
That shit was just never myvibe, you know?
And from a young age I was like,I'm gonna make my own money.
I'm gonna do what I want.
I'm gonna carve out this spacein the world.
And it's been a very non-linearpath, but I think it, it has all

(05:51):
culminated now to this pointwhere I'm really experiencing,
uh, the world in a completelydifferent way, becoming a mom
and balancing that withentrepreneurship, with
expectations of a first geneldest daughter.
Uh, there's, there's.

jessica_1_06-10-2025_19025 (06:08):
Yes.
Yeah, I mean, just like themultitude of identities that we
all carry, you know, and, andlike you said, it, it's not
necessarily a linear path in theway that our parents expected us
to follow.
It's like we, we try somethingout and if it doesn't work, we.

(06:28):
Somewhat in, in that kind oftrauma response.
We things differently

jannese-torres_1_06-10-20 (06:33):
Yeah.

jessica_1_06-10-2025_1902 (06:33):
think it's because we know that we
don't wanna, you know, continueon with the cycle.
We wanna just break those cyclesof trauma, those generational
curses that we grew up seeingand knowing.
it's not necessarily likeforgetting.
Our roots necessarily, right?
It's like we have thatopportunity as Latinas, like
second generation or firstgeneration, that we are able to

(06:56):
leverage this, um, duality, uh,you know, as Latinas and who are
growing up in, in a differentcountry than the way that our
parents grew

jannese-torres_1_06-10-20 (07:04):
Yeah.

jessica_1_06-10-2025_190250 (07:05):
And I think that that is so
important, you know, andespecially when we think about
our children, how can we breakthose cycles so that they can
kind of start.
A fresh slate.
Right?
And that is ultimately my goal,at least as a mom.
It's like, okay, I, I guess I'mdoing the heavy work right now
so that my kids wouldn't have toexperience this later on,

jannese-torres_1_06-10-202 (07:26):
It's so true.
I like to think that thesacrifices that our elders made
to give us all these privilegesto, you know, pursue the
careers, to do thingsdifferently.
I think it's almost like a dutyfor us to not.
Stay in that survival modebecause I do honestly feel like
they survived in order to giveus the opportunity to thrive.
And so it's almost like we havea responsibility to live our

(07:50):
fullest potential because somany of those hopes and dreams
were given up by the choicesthat they made to give us access
to a better life here.

jessica_1_06-10-2025_190250 (07:58):
how empowering it is to.
in this position, for you nowthat you are a mommy so I met
you literally a year ago maybewhen you came to Chicago for
your book

jannese-torres_1_06-10-202 (08:10):
Yes.

jessica_1_06-10-2025_190250 (08:11):
I don't know if you knew that you
were pregnant at that time, butI'm like,

jannese-torres_1_06-10-2025_2 (08:14):
I knew girl.
It was a big old secret.
It was the biggest secret of theyear.

jessica_1_06-10-2025_190250 (08:20):
I knew something was going on.
'cause I'm like, okay, I knowJannese is like very, you know,
timid, you know, she's like lowkey and I respect that.
But I was like, I don't know ifmy mommy vibe, I kind of like

jannese-torres_1_06-10-2 (08:32):
Spidey senses.

jessica_1_06-10-2025_19025 (08:33):
over to yours.
Yeah.
Like my mommy senses.
Yeah.
Like I was like, something'sgoing on.
And then you announced and I waslike, oh my gosh.
By the way, your book isamazing, and for those of you
who haven't heard of her bookFinancially Lit, it is honestly
one of the best, like true,honest, like real, uh, books
that I've read in the world offinance, and especially because

(08:55):
it literally speaks our languageand the fact that not only is it
easy to understand you.
Also talk about your story andyour background and like what
really influenced you to theperson that you are.
And one of the things thatreally hit me hard was when you
saw your mom sacrifice a lot.

(09:17):
So, how have you healed from.
The sacrifices that your mommade.
And what would you tell themamas who are listening here who
are stuck in that mindset?
Um, what, what can you, what canyou

jannese-torres_1_06-10-2025_ (09:31):
Oh man.
You know it, it's funny becausewhen I tell the story in the
book about my kind of traumaaround motherhood and that I saw
that this was incompatibleessentially with financial
freedom and independence, Ireally saw motherhood as like
the biggest barrier to myfinancial freedom.
And

jessica_1_06-10-2025_19 (09:49):
Mm-hmm.

jannese-torres_1_06-10-202 (09:50):
part of that is because I.
Literally did not see anyexamples of that growing up.
You know, the women in myfamily, from my mother to my
grandmother, mygreat-grandmother and beyond
were all at the whim of a man,like financially, right?
My father is a, an amazingfather.
Um, and he provided for us, butI also knew that like he was the

(10:11):
one who was pulling thefinancial reins and like, you
know, God forbid if he were everto leave, um, I knew what that
would mean, you know,financially for my mom.
She actually only was able towork full-time after I got my
license in high school and wasable to drive my sister to
school, you know, so she gave updecades of full-time salaries of

(10:33):
benefits, 401k insurance, youknow, and just because that was
the only option, she didn't havea support system.
All of the family was still inPuerto Rico.
So you know, she relied on, um.
Uh, you know, kind of piecemealchildcare situation where you
got a babysitter that's comingto pick us up from school.
You're working part-time so thatyour hours are flexible.

(10:54):
And that came with a lot offinancial sacrifice.
And so I was convinced that forthe longest time, I, if I wanted
to be financially free, if Iwanted to, you know, be work
optional, retire early, live mybest life, then kids were just
not gonna be a part of thatequation.
And so.
I was a hardcore, likechild-free, uh, you know,

(11:16):
membership subscriber for a verylong time.
And, um, it really took a lot oflike personal development work,
including therapy, includinglike digging into that, that
shadow work that really unveilslike why you have these feelings
about, you know, certain topics.
And for me it was definitelymotherhood.
What I've come to realize is nowbeing on the other side of it,

(11:39):
is that subconsciously I'd beendoing all these things like, you
know, paying off debt, savingand investing, and building
income streams and pursuingentrepreneurship.
I.
And I'm actually getting toexperience the benefit in real
time of taking all of thosereally deliberate decisions
because now I've created thislife that really affords me the

