Your Tax Refund: It’s Your Money Returned

Have you ever waited for your yearly tax refund, thinking it’s a bonus? In reality, that check is just your own money coming back because too much was taken out of your pay throughout the year. In this episode, we discuss the pain of over-withholding—how giving an interest-free loan to the government can disrupt your monthly cash flow—and offer clear, practical steps to improve your financial routine. You’ll learn how simple adjustments, like using an online withholding calculator, reviewing your paycheck settings, or consulting a tax professional, can help you recapture money every month instead of waiting for a lump sum at tax time. If you’re frustrated by missing out on extra cash when you need it most, this conversation is for you.

For more details, visit: https://mindfulmint.org/2025/03/22/your-tax-refund-isnt-a-bonus-its-your-own-money-genius/