(12:01):
ability to be a fully presentmom that didn't have to worry
about, oh shit, I have to goback to work after six weeks
because my maternity leaveexpires.
Or.
Um, I have to reduce my hours atwork because I can't do this
anymore.
You know?
Or God forbid, getting firedfrom a job, which I've talked to
so many women who have gottenlaid off while they're pregnant,

(12:22):
while they're on maternityleave.
Like it's a real thing.
You know, pregnancydiscrimination, although it's
illegal, it still happens allthe time.
Um, you know, I am able to havein-home help like a nanny and a
night nurse and, uh, just have.
Support, you know, that I payfor a lot of money, but, um,
I've come to the realizationthat at the core of it, the

(12:44):
reason why motherhood is such astressful, all consuming, life
altering thing for most women isbecause they literally are not
properly resourced.
Especially in America where welove having pregnant people here
making babies.
But God forbid, once the baby'sout, there's literally nothing

(13:05):
to help you.
There is no support.
There is no paid maternityleave.
There is nothing.
And so the key to actuallyenjoying this journey.
I'm sorry to say, but in ourcapitalist society is having
money because money gives youaccess to support, to resources,
to time to space, and I'mgetting to experience that and I

(13:26):
want more women to understandthat like financial freedom is
even more important whenmotherhood is a real thing that
you wanna pursue because it'sgonna make or break your
experience 1000%.

jessica_1_06-10-2025_19025 (13:38):
Yes, absolutely.
And this is so powerful becauseyou admitted it that at first
you didn't wanna become a mom,and that was because you haven't
yet healed from those traumas.
And seeing your mom sacrificefully, uh, so that you, you and
your sister can be, you know,fed and taken care of and

(13:59):
everything, and.
I think that that often happensa lot, especially with, uh,
women who are older, right?
Who are educated, and I thinkthat they are still sort of
responding to

jannese-torres_1_06-10-20 (14:12):
Yeah.

jessica_1_06-10-2025_19025 (14:13):
And, and I, I understand that and I
think that's, uh, great thatthey're making that decision,
but you really have to lookreally within, like delve deep
and it's like, okay, do you notwanna have kids because you
definitely don't want to?
Or is it because you haven'thealed

jannese-torres_1_06-10-20 (14:29):
Yeah.

jessica_1_06-10-2025_19025 (14:30):
And.
either way, you know, there's noshame or nothing related to
that, whether if you wanna be amom or not.
But I think it does take a lotof the heavy work, and again,
we're talking a lot about doinga lot of work for our children,
right.
Or the, the next generation.
And that is part of that healingprocess in terms of, okay, well
is this more of a traumaresponse or is this like.

(14:53):
Definitely, I don't wanna havekids or whatever decisions you
make, right?
I, I think that's really how weessentially make those types of
choices and decisions, um, as wemove on in life.
But as far as with you becominga mommy, how did it change you
your approach to building wealthand just in general?
I'm curious, Jannese.

jannese-torres_1_06-10-202 (15:13):
This has been an existential journey.
Well, first like, let me justsay that my mind was ultimately
changed by two different.
Kind of life events.
One was leaving my firstmarriage.
So it's funny because likeinherently from like.
Very early on in thatrelationship, I just knew, like

(15:34):
at my core that he would not bea good father.
And so I think like my brainjust shut off the idea of like,
ever reproducing with this man,which I'm like thinking back to.
I'm like, why the hell I marryhim if like, I was thinking
that.
But you know, you're in college,college sweethearts, you're, you
have no life experience.
You have no idea like what thisperson is gonna evolve into.
And so.
After a long, you know, 16 yearrelationship, nine year

(15:57):
marriage, I said, I'm done.
I gotta be outta here.
And if you wanna hear the juicydetails of that, you can
definitely check out my book.
Um, but when I met my nowhusband, it was like, I don't
wanna be a mom.
I want to have his child.
It's like some women just wannabecome moms some, and for me

(16:19):
that was not it.
It was like, I'm gonna become amother if I find the person that
like makes me wanna become amom.
And I felt that with him likevery early on.
You know, it's like I wanna haveyour baby.
I.
Just any baby, you know?
So that was number one.
That was like a key.
I'm like, I don't evenunderstand this feeling as I
didn't even know that's a thing.
And then I've talked to like somany people on social media and

(16:39):
they're like, yes girl, this isabsolutely a thing.
This is like a biologicalresponse.
You know?
It's like back to like whenwe're cave men and women, like
you just saw like the strongestman, right?
Or like, whatever.
That's just how biologically itworked for me.
But then secondly, um, I had ahealth scare that would have

(16:59):
potentially like impacted myability to get pregnant.
And the doctor was basicallylike, if you have this
procedure, you probably becomeinfertile.
If you wait to have thisprocedure, you can try to have a
child.
And at that point, you know, I'mturning 39 and I'm like.
This window is very rapidlyclosing and like being faced

(17:23):
with that decision of neverbecoming a mom, like I wasn't
okay with that at that point.
It's almost like the, the choicehad to be staring me in the face
and it's like, girl, what are wegonna do?
And so I talked to my partnerand I'm like, I wanna have a
baby.
And he's like.
Okay, let's do it.
So, you know, we start tracking,uh, ovulation cycles and

(17:45):
planning things out and, uh, Iget pregnant like two weeks
before I go on the book tour.
And everybody

jessica_1_06-10-2025_190250 (17:52):
my

jannese-torres_1_06-10-20 (17:52):
girl.
Like I was literally, I foundout I was pregnant like on my
birthday, my 39th birthday.
But I didn't even tell nobody,you know, and my mom didn't,
didn't know, my sister didn'tknow.
Nobody knew.
And so I did this like 15 citybook tour, secretly pregnant,
exhausting.
The first trimester is insane,and so I do not recommend

(18:12):
planning a book tour during yourfirst trimester.
I'm just gonna put that outthere, but it was insane.

jessica_1_06-10-2025_190250 (18:18):
Oh my gosh.

jannese-torres_1_06-10-2025 (18:19):
So.

jessica_1_06-10-2025_190 (18:19):
That's wild.
Woo girl.
Yeah.
Well, I hope that you didn'tfeel isolated because that's the
worst

jannese-torres_1_06-10-2025 (18:27):
No, I honestly, it was like I was
keeping it very close to thechest because, you know,
obviously at an advancedmaternal age, you know, I'm a
geriatric mother.
Um, I just wanted to make surethat like, everything was good.
So I felt like it was almostlike a little superstitious part
of me that's like, I'm gonnakeep this to myself.
Um, and, and then let everybodyknow, like when everything is

(18:48):
all clear.
So, um.
It was, it was a veryintentional decision influenced
by those life events and likehow it's changed me.
I mean, how is it not, you know,I'm just like,

jessica_1_06-10-2025_19 (19:00):
Mm-hmm.

jannese-torres_1_06-10-2025_2 (19:00):
I don't even remember my life
before motherhood, which iscrazy because my daughter's only
like five months old.
I.
But I literally feel like I hadthe men in black like stick
waved in front of my face andlike all prior memories have
just disappeared.
I'm like, who?
Who was she?
I'm sure she did some cool shit.
I gotta go back and look atFacebook pictures and stuff to
remember what my life was like.
But it's just been such anincredibly powerful journey in

(19:24):
like personal development, whichI.
I knew it was gonna change me,but I didn't realize how
powerfully it was gonna changeme.
And if I have to think of likethe best part of it, so far,
motherhood has given me thepermission to be like so
unrelenting about my boundariesin a way that like I just didn't
have the confidence back in theday, like when I didn't have

(19:45):
another.
Little person that I had toadvocate for.
It was just much easier for meto let people like walk all over
me and give me their unsolicitedopinions and have all this
influence on my life.
And now I'm kind of just like,nah, I'm sorry.
Like I didn't ask for that shit.
I didn't, I didn't want that.
I'm not doing that.
Thanks.
No thanks.
Sorry, not sorry.
And it's just like, I don'tknow, something about motherhood

(20:08):
has just like turned the switchon for me that I'm just like.
If it's not bringing peace tothese four walls and what goes
on inside of here, I'm just notentertaining it because I have
way too much going on andthere's way too much at stake
for me to have any disturbancein my ecosystem at this point.

jessica_1_06-10-2025_19025 (20:27):
Yes, you're being Mama

jannese-torres_1_06-10-2 (20:29):
That's it.

jessica_1_06-10-2025_190250 (20:30):
are being

jannese-torres_1_06-10-2025 (20:30):
And there's a lot more people that
do not like me that got, youknow, their feelings hurt
because of decisions that I'vemade in pregnancy.
My boundaries, what I wasallowing people to do, say, you
know, insert themselves into,and I'm so okay with like,
people being pissed off at me ina way that like, I was just way
more sensitive back in the day.

(20:52):
I just don't give a shitanymore.
I don't care.

jessica_1_06-10-2025_1902 (20:53):
Yeah.
No, no.
And I think it's because, youknow, we are, we, we do have
this new identity, you know, we,it, it's pretty cool that we are
in this position of leadershipwhen we can actually like be the
dictators.
Is that a word?
Can we

jannese-torres_1_06-10-202 (21:07):
Yes, ma'am.
Yeah.
I am running the show.
This is not a democracy, okay?
Not in my house.

jessica_1_06-10-2025_19025 (21:19):
Yes, exactly.
Amen.
Amen.
And and, and I know that that isso anti culture.

jannese-torres_1_06-10-2025_ (21:29):
Oh God.

jessica_1_06-10-2025_19025 (21:30):
what would you say to that?

jannese-torres_1_06-10-2025 (21:31):
You know?
Okay.
First of all, we need to justlike throw out, because it
doesn't literally does notmatter what you do, somebody's
gonna be pissed off.
Okay?

jessica_1_06-10-2025_190250 (21:41):
Oh,

jannese-torres_1_06-10-2025_2 (21:41):
I mean, I've gotten into shit with
my family about what mydaughter's last name is gonna
be.
Uh, how many people are gonna beat the hospital?
Is she getting vaccinated?
All this stuff.
And I'm just like, y'all, thisis none your damn business,
okay?
This is literally none of yourdamn business.

jessica_1_06-10-2025_19 (22:01):
Mm-hmm.

jannese-torres_1_06-10-2025 (22:02):
not ask you permission to have a
child, so I will not be askingyou permission on how to raise
my child.
Okay?
We're grown.
I, I'm not a teen mother.
We're not gonna act like I need,you know, mommy raising my
child.
Like, we're not doing that.
So it's, for me, I'm just like.
I, I just can't care.
I cannot put energy towardsthese things, and I, I need

(22:23):
people to understand that likethe only way that you're gonna
be respected is if you respectyourself.
And like the ultimate form ofself-respect is having fucking
boundaries.
You can't be letting peopletreat you like a child when you
are a whole grown ass woman witha whole grown ass child, like a
whole human.
You know, so I think it's justyou need to separate the, the

(22:45):
parental child relationship thatis very often, um, blurred in
Latino households.
Um, there needs to be a cleardefinition of like, Hey guys,
I'm a, I'm a grown ass adulthere, and if and when I need
your support and help, it willbe explicitly asked for.
But until then, I'm gonna needy'all to know your role.

(23:06):
You know, and sometimes it'sgonna have to require you to
like decide who is allowed inthe circle and who is not, and
who gets one information and whodoesn't.
Uh, and also having that samelevel of, um, you know,
cohesiveness too with yourpartner so that you guys are
presenting a united frontbecause there's nothing worse
than like, you know, you'retrying to do one thing here.

(23:28):
They might be underminingbecause they don't even know,
you know?
Um, you have to be a unitedfront for sure.
If you're in a partneredrelationship as parents.

jessica_1_06-10-2025_19025 (23:36):
Hmm.
I love it.
Thank you for that.
I, and I think this serves as areminder, it is really hard to
set boundaries, but we reallyhave to look at the root of it,
right?
It's, it's your fla Mamily unit,no one else.
And I know it's hard to breakfrom that, but again, when it
comes to like leveraging ouridentity within these two
worlds, I think that is an assetand it is needed specifically.

(23:58):
that we can break from, youknow, just like that mentality
of like,

jannese-torres_1_06-10-20 (24:03):
Yeah.

jessica_1_06-10-2025_190250 (24:03):
and all of that.
And we, we can create our ownversion of motherhood in
whichever way we want.
But if we wanna stick to it,then the, this is when you do
have to set boundaries and evenboundaries for ourselves.
Like that's definitely a bigthing that I learned, that it's
not just like the people thatI'm interacting with, but it's
also like, how can I set my ownboundaries and that it's trying
to like.

(24:24):
overwork myself or not, likeoverdoing it and mothering all
the time.
It is okay to let go and, andremove myself from my children,
you know?
And, and I think that thatoftentimes doesn't let us,
because of the society, whatsociety expects from us, what
our Cultura expects from us.
You know, all of thesedifferent.

(24:46):
Essentially that have beenbuilt, as women, as Latinas, as
mamas, like all of these multimultifaceted identities, you
know, that often, yes, it's hardto break from, but we have to do
the self-reflection andultimately that can impact us on
having that self love that wedeserve as

jannese-torres_1_06-10-20 (25:06):
Yeah, I totally agree.
And at the end of the day, likewe are first generation cycle
breakers.
You know, oftentimes where manyof us have experienced things
that we know we don't wannareplicate in our own children's
lives.
And just like acknowledging thatwhatever happened in the past is
like.

(25:26):
There's obviously layers to it,and you have to have compassion
for your caretakers andunderstand where they came from
and what their lived experiencewas and all of that.
Um, but you can also have likethis dual reality where yeah,
they did the best they could,but that's not good enough for
me.
You know?
And like, I'm gonna do thingsdifferently and that's okay.

(25:47):
You know?
Um, there's plenty of thingsthat I'm like, I know I will not
be like replicating as far as mychildhood.
But there's also beautifulthings that I definitely want
to, um, you know, in inspire mychild with.
And so it's like taking the fullexperience and just like
dissecting it to understand why,what happened, what I loved,

(26:10):
what I didn't, what I wanna passon, what I don't, and
understanding that, um.
You know, all you we can do atthe end of the day is like the
best that we can.
And so much of what that meansis like becoming the best
versions of ourselves so thatwe're not parenting from a place
of like, you know, of struggleand survival, that we're
actually parenting from a placeof abundance and like emotional

(26:33):
intelligence.
And, um, we can, we can reallylike.
Have a holistic impact on ourkids from a, a parental
perspective versus just likekeeping food on the table.
You know?
It's, there's so much more tobeing a good parent.

jessica_1_06-10-2025_19025 (26:49):
Yes, yes.
Or what are the latest gadgets,you know, for the

jannese-torres_1_06-10-20 (26:53):
Yeah.

jessica_1_06-10-2025_190250 (26:54):
you know, a lot of those like ma
materialistic things that oftenimpede us from like being
present and fully there with ourkids because we're trying to
compare ourselves with othermoms.

jannese-torres_1_06-10-20 (27:03):
Yeah.

jessica_1_06-10-2025_190250 (27:04):
At the end of the day, again, it's
like what you want, like whattype of version of motherhood do
you want?
And and I love that you broughtthat, with us being first
generation or second generation,we're able to pick and choose
what we wanna repeat and otherthings that can't just.
Go like out the door.
It's not even here within our

jannese-torres_1_06 (27:23):
absolutely.

jessica_1_06-10-2025_190250 (27:25):
uh, I love it.
Well, Ana, which she is adorableby the

jannese-torres_1_06-10-20 (27:30):
Thank you.

jessica_1_06-10-2025_190250 (27:32):
How are you teaching her right now
at this day and age?
She's only a couple months oldof life.
How are you teaching her aboutfinancial wellness

jannese-torres_1_06-10-202 (27:43):
man.

jessica_1_06-10-2025_190250 (27:45):
And in general for the maas
listening, how can we teach ourchildren money and break from
those generational traumas,

jannese-torres_1_06-10-2025_2 (27:53):
I think that our biggest
responsibility as parents is tomake sure that we are not, uh,
doing what most often ourgeneration is dealing with,
which is basically, I.
Having kids as the expectationthat they're gonna be your
caretaker and fund your lifewhen you're old.
Okay.

jessica_1_06-10-2025_19 (28:13):
Mm-hmm.

jannese-torres_1_06-1 (28:14):
literally like that's one of the things
that our community always tellswomen like, and I'm just like my
money, like I'm not trying tohave my daughter have to worry
about paying my bills when I'mold, like.
What the hell am I doing?
What kind of responsible humanam I being if I know better?
Right?
Like if you didn't know better.

(28:34):
Obviously generations before usdidn't have the financial means
to like open Roth IRAs and doall the things that we now can
do.
Um, but knowing better, I betterdo better.
So like that's, that's themessage number one.
Like your kids are definitelynot here to be taking care of
your ass.
I'm sorry, parents, but that isnot their job.
And if we really want our kidsto be able to live their most

(28:56):
fully expressed versions oftheir lives, they cannot be
burdened by having to worryabout Mommy and Poppy.
That's not fair to them.
They didn't choose thatresponsibility, and we have a
responsibility to not put thaton them.
So that's number one.
Um, number two, like I wasthinking about this before she
was born.
Like my daughter's hadinvestment accounts since before
she set foot on planet Earth.
Okay.
And I just knew that thatobviously that's gonna be a

(29:18):
thing.
I'm a financial educator, but atthe end of the day, like I
understand the impact of makingthese decisions now, um, because
I know she's never gonna have toworry about money in this the
way that I had to.
Right.
She's gonna be able to.
Go to whatever college she wantsto, she's gonna be able to
travel, you know, then dosemesters abroad or get her
first car when she turns 16, orbuy her first house.

(29:39):
Like I want her to have all theoptions to do the things that
she wants to do.
And the sooner that you startplanning for that future that
you want for your child, um, thebetter.
So.
My daughter at five months oldhas almost a five figure net
worth at this point, which I'mjust like, honey, I wish I was
you.
Okay.

(29:59):
She's got a 5 29 plan forcollege.
She's got a Roth IRA becauseshe's actually an employee in my
business, so she can contributesto her retirement already at
five months old.
Um, she has an investmentbrokerage account, which she can
use to, you know.
Take a down payment for her caror for her house.
Um, she has a, an HSA account,so a high yield savings account

(30:22):
for worth putting money in therefor.
You know, in the future when,let's say she wants to take
dance lessons or gymnastics orwhatever, buy, uh, mommy and
Poppy a Christmas gift, like shehas her own little bank account.
Um, and so that's, that's whatwe're doing.
Like she is part of our budget.
You know, building wealth forher is part of our budget.
We set aside money every time weget paid and it's automatically

(30:43):
being transferred into heraccount and she is building
wealth right along with the restof us.
And so, you know, I think thatis, um, that's.
Probably the most powerful thingyou can do as a parent is just
literally the dollars go so muchfurther, especially the sooner
that you start, you know, I caninvest.
Um, I did the calculationrecently and I, I shared this on

(31:04):
social media.
If I were to take, I think itwas like$7,000 and invest it in
a traditional, diversifiedretirement portfolio and just
let it sit there, that account'sgonna morph into hundreds of
thousands of dollars with justgrowth by the time that she's 18
years old.
So it's like that seven grandcan then end up becoming a fund

(31:24):
big enough to like pay for herfour year university, like if
she wants to go to Harvard orsome shit, right?
And so just understanding thepower of wealth building and
compound interest in the stockmarket and these tools that
literally have been around forcenturies and that.

jessica_1_06-10-2025_19 (31:38):
mm-hmm.

jannese-torres_1_06-10-2 (31:39):
people have been using to create
generational wealth for theirkids forever.
Like we have access to the exactsame tools.
What we haven't had access to isequity in the financial literacy
space.
But now, you know, thanks tocreators like myself and others
who are opening up theconversation, who are
diversifying the conversationand the language of money, uh,

(32:00):
we have the same opportunitiestoo.
And so that is my.
Mission that has been likedouble down on since I became a
parent because this is how weshift the narrative, right?
When we are not continuouslyhaving to build from scratch
with each generation, but whenwe really are doing better than
the last, I mean, that's howshit changes for real, for real.

jessica_1_06-10-2025_190250 (32:20):
Uh, I love it.
I love it.
And I love that you, you havebeen so transparent in your
journey.
You know, from the time that youannounced it in social media
that you are going to become amommy till now.
And I think it really issparking that.
I, I would say like thatcuriosity on, especially people
like us, that we didn't grow upreally knowing how to navigate

(32:43):
money and how to build wealth.
And I think if we are able to,if we are able to like save
money and set money aside andput that into accounts that
really can build thisgenerational wealth for our
children, like.
Mohi, you're already helpingmake an impact in our community.
And I think that it's, it'ssomething that we definitely
need to share and talk moreabout because otherwise, like no

(33:07):
one's gonna

jannese-torres_1_06-10-20 (33:08):
Yeah.

jessica_1_06-10-2025_190250 (33:08):
And that's how the rich are gonna
get

jannese-torres_1_06-10-20 (33:10):
Yeah.

jessica_1_06-10-2025_190250 (33:10):
And you know, our community's just
gonna suffer

jannese-torres_1_06-10-2025_ (33:13):
It is true.
I never learned about any ofthis stuff, you know, and so
that's why I feel like at, atthe point where you become aware
is the poor way when you have tostart taking action because
that's when things actuallystart to happen.

jessica_1_06-10-2025_190250 (33:24):
And you mentioned how you are
modeling a life of abundance,and I really wanna tap into that
because as we are raisingchildren, I think that it's
important to take care ofourselves, right?
To live this abundance mindset.
know that it's really hard tobreak from that mindset.

(33:46):
When we grew up, seeing ourparents struggling or our
parents out of survival.
You know, you, they can barelytreat themselves to something.
And so now that you're a mama,ma, and obviously you're in a
different position, right?
Because I mean.
have created such a successfulbusiness and actually multiple
businesses now, but with thepeople that you often interact

(34:09):
with how can we break thatmindset so that we wouldn't
think that we are being selfishif we do wanna have this level
of like abundance mindset or,you know, taking care of
ourselves through self

jannese-torres_1_06-10-20 (34:20):
Yeah.

jessica_1_06-10-2025_1902 (34:20):
would you say to that?

jannese-torres_1_06-10-2025 (34:21):
You know, I think it's important to
remember like what the sacrificeand what struggle looks like,
because I think most of us canrelate to either, you know, your
mom is definitely, you know, anexample of sacrifice for a lot
of people.
Like when you think back to howyour mother was typically as a
Latina mother, she like putherself last.
You know, and it's even withlike stupid things.

(34:42):
Like I, you know, she has toserve your father first.
She can't eat first.

jessica_1_06-10-2025_1902 (34:46):
that.

jannese-torres_1_06-10-2025_2 (34:46):
I mean, like, that shit triggers
me because I'm just like, firstof all.
I eat before my child eats.
Okay?
Because I need to be fed so thatI'm not out here like, you know,
snacking on a half eatensandwich because I just didn't,
you know, give myself 15 minutesto have like a hot meal.
Like that's not coming from aplace where I'm gonna be like my
best self.

(35:07):
And so I always have to remindmyself that like if I'm giving
from the empty cup, that's likescraps and my child deserves
more than that, right?
Like.
I deserve more than that.
But especially her, you know,she didn't ask to be here.
And so like, who am I to just begiving her the leftovers that
is, that's just fundamentallylike not aligned with who I want

(35:27):
to be as a parent.
And so, you know, I have donethings that I know I began side
eyes for in my family.
Like I have a nanny, even thoughmy husband is a full-time stay
at home, husband and father,and.
I have a work from homebusiness.
Right?
So you would think like, but youguys are home.

(35:48):
Like, why do you need a nanny?
And I'm like, have you raised achild?
It's a 25 8 fucking job.
Okay.
And having to hand offresponsibilities all day, every
day between the two of us, thatmeans nobody gets a break
really.
You know, because we are still acouple that needs to nurture our

(36:09):
marriage.
And be good parents and havetime to sleep and want to eat
healthy food and take care ofour bodies.
And maybe just do like somerecreational things like, you
know, maybe I wanna take a Zumbaclass, or maybe my husband wants
a workout in the gym.
Like, there's nothing wrong withwanting to do things for
yourself.
It's almost like there's thisingrained mentality, especially

(36:31):
in our culture, that like onceyou have kids, like you don't
matter anymore.
And I think that's such aterrible example to set,
especially for our daughters.
Like,

jessica_1_06-10-2025_19025 (36:41):
Hmm.

jannese-torres_1_06-10-202 (36:41):
what ma'am?
I want my daughter to like knowthat you actually don't need a
man in this world, honey, if youdecide to settle down with a man
or whoever else, like.
It's not because he's providingyou with financial security.
It's not because he is putting aroof over your head.
It's because he's a good personthat you wanna build a life
with.
Right?
And so I think just thenarrative of like who we wanna

(37:03):
be as women and mothers and allof that has evolved so much
because of the access that wehave now to financial resources
and you know, being in careersand education and all these
things like women are glowingthe hell up.
And I think like society isstill kind of reconciling, like
what that means, right?
And for a lot of people, they'vehad to understand that like,

(37:25):
this is just a new era, youknow, that we're not out here,
barefooting pregnant in thekitchen like we are out here
building whole ass businesses,retiring our partners, uh,
having multiple real estateproperties owning, uh, you know.
Entities like I have, I haveintellectual property.
Like what?
You know, it's, it's crazy.

(37:46):
Like the things that women aredoing.
And so I think it's just, we'rein a new space.
We're in a new era.
And, um, I get, I am so excitedfrom like my daughter to get
older and like to start takingher on business trips to like
just see what mom does right.
And just be like, holy shit.
Like.
My mom's in these like reallycool rooms with like really cool
people and doing really coolshit.
Right.
Um, I think that is like the,the example that I wanna share

(38:10):
with her more than anything isthat, yeah, we can do whatever
the hell we want.
And you have to believe that foryourself as a, as a mom,
especially because you are thefirst example of like, what's
possible.
Especially, especially for yourdaughter too.

jessica_1_06-10-2025_190250 (38:23):
And I think it's very important for
us to break away from like that.
So like that sacrificial mommyimage.
I don't think that you, you arenot causing any harm if you are
taking care of yourself

jannese-torres_1_06-10-2025 (38:36):
No, you're actually being like, if
you're coming from a place ofresentment because you're so
depleted, like trust and believethat your kids can feel that
shit.
Because I remember when mymother was like, you know,
burning the candle on both endswas annoyed at the slightest
thing, was not the nicestperson.
And all of that was coming fromjust a place of pure depletion,

(38:56):
right?
So like if we don't wanna beremembered as, oh, mama's such a
bitch like y'all, you have tolike.

jessica_1_06-10-2025_1902 (39:04):
Yeah.

jannese-torres_1_06-10-20 (39:05):
fight against that being the thing
that your child remembers, andthat starts with actually taking
care of your damn self.

jessica_1_06-10-2025_190250 (39:12):
I couldn't agree anymore.
And I think that there are waysto start small and then make
this be a part of a habit andthen this can be something that
even your kids will see and theywill learn how to take care of
themselves too.
So.
In regards to this whole assconversation about how we can,
break those generational curses,that is a form of like building

(39:33):
this new era, like you'resaying, uh, in terms of how we
can really put ourselves

jannese-torres_1_06-10-20 (39:38):
Yeah.

jessica_1_06-10-2025_19 (39:39):
without any shame or guilt.
And our kids will literallymodel after that.
And I think that's wonderful.
And especially as women, youknow, I, I too come from.
A household of a bunch of jeris.
You know, I have two sisters, mymom has four sisters.
I mean, it's like femaledominated.
And I, low key, always wanted tohave boys because I'm like, we
gotta break this.
This is too, too much estrogengoing on.

(40:01):
Like, mm.
our women, the women in my flaMamily are super strong-willed
and we're like, okay, we, weneed some men

jannese-torres_1_06-10- (40:07):
Mm-hmm.

jessica_1_06-10-2025_190250 (40:09):
But still, even, even watching that,
right?
Like growing up with all ofthese amazing badass.
We still.
I would say that the women in myfla Mamily still struggle and
I'm like, no, we need to takecare of ourselves.
Dang it.
Like we need to put ourselvesfirst in order for us to, you
know, be content and presentwith our fla Mamilies, but also

(40:30):
within us to really get to delvedeep and understanding like,
okay, how am I checking in onmyself?
How am I doing?
How am I

Mm-hmm.

jessica_1_06-10-2025_19 (40:38):
without thinking about, oh my gosh, how
is this person going to handlethat situation?
Or whatever, you know?
Because as Latinas we tend to dothat a lot, and it's like, no.
Like literally that model oflike putting the oxygen mask
first.
Like we need to literally

jannese-torres_1_06-10-20 (40:51):
Yeah.

jessica_1_06-10-2025_190250 (40:52):
and that way everyone else will
essentially take care ofthemselves, but the priority
should be us.
And so,

jannese-torres_1_06-10-2025_2 (41:00):
I think that's why spaces like
this are so important too,because I think oftentimes when
women feel like isolated in thisjourney, it's because they don't
have a safe space.
They don't have a safe communitywhere they can really just talk
about how they're feeling, whatthey need without like feelings
of judgment.
I.
Because the last thing that youwanna do is like maybe talk to
the judgmental tia who's like,girl, what are you complaining
about?

(41:20):
Your husband makes a bunch ofmoney, you know, blah, blah
blah.
And it's like, that's fine.
I'm still exhausted.
Like, you know what I'm saying?
So it's important to like curateyour space.
I think especially as a mother,I.
And unfortunately what I foundis that like not all mother
spaces are created equally.
Y'all, there's a lot of liketoxic shit out here on the
internet.
There's a lot of weirdconversations happening.

(41:41):
You know, I mean, I had likevery toxic thread, um, where I
was just like, something thatpeople don't tell you about,
like motherhood is likebreastfeeding is fucking.
Generally terrible.
It's like it sucks.
Like it's not fun.
Um, sure.
A lot of people do it becausethey want to do it right.
And because of the healthbenefits and all these things.
It's one of those things that Itried it, I did not love it.

(42:01):
And I was like, you know what?
I'm not gonna like ruin mymental health over this.
Like, there are more importantthings my daughter just needs to
be fed and, and however thathappens is how it's gonna
happen.
And my God, some of these likedie hard.
You're a lazy mother because youdidn't try harder to breastfeed,
you know?
And I'm just like, yo.
Some we can be the fucking worstto ourselves.

(42:22):
Like other mothers can be someof the most judgmental,
terrible, toxic people on theinternet.
So I think it's very importantto like curate your space so
that you're not getting fed allthis fucking toxicity because it
is very, very easy to feel likeshit as a mom when you are
taking in this type of content.

jessica_1_06-10-2025_19025 (42:42):
What I find so interesting about
that, and thank you for sharingthat.
I think, I just don't understandwhy moms are saying this.
I don't understand when theyknow they struggled.
And I

patriarchy.

jessica_1_06-10-2025_19 (42:53):
they're just horrible people.
Like maybe their lies aren'tlike.
100% like, that shouldn't meanthat you

jannese-torres_1_06-10-20 (43:01):
Yeah.

jessica_1_06-10-2025_190250 (43:02):
you know?
Be in the middle of thesituation and then feel like
shit or feel guilty becauseyou're not feeding, you're,
you're not breastfeeding yourdaughter.
Like, who

jannese-torres_1_06-10-20 (43:11):
Yeah.

jessica_1_06-10-2025_19025 (43:12):
And, and that's the thing that we
definitely need to break awayfrom that.
And, you know, really find yourcircle, find your group of
mommies who really are there andwho are rooting you, who are
supporting you, uh, because thenyou're just gonna feel like shit
all the

jannese-torres_1_06-10-2025 (43:28):
It, it's true.
And you know, I think we alsohave to understand like the
systems in which we aremothering, which is capitalism
and the patriarchy, and thosehave direct impacts on like how
you experience motherhood,right?
So these, um, our currentpolitical climate is very
pro-life, but anti mother,anti-woman, anti-human rights,

(43:49):
right?
And so it's like, um.
It's very conflicting,contradictory, almost delirium
inducing environment where it'slike, it's even more important
to get into spaces that feelsafe because, um, you know, I
honestly do feel like, like someof that content that we are

(44:10):
being fed from mothers is.
Coming from, you know, peoplewho are basically promoting the
patriarchy, right?
So like we think about the tradwife movement, where they're
like actively encouraging womento like give up their financial
autonomy to go and like be fulltime, stay-at-home mothers with
like no income sources.

(44:30):
And I'm like, excuse me, what?
What the hell are we talkingabout here?
Like, do you know how manygenerations of women fought for
us to be.
In positions where we can startbusinesses and have credit cards
and have our own bank accountsand not be relying on men and
not have to stay married toabusive people because we need
them for money.
Like, fuck that.
We're definitely not trying togo back to that, but I.

(44:52):
You know, it's, it's unfortunatethat there's so many kind of
rabbit holes that people canfall down into that you have to
be very discerning about whatyou feed your mind, um, and the
environments that you curate foryourself as a woman, as a
mother, as a parent, becauseit's, it's scary out there,
y'all.
It's scary.

jessica_1_06-10-2025_1902 (45:09):
It's, it is, it's scary.
And then just knowing who

Mm-hmm.

jessica_1_06-10-2025_190250 (45:13):
and what messages they're saying are
they, because many of these arecoming from a place of privilege

jannese-torres_1_06-10-20 (45:18):
yeah.

jessica_1_06-10-2025_190250 (45:19):
You know, their hubs are good, like
they got them covered andeverything.
But then what happens when asituation were to come?
And if you were in thatsituation, like, gonna be, be
stuck because you don't comefrom wealth in this example.
And And there's just so manylayers to this that I, I really
appreciate you sharing that.
Um, because we have to beintentional the same way that we

(45:41):
are being intentional on, on howwe're raising our kids.
should also be intentional onthe things that we are consuming
and that way we can be betterinformed, but also doing it in a
place of like understandingwhere these people are coming
from as well.
And this is why like spaces likeyours, you know, where you're
literally helping Latinas, womenof color really delve deep into,

(46:07):
you know, their finances and,and trying to figure out what.
Is next in line in terms ofbuilding that generational
wealth.
I think that what you mentionedand what you share has been so
impactful, even for mepersonally.
You know, just like from joiningthat blogger bootcamp all the
way until, you know, I joinedyour 5K challenge and I think
that you have so much wealth ofinformation to share and you are

(46:32):
not gatekeeping anyone fromthis.
And so how can we raise the nextgeneration to be wealth builders
and not just like hard workers?
Because you've got a lot toshare here as it relates to
your, your businesses specspecifically.
Yo.

jannese-torres_1_06-10-20 (46:50):
Yeah.
You know, I think the mostimportant lesson that I wanna
teach my daughter is thedifference between, um, building
someone else's dream andbuilding your own right?
Like, oftentimes we areprogrammed to, uh, basically
become workers, right?
Have the worker mindset whereit's like, you go to school, you
get the degree, you get the job,you work till you're 65, you,

(47:11):
you know, save for retirement,blah, blah, blah.
And there are benefits.
To that system, if you know howto use them correctly.
But oftentimes the thing thatbuilds real wealth is actual
ownership, right?
So we're talking about startingbusinesses, um, owning real
estate, owning investments.
Uh, ownership is where those thepower comes from.

(47:34):
When you think about who are,who are the people who are
currently like dictating whatthis country is.
It's billionaires, right?
It's people with a shit ton ofmoney.
And unfortunately, um, most ofthose people do not come from
our community.
They don't have any vestedinterest in advancing the, um,

(47:55):
you know, rights and, and, thegoals and dreams that our
communities have.
And so we are not seated at thetable, and I don't think that
anything is gonna change untilwe.
Are in positions of power and ina capitalist system, point blank
period, power comes from money,right?
So in order for us to actuallybe able to raise a generation of

(48:20):
change makers, we have to teachthem.
What the wealthy do and that isnot saddling yourself with a
hundred thousand dollars ofstudent loan debt to go get a
degree that then hopefully youmake$50,000 a year and you'll
never pay that debt off.
And then, you know, you buy ahouse that you can't afford and

(48:40):
you buy a car that you can'tafford.
'cause you wanna impress peopleand you know, do all the stupid
shit that like they program usto think is success in a
capitalist society.
The whole point is that theywanna keep us kind of chained up
so that you're just kind offocused on struggle, paying the
bills, survival.
And you can't ever actually lookaround and be like, why is, why

(49:01):
is that happening?
What is going on over here?
Who made that decision?
Why are these people in charge?
I don't like this shit.
I wanna change that.
Right?
But when you become, uh, at,when you're out of survival mode
and you can actually like wakeup and see what's going on, you
realize there's a lot of shitthat's wrong.
But you need like the abundance,right?

(49:22):
The space, the time, the energyto actually become aware.
Um, and so I think it's reallyimportant for us to, to build
wealth and to teach our kids howto do that because it does give
you the power to first wake up,be aware, and then also have
resources that you can actuallyuse to change your community.
Right.
Like

jessica_1_06-10-2025_19025 (49:42):
Hmm.

jannese-torres_1_06-10-2025 (49:43):
the things that I think is so
powerful about entrepreneurshipis that as a job creator, I can
reorient like my own littlemicro ecosystem that I'm
creating to make it a moreequitable place to work, right?
So I can create paid maternityleave policies, I can create an
unlimited PTO policy.
I can, um, you know.

(50:04):
Give up subsidies for childcare.
Like there's all these thingsthat like I can do as an
employer, as someone who putsmoney in people's pockets that
you can't do when you work forsomebody else.
And so that's why I think likethe boardrooms, these companies,
they need to be founded andcreated and scaled by women and

(50:24):
women of color.
Because when we have the money,we have the power, and that's
when the change actuallyhappens.

jessica_1_06-10-2025_1902 (50:32):
Amen.
Oh my gosh, yes, Muhi.
I love it.
And, and you are part of this,you know, sort of changemaking,
uh, process that you areliterally influencing and
helping people to sort ofredefine like existence when it
comes to money and how they canbetter grow their money in a way

(50:53):
that is not scary.
I think we all grew up with likehaving fear a, around money, um,
especially as first generationfolks and.
think that you are making itmore and more equitable for
people to understand like, Hey,this shit is possible.
Like you can build outta yourside hustles, outta your
business.

(51:13):
You can build money out of it SoI love it.
And Jannese, I have one finalquestion for you, and I didn't
prepare you for this.
I ask this question to all of mymommy guests on the show.
are you redefining Madre Hood?

jannese-torres_1_06-10-2025_ (51:27):
Oh my God, So I think I am
redefining it by making it okayto be my, the best version of
myself, because I know thatthat's like what my daughter's
watching.
Like, I don't want her to havethe same memories of me that
like I have of my mom, which isI just saw her sad and depleted

(51:53):
and resentful, and I see now,you know, as an older woman, so
many of the dreams andsacrifices that.
She didn't get to pursue.
And I already know like that,you know, I've lived a super
wild and crazy like life that ifit ended now, like I think
there's a lot of cool stories totell, but I want her to just see

(52:16):
like all the cool shit that momdid and just see that like
anything is possible.
So, um, yeah, I think that's,that's kind of how I'm
redefining it, is just likegiving her an unlimited.
Possibility of like what you cando as a mom and just as a human.

jessica_1_06-10-2025_19025 (52:34):
Hmm.
The sky's the

jannese-torres_1_06-10-20 (52:35):
Yeah,

jessica_1_06-10-2025_1902 (52:35):
Yeah.
Even if you're a

jannese-torres_1_06-10-20 (52:37):
yeah, absolutely.
Especially if you're a

jessica_1_06-10-2025_19025 (52:40):
Yes.

jannese-torres_1_06-10-20 (52:41):
Being y'all.

jessica_1_06-10-2025_190250 (52:42):
I.
No, seriously, and, and the factthat it, even though we're hella
busy and hella tired, for somereason motherhood has allowed me
to think creatively, to givemyself permission to grow and
build a business.
I literally built a businesswhen my first was like.
16 months

jannese-torres_1_06-10-202 (53:02):
Wow.

jessica_1_06-10-2025_190250 (53:02):
And the fact that we are able to do
that, if anything, moms shouldbe at the center of the,
boardroom.
They should be the center ofattention because we can still
fully function, if not functioneven more when we become
mothers.

jannese-torres_1_06-10-2025_ (53:17):
we are the original creators, okay?
We literally create life.
So there's not a damn thing thatI'm convinced that we cannot
create when we put our minds toit.

jessica_1_06-10-2025_19025 (53:26):
Yes.
Ugh.
I love it.
Well, Jannese, where can peoplefollow you, connect with you if
they haven't heard of you, whichI think that they're probably
from another universe at thispoint.
And where can people find yourbook as well, which I have here?

Absolutely.

jessica_1_06-10-2025_19025 (53:45):
Tell us a little

jannese-torres_1_06-10-20 (53:45):
Yeah, so you can find me on all the
socials at Jo Dero podcast.
You can tune into the podcastwherever you listen to this one.
we're everywhere On YouTube, andthe book actually has come out
in Spanish too, so it's calledJo Dero.
So if you have.
Friends or family who wouldprefer to learn about personal
finance in Espanol, we have thatas a resource as well.

(54:07):
Um, I highly recommend likemaking a book club, y'all like,
because, um, what I have foundis that.
Even still here in 2025, thefinancial institutions of the
world really don't have too muchinterest in spreading financial
literacy because at the end ofthe day, money is power.
And, uh, they're kind of scared.

(54:27):
They're kind of scared about usgetting the power.
And so this education is verymuch being led by grassroots
movements like what we're doingon the show.
Um, other amazing women of colorcreators.
And so I think it's justimportant, like once you learn
about this stuff.
Be the match that lights theflame for your family, for your

(54:48):
cousins, your Titi, anybody whoyou know needs this message.
Uh, because that's how we beginto change things, not just for
ourselves, but especially forthe future generations.

jessica_1_06-10-2025_19025 (55:01):
Hmm.
it.
Love it.
Well, Jannese, thank you so muchfor being on the show.
It is an honor to have you andfor you to be in this mommy club
as well.

jannese-torres_1_06-10-2025_2 (55:11):
I never thought, girl, I'm telling
you, my family was so shockedwhen I told them I was pregnant.
Like I, I, I think.
Out of everything that I've donein my life, it's by far the
craziest thing to them andabsolutely the craziest thing to
me.
But it is definitely like themost rewarding, beautiful,

(55:32):
exhausting, exhilarating, mindnumbing experience I've ever had
in my life.
Um, and you know, it's like oneof those things like you don't
know until you're part of theclub.
Oh,

jessica_1_06-10-2025_1902 (55:43):
Yeah.

jannese-torres_1_06-10-2025_2 (55:44):
I understand.

jessica_1_06-10-2025_190250 (55:47):
You know, if you don't know

jannese-torres_1_06-10-20 (55:49):
Yeah, man.
Man, what an initiation processThis has been.

jessica_1_06-10-2025_190250 (55:55):
I love it.
No, good for you.
Well, Jannese, thank you so muchfor being here.
I appreciate

Absolutely.
Thanks for having me.

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